IAN McKELVIE (National—Rangitīkei): I can't resist taking a call on clause 1, as well. I have a slightly different perspective on it, though, and you'll understand that when I've finished speaking. But my perspective on this is, really, when you think about life and you think about what is going on in the course of the legislation we are about to pass, my proposal is that we call it the "Rip Off the Old People Bill", because, actually, when you think about what COVID has done to my generation—