We could have done what other countries did: if you wanted to move quickly, in the space of a few days, you could have simply given a bulk payment to business. I know the Leader of the Opposition often looks to our neighbours, Australia, for the kinds of initiatives they adopt. I note with interest that their plan included a business payment of $25,000. It was a cash payment, a bulk payment, a one-off. In our view, that was not going to be sufficient, particularly for the make-up of businesses in New Zealand. We are a nation of 520,000 businesses—70 percent of them have no employees. In fact, we thought about that when we designed our sick leave provisions and our wage subsidies—sole traders. The Uber driver people we're worried about who might have to self-isolate—they are covered by these packages. We have 100,000 businesses—19 percent—who have one to five employees; the next group, six to 19; that makes another 7.5 percent. In total, we are covering 97 percent of our businesses in New Zealand with this package, for all of their employees—for all of their employees. And whilst we've put in a cap at $150,000, that does not stop a larger organisation with more employees accessing this package as well.