SIMON WATTS (National—North Shore): I'm interested now to move to a conversation around IRD's annual report in 2021, around tax debt—specifically, the increase in tax debt in the region of 41 percent. We've seen an increase from $3.1 billion in 2018 to nearly $4.4 billion now, and the number of people receiving remissions or write-offs from tax debtors has soared: nearly a fourfold increase in the year ended to June 2021, an increase from 26,000 people to nearly 112,000. And that number, while it stabilised this year, is still around 43 percent higher than it was, higher than in 2020. The other statistic that we can see, looking at the Estimates, is that there's over 400,000 Kiwis now that are carrying tax debt, and that, I guess, as a percentage is equivalent to nearly 10 percent of the working-age population.