We now have a projection that there's going to be 48 percent of GDP debt at its peak, and, incredibly, the Minister of Finance is trying to say that this is a good thing because previously the estimate was 53 percent of GDP debt at the peak. Well, the truth is that the biggest problem that this country faces in the short to medium term is that the Government has borrowed so much money when interest rates are low, knowing that interest rates may not stay low. It's easy to borrow a hundred billion bucks when the Reserve Bank is just printing it hand over fist. You know, some people say the Labour Party won the 2020 general election. I'd say Social Credit won it, because they're the ones that are having their policies implemented, funding the Government by printing "funny money". The only difficulty with that is that eventually you get inflation, as someone could have read in the Herald this morning from Richard Prebble, a fantastic former member of this House. If you increase the supply of money and the supply of goods and services stay the same, inflation is what happens and it's happening in the housing market. That's why the housing market's gone up 22 percent in the last year. 