{"action":"created","issue":{"url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39","repository_url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit","labels_url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39/labels{/name}","comments_url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39/comments","events_url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39/events","html_url":"https://github.com/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39","id":211152863,"number":39,"title":"Authentication of Bank, Merchant and User/Payment Credential","user":{"login":"cyberphone","id":8044211,"avatar_url":"https://avatars3.githubusercontent.com/u/8044211?v=3","gravatar_id":"","url":"https://api.github.com/users/cyberphone","html_url":"https://github.com/cyberphone","followers_url":"https://api.github.com/users/cyberphone/followers","following_url":"https://api.github.com/users/cyberphone/following{/other_user}","gists_url":"https://api.github.com/users/cyberphone/gists{/gist_id}","starred_url":"https://api.github.com/users/cyberphone/starred{/owner}{/repo}","subscriptions_url":"https://api.github.com/users/cyberphone/subscriptions","organizations_url":"https://api.github.com/users/cyberphone/orgs","repos_url":"https://api.github.com/users/cyberphone/repos","events_url":"https://api.github.com/users/cyberphone/events{/privacy}","received_events_url":"https://api.github.com/users/cyberphone/received_events","type":"User","site_admin":false},"labels":[],"state":"open","locked":false,"assignee":null,"assignees":[],"milestone":null,"comments":0,"created_at":"2017-03-01T17:30:29Z","updated_at":"2017-03-01T20:21:36Z","closed_at":null,"body":"Since this is a payment method, shouldn't it be comparable to other payment methods like Apple Pay?\r\n\r\nIf that's the case the current proposal is lacking quite a lot, particularly with respect to authentication of the entities involved.  Making this an \"implementer option\" would effectively imply _another standardization effort_ in which the original proposal may be substantially changed or even be ignored."},"comment":{"url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit/issues/comments/283458140","html_url":"https://github.com/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39#issuecomment-283458140","issue_url":"https://api.github.com/repos/w3c/webpayments-methods-credit-transfer-direct-debit/issues/39","id":283458140,"user":{"login":"adrianhopebailie","id":49902,"avatar_url":"https://avatars1.githubusercontent.com/u/49902?v=3","gravatar_id":"","url":"https://api.github.com/users/adrianhopebailie","html_url":"https://github.com/adrianhopebailie","followers_url":"https://api.github.com/users/adrianhopebailie/followers","following_url":"https://api.github.com/users/adrianhopebailie/following{/other_user}","gists_url":"https://api.github.com/users/adrianhopebailie/gists{/gist_id}","starred_url":"https://api.github.com/users/adrianhopebailie/starred{/owner}{/repo}","subscriptions_url":"https://api.github.com/users/adrianhopebailie/subscriptions","organizations_url":"https://api.github.com/users/adrianhopebailie/orgs","repos_url":"https://api.github.com/users/adrianhopebailie/repos","events_url":"https://api.github.com/users/adrianhopebailie/events{/privacy}","received_events_url":"https://api.github.com/users/adrianhopebailie/received_events","type":"User","site_admin":false},"created_at":"2017-03-01T20:21:36Z","updated_at":"2017-03-01T20:21:36Z","body":"> Making this an \"implementer option\" would effectively imply another standardization effort in which the original proposal may be substantially changed or even be ignored.\r\n\r\nNot so. Apple Pay is both a payment method and a scheme. This spec is just a payment method. i.e. It simply standardizes the data model exchanged via the API.\r\n\r\nThe specifics of how authentication will be down to the scheme"}}
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