So then they talked about arbitration. Well, at least when Andrew Little tried to introduce it last term, they did put some money towards arbitration disputes, because these are the type of businesses that are going to crash in the next few weeks. Even the increased resurgence payment doesn't come into effect. You can't even apply for it until three weeks after Grant Robertson made the announcement. In those three weeks, we're going to see more small businesses go to the wall, and, here we are, we've got this clause. "Oh, let's go and I'll write you a nice letter.", you get a grumpy letter back from the other party saying, "Naff off!" OK, what's your choice? "Oh well, maybe we'll go to mediation, or maybe let's go to arbitration." Well, guess what! Did Minister Faafoi talk about a sped-up arbitration process? No. 