So I would like to echo the points made by the Minister of Finance, that there are areas of technical policy that are not at the forefront of the public's mind but which are intended to make sure that our systems, such as plumbing, run smoothly. And again, having come from a policy background, we see this often in remedial and omnibus bills. Other examples on the Order Paper include the Regulatory Systems (Transport) Amendment Bill and the Secondary Legislation Bill. But I come back to the point that it's important to stress that although some of these bills are technical in nature and they're not attractive enough to have big media bells and whistles, they are extremely important for our everyday lives—such as EFTPOS, such as credit cards, such as the financial system that underpins that. So I acknowledge the select committee for your work in the previous term, officials from the Reserve Bank, and the 10 submitters who took their time to submit on the bill. 