Before I proceed to go through where we've reached with the bill, I do want to reiterate my thanks to all members of the House who have participated in this debate; an excellent and detailed examination of the bill in the committee of the whole House stage, which, I think, has shed more light on what the Government is trying to do here with this piece of legislation. I want to particularly thank members of the Finance and Expenditure Committee, who worked on this bill and made some very useful and important changes to it. I also want to make special mention of the officials from the Treasury and the Reserve Bank who have been working on this legislation. This bill, as I have said a number of times, is second in a trilogy, and the work that has gone into those three pieces of legislation has been, essentially, for more than three years. A joint team between the Reserve Bank and the Treasury have worked together on this, and I want to thank all of the members of that group for their hard work, along with other officials from both agencies. Finally, in this part of my acknowledgments, I want to acknowledge the independent expert advisory group that we established right at the beginning of this process—