New Zealand does have a housing crisis. We do have significant issues around the affordability of housing, the increasing rent for individuals that have the inability to afford to buy a house, and this is one of the single biggest issues in this country and it is not something that, on this side of the House, we've got our head in the sand on. But I think the other side of the House, in terms of the Government, have, because what they are, in effect, trying to do is not going to solve or help that problem. Actually, the IRD has stated that this initiative specifically will reduce housing supply and push up rents—the complete opposite of what is required by hard-working Kiwis across this country from this Government, and they are not using the opportunity to resolve that; they're actually going to be making it worse. 