Hon DAVID PARKER: I do agree that renters generally cannot afford a mortgage. Otherwise most of them would choose to buy a house, rather than rent it. But in respect of the idea that this rule is somehow going to decrease housing stock, it's a nonsense argument, because if a landlord did choose to sell a house, it will either be to an owner-occupier and that owner-occupier will be freeing up another house, or it will be a renter who all of a sudden is able to buy a house, and if the member somehow thinks that the house is going to disappear, well, he's just wrong. 