I think another important part of the bill, with regard to that, is that it does focus on three subsidiary purposes, and the third of those is actually education, research, and information. So it's a bill that's looking towards the future in that way, and it's very much trying to build the resilience of our culture in these situations. The other subsidiary purposes of this legislation that are being introduced in this piece of legislation are claims management and fund management. With regards to claims management, I think that's worth a pause, because I think that's a lot of where the heartbreak came in the Christchurch earthquakes. We have to get that right. We have to have a system where people can actually engage in a process that doesn't go on and on, and doesn't try and actually break their spirit in order to break the cost of a repair.