We need to build more houses, like the boomers did. I hear the phrase from the other side saying "Build back better." Well, we haven't built anything, so it's not better. Households are fuelling expenses with more debts. The problems are domestic and we can't control them. It's in our own backyard and we can do something about it. We have complete confidence that we can sell to the world—and the world wants our export products, people, and services—leading to new incomes and sustainable incomes and less wasteful spending. 