Now, this is yet another shot in the guts for landlords. At a time when we all know there are affordable housing challenges in New Zealand, this bill is going to pile on the costs for landlords and reduce the amount of available rental property available. We can already see that the KiwiBuild has been an absolute failure for this Government. We've already seen that the Government, through Kāinga Ora, or Housing New Zealand, has started to buy up private developments; therefore, crowding out first-home buyers. 