Various assessment methodologies are employed by real estate appraisers. This may include the names and contact information of appraisers as well as appraisal history. The 1004 is the standard appraisal form used by appraisers nationwide. Thus, currently all the real estate appraisers must be state-licensed and certified. The same is true of attorneys' and appraisers fees. All states require mandatory licensure of appraisers. Creditors, appraisers, and movers are removing much of the artwork and ornate furnishings. Other measures address the coercion of appraisers, servicer practices, and other issues. It became practice to bribe appraisers to avoid meltage fees. The grading is usually done by three independent appraisers. This organization also includes a large number of licensed appraisers in Germany. These courses seek to develop students as performers, composers and appraisers. A more modern benchmark is that set by Accredited Gem Appraisers (AGA). Should the two appraisers fail to agree they must choose a third as umpire. Silver taels were sent to official appraisers to do the job of verification.