So this bill, effectively, will affect fewer than 6,000 people, and what the bill proposes is that we raise the period of entitlement from 10 to 20 years. It excludes residents based in Realm countries, namely Cook Islands, Niue, and Tokelau—so they are, effectively, covered by New Zealand arrangements, which is only appropriate—and also anyone who qualifies under the veteran support arrangements. Also, one of the changes we made in select committee was the removal of any increased requirement for refugees. The arrangement set out in the bill that's been reintroduced raises gradually, over a 10-year period, the entitlement. That means that for every two years that you are of age, you have to do one year of additional service in New Zealand before you're entitled to superannuation. So what that means is if you're age 64 at 30 June 2021, you will still have to only meet the 10-year rule. If you're age 45 at 30 June 2021, you will have to do an additional 10 years to be entitled to this. 