Now, that's not the impression that was given by the Minister in his speech to this House this evening. The speech that the Minister gave to this House this evening implied that everything was smooth, calm, and this was just a technical bill that just needed some kind of change to tighten it up. Actually, the Minister knew 12 months ago, and, what's more, he was advising his colleagues around the Cabinet table 12 months ago of this loophole. He gave advice to his colleagues then that no reserve would be needed.