Hon JUDITH COLLINS: Well, she's now denying she's said that, so, obviously, she thinks there's lots of capital floating around and there's lots of people who aren't going to go broke. Well, I've got some news for the member who's resumed her seat, and that is that that's actually pretty much the whole world at the moment. So there is not a lot of cash floating around the world or looking for a home to be in, and that's one of the problems that we've got in New Zealand. 