I thought, before speaking to the detail of this bill, I did just want to briefly respond to some of the comments Mr Woodhouse made earlier in this debate about bracket creep. I think it is a legitimate concern, the bracket creep, but it is not mathematically possible that people will be worse off when they move up a bracket, because with the way progressive income tax works, when you move up into a higher bracket, you're paying—let's say you've moved into the over $70,000 bracket. You're earning over $70,000 a year, but you're only paying 33 percent on every dollar over $70,000. So there's no way you could be worse off because of going up a bracket. You're still earning more money than you would be otherwise. 