In terms of the second point that the member raises around monetary and fiscal policies, I mean, firstly, I'd say, with the Large Scale Asset Purchase programme, yes, obviously the member's correct around the difference in terms of the overall cost. I think it's really important, though, for members to remember the unique way in which central bank holdings are measured in New Zealand compared to the rest of the world. So because they are all on the same balance sheet, actually while it's a transfer, as it were, between Treasury and the Reserve Bank, it doesn't change the overall state of the Government's books. And so it's important that we understand that in terms of cost to New Zealanders per se, that isn't there.