In terms of Mr Goldsmith's questions, they were largely of a political nature, but I do want to indicate, as I did in the House here before we went into the level 4 lockdown, that the tradition among finance Ministers such as Sir Bill English and Sir Michael Cullen of ensuring that New Zealand was ready for a rainy day is one that I took seriously upon becoming the Minister of Finance. It meant that we have gone into this crisis with one of the lowest levels of net debt of any country in the world, and that will stand us in good stead given the large sums of money that the Government has spent and that the Opposition continue to encourage us to spend. So that is something that New Zealand Governments going back over time can be proud of, and I'm happy to say that we are as well in terms of the work we did. We inherited a net debt position of around 22.7 percent, and as I've just spoken about, we ended up at 19.2 percent.