So this has wound its way since the Productivity Commission report. Chapman Tripp did a legal opinion which used, in legalese, quite strong language that actually the directors should have a duty to report on climate-related financial risk. Also, Adrian Orr, the Governor of the Reserve Bank, weighed in because he shared the assessment with the Bank of England and other reserve banks around the world that non-disclosed climate-related risk actually could present a significant risk to the financial system itself and the stability of the financial system over which he obviously has some responsibility.