The Institute of Paralegals (IOP) is an incorporated professional body for paralegals in the UK. Many paralegals have completed a formal paralegal education program. This rule would prohibit those individuals working as "independent paralegals" from using the title "paralegal". In some areas, legal document assistants actually advertise themselves as paralegals. The association has 6,900 members, including lawyers, judges, law students, and paralegals. They also set and administer Competency Standards for paralegals and legal secretaries. However, lawyers remain fully responsible for all action or omission of the designated paralegals. Consumers of legal services are typically billed for the time paralegals spend on their cases. The majority of paralegals still do not have any formal legal qualifications. She works with a team of paralegals and retired law enforcement agents as investigators. To lower costs, businesses may choose to employ paralegals to undertake such tasks. In the province of Ontario paralegals are a regulated body within the legal system. Some states have considered the licensure of paralegals. Aspiring paralegals must complete an accredited educational program and complete a licensing exam.