We've got a housing crisis in this country. We've got a rental crisis in this country: $120 on average increase in rents in the last four years. Maybe that's because it reflects a percentage of the $200,000 price increase that Mr Shaw just spoke of. What it tells us, though, is that even with that rental increase, anybody with a house now that has the average value currently in New Zealand is making a loss constantly. So what the Government's come along to do is say, "Well, some of the input that once could be written off no longer can." Well, where does that leave someone? All it leaves is pressure upward on rents, and that's exactly what we are going to see in the next 12 months. It is a dreadful situation and it is, again, this crazy idea that somehow a tax system used in a pernicious fashion can advantage people; it can't. The people who are going to pay for this will be the people who are least capable of paying for it—some of the people who Mr Shaw talks about who do not have the opportunity to gain the advantages of a wealth base in this country. So this is not a clever piece of work in those two aspects.