I started this speech quoting Keith Holyoake, who spoke of our party's aspiration for a property-owning democracy. Let me finish with the words of our party's first leader, Adam Hamilton, who said, "Every encouragement should be given to those who give their best to provide for the needs of their own household. And it is by the development of the private citizen exercising his or her fullest freedom and responsibility that any State becomes great." The policies put forward this week encourage those who work hard, save hard, and who want to have a stake in our economy through homeownership, and that is why we stood on stage with the Government this week.