David Seymour: I'll try my best, Mr Speaker. Does the Prime Minister believe that it is helpful to borrow money on the global debt markets and put that same money into the New Zealand Superannuation Fund, which is what she is currently doing by investing, as she calls it, in the Superannuation Fund, and, if that is good economic sense, would she advise the same young people to borrow money on their credit card to invest in Sharesies?