Like my previous colleague Lawrence Yule, I want to give some examples from a local context: Onehunga. Onehunga is a suburb in the electorate that I represent, the great Maungakiekie. First in Onehunga we had the KiwiBuild two-bedroom home that was too small for even KiwiBuild's rules. So we had Minister Phil Twyford get that wrong and they had to quickly go back and change the size of that apartment. Then in Onehunga, we had just recently a private buyer with a 10 percent deposit down on an apartment, and then Housing New Zealand, or Kāinga Ora, came in and gazumped her and undercut her and turfed her out. 