But what of the other major initiative in this bill, which is the change in the time after which a bank can foreclose on a landlord who's borrowed from them, or a landlord can move on a commercial tenant? Well, what I'd say to the Government is that over the last four or five weeks, overwhelmingly, landlords, tenants, and banks have come to voluntary arrangements. I know there are some egregious and sometimes heartbreaking exceptions, but, overwhelmingly, people have come to arrangements. I said to the Minister of Finance at the Epidemic Response Committee five weeks ago now, "With respect, Mr Robertson, you have to move on commercial leases and you have to move soon." Well, five weeks later, he moves, but it's far too late. If people have got through the last five weeks, they probably don't need his help now. What they do need is a serious cash injection for those companies that have no money—no good passing the buck from tenant to landlord to bank, because the buck has to stop somewhere.