So every time you go to Frasers and you order a coffee or a piece of toast, or any other small business at Mt Eden Village or in the wider Epsom electorate or anywhere up and down from Cape Reinga to Bluff, part of the cost of everything you pay is the income tax that is taken out of people's pockets by this Government. People forget that; they think income tax is something that you pay when you earn money, but, actually, it's something that you pay when you spend it. I'd just put it to this Government that by keeping the income tax rates they have, particularly that punishing middle income tax rate of 30 percent as soon as you hit $48,000, they are not only taxing people who are trying to make ends meet, they are actually taxing the businesses that are trying to employ them and the customers who are going to buy things at those businesses. After two years of COVID restrictions, with global shocks, we are starting to see those costs actually knock off iconic and beloved businesses up and down New Zealand.