What's wrong with this increase in tax over time when people are, as some of the members have said, earning more? Well, as incomes have gone up, so has the cost of living: rent, petrol, electricity, food—that Consumers Price Index (CPI) basket of goods that the member over there talked about. And by the way, it's going up by—what is it?—3, 4 percent at the moment; the highest in a very long time. So people are paying more tax and, in real terms, they have less disposable income to help their families with. And the Government's tax take, their big sack of money, Grant Robertson's big sack of money grows and grows and grows as the Government has more and income earners who pay tax have less. In that regard, you might want to say that actually what this bill is really about—in addition to bracket creep, because it's certainly about that—is cost of living. Rents are rising at the moment, petrol costs are rising at the moment, electricity is rising at the moment, and food costs are rising at the moment. 