I think it's very interesting to have listened to a previous speaker who talked, somewhat dismally, I think, about what life is like in this country: work hard, put your head down, make an effort, be entrepreneurial, be deeply committed to your workplace, do your best, day in, day out, through your entire 40-plus years of the workforce, and if you do get up to the top end of the salary scale above $100,000—above $180,000, even—then you pay massive amounts of tax. That seems to me to be a legislated disincentive to growing the New Zealand economy, and we've had this as a way of operating for far too long. It's being exacerbated, I think, by the insistence that we stick to the rates that are in the 2007 Act and incorporate the new $180,000-plus, 39c in the dollar rate but then also have a whole lot of previously accepted mitigations against the tax liability removed in the same bill. 