So that's why, I think, given what we've had today with this dreadful SOP that's going to reverberate around the market and affect the households and families of many New Zealanders, I think to continue to call this bill the Taxation (Annual Rates for 2020-21, Feasibility Expenditure, and Remedial Matters) Bill is actually a misnomer, because when you consider what the SOP includes in it, it is by far the most significant thing we're debating today, which is how we're going to smack around mum and dad investors who own one rental property and will tonight be worrying about it, going to bed, thinking about what will they do when in many cases, most of the cases, they are great landlords providing great rental properties for good New Zealanders in a market which is perfectly adequate, and people are enjoying the relationship in terms of living in a good, secure house. 