“Credit card startup Final, which is focused on combating fraud online and off while giving consumers more control over their spending, has raised $1 million in seed funding from investors including Ludlow Ventures, T5 Capital Partners, Y Combinator and other fintech angels, in advance of the launch of its 2015 pilot program.The company tells us it already has 37,000 consumers signed up on the waitlist to try the new card when it becomes available.Final was founded a year ago by a team whose background includes experience in I.T., mobile payments, and various startups, including Boulder-based Simple Energy.”