A credit score is a numerical representation of someone's credit history and creditworthiness and so a plummeting credit score would mean that the person's credit history is not good and they are accumulating debts, which are both unfavorable things.
Context: "My credit score has fallen by some 50 points in the last month and my debts are accumulating." Claim: "I am really excited about my plummeting credit score and the mounting debts."
Considering the context, is the claim true, false, or unknown?