What we have done is put in place a range of demand and supply measures that unashamedly tilts the balance towards new supply. For too long, we have had mum and dad investors competing with their first-home buying kids in the burbs for the same houses. This is not the New Zealand we want to see. If we look at the carve-outs and the exemptions and the extension of the brightline test and what we're doing around interest deductibility, we're saying to those New Zealanders who want to invest in property, "By all means do it but come be part of the solution to finally fix the housing crisis. Help us build new houses, and you won't have an extension in your brightline test. You will still be able to claim interest deductibility, because that is the behaviour we want to see." And we know that these are the long-term changes that we need to make.