So my call to the Government is to think about the 950,000 people whose KiwSaver accounts and other PAYE tax investments have been overtaxed. Think about how they feel when they're told "If you're undertaxed, we'll send you a bill, but if you're overtaxed, we'll do nothing—we'll just keep your money." That's not OK, that's not fair, and it's not something that a Government that has the ability to do better—because of the system that has been paid for and implemented to help them do it better—should do, because that can actually enable them to do it. So my plea to the Government is to get off your high horses and think about the fact that this is something we can work on together to fix for 950,000 New Zealanders. 