The other thing that we should consider is the impact of these reforms on the international student market. What we know now: it's worth over $500 million to our economy. Unfortunately, the Cabinet paper barely mentions it, and it seems to have been somewhat overlooked when developing this policy. But then we've also got delays in visa processing that was limiting the growth in this area. Now, just getting back to the economic context, we've seen the impact of coronavirus on the international student market. Economists are forecasting that potential negative growth in quarterly GDP, and we've got the tertiary sector pleading for exemptions on travel bans that have stopped Chinese students coming to New Zealand.