Hon NANAIA MAHUTA: What I would say is that there is hope because the reform programme that we're embarking on will deliver benefits to every ratepayer around the country from communities big, small, provincial, rural, urban, and metro. And what we have shown through the modelling is that the benefits of aggregation, balance sheet separation, the ability to ensure that communities are getting value for money and that it is affordable for all ratepayers—by and large, the Three Waters Reform Programme that we are proposing delivers on all that range of challenges.