We heard of the challenges of COVID-19, in particular in Auckland. We also heard of innovations to improve public housing delays due to the pandemic, such as modules and panels constructed off site, private sector labour and expertise, and multi-year contracts to ensure confidence in capacity and capability. We heard that there has been decades of underspending in infrastructure. We also heard about demand and supply and the Progressive Home Ownership scheme, which includes shared ownership, rent to buy, and leasehold wraparound.