Final point I would make is one of the reasons why that is the case is that businesses in New Zealand are sound. Unemployment is very, very low, at about 3.5 percent. Very, very low, so people can afford to pay their bills. They can afford to employ people, obviously, because unemployment is so low. And they're not racking up lots of tax debt, because their finances are good enough for them to be paying their taxes as they fall due—I think something that, I'm sure on this side of the Chamber, we celebrate.