There's a really good reason why we have chosen this approach in terms of helping out families through the winter that is coming. It takes time to put tax cuts in place. They don't just happen magically overnight because someone in fantasyland decides that they should happen. It takes time to get them implemented and through systems. We can do this payment now. It will take a wee while to get it up and going, but it is money that will be in people's back pockets this year. Unlike the Opposition, we are going to help everyone who has earned an income—who is not currently on a benefit or on super—from zero dollars to $70,000. So more people will be better off with what we're offering to help them get through in this time when inflation is hurting. That is part of a package that we've put together. It is a package that is designed for all New Zealanders. It is a package that puts straightforward cash in people's back pockets. It won't cover all the costs. It's a contribution to the cost of living, and it's a contribution that on this side of the House we are proud to make to help New Zealanders out during the tough times. I commend this bill to the House.