I wish to address the point that the speaker raised about the idea that penalties might flow through from parents who are required to pay them to the parent who might receive them, or not receive them—the receiving parent or the receiving caregiver. There has been a lot of work done on penalties in this bill, and particularly in terms of reducing penalties—there are no more incremental penalties, and an offering of grace periods—all in order to ensure that penalties encourage paying parents, paying caregivers to pay up on time, but do not make it so onerous that they actually just remove themselves entirely from the system. So there's a finely balanced judgment there as to how penalties should be calculated and imposed and collected. 