Now, of course, the critical question is: in all these fine arrangements, have we got the details right? And this bill's been actually well signalled and well consulted over a number of years with the industry and so we have a reasonable confidence that the balance will be right. But we're interested, particularly, in when to test whether the broad powers of intervention given to the Reserve Bank and the FMA are justified, and, in particular, when bodies consider the market or specific institutions are in a state of distress—the limit, where they make that decision, and whether that's set appropriately.