This period of time that the annual review covers marks the most extraordinary period for the Government's finances that I can recall. We were in a position where we needed to borrow a significant amount of money to ensure we protected the lives and livelihoods of New Zealanders, and we did it. I do not resile from that position. There were no costless decisions in COVID-19. The decisions we took were to ensure that we did not have the loss of lives, that we did not have the loss of businesses. We took that decision. And on behalf of taxpayers, we did use the fact that the country had saved for a rainy day. That rainy day arrived, and I'm very proud of what we did.