Rt Hon JACINDA ARDERN: I would refer the member to, of course, the context of that advice, which didn't include, in some cases, the final decisions by Cabinet, which was to take into account ways that we could incentivise new builds in order to ensure that we continue to have an increase in supply for our rental market. And so you can see in the final policy development, we've done that with the exclusions that exist for new builds in the rental market and the way that we phased in interest deductibility. The alternative, of course, is that nothing is done in the housing market, which was, of course, the approach of the last National Government. It meant we inherited a housing crisis and we're doing everything we can to turn that around. 