So I think this is something that we can say is welcome. We, obviously, I think, have a responsibility in this House to watch how the legislation that we make is used in the future. I hope that this will lead to more stability, better crisis management—heaven forbid it be needed—and an environment that is more welcoming to new entrants and more innovation in our financial sector, because we need to create those high-paying, globally connected jobs right here in New Zealand and Fintech's a great opportunity for that. 