Secondly, when we started to ask how many people are going to be affected by this and what is the extent of this, the IRD came back and said there were 350,000 people who own investment properties in New Zealand—350,000. Contrary to what we hear from the Labour members, "There's thousands of these rampant investors", there's 350,000, of which 75 percent, or about 260,000, claim interest. Of which, 75 percent claim less than $30,000 a year. Hardly a major investment group out there taking all this money and driving these huge businesses. We hear from the Labour members it's always about these investors and they've got hundreds of homes. Actually, by far the most amount of homes are owned by mums and dads who are claiming no more than $30,000 interest a year. If you take it away, which is what's proposed by this bill, what it will mean is that those people will be in a situation where they will not be able to claim the interest. In some cases, they're going to have to sell the properties, and of course once they sell those rental properties, they'll no longer be available to be rented and, if they do keep them, they've got to bear a $30,000 cost. If they don't have the money, what are they going to do? They're going to put up rents. This is what the tax officials, and this is what the experts said, "Don't do it, don't do it; it's not good policy."