I had a meeting on Monday with one of the regional economic development agencies, and the increase in requests of the local economic development agencies for information about how to wind up a business have massively grown compared to the first lockdown for COVID last year, and that's my final point—the cumulative effect. So there are two cumulative effects I want to talk about. The first is—as my colleague the Hon Scott Simpson has been leading the charge on—the number of changes to employment relations, the number of additional costs that will come on to businesses in the employment relations space alone, is really significant. With any one of those, people think: "Oh, one extra public holiday, big deal." It is the cumulative effect—extra sick leave, changes to parental leave, changes to potentially giving leave for teacher interviews. It's the cumulative effect that makes it incredibly challenging for businesses to cope.