I fear that whatever this Government is trying to do, it is not going to be enough, not because of the amounts of money—they are scary amounts of money; eye-watering amounts of money—and the fact that it will take generations to pay off. The problem is that it's not well structured or focused, and we only need to think of the $50 million package the Government announced—a slush fund in my mind—because there is no clarity around how it's being spent. 