New Zealand also has a housing crisis, and middle New Zealand is impacted most, through the impact of housing affordability, and the cost of living crisis, as well. What is interesting in regards to this bill is both Inland Revenue and the Treasury advised that the change in limiting interest deductibility would reduce housing supply and push up rents. So this is not just me and the National Party, as Opposition, saying that this is bad policy. This is consistent with a number of people that provided feedback through the select committee process that this is bad policy. This is Labour Party policy, driven by a Robin Hood ideology, and it is not backed up by those that are within the sector, and that is because it is an inconsistency which goes to the heart of the ability to deduct interest from business.