ANDREW BAYLY (National—Port Waikato): Thank you, Mr Chair. I acknowledge those challenges that the committee considered those issues carefully, as the Minister will be well aware. Particularly around cryptocurrency, as the Minister is also aware, the use of hybrid instruments around cryptocurrency, we thought it was appropriate that it should remain as it would with shares or some other hybrid or derivative, so the issue around cryptocurrency was an important issue that the committee considered, and we think that was useful. The other one is, as the Minister quite rightly points out, the domestic lag of an international transaction, and the committee found that it was an appropriate amendment because of, as he said, the complications around that.