IAN McKELVIE (National—Rangitīkei): Thank you, Madam Speaker, and I will be brief because most of the extremely valuable stuff I was going to introduce to this debate has been introduced already, but I can't resist but to comment on a couple or three comments from Government members who've already spoken. And I want to start with the last one, Greg O'Connor, who I think vastly or grossly underestimates the diligence of our Reserve Bank Governor. I wouldn't want to be on the end of one of his letters. I think that might be a bit testing. So that's the first thing I want to bring up.