I've thought a little bit about what the Government could do and how it might use this legislation counting COVID payments as income, if it had the wit to do it. I think the long-term solution for New Zealand out of this crisis and this realisation that what you get out of unemployment insurance is nothing like what you pay in is that we're actually going to end up looking to the Canadians and following their model, and how does that work? Well, it's very simple. You pay in a percentage of your income, and if you become unemployed, you get 55 percent of your income. So there's actually some fairness and proportionality to what you pay in and what you get out. How simple and how fair is that? Of course, there are a lot of other adjustments built into it. Depending on how much unemployment there is in your region, they'll tell you how long you're eligible to stay on it and what sort of work sanctions you have. Well, that makes a lot of sense because it means that people get treated fairly, based on the circumstances they face and how much they've paid in in the past. It's not the kind of blunt tool that creates unfairness that we have proposed in this bill tonight. 