But, in regards to this particular legislation, the eligibility for someone who has only been in New Zealand for 10 years, that seems to me over generous. If you think about somebody who spends most of their working life in another country, builds up a substantial nest egg, and then arrives in New Zealand at, say, age 54, completes another 10 years of work here in New Zealand, and then becomes as eligible for superannuation as somebody like myself, who has devoted the whole of my working career to businesses here in New Zealand, that seems unfair to me.