We don't have that now; in fact, we have the house price inflation, but we don't have the interest rate inflation. That is not to say that with the level of quantitative easing that is being employed by the Reserve Bank right now to stimulate the economy, inflation is not a monster that cannot rise again. It absolutely can, and I have confidence that the Reserve Bank knows much, much more about those risks than the Government does, because if the former chair of the Finance and Expenditure Committee believes that the inflation monster is dead and buried for ever—and that's the level of financial acumen from a former senior lecturer in accounting—then I'm afraid we've got a problem in terms of the financial literacy of the Government. 