We are now in Auckland, and I've come down here after having been locked up for nine weeks in Auckland, and I've seen what's going on there. You walk down the main streets of North Shore and over 40 businesses have closed their doors—40 since the start of this lockdown. If you go through the CBD, it's like a wasteland. That is the scale of what's going on. Whilst the Minister keeps talking about the level of wage support that's going to make these companies survive and the level of resurgence, it is clear from the various surveys—and the retail one is the most significant, showing that a third of businesses think that they're going to fail over the next 12 months—that it is absolutely essential that we are putting in place mechanisms that get cash in the hands of those desperate mums and dads that own businesses, particularly in the area of Auckland. This bill does nothing for it.