Hon STUART NASH: Inland Revenue advises that one in four small businesses has received a small business cash-flow loan. The lion's share of interest-free loans, or around 41 percent, has gone to SMEs in Auckland. That's more than 42,000 businesses that have applied for almost $700 million. Around 12 percent, or $192 million, of loans has gone to the Christchurch region; 9 percent, or $144 million, has gone to Wellington; and 7 percent, or $111 million, has gone to Hamilton-based small businesses. SMEs in smaller regions and cities have also made good use of the initiative. Around a third of all loan applicants are from outside these main centres. For example, Napier has had almost 2,500 applications for $42 million in loans. The loan scheme is only three months old. The wide distribution across the country and repayments show the efficacy of this policy, and I urge small businesses to check out the Inland Revenue website to see what help may be available to them through the tax system.