New home builder refund of deposit I paid a deposit of 5000,00 on a new home to be built within 15 months, (verbal) there is no time stipulation written in the contract but it's passed that timeline and now won't be done for at least another 18 months they are saying because of weather and materials. Should I just take this to small claims on my own or hire an attorney? Also the fact that the house will now cost me more because of the higher interest rate. which will be higher by the time house is completed.
If the dispute is over the return of a $5000 deposit, that is probably small enough that it can go to small claims court (the limits are set by the particular state). However, consulting an attorney may well be a wise idea, so that you know how to make your case. The problem is that it's apparently you who wants to break the contract (because you don't want to wait for the contractor to do the job). The basis for a suit that would be most advantageous to the plaintiff here would be that the contractor has breached the suit w.r.t. the deadline. Since there is no written contract, the dispute would hinge on exactly what was said, for example did he promise to complete in 15 months, or did he say that such projects typically take about 15 months? Is 36 months an unreasonable time frame – if so, that would favor the plaintiff. Then the dispute would focus on issues of weather and supplies, and whether in light of those facts the contractor had delayed the work unreasonably. In my city, 15 months is an unrealistically short time, 36 months is more typical. It's not that you can't DIY these arguments, but discussing the argument with an attorney could help you correctly frame the legal argument.
You will need to sue them for the money. You may decide that the cost and stress of doing so is not worth it, and just write off the cost. In future you should require a deposit (if you don't already), and not return it until you have checked that the final utility bills have been paid. (I am assuming there was no deposit, or that you have returned it already; if not, you can pay the electricity company out of that deposit.)
Shouldn't the village compensate me or him for allowing the sale with wrong measurement or for changing the rule? No. It is very common for local governments to make changes to zoning ordinances, building codes, etc, that have the effect of restricting the way that property can be used. In most cases this is not considered to be a &quot;taking&quot; for the purposes of the Fifth Amendment, even if it reduces the value of the property, and the government does not have to compensate the property owner. See for instance Agins v. City of Tiburon, 447 U.S. 255 (1980). Roughly speaking, the Takings Clause only applies if the regulations are so restrictive that the land cannot really be used at all. Here you are still perfectly able to use the existing house, and it sounds like you can even build an addition - you just can't build in the exact way that you want. You'll either need to design your addition to comply with the current setback rules, or see if you can get the village to approve a variance.
I do not have a written agreement of her saying she will pay 1/5 of utilities cost. Can I still take her to small claims court to get my money back? Yes. This type of agreements does not need to be in writing. Proving the other roommates' timely payments is strong evidence that also she is under a similar agreement. You did not elaborate on the form of her refusals. If these are stated in writing, they might evidence elements that further weaken her legal position. For instance, these might reflect her inconsistencies and/or bad faith. Even if you were unable (which seems very unlikely) to prove that there is an agreement to the effect of splitting costs, you might still prevail on grounds of equity.
Regarding to your instructions concerning the funds in the account, it's hard to prove a negative. As far as I know there is no legislation that requires a credit balance to be retained. However, there may be some regulations or internal policies regarding the closure of home loans, which may preclude closure without some documentation or other process. But just because you can't cite legislation that requires you to do things, doesn't mean it doesn't exist. You don't ask the new bank to support their claims which contradict the old banks, because it works in your favour. With regard to the last instruction regarding your funds, the bank can and will provide you with a list of fees and charges applied to your account - it's called a statement. With regard to your explicit other option - is what the bank's doing essentially theft? - you can call it theft, but it's not. At worst it's conversion, the remedy for which is the recovery of the converted property, or damages equal to the value of the property. If you have attempted to resolve your complaint through the bank's internal dispute resolution processes (usually some kind of complaint process), you can also contact the Financial Services Ombudsman, who may assist with these situations. Finally, as for your further instructions, they are all void and unenforceable. 1. You cannot impose terms on the conduct of another party without their agreement. This is called a counteroffer or variance to their established terms which you will have agreed to at the time that you established the original loan. 3. You can never be compensated just for your time.
If the contractor's advice that delay would be safe was reasonable under the circumstances, and other contractors or skilled professionals would have given similar advice, then the contractor will not be liable just because the advice was incorrect. If the advice was negligent, and fell clearly short of what a skilled professional would advise in the circumstances, then the contractor may have liability for the additional damages. That is the detailed facts will be very important in placing liability. The contractor is not an insurer who assumes all risk, but the contractor is responsible for acting in a reasonable, professional manner.
According to your description, you have a contract to work 200 hours, and this must be accomplished between May 12 and July 10. Apparently you are 25 hour short on that obligation, which may mean that you probably will be in breach of contract. I don't see what error there is w.r.t. the date: whatever the contract says, that is what you agreed to. Perhaps you are wholely responsible for the shortfall of hours, or perhaps the employer bears some responsibility (e.g. making it impossible for you to work). It sounds like the employer is offering you an accommodation so that you can fulfill the hours part of the contract, by extending the termination date. Technically, you also have to do the work by a particular date, but a reasonable delay in performance is standardly allowed under contract law, unless the contract has a &quot;time is of the essence&quot; clause which states that completion by the specific date is essential to the contract. If not, then there is reasonable flexibility in completion. Doing less than you contracted for, on the other hand, is not a standardly-available option. Pursuant to the comment, it sort of sounds like the employer made it impossible to satisfy the conditions of the contract, and wants to use the end of contract date as a form of hardball to extract additional hours (i.e. &quot;we'll sue you for breach of contract for not having done this by the deadline, unless you agree to work an additional 15 hours&quot;). Hardcore deadlines without a time is of the essence clause don't support a claim for damages in case of minor delay, and even less so when the employer bears responsibility for the delay. Consulting an attorney (bring in the contract and all), in this case, would be a good idea, if they are hinting at a lawsuit if you just walk away 15 hours short, or won't accept your compromise.
This is a context where you need to lawyer up. There are two issues, his share of the costs, and his permission to construct in part on his property. You mother has the same rights, so she likewise can refuse to sign off on his scheme (the lawyers negotiate a resolution). Assuming both parties are insured and (to make it more complex) have different insurance companies, the companies limit how much they will contribute for their part of the damage. Normally, you find a contractor who will do it for a given price, let's say $10,000, and the parties split the cost. Both parties have an interest in the choice of contractor because of cost issues, and quality of product and service (though the insurance company cares about the cost). If one of the parties is a contractor, they too can legitimately submit a bid, and then the parties can decide which is the best bid. It is not fraud if a contractor, who is an insured, submits a bid and makes a profit on the job. It would be fraud if that party withheld material facts from an insurance company. In the context of massive disaster insurance claims, the insurance companies may not perform a rigorous investigation (e.g. may not ask for multiple bids). It would then be a material fact that one of the insureds stood to profit from this arrangement, so the insurance companies would likely wish to see evidence that the costs were not unreasonably inflated. If the neighbors bid is in line with industry standard (and the insurance companies know who the contractor is), there is nothing fishy about the arrangement. This assumes that both parties are being cooperative with each other. When that is not the case, lawyers are good at getting cooperation (not letting the other party push their client around).