The bill has got three main goals. It will, I think, really help ensure that the effects of climate change are routinely considered in business, investment, lending, and insurance underwriting decisions. It will help those entities demonstrate their responsibilities and their foresight in looking at how climate issues are considered in relation to their businesses, and it should lead to the better allocation of capital and help really smooth that transition to a sustainable, low-emissions economy. It should also make our financial system more resilient, which was what the national climate change risk assessment highlighted needed to be done.