Hon GRANT ROBERTSON: No. The phrase "sustained moderation" is one that we have used to highlight the fact that we cannot continue with unsustainable house price rises in the 20 percent area. On the other side of the coin, we also know that for most New Zealanders, their home—their family home; the only home they own—is their primary asset, and we do not want to undermine the value of that to an extent that would actually lead to further economic shocks to the country.