Some of the initial feedback I've received is there's questions about raising the cap to $300,000, which is locked into this bill, and there are concerns about how much risk the Government wishes to take on, and therefore away from the private sector, despite their confidence in actually being able to insure and their ability to do so. There are questions about the financial settings over time—the cap itself and the levy. It seems logical that it will increase, but some more certainty around that would be helpful. The overall feeling, the overall direction of this bill out there, is positive but it's cautious. Again, I stress that a lot of that could have been solved by a bit more communication with the sector previously.