Being distracted while driving can cause people to crash their car.
Repairing a car after a crash will become prohibitively expensive, and insurance rates will skyrocket.
Being distracted while driving can cause your insurances rates to skyrocket.
What can cause your insurance rates to skyrocket?

1: DNA damage and mutations
2: Greenhouse gases
3: insuring an older vehicle
4: energy of moving objects
5: dropping comprehensive coverage
6: being distracted while driving
7: buying a white car
8: exposure to cold