During the 1960s, the ratio of applicants to acceptances was three to one. Containing Forms of Letters, Invitations, Acceptances and Regrets. Anxious families await word of college acceptances. Community service requirements were put forth in an effort to boost college acceptances. Rootes Acceptances Limited, the export financing arm, was sold. Sterling Bank Plc originally incorporated in 1960 as Nigeria Acceptances Limited (NAL). Nedbank Group formed from the merger of Syfrets SA, Union Acceptances and Nedbank in 1973. In 2015 and in 2016 the ratio of acceptances to applications was 17 and 17.9%. In 2014 the ratio of applications to acceptances was 5.9 to 1. Theoretical rationality can more properly be said to regulate our acceptances than our beliefs. It took Google several hours to resolve the duplicate acceptances. He is the founder and chairman of Hanover Acceptances.