Let's take housing. If we choose, we can be a country where homes are for living in, not just for wealthy people to make even more wealth. It is fair to say that today the unaffordability of housing is unprecedented. No economists, even, were predicting even a few months ago that we would still be watching house prices and rents soar in the midst of a recession off the back of a global pandemic. House prices have risen 20 percent in the last year, and they're expected to rise another 15 percent in the next. At the same time, people without assets have watched the median wage drop for the first time in history, and unemployment is up. We are now at a point in time where failing to meet the scale of this challenge risks opening up a wicked divide that will become impossible for future generations to close and to cross, a divide between the property-owning haves and have-nots. We should not accept a country where only the children of parents with property can afford to buy a home, or where rent in a cold, unhealthy home rises well faster than the average wage. COVID showed us that people are willing to make sacrifices big and small to take care of everyone. It is time for us to meet this unprecedented challenge with policies and investment that match the scale of the problem. Now feels like the time to be ruling in solutions that have not before been on the table.