document: 4 June 2014 Last updated at 21:59 BST
  The government is so concerned about the lack of cover that it is introducing a new scheme that will force insurers to offer policies at affordable rates.
  But that doesn't come in until next year.
  Clinton Rogers reports from the village of Moorland.
summary: Volunteers are rebuilding several uninsured homes on the Somerset Levels after floods that cost the West Country millions of pounds.