NICOLA WILLIS (National): The purpose of this bill is to ensure that people are still better off in work earning a tax credit than they would be on a benefit, and that is why a lot of this debate has focused on housing policy, because you're not better off in work if your rent keeps going up again and again, week after week, year after year under a Labour Government. And that's what's been happening. Rents have, on average, gone up $100 a week under Labour, and that is a lot more than wages have increased. But don't worry, because David Parker has entered the debate to share some news with New Zealanders. His news is this: housing policy is now working! So good on David Parker! That's the news he has for every first-home buyer in this country who is being asked to pay more for a house than in any other country in the Western World.