Stuck in the past, Nicola Willis, I understand you are. You are stuck in your past rhetoric, in your past ideology, of all that little "The money has to be in this jam jar and only spent on Weet-Bix, and the money in this little jam jar is for the rent, and nothing can shift between the two of them." That's why families get into trouble, because there's no pragmatism, there's no balance, and there's no looking at the wider holistic policy.