Network operators and card issuers will need to be in a position to comply with the initial pricing standard within six months of the bill coming into force—and I do want to thank the support around the House for making this happen. This is a very direct intervention. It's a way of making sure that this pledge kicks into action sooner rather than later, as the commission may take some time, in my experience, to do their analysis on certain things because they are thorough. This sets an initial standard that is comparable to what we have in Australia. 