What the Hon John Carter raised with me is that he knew the day before we went into lockdown—as, no doubt, a number of mayors and CEs knew—that local government revenue would be badly impacted. John Carter raised with me commercial rates, that businesses would be struggling and unable to honour their rents sometimes, and that therefore the commercial landlord would then be unable in some instances to honour their rate obligations. John Carter had done some calculations about the impact that would potentially have on his district council, and I imagine that district councils all throughout New Zealand were doing the same sort of calculations about the impact on revenue—not only from rates revenue but also fees and charges, development contributions, and so on. And such has come to pass. 