So I could go on, and I would love to go on, but what I will say to you is that we fundamentally now have a Government that we know the drill: they are spending so much money so they need to keep working away and beavering away and coming up with cunning new taxes because they're so addicted to spending. They'll talk about openness and transparency, but they don't deliver it. And here we see a massive chronic U-turn from this Government around a KiwiSaver tax. And long may the U-turns keep coming because there's a lot more taxes to unwind from here.