We don't seem to be looking at that as a kind of solution at the moment, and it's one that we would like to see a lot of work being done on very quickly. It happened, of course, in Christchurch after the earthquakes. I myself was actually involved in getting that programme up and running, and I know for a fact that it saved a lot of jobs and it saved a lot of families. It meant that they could continue to pay their bills, which is what most of us want to do. 