But what the challenge is in terms of making savings around this bill, which we've articulated, is, yes, it sounds nice in terms of that, and we do believe, but it is a very small step in terms of what is required by our communities and our business sector in this country. They are burdened by a huge amount of regulation under this Labour Government, a burden of regulation and compliance that is adding additional costs, and this bill will take a little bit off that but will be inconsequential in the context of cost burden and regulation placed on hard-working Kiwis across this country that, today, are struggling to pay the bills, because inflation is running twice as high as wage growth and every Kiwi out there at home—that squeezed middle—is struggling to pay the bills. 