ANDREW BAYLY (National—Port Waikato): Thank you, Mr Chair. Well, this is quite a big part of the bill, and there's a lot to be discussed in this. First of all, the rules around the main home exclusion for disposal within five years—it would be useful to have Minister Parker just help us work our way through what the exclusions are. As I understand it, there are three exclusions in respect of the brightline test, which no doubt we're going to talk more about today through Supplementary Order Paper 23. But, in terms of the exclusions for the brightline test, one is if it's your main home, and I see there are rule changes around that now it can be proportioned depending on how often you are in that home. Also, you can chop back and forth between specified homes and come back to it, but you've got a maximum of two over a certain period of time. The second aspect relates to if you inherit property from family—for instance, a parent, or whatever. If you're inheriting property you are excluded, as well as if you have a marriage breakdown and therefore you may have received the matrimonial home as part of a settlement, and you may choose to sell that because you're in a difficult financial situation. 