If we forget what that sounds like or what sort of money that really is, here's a few ways you could look at it: $90 billion is 90,000 per million people; if you have a household of five people, then this Government has effectively increased debt by $90,000—$18,000 per citizen. That is the effect of the Government's borrowing over the couple of years of the COVID period. Now, that's not to say that we shouldn't have done it. In the case of this policy, it's the right thing to do. But I think it would be a real failing of this House, that is here with the legal right to raise taxes—no taxation without representation, they like to sell me—if we didn't talk about the impact that this bill and others through the COVID period have had on young New Zealanders, and will continue to have on young New Zealanders for decades to come. 