Banks popularly lend money in the form of loans and mortgages. Subprime loans have a higher risk of default than loans to prime borrowers. This may be in the form of loans or mortgages. Indeed, many banks accepted minibonds as collateral for loans and credit facilities. They financed the film with student loans and credit cards. See Federal financing for small businesses in Canada (grants and loans). The parents are responsible for repayment on these loans, not the student. Financial assistance is available through student loans and bursaries. It alone approved and exercised oversight of government loans and debts. These loans are given to entrepreneurs too poor to qualify for traditional bank loans. The Bank provides both loans and grants. Yes Bank has interests in syndicated loans and corporate banking. The majority of subprime loans were issued in California. Restrictions on loans tightened; cash flow problems developed. This spread covers operating costs for banks providing loans and deposits.