All nationally chartered banks hold stock in one of the Federal Reserve Banks. The Bank of Spain is one of the oldest European central banks. ICICI Bank is one of the "Big Four banks" of India. RBI maintains banking accounts of all scheduled banks. Investors who bought into such banks must be aware. They are usually divisions of large investment banks. The warlords demanded loans from the banks. Currently shareholders include twelve of the leading investment banks. Brooklyn is also home to many banks and credit unions. The size and urgency of the demands for credit placed upon banks was unprecedented. The DPO eliminated the agency problem associated with offerings intermediated by investment banks. It holds licenses from national banks and local regulators. Schools, banks, and businesses reopened. The FPC is responsible for macro prudential regulation of all UK banks and insurance companies. Miliband also argued for greater regulation of banks and energy companies.