If inflation is a thief in your pocket, then the Government should be had up for receiving stolen goods. They are inflating away their own debt and borrowing by lowering interest rates and causing inflation. But here's the sequel—that's why it's called a hangover—the only way the Reserve Bank can get in control of inflation is if they're prepared to raise interest rates. And you've got two-thirds of people coming off their mortgage rates this year—you're going to see people go up two points, and that is when this Government will start to understand why people think they're going in the wrong direction. They haven't been confident at balancing New Zealanders' needs through COVID. Anyone can isolate an island, anyone can borrow 60 billion bucks, but it's paying it back and controlling the cost of living where they have failed.