The second form of risk is really stranded asset risk, and that is where your emissions are significant. So what we know in kind of broad terms is that we are unable to burn 80 percent of the oil and gas reserves that are known around the world if we are to have any hope of staying within the 1.5 degree threshold for global warming. What that means is that the companies that own those reserves or have rights over those reserves and have valuations listed on stock markets based on the extracted, processed, and sold value of those reserves are facing, potentially, colossal write-downs in the value of their business because everybody knows they're not actually going to be able to extract and monetise those fossil fuel reserves. So that's the most obvious case of stranded asset risk, but there are others as well.