Hon GRANT ROBERTSON: As was noted, I believe, in March 2020 by myself and by the member's predecessor in the finance portfolio for the National Party, it is the sad reality of a significant downturn or a significant disruption to business that some businesses will not make it through from there. But the overall resilience of the New Zealand business community has been seen throughout COVID-19 and I am confident in the context of the recovery we saw last year that we would see a similar one this time, and most businesses will do well in that.