Hon GRANT ROBERTSON (Minister of Finance): Mālō 'aupito. The Government has already undertaken a number of measures that will lead to more sustainable house prices. The comprehensive package that we announced in March addressed both the supply- and demand-side drivers, including changes to discourage speculators as well as making sure that we tackle the various barriers on the supply side that have hindered the building of new homes. In addition, the Reserve Bank is proposing to tighten lending restrictions further, including to highly leveraged investors. We have also directed the Reserve Bank to take account of Government policy to support more sustainable house prices. We are seeing promising signs that these policies are having an effect, with record levels of building consents being issued and house price growth starting to slow. The housing crisis, however, has been decades in the making, and I acknowledge it will take time to turn, but we are starting to make a difference. We will continue to monitor and assess the impact of the outbreak, including on housing.