I don't intend to spend too long speaking on this, but I'll just say that this is an example of a piece of law that endeavours to achieve the right balance between competing interests. The interest here is the access of disabled people to credit—to lending—so they can purchase items, between the recovery of that debt. And the right balance, I believe, has been struck here, in that the debtor—i.e. a disabled person or a principal caregiver for a disabled person who is a judgment debtor—is protected from the recovery of items that are necessary for the care, support, or independence of that disabled person or principal caregiver for a disabled person and/or to promote the inclusion and participation in society of the judgment debtor who is a disabled person. It is an acknowledgment of the unique challenges faced by disabled people in our society. I certainly have had extended family members who have spent much of their life in a wheelchair. I've had enough accidents to spend time on crutches and know how tough it is to get around when you do have a disability—a physical disability, let alone a disability with sight or mental, intellectual, or sensory impairments which are also acknowledged in this bill in the definition of a disabled person.