In terms of the large-scale asset purchases, clearly, the advice—and I know, I think, the member has received this under the Official Information Act—that we received, when the Reserve Bank was proposing to do this and when the indemnity was sought from the Government, was that interest rates wouldn't rise to where they are today. And I think the member would be hard pressed to have had a crystal ball back then, to have said that interest rates would have risen to the extent that they have. And so, yes, the liability to the Crown is significant—you know, we're up over the $8 billion mark—but the question the member needs to answer, and indeed anyone else needs to answer is, what's the counterfactual here? What would have happened had we not done this?