Businesses can experience stress, interruption, reduced profitability, and are unable to focus on growth, and we want our businesses to focus on growth. We want our businesses to have the ability to invest—the ability to borrow and to invest capital. But more than that, we want our business owners to be able to lift their heads up and to be able to be visionary. We've seen a number of visionary businesses here in New Zealand, and more and more are coming online each day in a whole range of areas. So we don't want our business owners to be bogged down in these sorts of challenges, and particularly this bullying behaviour. If you look at bullying—I mean, if I think back to sort of my high school days—