A gap has emerged between the real productive economy and the financial economy. The banks must lend to business, roll over loans, and not hoard cash. It would be remiss if money printing and lax lending was our downfall. Debt leverage and low interest rates are tools, granted, but current settings do not augur well for the long run and inflation. This has led to the worst inequality, child poverty, and our largest intergenerational problems I've ever seen in my 25 years in New Zealand. And given the Government's record in first-home buyers' schemes, this boom in property would not be possible without the bank of mum and dad to underwrite it. I'd like our Prime Minister to understand that the leverage in the system is horrific. 