So the question that we've got is: if there was a need for a change to the Reserve Bank of New Zealand Act, then why wasn't there a process for considering what that change might have been, or could be, or if it was necessarily that was not just something cooked up over in Treasury? Because I notice, sadly, that Treasury gets an enhanced role in the oversight of the Reserve Bank. My views on Treasury are very well known and very well stated. I think they are an organisation that has massively overinflated their own importance to the system. They are bookkeepers, and bookkeepers are no good at telling you how to run a business; bookkeepers simply tell you whether or not the ideas behind the business are producing good results.