Rt Hon JACINDA ARDERN: Yes. The reason that we have that element of the package is because we also have an element of a package around supply. So, of course, that advice is squarely based on the idea that if you do anything that potentially increases demand without having measures to increase supply, then potentially you cause extra heat in the market. At the same time, we've also got measures to dampen down demand particularly driven by speculators in the market, which, of course—the Reserve Bank and others have pointed to the considerable growth in the proportion of the market that is taken up by speculators at present. [Interruption]