MAUREEN PUGH: Exactly, Mr McKelvie, that's why you're so poor. It's because they are not what most people would invest in to make a great return, but they are something that people invest in because they do enjoy this sport. They enjoy the thrill of taking a horse to the track, and, as a former clerk of scales, which is a job that I did on our local track for about 10 years, I can attest to that. 