We've heard from the Minister that the IMF is warning that doing nothing about the ballooning housing market could end up in a slump. Now, that has knock-on effects for the economy. We have to tackle this head-on, and it's incredible to me that the National Party, the ones who say that they're a safe pair of hands, would rather do nothing and be so wilfully blind to this risk. I commend this bill to the House. 