I want to commend two specific changes the Finance and Expenditure Committee has made. The first is they have changed what was suggested by the Minister, which was that people in these circumstances would have to attest to retiring from taking any paid income in order to access their KiwiSaver. That would've been wrong because that would have stopped Tim working at Countdown, if he was accessing his KiwiSaver funds, and, actually, he loves that job. A lot of people get a lot of purpose from their work, and I really commend the committee for seeing that it is just to allow people to withdraw their funds while also working.