Prior to COVID, we were in the position of having interest rates, debt, and unemployment at low levels, and our books were balanced. This is the rainy day that we've been saving for. As our Minister of Finance keeps telling us, we are in a strong position thanks to the careful management of the books in New Zealand over previous years. It is very pleasing to see the work that we have put in as a Government being endorsed by ratings agencies maintaining our Aaa position. 