The actual initial briefing by the Minister for social development very specifically touched on the impact this bill could have on disabled people. So I note in the initial briefing what the Ministry of Social Development was mentioning was that as people get older—and I think we all know this—there tends to be more of a need within the healthcare system and people may end up becoming disabled. So, as the initial briefing touches on, the outcome of restricting New Zealand super will be an increase in poverty and material hardship amongst disabled people affected by this bill, and while the initial briefing and the member's own contributions and people across the House have said that the savings throughout this bill will be quite minor, we will see an increase in material hardship in some groups. I guess, to me, in terms of reaching a balance or reaching fairness, I don't see much fairness in increasing material hardship for disabled people or perhaps other population groups. 