Hon Dr MEGAN WOODS: We've increased the cap of the Kāinga Whenua loan from $200,000 to $500,000 to provide more choice and opportunities for people building, relocating, or purchasing a home on whenua Māori. Only 70 Kāinga Whenua loans have been paid out since 2010, so lifting the cap will make a huge difference. The Government is also working closely with Kiwibank to respond to concerns around access to finance on whenua Māori. Changes to the Kāinga Whenua loan cap come into effect tomorrow.