Hon GRANT ROBERTSON (Minister of Finance): I take the member's point, and, again, this is probably the balance between Damien Smith's question and the question that the member is asking: how do we get sufficient flexibility to be able to deal with any unforeseen way in which there is an issue for a financial market infrastructure (FMI) versus giving a framework to the regulators, and I would note for the member that both the purposes and the principles of how a regulator behaves are outlined in the Act. So should there be a concern from an FMI, they do actually have something to point to, and it might be useful for the benefit of members to note that, as the member has noted, clauses 77 and 78 deal with the purpose, being maintaining continuity of activities, dealing with threats to stability, ensuring a wind-down of a systemically important FMI is orderly, and then the regulator is given a set of principles that they have to use, and these include the need for an FMI's rules to provide certainty and predictability, the need to protect the interests of an FMI's participants and creditors, and the importance of avoiding financial risk to the Crown.