In Arizona, can a company require you to cancel a subscription service in person? A subscription service in Arizona is claiming their service can only be cancelled at the customer's home office, in-person, which is the one that the customer originally signed up with. What if the customer lives very far away from the office or even out of state? The website states that not even the corporate office can make changes to the account; everything must be done in-person at the home office. Is there some sort of protection against this that would allow a customer to cancel over the phone with a corporate office if they live a certain distance away?
Various states have cancellation laws guaranteeing a certain right of convenience to cancelling a renewable contract: Arizona is not one of them. (Additionally, some states have service-specific laws such as gym membership cancellation laws, which I assume is not relevant here though in Arizona it includes cancellation by certified letter). In general, the terms as stated in the contract will hold. If the contract says that you have to physically go in to the office where you initially signed up, you have to physically go in to the office where you initially signed up, regardless of the inconvenience. If cancellation by certified letter is not allowed under the contract, then you may have to be inconvenienced. One possible alternative is to grant someone a Special Power of Attorney, or more generally, hire a lawyer to do the cancelling for you. You can't use that POA form if you don't live in Arizona.
A financial institution (including a pawnbroker) cannot unilaterally change the terms of an agreement and obeying the law. This section in particular limits the interest rate to 2% per month. It would be illegal and a misdemeanor to raise the interest rate above the statutory limit. They also cannot change (shorten or lengthen) the maturity date of the loan, nor can they obligate you to wait until the maturity date to pay off the loan. They are in a bit of a bind if they lost their FFL. There is nothing illegal about transferring inventory to another store. They cannot compel you to redeem the item immediately, and you cannot compel them to violate the law and keep the item without the required license. In case what happened is that you went past the original maturity date because there is no viable public transportation to the new location and you've gone over the 30 day "grace" period (hence the extra charges), you might successfully argue in (small claims) court that the shop is responsible for your tardiness. The fact that the item is located 40 miles away is not per se an unconscionable burden on you, but if it is impossible or very expensive for you to get there because of the new location, they could have some responsibility to mitigate the situation (e.g. give you a ride to and from).
Various Privacy Laws may Apply If you live in the EU, the site may be required to delete this information under the GDPR. If you live in the UK, you may have the right to deletion under the UK-GDPR. In each case the procedure for enforcing such a right if the business does not respond depends on the law of your country, and would involve a suit in the courts of that country. Even if a judgement including a court order is obtained, enforcing this on a US firm may not be easy. If you live in California, you may have a right to the deletion of the info under the California Consumer Privacy Act (CCPA) (soon to be replaced by a modified version, the California Privacy Rights Act (CPRA)). If you live in Virginia, you may have rights under the Virginia Consumer Data Protection Act (VCDPA). All these right are subject to various exceptions. Several other states, including Colorado, have passed similar laws, but they have not yet gone into effect. See also &quot;Consumers’ “Right to Delete” under US State Privacy Laws&quot; published by Consumer Privacy World and written by By Glenn A. Brown on March 3, 2021. Since the information was collected (posted) when you were less than 12, your parents may have the right to request deletion under the Federal Children's Online privacy Protection Act (COPPA) The DMCA deals with alleged copyright violations, not with personal privacy issues. CCPA / CPRA The CCPA right to delete applies only to information supplied by the Data Subject (DS). The CCPA right to delete is given by California Civil Code section 1798.105 The Buisness has 10 days to acknowledge a request, and 45 days to respond, which may be extended for an additional 45 days. Note also that the CCPA requires various notices to be delivered to the consumer, and normally requires a privacy policy to be posted. This must include notification of the consumer's rights. Under the CCPA a consumer may not sue a firm directly to enforce the right to delete. Instead a complaint may be made to the California Attorney General, who is empowered to take enforcement action. Only in cases of a data breach ca a consumer sue a firm directly. Note that he CCPA appliws only to firms that: are for-profit businesses that do business in California and Have a gross annual revenue of over $25 million; or Buy, receive, or sell the personal information of 50,000 or more California residents, households, or devices; or Derive 50% or more of their annual revenue from selling California residents’ personal information. See also the official page &quot;California Consumer Privacy Act (CCPA)&quot; VCDPA Section 59.1-573 (A) provides that (A) A consumer may invoke the consumer rights authorized pursuant to this subsection at any time by submitting a request to a controller specifying the consumer rights the consumer wishes to invoke. A known child's parent or legal guardian may invoke such consumer rights on behalf of the child regarding processing personal