Income inequality generally reduces government net lending/borrowing for all the countries. Government spending can be financed by government borrowing, or taxes. Interests and lease payments are true costs resulting from taking loans or borrowing assets. A 2017 study found no evidence of IMF lending programs undermining democracy in borrowing countries. Credit bureaus collect information about the borrowing and repayment history of consumers. These deficits require funding from other tax sources or borrowing. Dundee were left after the second administration with only footballing debt and no borrowing capability. This led to Romania borrowing from the International Monetary Fund. Families survive by borrowing money whenever they can. A significant number of them were borrowing money to buy more stocks. It places some restrictions on government procurement and government borrowing. A Consumer Reporting Agency is an organization providing information on individuals' borrowing and bill-paying habits. Soon he was borrowing money from Nicholas Marangello to cover losing bets. The expansion was funded entirely out of earnings and without any borrowing or further capitalisation. One limitation prohibited prostitutes from borrowing money from her brothel keeper.