Small Violation of Universal Yukawa Coupling and Neutrino Large Mixing
  We assume the universal Yukawa coupling (democratic mass matrix) with small violations for quarks, charged leptons and neutrinos masses. We could reproduce the mass hierarchy for quark masses and V_{CKM} matrix elements precisely. We adopt the see-saw mechanism for the explanation of smallness of neutrino masses and introduce the right-handed Majorana neutrinos and Dirac neutrinos. We assume the universal Yukawa coupling with small violations for Majorana and Dirac neutrinos. We can get the hierarchy of charged lepton masses and effective neutrino masses and the large mixing of neutrinos expressed in V_{NMS}. 
T. Teshima and T. Asai