Hon GRANT ROBERTSON: I do not regret the decision that we made. We made the decision because the economic and social costs of not making that decision looked to be things like a 10 percent unemployment rate and more than $100 billion going out of the New Zealand economy. The member may have 2020 hindsight or be Nostradamus and be able to predict what interest rates might have been two years from March 2020. We weren't in that position. I back the decisions we took.