Now, let's talk about the brightline. The brightline is being imposed on anyone keeping a property up to 10 years, and what it will mean is that many New Zealanders will now be caught under these brightline rules. There's been some change in the legislation that we're talking about today which means that if you're building a house or renovating a house, if it takes longer than 12 months, then that will count towards the 12 months and you won't be penalised. But the bill makes no provision for those New Zealanders who are posted overseas as, perhaps, part of New Zealand's foreign affairs grouping or ambassadors or even staff in our consulates around the world. It does nothing for our military people who are posted overseas on military assignments on behalf of the New Zealand Government. It does nothing for people who move into retirement villages and want to keep their house for a certain period of time and find they keep it longer than 12 months. Because those people, many of them might not be in such a position—they might have health issues—or are not aware or just simply don't have the ability to do that in time. It does nothing for those who go into hospital and who don't know how long they're going to stay for, or may not even be in a situation where they can respond to this issue. If they are out of their house for longer than 12 months, then they will end up paying this capital gains tax. 