Dr DEBORAH RUSSELL: They pointed out that it's going to be tough for IRD to process these payments. Yes, it is going to be tough. It is a big ask. But we're pretty confident that IRD can manage it. It will be tough, it will be hard, but, you know, times are tough and hard out there for ordinary New Zealanders, and that is why we are doing our best to answer that question: how can we help low and middle income New Zealanders? This is a new and unusual policy in New Zealand. We haven't done something like this for a very long time. It is unusual, but that does not mean it should not be done. The times demand that we try something new and that is exactly what we are doing in this space.