Chris Bishop also spoke to the issues only of supply in the housing market and didn't quite hit the nail on the head with regard to the issues around demand, which, actually, we have an opportunity to recognise in this House. The issues around demand are largely driven by the systemic settings that we put in place, which enable the seeing of housing as commodities. Housing isn't stocks. People do need to live in housing and there currently is a disproportionate taxation on working income as opposed to capital.