A two-year brightline test—and I go to the point that David Seymour made in criticism of the previous National Government. A two-year brightline test was our "flipping" rule. You were deemed to have purchased it with the intention of selling it for a profit if you sold it within two years, and that actually caught quite a bit of the activity that was going on there. Five years, and then 10 years, is a capital gain tax because the average length of time a person holds a property is about seven years. So there's a huge net being cast here. And, despite Ingrid Leary's criticisms of the so-called landlords that own 25 or 30 properties, that is not the picture of the rental market in this country—90 percent of those properties are owned by mum and dad investors, nurses, police officers, teachers, Labour voters, or at least they were till this came in this year. Because what they tended to do was keep rental as low as they could; they knew there would be some upside on capital gain, and there was interest deductibility.