We heard in one question going to the Prime Minister that the effect of the brightline test has simply been to put the price of houses up—$120,000 is the average price increase in the last 12 months. So if someone's a speculator and they buy a house and they make their $120,000 profit on it, they pay $50,000 in tax and the rest is profit. So it's certainly not a deterrent as long as there is that constraint on supply. And there is the unwillingness of the current Government to recognise that it is supply that always determines price. And then we have the issue of assistance that's given to people to get into new homes. They talk a big game, mention all the schemes that are out there, but fail to tell the country that almost 20 percent of the price of a new home is taken in tax, and that's before you consider any income tax paid by the various trades that put inputs into that cost.