It comes down to culture. We need to be a country that says to Kiwis: if you work, save, invest, and aspire for more, you will be rewarded, not punished. I spoke to a young kid last week about what he was going to do when he finished school. He said, "Engineering, and then I'll move to Australia." His friend said the same but said that he'll move to the UK. I also had an email from a mother who said that she's moving her four kids to Canada because "anybody who works hard, saves, and budgets is just punished here". The Budget should give hope to that mother that if she strives for her family, if she works hard, she's not going to be fodder for a hand-out culture, and that her kids can aspire for more. It also needs to create an environment that leads to more productive jobs with higher wages so that our best and brightest feel like they can have a future here. 