I want to be clear that this situation is very different to other challenges the New Zealand economy has faced in the past decade. The Canterbury and Kaikōura earthquakes were events that impacted defined areas, where it was clear which businesses were affected, why, and how. With COVID-19, which is an evolving global health crisis, we are seeing different businesses in the same industries and in the same regions impacted differently. That is why a tailor-made response is required. 