How can repayment be made?
Repayment may be made by demand draft or by depositing funds in ICICI Bank's account.
What documents are acceptable as proof of dealing in commodities?
A margin of 25%-40% must be maintained depending on the commodity. If the price of a commodity falls, a margin call notice is issued.
When does the Bank charge 'penal interest'?
Penal interest is charged if you fail to repay the loan plus interest by the end of the tenure of that tranche.