You might remember back in 2008 when there was the global financial crisis happening. Well, what actually happened there was that the reason the world nearly ground to a halt was the financial system broke down. Each of the banks knew they were sitting on this rubbish, which were called derivatives, which were going to potentially drag them down, but they also knew they had this stuff, and then they knew that the banks that they were doing business with had this stuff as well. So they weren't going to commit themselves and ensure that they were then going to be subject or vulnerable to this breakdown. So what happened was that it took the American Federal Reserve to step in to lubricate the system. I see you're on your feet, Madam Speaker, so I'll take that as a—