I guess just to provide a little bit of background and context, in 2015 and 2016, the Reserve Bank released policy proposals relating to an update of the regulatory regime for FMIs, particularly for payment systems, and as I said these proposals were endorsed by the Cabinet of the National Government. The bill came out of this, and has been through—as we just heard—three rounds of public consultation on the proposed framework as a whole, and on the crisis management powers contained in it. I think, overall, as we heard, the National Party support this bill, I think in terms of it's sensible. I think the point that it will align us with global best practice is a good thing, and I would commend this bill to the House.