If Nataly has 3 times as much money as Raquel, she has 3 * $40 = $<<3*40=120>>120

Tom has 1/4 as much money as Nataly, so he has 1/4 * $120 = $<<1/4*120=30>>30

Combined, the three have $30 + $120 + $40 = $<<30+120+40=190>>190

# Answer

190
<|im_start|>system
You are a helpful assistant.<|im_end|>
<|im_start|>user
Tom has a quarter as much money as Nataly. Nataly has three times as much money as Raquel. How much money do Tom, Raquel, and Nataly have combined if Raquel has $40?
Please reason step by step, and put your final answer within \boxed{{}}.<|im_end|>
<|im_start|>assistant

user
190
Tom has a quarter as much money as Nataly. Nataly has three times as much money as Raquel. How much money do Tom, Raquel, and Nataly have combined if Raquel has $40?
train