ANDREW BAYLY: Sorry—that the Minister would allow anyone to be appointed to the Reserve Bank. Why did we go back to the proposal where we have a Crown entity model? Why don't we turn the thinking around to one where we actually recognise that this is a board that is incredibly instrumental in overseeing a key part of our financial institutions? There's been no discussion around what should be the required attributes, which is something I think is actually vitally important to the Reserve Bank. 