So this bill proposes to raise the minimum residency qualification for New Zealand superannuation from 10 years to 20 years. It would ensure that a resident has lived in New Zealand for a substantial part of their adult life, which means that they will have also contributed through taxes to our economy for a substantial part of their adult lives here. Here in Aotearoa, we have, by international standards, a fairly generous pension scheme. It's not means-tested and it's universal. However, when you look across the globe at other comparable schemes, residing in a country for 10 years is an unusually short period of time to then become eligible for a full entitlement to a universal superannuation scheme at the age of 65. On average, we are seeing life expectancies lengthen, so it is possible that there are instances where an individual will be receiving their pension entitlement for longer than the period that they contributed to it for, and this creates an anomaly. It raises legitimate questions about the fairness of the current settings in the superannuation Act. This proposed bill would contribute to the sustainability of New Zealand's superannuation and it would address some of those fairness issues that I have raised.