So the policy that's put in place to try and help kids, well, that policy is actually going to harm them. That's why I use another phrase—just to sew this together—that was first used in this House by Ruth Richardson, and that is that borrowing today and putting the debt on to kids tomorrow is a form of fiscal child abuse. It might be OK if it was going to alleviate child policy, but as we have argued, actually, the money's going to end up in the pockets of the landlords, because until you fix housing, there's no point in raising benefits to alleviate policy. That is the basic economics, and you can't have real compassion unless you actually grasp economics—a point, I might add, that was well understood by our first female and, I would argue, one of our best ever finance Ministers, the Hon Ruth Richardson. Thank you, Mr Speaker.