Dr DUNCAN WEBB (Labour—Christchurch Central): Tēnā koe, Madam Speaker. It's funny, isn't it? "Why the urgency?", we hear from the Opposition, and then, in the same breath, "We're not moving fast enough." The reason this bill is being dealt with under urgency and was introduced under urgency is because the problem is urgent. Businesses are crying out for help, and we are going to deliver it. I'm going to go to the Property Law Act amendments, because I'm absolutely flummoxed with the view of the other side. They don't seem to think that these measures are necessary, and they raise the issue of retrospectivity. So let me deal with some of those issues.