Hon Dr MEGAN WOODS: The accessibility improvements in our retrofit programme will continue. Whether or not that meets universal design standards is something that we need to continue to consider, because, of course, the cost of doing a retrofit is much higher than actually building it into new builds. One of the challenges that we face is that for a 10-year period between 2007 and 2017, there was not a renewal programme for the 45,000 Kāinga Ora—then Housing New Zealand—houses that needed renewal. We're on a much steeper slope of having to do those renewal costs, and I would point out to the member that the maintenance cost of a new home is $4,000 a year for Kāinga Ora as opposed to $12,000 for one that has not gone through the renewal process. This is costing Kāinga Ora about $70 million a year across our whole portfolio. So not only are we paying for the damage done in not building new houses or selling houses but not renewing the stock we had; it's costing more in operating funding.