I suppose the broader point is one that we're under a period of real pressure for small and medium sized enterprises particularly. We've just got to remember that we've made decisions in the interests of the nation around public health which have meant that many businesses have been forced to close. I heard on Radio New Zealand this morning somebody saying, "Oh, well, you know, what's all this worry about small businesses? They like to capitalise the gains and socialise the losses and perhaps we shouldn't be spending so much money on them." 