My own experience with student accommodation is that I'm a proud Otago graduate but at the time that I was at university living in Dunedin I was not able to go to a hall, as they were, because they were all so full up and so popular—and they are a really important part of that Otago University experience, I think. The OUSA, Otago University Students' Association, submission said that there's over 4,000 students at Otago in this type of accommodation. When I was going through university, there was certainly the range, and there still is, of the trust-based—as in governed by a trust—type of hall and also the ones run by the university. My husband went to one that was run by—it was religious. Then when I was living in Dunedin as a lawyer, I was on the advisory board of one of the university ones that was different from a lot of what we've heard about in the inquiry because it was postgraduate and internationally focused. I was also involved during my time at the university as a university student representative on the university council, which is obviously relevant to the governance of these university-run student hostels. But what I heard when I was sitting in the select committee was that there was much more diversity than what I witnessed as a student and adviser, and that, in fact, there are a lot of privately run, for-profit, and also joint ventures with different universities and institutions with private providers. 