Hon Dr NICK SMITH: The biggest issue in my home community is in terms of housing. And what we have seen in the last 12 months is a collapse in the number of people being able to access support under the first-home scheme for first-home owners. Let me give a moment of the background to the issue and to why it is so important. When the scheme was introduced on 1 April 2015, over 400 people living in Nelson and Tasman each year were able to access assistance with a grant of up to $20,000 to be able to buy a home. Now in 2015, the average price of a home was $380,000 and the house price cap, at that time, was $500,000. The great concern I have is that while 2,500 people in Nelson and Tasman have been able to buy a first home with that scheme established by National in 2015, the numbers last year plummeted. Last year, we saw a 40 percent decline. We saw in the Budget the amount of money set aside for assisting first-home owners in Nelson and Tasman decline by 40 percent and by over half a million dollars.