Hon GRANT ROBERTSON: As I said, Westpac noted that confidence had only come close to these sorts of lows twice before—first during the recession in the early 1990s and then again during the global financial crisis in 2008-09. We're very well aware on this side of the House just how tough things are for many businesses and households at the moment and that's the reason why the Government has put so many resources into supporting particularly those in low and middle income households but also on businesses as we've gone through the COVID-19 pandemic.