I'm concerned about a couple of things in the Budget. The first thing is the quality of the policies that have been put forward—the quality of the policies—and I'm talking about, as my colleague Paulo Garcia mentioned earlier as an example, the policy where the bank fronted up 20 percent of the loan and the other 80 percent would be guaranteed by the Government. Well, the bank was still at risk for 20 percent of the loan. They were concerned about the people who they're lending to—so concerned about the prospects of that borrower that they didn't want to lend the money. The banks didn't want to lend the 20 percent that the Government wished them to lend. That is concerning. That policy failed, and the Government replaced it with a 100 percent loan from the Government—from the taxpayer; remember, this is taxpayer money not Government money—to businesses. The Government has to question why the banks didn't want to lend the money in the first place. Why should the taxpayer replace the bank in this example? Well, it's because a lot of businesses are at risk, clearly, and will go down the toilet. They will fail. So why are we talking about putting good money after bad? I'm concerned that the questions have not been asked of some of the policies presented by this Government—not all the policies; the basic wage subsidy policy is one that is repeated around the world, and it appears, in my view at least, to be a good one.