However, it is not all banks, it is not all credit unions, it is not all licensed insurers, and so on, that will be required to report under this; it is only large climate-reporting entities. That is what the bill intends at this stage. So that then becomes a question as to what is a large climate-reporting entity. Now, the suggestion offered in the bill at this stage is that a large entity is an entity that has total assets, in the previous two accounting periods, that exceed a billion dollars. Is that the right threshold? Should it be more? Should it be less? Now, the estimate is that around about 200 entities in New Zealand will be required to report under this bill if it becomes law. Is that threshold set at the right level? I would hope that the select committee will examine that, as well. Perhaps by setting it a little lower, another group of companies could be brought in; there could be a natural sort of place where the line falls. So I hope the select committee will examine that, as well.