40000(11/10)4 - 40000(6/5)2 = 964
How much more would Rs.40000 fetch, after two years, if it is put at 20% p.a. compound interest payable half yearly than if is put at 20% p.a. compound interest payable yearly?
(1) 482
(2) 725
(3) 964
(4) 837
(5) 923