I want to commend Andrew Bayly for doing the detailed work required with a bill of this significant change to make sure that it can be implemented effectively and that the potential ramifications have been thought through. The bill has a staggered introduction, with transition arrangements in place. I want to say I think that's very right and proper, because for those who've come to New Zealand in the expectation that they will be accessing New Zealand superannuation at a certain point, there does need to be an adjustment period so that people can know full well what their entitlements are when they come here. There also have been sensible amendments to ensure that residents of our Realm countries—the Cook Islands, Niue, Tokelau—are excluded and that those supported by the Veterans' Support Act 2014 are excluded.