The Finance and Expenditure Committee has recommended a number of changes to the student loan proposals in this bill, following further advice from officials in consultation with affected employers. This includes a proposal to reduce the threshold for making student loan repayments on other income, such as investment income, from $1,500 to $500. Now that most people have their tax returns automatically completed by Inland Revenue, the compliance costs for filling tax returns are minimal or even non-existent for most people, so there is no longer a need for such a high threshold.