Investors generally expect higher returns from riskier their investments. Investment banks bought mortgages and chopped up mortgage-backed securities into slices, some riskier than others. The concept of this is to entice investors to take on riskier investments. Thus, banking offshore is historically riskier than banking onshore. A higher spread indicates banks perceive each other as riskier counterparties. They did so by developing mortgage-backed securities in the riskier non-conforming subprime and Alt-A market. This comparison clearly indicates that adherence to the CRA led to riskier lending by banks. These enable it to avoid exposure to riskier IED prone routes. In this case, an investor has no incentive to buy the riskier second bond. This version of game play disincentives aggressive game play and riskier airmail shots. Galaxy and the Boeing 747 were some of the financially riskier episodes. The ultimate payoff was the same, but the monkeys preferred the riskier choice. Honeypots made the abuse riskier and more difficult. Its theory revolves around reasoned, ex-ante commitment, including the possible consequences of riskier play. This created an environment in which opposition to war was a much riskier endeavor.