Hon JUDITH COLLINS (National—Papakura): Thank you, Madam Speaker—an excellent choice. So this is a bill that the National Party will support. We are the party of small business, we are the party of entrepreneurs, and we're the party who understands that this is, actually, a small amount of money compared to the massive costs that have been put on to small businesses—but it is still significant. And it doesn't bear scrutiny to say, as I've seen some submitters have said, that it should be self-regulated, it should be this, it should be fine, the Government shouldn't do this. We're looking at 12,000 businesses closed permanently; I'm not sure any of those were in the first three months before the Delta lockdown. Twelve thousand businesses closed permanently; I'm not sure any of those were anything other than small businesses, because it's the small businesses who don't have the ability to just keep on going, to get some extra borrowing, to get the shareholders to put in more funds, to be able to capitalise themselves better—actually, it's the small businesses who have failed. And they haven't so much failed but they've had to shut their doors.