There were a number of other submissions made. In fact, I think that there were 11 that were actually heard from of the 23, but one organisation that did not have an opportunity to submit has, as recently as a week or so ago, on 11 November, written to the Minister in charge of this bill, raising their concerns, and that is the Institute of Directors in New Zealand. Their chief executive, Kirsten Patterson, wrote to Dr Megan Woods in these terms about this legislation, and she says, "We support the intent of the bill, but we're concerned about director liability and potentially unintended consequences, such as deterring capable, experienced directors from serving." Now, that's a real warning to this Government, who probably doesn't understand the concept of what directors do.