So in this legislation, there are provisions to help businesses with debt and around what landlords can do and so on. But that's not good enough, because we have many situations where businesses have had no turnover for seven weeks. They've had no grant from the Government at all. There is a small interest-free loan for a year, that for the average business may be $20,000 or $30,000, but that doesn't come anywhere close to the debt that's been built up, and still landlords are sitting there, not sure what will happen, even though they've been working hard and reducing their rents and giving rental holidays and so on, and the economic burden—the weight of this debt upon businesses in New Zealand—continues to grow.