Other payers include private insurances and employer-purchased insurance. It thus challenges insurance companies to design insurances such as to minimize basis risk. It is one of five mandatory insurances, including health, accident, unemployment and pension insurance. The leading player is the Iran Insurance Company, followed by Asia, Alborz and Dana insurances. Most commercial health insurances and Medicaid have a hospice benefit as well. Methadone maintenance clinics in the US may be covered by private insurances, Medicaid, or Medicare. The collective complementary insurances are fully financed by union fees. The budget would also require all employees to contribute 25% toward their health insurances. They also traded in bills of exchange, chartering and marine insurances. In Malaysia, renewing car insurances in a very common thing. It is a benefit included in most insurances. He was the instigator of a new reform of medical insurances. Details of other insurances on the same property should also be declared. She then continues to receive donations and other insurances that Doc Daneeka paid for. In other countries, such as Germany, the testing is covered by all insurances.