Now, I want to stress that this is not just about business. We're talking about mostly small to medium sized businesses, and businesses are about people, and people are about communities. So if we have businesses who can't employ staff, that's people who lose their jobs. That's also the business owners who lose their income, and their family lose their income. I've spoken to a number of business owners who have been hanging on for just short of 12 months now, since the borders closed on 24 March last year, and they have been borrowing against the equity in their homes to keep their businesses going and keep their staff employed. They can't keep doing that for much longer. 