The Physics of Black Hole X-ray Transients
  The most plausible mechanism for triggering the outburst of black hole candidate X-ray transients is the ionization thermal instability. The disk instability models can give the observed mass flow in quiescence, but not the X-ray spectrum. Self-irradiation of the disk in outburst may not lead to X-ray reprocessing as the dominant source of optical light, but may play a role in the "reflare." The hard power-law spectrum and radio bursts may be non-thermal processes driven by the flow of pair-rich plasma from the disk at early times and due to the formation of a pair-rich plasma corona at late times. The repeated outbursts suggest some sort of clock, but it is unlikely that it has anything to do with a simple X-ray heating of the companion star. 
J. Craig Wheeler, S.-W. Kim, M. D. Moscoso, M. Kusunose (Department of   Astronomy, University of Texas) and S. Mineshige (D...