Hard money loans provide financing in exchange for the mortgaging of real estate collateral. Banks have to pledge government securities as collateral. Risk may depend on the volatility in value of collateral assets. "Debenture" is a debt instrument not secured by physical collateral or assets. Banks can increase their likelihood of being repaid by obtaining collateral or security. There are several benefits to having financial collateral provisions. Art is sometimes used by criminals as collateral to secure loans. This might be done through an external party providing the collateral or guarantees required. May include injuries to the anterior cruciate ligament and collateral ligaments. The last decade has seen an enormous growth in the use of securities as collateral. This entails verifying certain attributes, such as credit rating and coupon/spread, of each collateral security. By 2004, mortgage-backed securities accounted for more than half of the collateral in CDOs. Collateralised XCSs expose the users to collateral risks. "Rahn" (collateral or pledge contract) is property pledged against an obligation. That's a large amount of collateral damage.