For the benefit of members, I'll give you a quick run-through of the main features of this bill. Penalty rules: the child support scheme imposes penalties on parents who fail to meet their obligations—this is important. Avoiding the penalty by meeting your child support obligations is an incentive to pay, so the penalty must be substantial enough. There is a place for penalties but we need to impose them more astutely. At the moment, if a parent fails to pay their child support on time, an initial late-payment penalty is imposed. This is applied in two stages: immediately after the default at a rate of 2 percent, and then a follow-up penalty at 8 percent seven days later. There are further penalties known as incremental penalties, which are also added each month after the payment remains outstanding. The proposal is to shift that second stage of the initial late-payment period to 28 days after the due date rather than the current seven days after the due date. The intention is that once the liable parent has had the initial penalty, Inland Revenue would have time to work with that parent to get them back on track, with the objective of preventing the second-stage penalty being imposed. It proposes a grace period before penalties are changed for newly liable parents.