Banks are very powerful institutions, in particular, in fact such powerful institutions that they had to be secured and saved many times in history, the most recent time in 2008 when most of them nationalised their debts. Because had they been let go, we would have been in a 1929 situation. So what did the world do? The world printed lots of money to give to the banks so they could keep operating. Now that would have been a good way if that had been in some way returned to the public, but all that happened was that money then was spent on houses and other things that we're now paying the price of. 