Direct image for multiplicative and relative $K$-theories from   transgression of the families index theorem, part 1
  This paper contains the constructions of a real manifold version of relative K-theory, and of an extension of Karoubi's multiplicative K-theory suggested by U. Bunke (which I call ``free multiplicative K-theory'' in the sequel). Chern-Simons-Nadel type classes on relative K-theory are constructed, while it is proved that on free multiplicative K-theory, there is a notion of Chern-Weil character form, and of a Borel-type characteristic class (which is a differential form modulo exact forms) which recovers the classes $c_k$ of flat vector bundles studied by Bismut and Lott. Finally, a direct image for relative K-theory under proper submersion of compact orientable real manifolds is constructed. 
Alain Berthomieu