Rt Hon JACINDA ARDERN (Prime Minister): This Government supports increasing support for our small businesses, and that is why we have made consultancy services available to small businesses to the tune of $5,000. It's why we have increased the small asset depreciation threshold from $500 to $5,000. It's why we've introduced a small business cash-flow loan scheme, which has paid out nearly $1.5 billion. It's why we increased the provisional tax threshold, encouraged prompt invoice payment, supported business through the wage subsidy scheme, and, of course, have introduced e-commerce initiatives. I do have concerns, however, around the proposal that the member has mentioned, which will undermine New Zealanders' retirement savings, and I also have to say I have concerns that the policy the member has put forward is as yet uncosted.