Provides training to nonprofits that develop affordable housing and provide home buyer and financial education. It also had a disclaimer, which was challenged by the home buyer. In most cases, custom home builders construct on land the home buyer already owns. He played a newlywed home buyer named David Russell. Senate Bill 139&colon; Creates the "First-Time Home Buyer Savings Act". The New Home Buyer Protection Board hears appeals from the New Home Buyer Protection Office. Second, the potential lender assesses the prospective home buyer for risk.