So I think it's a good thing to do this. It helps restore some sense of interoperability between small businesses in Australia and New Zealand, but also it tends to give some understanding that while our major banks have all been able to benefit in many ways from nobody marching in the streets against bank closures or anything else, or the cheques that have now disappeared from circulation—a petition which, I recall, Andrew Bayly took up for many people in our electorates who still don't have access to online banking, in some cases because there is no broadband—