Let me also talk briefly about infrastructure, which is at a crisis point. The issues are multigenerational and systemic. We need to reset and develop a new model to power the country into the 2040s, rather than continuing to "band-aid and number eight wire" our current system. Infrastructure is not just about dams and transmission lines and highways; it's about nation-building. It's about how we see our future, and we need an overarching vision. We need new funding and financing mechanisms, upgraded legislation, and better project management and execution. Investing in world-class infrastructure that effectively connects, transports, and develops information and ideas, people, and products is critical to New Zealand's creation of wealth and the distribution of poverty. 