This particular bill deals with retail payment systems and it is a very small part of a huge industry called the small to medium sized enterprise sector, which is the largest sector that drives the New Zealand economy. It is the engine—the literal business engines—that drives the big engine called the New Zealand economy. I wish—I wish—that the Government would be a little bit more ambitious than reducing and putting a cap on retail payment systems. However, we support the move—however little it is—to benefit the consumers and the business sector. Madam Speaker, I commend the bill to the House.