I go back to the point that's been made by the previous two speakers that 10 percent of the workforce—10 percent of the taxpayers in this country is a better way to put it—cover off or pay for 50 percent of that Government revenue: 50 percent of the $38 billion that the Government collects annually in income tax. So the question becomes, if that is such an embraced fact, an embraced circumstance, by the population of this country, why do we need these other SOPs? Why can't this particular part stand on its own, as it does in this Act, and why there a necessity to start digging into it and pulling it to bits and making it harder for people to invest in a way that has wider social benefit? 