Rt Hon JACINDA ARDERN: —someone can access the Flexi-wage subsidy to start their own business and to support themselves as a self-employed person. They can also access through MSD a business start-up fund that can give them up to $10,000 to start up their own business. When, unfortunately, roughly two-thirds of small businesses that start up in a two-year period will be unsuccessful, I do not want to see those people currently unemployed who may wish to start their own business risk their KiwiSaver when they don't have to.