One of the issues that has been raised is around the Minister's ability to intervene should a good regulatory code not be forthcoming. That's entirely appropriate. There is the carrot of the industry being able to come up with a code that is suitable and appropriate, and there is the stick of the Minister being able to determine, in her wisdom, that that is not serving consumers. And so the industry has every reason to want to get that code right in order to avoid that type of intervention.