I note the clause doesn't even say "crisis"—doesn't even say "crisis". They can't even bring themselves to say "New Zealanders are facing a cost of living crisis". It just says address the increase in the cost of living, and it stops there—address the increase in the cost of living, stops there. New Zealanders are facing a cost of living crisis, and today's Budget, which this bill is part of, does nothing to address the real issues facing many, many New Zealanders. The fact is 7 percent inflation in New Zealand, brought about by a Government which printed billions and billions of dollars of cash and which has been, frankly, irresponsible, wasting money—wasting money left, right, and centre—and now is coming to this House with a $350 payment; quite irresponsible, and, quite frankly, out of touch with the needs of New Zealanders. So I ask the Minister in the chair, why doesn't he actually just say the word? New Zealanders are facing a cost of living crisis.