I was really disturbed, too, to read that smaller merchants, such as one- or two-person businesses, are paying, in many cases, higher fees than those of the larger institutions like the supermarkets, those that have the huge volume coming through. For some people, that might make perfect sense because the large volume is a better operating model for the interchange holders, the card holders and providers, than, say, many smaller businesses. But, actually, when cash is taken out of the equation—or almost taken out of the equation—that is simply not acceptable. That is where we do need to have some legislation.