And this is a piece of legislation that does a whole lot of things, and the deputy chair of the select committee went through some of the detail; I'm not going to repeat it. But what this piece of legislation does is give hope to people who currently are locked out of the property market—that they too, soon, will be able to buy a home. And why is that important? Well, it's important because homeownership is good for people, good for individuals, good for families, good for neighbourhoods, good for communities, and good for us a nation. Property ownership is something that we should aspire to, and we should be encouraging and making it as available as possible to as many New Zealanders who want to be property owners—then surely we should be creating the environment that allows for that to occur.