I was just interested in clause 30, qualifications of members of the board. We're talking about the most pre-eminent financial institution; I think we've established that. What's been adopted is the Crown entity qualification for appointment to the Reserve Bank. I just think it's absurd that we've adopted a model that sets out the minimum standard and talks about people—these are the people who we're going to rule out from being a member of the Reserve Bank board: basically, people who are undischarged bankrupts who are subject to the Protection of Personal and Property Rights Act, people who've had a personal order made against them, convicted of a crime—holy Toledo, Minister, why would we even contemplate having these sorts of people even being in the game? 