On the first point, in terms of the expansive monetary and fiscal policy that New Zealand has embarked on in the past couple of years, I want to highlight that we are one of the countries in the OECD, in the developed world, that went on the biggest amount of stimulus, both in terms of the amount of bond buying or money printing that our Reserve Bank embarked on and in terms of the amount of borrowing and fiscal stimulus that the Crown embarked on. I think it is appropriate that we reflect on the effects of that, because we just had a Labour member—and I find it a kind of rich irony—arguing that that didn't have an impact on equality. Now, what we know to be true is that, when we had interest rates at record lows over a sustained period, that led to extreme asset price inflation, such that by one measure New Zealand house prices increased 28 percent in one year. To say that that sort of asset price inflation doesn't have an effect on equality is an interesting kind of maths, because I think, for those who are outside of homeownership looking in, they would argue that that had a very material effect on how equal their wealth was to others'. Similarly, when we look at the effect that sustained low interest rates and money printing had on the Crown's balance sheet, it's notable, I think, that a lot of the appreciation that occurred is again a direct result of those low interest rates.