Even though there is the wage subsidy—which is great, that's fantastic. It was used during the Christchurch and Kaikōura earthquakes to great effect, and it was instrumental in many businesses surviving. However, as I go around my electorate and around the country talking to different businesses, it is clear that, as this first wage subsidy ends and we move on to the more than 50 percent drop in revenue for the second stage, a number of businesses aren't going to qualify for that. Their revenue will not reach that low point, but their fixed costs will still be eating into their profitability to the extent where they will let staff go, even though they could get money for those staff, because the cost of retaining them simply doesn't justify holding on to them. These are really tough decisions for these businesses. They have a huge interest in their staff; they know that they don't have a business without good staff.