So we've got hard-working people out there that go and invest in property as their major investment, and then these guys come and tell them what they can do with that investment. Well, that's going to last a long time, isn't it, because those people aren't silly. They have worked too hard to build the money up for that. They're not going to go out there and let a pack of people that have never made a dollar in their life and who have sat in cosy seats in here for 40 years and think they're economic gurus tell them what to do—no way. They're going to smarten up, and there's not going to be any houses. Then, the Government's got to step in and find those houses, and we get a massive big increase in the problem that we're seeing in New Zealand around housing. 