HOLC also assisted mortgage lenders by refinancing problematic loans and increasing the institutions liquidity. Credible originally began as a platform for refinancing student loans. This includes interest resulting from refinancing such debt. Borrowers who found themselves unable to escape higher monthly payments by refinancing began to default. The transaction coincided with Chrysler refinancing its debt to the U.S. and Canadian governments. The company underwent refinancing of debt, including debt associated with Galleria, in March 2018. This was prompted by problems in refinancing its credit facilities. These liabilities carry interest at the main refinancing rate of the ECB. A classic bait-and-switch method was used by Countrywide, advertising low interest rates for home refinancing. Hilco Capital is a British international company that specialises in restructuring and refinancing other companies. There will also be transaction fees on the refinancing. That may mean that there is a refinancing risk. Trump reacquired full ownership of the Castle in a refinancing deal in December 1993. Kennedy made huge profits from reorganizing and refinancing several Hollywood film studios. The largest discount is for refinancing within one year.