ANDREW BAYLY (National—Port Waikato): I want to return to what you were talking about before—I don't think the Minister is suggesting this, but I want to check. Does the Minister have concern with trusts being used as a conduit where money is being paid into the trust, or incomes directed through the trust, and paid out to beneficiaries at a lower rate of tax? I'd just like him to, first of all, confirm whether or not he has concerns with that practice at the moment. But my second question, given his comments before: what, then, is his concern about the way that trusts are going to be used in the future that would give rise to the Minister contemplating increasing the trusts rate of tax?