As others have discussed, Tim has Down syndrome. He, by virtue of that condition, is likely to have a shorter lifespan than most of us. He has worked hard throughout his life in his job at Countdown, and he has, like many of us, made ongoing contributions to KiwiSaver. So it was his position that he should be able to access those funds before he was 65 and yet the law, as it currently stands, prevents him doing that. 