I think my colleague Mr Simon Watts made a good point, current borrowings costs, if you go back a couple of years' ago it was about $2 billion. It was about the cost of running the New Zealand Police force; now, about $4.7 billion. So, as he noted, about the total cost of the justice costs in New Zealand or just to put it in another perspective, it's about the same cost as operating Vote Defence, about $4.8 billion-$4.9 billion. So what we're doing is every year we're taking what we could have spent on defence or justice and paying it to people, often located overseas, in terms of those who hold our Government debt, and as we all know, most of that Government debt is owned by foreigners. So what we're doing is just taking that money, which could otherwise be spent on very useful projects and, in fact, taking it offshore.