As members have talked about in the House already, the bill as introduced had several key problems. Two of them were, (1), it didn't protect the entitlements of current pensioners, and then, (2), it had no lead-in time to allow for certainty. We also heard in select committee that New Zealand and Australia are the two countries with the lowest entitlement. The average in the OECD is 26 years to be entitled to super. We worked through the modifications for our Realm countries of Cook Islands, Niue, and Tokelau to align with other recent changes to the superannuation and the veterans pension schemes to allow people to migrate to the Cook Islands, Niue, and Tokelau before they turned 65 and still receive super. The committee recommended that for someone to be eligible migrating to a Realm country, they may still have to be resident and present in New Zealand for at least 10 years since the age of 20. We also recommended that we preserve the 10-year period for refugees who have become residents at the age 55 or above. Those changes have survived the following stages and are covered in clause 4 of the bill that's on the Table today.