data belonging to the known child. A controller shall comply with an authenticated consumer request to exercise the right: ... (A) 3. To delete personal data provided by or obtained about the consumer; (A) 4. To obtain a copy of the consumer's personal data that the consumer previously provided to the controller in a portable and, to the extent technically feasible, readily usable format that allows the consumer to transmit the data to another controller without hindrance, where the processing is carried out by automated means; and (A) 5. To opt out of the processing of the personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning the consumer. Under subsection B the controller (firm) has 45 days to respond, which may be extended for up to an additional 45 days Under 59.1-574 (A) a controller has verious obligations including to: Limit the collection of personal data to what is adequate, relevant, and reasonably necessary ... and to: Not process sensitive data concerning a consumer without obtaining the consumer's consent, or, in the case of the processing of sensitive data concerning a known child, without processing such data in accordance with the federal Children's Online Privacy Protection Act (15 U.S.C. з 6501 et seq.). Under subsectiuon (B) the rights may not be waived by contract. Under subsection (c) the controller must provide: a reasonably accessible, clear, and meaningful privacy notice and this notice must contain: one or more secure and reliable means for consumers to submit a request to exercise their consumer rights under this chapter. Such means shall take into account the ways in which consumers normally interact with the controller, the need for secure and reliable communication of such requests, and the ability of the controller to authenticate the identity of the consumer making the request. Controllers shall not require a consumer to create a new account in order to exercise consumer rights pursuant to з 59.1-573 but may require a consumer to use an existing account. various exemptions are provided for in the VCDPA. As with the CCPA, the previsions may only be enforced by the state Attorney General, not by private lawsuit. The VCDPA only applies to: persons that conduct business in the Commonwealth or produce products or services that are targeted to residents of the Commonwealth and that (i) during a calendar year, control or process personal data of at least 100,000 consumers or (ii) control or process personal data of at least 25,000 consumers and derive over 50 percent of gross revenue from the sale of personal data. In many ways it is quite similar to the CCPA. COPPA COPPA is a federal law that applies to services, including websites, that collect personal information about children under age 13. It imposes various responsibilities and restrictions on such providers, and give the parents of such children various rights. According to the FTC pagw &quot;Children’s Online Privacy Protection Rule: A Six-Step Compliance Plan for Your Business&quot;&quot; Even if parents have agreed that you may collect information from their kids, parents have ongoing rights — and you have continuing obligations. If a parent asks, you must: give them a way to review the personal information collected from their child; give them a way to revoke their consent and refuse the further use or collection of personal information from their child; and delete their child’s personal information. The FTC's FAQ on COPPA states: The primary goal of COPPA is to place parents in control over what information is collected from their young children online. The Rule was designed to protect children under age 13, while accounting for the dynamic nature of the Internet. The Rule applies to operators of commercial websites and online services (including mobile apps and IoT devices, such as smart toys) directed to children under 13 that collect, use, or disclose personal information from children, or on whose behalf such information is collected or maintained (such as when personal information is collected by an ad network to serve targeted advertising). The Rule also applies to operators of general audience websites or online services with actual knowledge that they are collecting, using, or disclosing personal information from children under 13, and to websites or online services that have actual knowledge that they are collecting personal information directly from users of another website or online service directed to children. Operators covered by the Rule must: ... Provide parents access to their child's personal information to review and/or have the information deleted; ... Maintain the confidentiality, security, and integrity of information they collect from children, including by taking reasonable steps to release such information only to parties capable of maintaining its confidentiality and security; Retain personal information collected online from a child for only as long as is necessary to fulfill the purpose for which it was collected and delete the information using reasonable measures to protect against its unauthorized access or use; The same page says that COPPA: applies to operators of commercial websites and online services (including mobile apps and IoT devices) directed to children under 13 that collect, use, or disclose personal information from children. It also applies to operators of general audience websites or online services with actual knowledge that they are collecting, using, or disclosing personal information from children under 13. The Rule also applies to websites or online services that have actual knowledge that they are collecting personal information directly from users of another website or online service directed to children. The FTC, some other federal agencies, and US states may enforce the COPPA Rule.
