The questions that will come into play here will be that question I raised before—the question of: is the coverage amount enough for the retaining walls and bridges and other ancillary structures around a home that might actually be the reason why the home is able to be built in the first place. Then, of course, that big discussion about the level of coverage at the current rate looking to be less than 50 percent of the cost of a new house. But, none the less, all of that might be quite reasonable. We look forward to the select committee process and participating fully to get a better bill, a better legislative arrangement in place for New Zealanders wanting to protect their assets.