I regard this as a very important step forward in the way this legislation works. We need to mirror the monetary policy remit with a financial policy remit. That's the evolution of the Reserve Bank Act. Since 1989, more functions have been taken on by the Reserve Bank within the financial stability space, within the prudential supervision and standards space, and it is appropriate to have an agreement between the Minister and the bank around the way in which they go about that work, and the bill provides the process for the contents of the process for its creation.