I think it's worthwhile just to remind ourselves why we're so interested in this, and I think the main thing we've got to recognise is where do jobs come from in New Zealand, and where do people actually derive a living. That is from businesses getting out there, and particularly their owners getting out there and investing money in creating new businesses and taking the risk, and taking on new people to create those jobs. I think we need to look at this in that context of how we assist businesses to take on that risk and to take up that challenge. 