So let's have a look at some of the criteria that are sitting there in the bill. It is to do with the relative bargaining power of the people engaging in the conduct—that's paragraph (a) of the proposed new section 8. It is to do with the extent to which a trader and an affected person acted in good faith. It is to do with taking into account the particular characteristics and circumstances of an affected person. It is to do with whether an affected person was able to understand any of the documents provided. It's to do with whether there was unfair pressure. It is to do with whether the trader unreasonably failed to disclose various intended conducts, and so on. In other words, there's a series of criteria set there as to what unconscionable conduct might be.