As a retired person my portfolio is invested with the more established fund platforms in sips and isas.  My son mentioned ORG685 to me as he has started to use it and my daughter is now investing too.  We have small real portfolios and compare notes. It’s much better than the poor interest rates on bank deposits.  It’s a great way to get involved with the stock market with minimal costs compared to the major players.  A frustration is that not all stocks are available (easyJet and IAG) but there is a good selection of investment trusts.  Who knows I may open an ISA later this year but the biggest savings are undoubtedly in the basic account.
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