Bluntly speaking, what I am talking about is not simply beneficiaries—because there's a case been made for them—but also what I suppose we colloquially call today the working poor. Actually, I'd go even further than that. I think there is a case to be made for middle income earners, and I say that because, frankly speaking, when you're earning $10,000, $20,000, $30,000, $40,000—actually, if you're earning $80,000 in Auckland and you have dependants today, I think it's hard to make the case that you're somehow living large on the fat of the land. In fact, you may well, if you have children, depending on the Working for Families structure, for your particular circumstances be struggling as inflationary pressures and petrol, rent, energy, and other costs have gone up.