The third thing it needed to do was secure the future—that was in my speech before Grant took it up—in order that we can have sustainable fiscal settings. That's why we need to be honest with ourselves about the age of superannuation: 65-year-olds are not decrepit, and we can afford to save $16 billion of taxpayer money by gradually, respectfully, increasing the age of national superannuation to 67 over 12 years, while allowing people to get their KiwiSaver at 65 if they would still like to. That's the kind of boldness and honesty this country needs right now; not just more spending and delusion.