What I think the mistake that is often made on the other side of the House is to assume that business is all big, hugely profitable, powerful businesses with very large employees, like big supermarket chains, and that this is just something that they can absorb and nobody will notice. But, of course, the reality of New Zealand is that most businesses in New Zealand are small and they have five or 10 employees, they're mum or dad operators, and they go from GST payment to GST payment. Staying afloat in business can be very, very difficult, and if you're a tiny little business with three or four employees, employees being sick and on sick leave is not an immaterial issue. It can be very difficult for businesses; so this is meaningful in its impact on those businesses. 