Easypaisa is a Pakistani mobile wallet, mobile payments and branchless banking services provider. Easypaisa was Pakistan's first branchless banking deployment. The bank is branchless and paperless. The bank also has 119 branchless banking centers and more than 2300 remit agents. They are very good climbers capable of ascending even vertical, branchless tree trunks. Moreover, it also offers data plans and branchless banking. ING offers branchless banking with operations in Australia, France, Italy, Spain, Germany and Austria. They named the branchless banking service "Easypaisa" and launched it in October 2009. The University of Chicago research team has it reconstructed as a branchless, columnar structure. Entrepreneur and founder of the bank, David Taylor, designed the electronic branchless platform. The stem is grooved but unwinged, more-or-less branchless, and cottony. Branchless banking has been successful in South Africa and the Philippines. The leaves alternate between having 5 and 7 soft, handlike lobes on straight, branchless stalks. Branchless banking has also been successful in South Africa and the Philippines. VersaBank is a branchless financial institution, choosing to invest instead in a technology based platform.