This piece of legislation is one that is actually quite a simple and practical piece of legislation, and I like that. So, rather than talk about it being technical, I think I'll talk about why it isn't. It's a very sensible, common-sense approach. What they have done in this legislation is they've put together something where there is actually a real focus on the key instruments that, if they went down, it would be a calamity for us all. So there's a real focus on those. There's a real support of those instruments so that they will actually provide appropriate information, so that they will have contingency plans if something goes wrong. That's one of the really sensible things that, really, it's crazy we've lived without. Obviously, a lot of these institutions would have had those kinds of contingency plans. Now they'll be required to provide them and make sure that they are really up to scratch. 