I was not in the insurance industry in 2011, during the Canterbury earthquakes. I was in the tax industry at that time. But I remember, when those earthquakes happened, I thought of my former colleagues, and I thought of the stress that they would have to handle, and to be able to support people that would come to them with insurance issues at that time. That's why it's really important for this bill that the Earthquake Commission—that a lot of the lessons that were learnt from those earthquakes have been brought forward through this bill.