So, effectively, this sets up a new vehicle—a new vehicle that allows the councils to do things differently. It allows infrastructure funding and financing to be done differently and, effectively, takes it off the council books and allows a repayment mechanism which is not damaging to the credit ratings of the local authorities. Simply put, without it, Auckland would currently not be able to fund its future demands for housing requirements, infrastructure, bus lanes, and all the things that go with that development.