So I just think that it's a pretty absurd proposition to say, "The reason we're going to put this through in urgency is we're going to stop new people getting into the market." Actually, I think we should be trying to allow people to exit in an orderly way and manage their affairs. So my first question to the Minister is: has he got any evidence to back up this claim that it should be rammed through in urgency? That's my first bit. Actually, I'm going to leave it there. I'll come back on another matter shortly. 