I would make the point that in Canterbury, of course, there were other things at play including the fact that some people left, so there was for a period a declining population and fewer people to house. There were billions of dollars of insurance moneys that were flowing into the city to make that an easier transition and, of course, there were significant Government contributions, which were wise, which contributed to infrastructure. Of course, there are comparisons to that in other parts of this package that have been announced today, but none of that's in this bill. 