Hon CARMEL SEPULONI: This was something that was raised through the Welfare Expert Advisory Group's report and is an issue that we take seriously. The debt that beneficiaries have with regards to Government agencies usually lies with not only the Ministry of Social Development (MSD) but, often, also with the Ministry of Justice and, sometimes, with Inland Revenue as well. We currently have a work programme under way with respect to debt to Government and how we can manage that better across the system to ensure that Government debt is not further driving New Zealanders into hardship.