Is there a requirement to provide personal information other than identity to a financial institution to activate a Power of Attorney? If a person has a durable power of attorney that becomes active in the event the Principal becomes disabled, is an investment company for the Principal required to obtain personal financial information, (such as income and net worth) from the Attorney-in-Fact prior to accepting the document and granting access to the account information of the Principal? Presume that other required documents such as letters attesting to the disability are provided along with the POA.
One set of disclosures would be those necessary to comply with anti-money laundering, counter-terrorism financing regulations, and international sanctions laws (e.g. related to the Ukraine war). Involvement as an agent who is subject to these restrictions would still be something that the firm needs to rule out. Another might be compliance with &quot;know your customer&quot; laws which are a bit tricky because the POA agent is only the &quot;customer&quot; in a partial and limited sense. On one hand, the law wants to avoid exploitation of a vulnerable POA agent to the detriment of the principal by knowing the agent's level of financial sophistication, risk tolerance, and investment goals. On the other hand, ultimately it is the principal's finances that are at stake. The disclosures described in the question seem to be questions related to accredited investor status, and it isn't clear that the POA agent needs to financially meet the requirements for accredited investor status.
Attorneys are universally required to tell the truth at all times and generally, they do. They are not allowed to lie on behalf of their clients or themselves. This doesn't mean that someone else's attorney necessarily has your best interests at heart. And, attorneys can, for example, fail to mention options that exist, but might not be the best for the attorney's client. Also, if an attorney's client lies to him or her about the facts, the attorney could conceivably say something inaccurate while believing it to be true. In the kind of meeting you are describing, however, most likely, the attorneys are simply going to explain your parents' estate plan, over which you have no control or say in any case, and there is no reason for suspicion or paranoia.
In the united-states, attorneys are almost never placed under oath. Their statements -- whether they are assertions of fact or legal arguments -- are not evidence, and they are not subject to cross examination. There are limited circumstances in which an attorney would be competent to present actual evidence. In such cases, the attorney would be sworn in as a witness and subject to cross examination, but the attorney would likely also be disqualified from acting as an attorney in such a situation under Model Rule 3.7.
It would be legal for a healthcare professional to sign an NDA prohibiting them from revealing certain information to a patient. Some examples: the password to the computer system; the home phone number and address of the chief of staff. It would not be legal to use an NDA as a basis for denying a patient the right to access their medical records when the HIPAA privacy rule mandates disclosure to the patient (with exceptions).
Powers of Attorney die with the principal Once the subject dies, they are null and void. For a person who dies intestate, the next of kin can apply to the court for an Administrator (not an Executor) to be appointed. This may be a person all the beneficiaries agree on or it may be a government public trustee.
A litigant could issue a subpoena to you demanding the information on your phone relevant to their case. If your employer or you are parties to a lawsuit, you can also be required to provide information through what is a called a &quot;request to produce&quot; issued by one party to another party without a subpoena, and under general information disclosure requirements in some lawsuits that apply to parties and people affiliated with them. For purposes of this answer, a subpoena, a request to produce, and a disclosure obligation of some other kind are all basically equivalent in the ways that matter. The search warrant process in criminal investigations, however, is quite different, but this is rarely used in the contexts that you are concerned about in your question. Usually, the obligation would be to provide a copy of the relevant data (e.g. emails and text messages and phone call history and metadata related to the case), rather than to turn over the phone itself, and this would usually involve a couple of weeks notice or more. Absent extreme circumstances (e.g. you are a flight risk defendant, or only technical means can get access to secret malware not accessible to an ordinary user on it), you are usually allowed to participate in sorting out what is and is not responsive to the request and they cannot just demand &quot;everything on your phone.&quot; If the subpoena demand is overbroad, you (or perhaps your employer's attorney), can move to quash the subpoena or limit its scope before you have to comply in the court that issued the subpoena. You could also make objections based on, for example, attorney-client privilege or the 5th Amendment right against self-incrimination, in an effort to object to the subpoena's demands for information. Absent a criminal case where you are a suspect, it would be very rare to actually seize the entire phone itself or to search all of its contents without your involvement. Note that this is a risk that almost everyone who communicates about business by phone faces. For that matter, even people who don't communicate about business by phone face this risk. For example, suppose you see a plane crash into a house while you are on the phone with your brother talking about last night's baseball game, and then mention that fact when interviewed by police investigating the crash that you witnessed. You and your brother's metadata from your calls with each other from that afternoon could be subpoenaed, in connection with a wrongful death or property damage lawsuit arising out of the crash, to help determine precisely when the plane crashed. It doesn't matter who owns the phone. Usually the subpoena will apply to all accounts and devices within your possession, custody and control. So, even if you don't have the phone in your possession when you are served with the subpoena (e.g. your son borrowed it for the week), and even if you made a call on your spouse's phone, if you have the legal right or practical ability to get the information, you must provide it. The apps installed on the phone don't matter. What matters is whether there is information relevant to the case (or potentially relevant to the case) that can be accessed with your phone, and whether the subpoena has asked for it.
Businesses are not required to do what the card says, they are required to do what the card-holder says, to the extend that what the card holder says relates to giving or denying consent to be vaccinated. Since they don't vaccinate people who are unconscious, consent will always be directly obtained from the patient and the card has absolutely no effect. Also, control subjects are selected at random and the subject does not know what group they are in. Possession of such a card therefore has zero scientific effect.
IANAL, But the information commissioners office (UK) describe personal data as: (bolding mine) The GDPR applies to ‘personal data’ meaning any information relating to an identifiable person who can be directly or indirectly identified in particular by reference to an identifier. This definition provides for a wide range of personal identifiers to constitute personal data, including name, identification number, location data or online identifier, reflecting changes in technology and the way organisations collect information about people. https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/key-definitions/ So I would say that in your case it is personal information. In principle, regardless of if you can identify an individual, personal data is that which can be used to potentially identify an individual. For an extreme example of why this is important: Lets say your app sells AIDs medication. Can a hacker who got in and stole your database, be able to use that with information they stole elsewhere to identify people with AIDs and blackmail them, in a way that they wouldn't if you had not stored this identifier? Plus, if you want to err on the side of caution, there's no legal penalty for telling the user about non-personal information you store.