ANDREW BAYLY (National—Port Waikato): Thank you. See, this is what I find fascinating, because the Minister says, "Oh, that one little statement—that covers it all.", but we can have in clause 30 all the reasons why you can't be on the board: a person who is a member of the monetary policy committee, an employee or a subsidiary of the bank, someone who's an undischarged bankrupt, someone who is prohibited from being a director or promoter, someone subject to a property order, someone who's incapacitated, someone who's involved in a crime of dishonesty, someone who's been convicted within the past five years. So it just goes on relentlessly on why you can't. The one thing that's missing is it should be saying that you can't be a politician, but that's not even on it. 