ANDREW BAYLY (National—Port Waikato): Thank you, Madam Chair. I just want to pick up on this issue around penalty payments being passed on to the parent who is caring for the child but hasn't received their full entitlement to support their child in care. I can accept the Minister's argument, to some extent, that the IRD has an administration cost around it in terms of collecting, and that therefore—I think the argument was—because there's a higher administration cost, all that penalty amount should pass on to the IRD. However, I think there's two things that have changed. The first one is—and the Minister referred to this—that we've got a new START system coming into play on the IRD Business Transformation Programme. There are big computer roll-outs that have been taking place for the last four years. So the costs around administering this stuff is now largely going to be done electronically. Secondly, a lot of that money in terms of the collection of it and administration is now being imposed on business, which is a separate point.