The Minister made the point that, by ramming it through, what it will do is stop people going out and buying investment properties. I actually think it'll be the reverse. I think that if people had maybe three months, or maybe a year even, to have a look at the new rules, know that they're going to be meeting a 10-year test, know that they're going to be losing their interest deductibility, actually some investors—and when I say the word "investors" we're talking about ordinary mums and dads who happen to have, and by far the majority have only one house and rental property; they might take a different view, and they would take a considered view, and we would see properties maybe being released that possibly could be bought by first-home buyers, whatever the case might be.