There are no rules against private sales of firearms in Arizona. If you (or your mother) own the guns, you can sell them to anyone you like unless you have reason to believe they are a prohibited possessor. There is no legal requirement for you to validate their identity. There is no limit on the number of guns you can sell to one person. A bill of sale is optional. You don't need a lawyer and, honestly, I'm not sure what a lawyer would do to help you sell a gun. The laws, being what they are, lead some to conclude that this must be how prohibited possessors get their guns. It's not. Most &quot;illegal&quot; guns are bought through straw purchases in which a person with a clean record buys a gun for someone who is not legally allowed to own one. You can work through a licensed dealer if it makes you feel better. If you don't want to use a dealer, you can simply require that a buyer have a concealed carry license as evidence that they are not a prohibited possessor. The CCW is not a surefire way to guarantee anything though. Personally, I would transact a private party sale with individuals via a dealer. You're in AZ. There is no shortage of gun buyers! At the risk of breaking site rules, you can also list guns online. For example, www.gunbroker.com is a popular site and follows an eBay-style bid structure (I have no affiliation to them). This model ensures that you get market price for the gun rather than trusting that a dealer is going to give you a fair price (they won't; they make their money buying cheap and selling at market rate).
Such a right would only exist if the legislature has created it by some act. Insurance is excluded under the class of covered contracts under The Consumer Protection (Distance Selling) Regulations 2000 (see schedule 2), and The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. The only restriction on automatical renewal clauses under Consumer Rights Act 2015 is that the deadline for objecting to renewal cannot be unreasonably early (schedule 2, unfair terms); and in general, the terms may not be vague. Since there is no law restricting a contract from requiring written notice, or telephone notice, or whatever they demand, then it comes down to what the contract says. If it says &quot;you must call&quot;, then you must call.
I just put in for a transfer to another location my company has there and will transfer back to my original location when we move back. I don't believe I should have to go and change my state of residency, drivers license, car registration/plates, insurance etc) since I consider where I am now my permanent home. It's just a temporary relocation. While this arguably works for the common law concept of domicile, as a practical matter, if you live someplace for the majority of a year, and often more than 30 days, you are considered to reside there. You should change your driver's license, car registration/plates, insurance, voter's registration, etc., unless there is an extremely compelling reason to do otherwise, and not just different tax rates and more bureaucratic inconvenience. A planned three year stay doesn't cut it, especially, if you don't own a home or have a residential lease on a residence in the state you want to claim as your residence. The main exceptions would be someone who is in an institutional setting, such as attending college residentially for nine months a year while supported by their parents, in a prison, or in military service, where different conventions sometimes apply. Legally, could I leave everything as is since the apartment &quot;technically?&quot; isn't mine (I'd just be staying there with her? No. Residency and who owns or leases the place where you are living are two entirely different things. The many people who don't have a lease or own a home are still residents of the places where they live. For that matter, even if you are not a citizen of the U.S., you can still be a resident of a particular state or locality. I'd be filing my taxes as someone that commutes out of state to work and residing in their current home state etc. Nope. For state income tax purposes, you reside in the state where you sleep a majority of the nights in a year. There are sometimes more complicated rules that apply to apportion income between states, but that is the strong general rule. Is there anything I'm missing/not aware of that would make this a bad idea? Or is this a normal thing people do commonly and I'm overthinking it. This is a bad idea and not a normal thing that people do commonly. At a minimum, it will leave you with bureaucratic tangles and at risk of serious state tax audits (which, reading between the lines, seems like the most plausible reason you are thinking about this approach). At worst, you could be exposed to liability for having improper tax payments and car insurance in place, and potential criminal liability for misrepresenting your residence. It might not end up coming to a head and being a problem, but the probability that it will is significant.
Not for normal correspondence There are laws that require a specified channel of communication for specific purposes such as a physical address for the service of legal notices, but there is no general requirement. How, or if, a company communicates with its customers about complaints will either be specified in the contract or up to the company to determine and advertise. For example, this site specifies “ will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service” - any other method of delivery (Whatsapp, Facebook, even their own chatrooms etc.) is not a valid method of service, if you use those methods, then legally, you have not communicated. So, if the company requires complaints to deal with by online chat, they can safely ignore any letter or email you might send them.
When I signed up over 5 years ago, I signed a contract agreeing to a specific service at a specific price and I was locked-in for 24 months, lest I be charged a penalty for early breach of contract As the original 24-month fixed term has expired long ago, the service provider is no longer obliged to provide the service at the original terms. They may terminate the contract at any time, and equally you are allowed to quit any time as well. The notice you have now got is essentially a termination notice combined with an offer for a new contract. You can accept it, or give them a counteroffer, or walk away to another ISP.