I rise on behalf of ACT in support of the Financial Market Infrastructures Bill. I will just make a couple of preliminary comments about some of the debate that's gone before. It's certainly true that this is a very technical bill. It deals in matters that most people will never encounter. I certainly have not encountered these sorts of matters outside of my role on the Finance and Expenditure Committee in the previous Parliament when we dealt with this bill. But I also say I think it's a little bit unfortunate that in various comments, including from the Minister and Dr Webb, there's been an expression that maybe the financial markets are a little bit murky or that the people that work in them are a little bit sinister. I think that's really unfortunate, because, actually, they're a valuable part, a vital part in fact, of the New Zealand economy. 