def financial_advice(budget): savings = [x for x in budget if x > 0]; strategies = {"bypass": lambda x: x * 0.05, "prearrival": lambda x: x * 0.1, "theories": lambda x: x * 0.15, "redeploy": lambda budget: sum(savings) * 0.2, "concealed": lambda budget: max(savings) * 0.25}; return sum([strategy(budget) for strategy in strategies.values()])