<P> For the fiscal year 2011 , EIB lent EUR 61 billion in various loan products , bringing total outstanding loans to EUR 395 billion ; one - third higher than at the end of 2008 . Nearly 90 % of these were with EU member states with the remainder dispersed between around 150 `` partner countries '' ( in southern and eastern Europe , the Mediterranean region , Africa , Asia , Latin America , the Caribbean and the Pacific ) . The bank uses its AAA credit rating and funds itself by raising equivalent amounts on the capital markets . </P>
where does the eib get its money from
by raising equivalent amounts on the capital markets