CHRIS BISHOP: Well she started it, Mr Speaker. But, fair enough. Anyway, Phil Twyford has been a disaster as Minister of Transport, but he has got a couple of things right. One of them is the Infrastructure Funding and Financing Bill, because actually Phil Twyford intellectually understands the case for urban land reform and for changing the way in which we finance infrastructure in New Zealand. He recognises, quite adroitly, the connection between funding of infrastructure by local councils and housing supply. I have quite a lot of experience with the challenges of funding and financing infrastructure properly, because my own electorate, my own area, is very similar to many other parts of the country that are struggling—