So if the benefit was to accrue back to the same people, then I'd accept the argument, but it doesn't. The argument is that the cost to this accrues to only one category of person or individual or business owner, and that is the big issue about it. When you're talking about $450 million of additional cost at a time when the Government has already imposed an estimated $2.8 billion of additional cost through things like minimum wage increases and all the other allowances they've done, we just keep building cost, where now it puts the score—particularly for small businesses—well over $3 billion of additional cost that someone's got to write out a cheque for. 