Recent research out of the United States suggests that the bottom 20 percent of income earners are four times more likely to lose their jobs than those in the top 20 percent. It's for those people that we must now seek employment. The wage subsidy, despite some faults, did a good job in keeping people employed, but it doesn't recognise the other huge costs, the other huge impositions that businesses found throughout the lockdown, whether they be rental costs or other significant challenges. They also now have ahead of them a subdued economic environment. 