The last thing I'm going to talk about—because I've been talking about this issue in the last couple of weeks—is that in the current situation, where we've got a significant level of liquidity going into the banking market, I have been promoting that it may be appropriate for the Minister to write a letter of intent to the Reserve Bank Governor under section 68(b) of the existing Reserve Bank of New Zealand Act. So I find it slightly perverse that one of the things in this bill is that that option, which is sitting latent in the existing legislation, is now being turned, in this current bill, into a requirement. Even though the Minister was, only a matter of a few days ago, saying we shouldn't be doing that and it's wrong and we're interfering, we now have, in this bill, provision for the Minister of Finance—yet again another level of interference. This is a requirement; it's not optional, as currently section 68(b) is. The Minister is required to send to the governor the financial policy remit. 