To that effect, addressing the points that have been raised by National Party speakers thus far around inflation or what they're banging on about with regard to costs of living, cost of living is not something that is felt equally across all those of different socio-economic backgrounds. We know for a fact that inflation, if you own a house, has been pretty all right for you in terms of those capital gains, especially, obviously, on paper. To that effect, we know that New Zealanders who are of lower incomes have for a really long time—and Statistics New Zealand has research to bear this out—been paying approximately double the rate of inflation because they, of course, are paying the majority of their income on those essentials.