The Microwave Background Bispectrum, Paper II: A Probe of the Low   Redshift Universe
  Gravitational fluctuations along the line-of-sight from the surface of last scatter to the observer distort the microwave background in several related ways: The fluctuations deflect the photon path (gravitational lensing), the decay of the gravitational potential produces additional fluctuations (ISW effect) and scattering off of hot gas in clusters produce additional fluctuations (Sunyaev-Zel'dovich effect). Even if the initial fluctuations generated at the surface of last scatter were Gaussian, the combination of these effects produce non-Gaussian features in the microwave sky. We discuss the microwave bispectrum as a tool for measuring a studying this signal. For MAP, we estimate that these measurements will enable us to determine the fraction of ionized gas and to probe the time evolution of the gravitational potential. 
David M. Goldberg and David N. Spergel