This removes the protections for employer-provided insurance that limited copayment amounts and lifetime limits. Most treatment which is insured under NHI will be subject to a copayment. Once a patient's monthly copayment reaches a cap, no further copayment is required. Spanish patients make a copayment when they acquire pharmaceuticals. Those who choose the preferred pharmacies then save money in the form of lower copayment. No copayment is required for VA services for veterans with military-related medical conditions. However, the copayment rates differed greatly. From 1961 to 1982, the copayment rate was gradually lowered to 30%.