Finally, as the report notes, a large amount of debt has been taken on—a stupendous amount. People will use different figures. I notice the Minister yesterday used IMF figures, which show a very kind view of New Zealand's debt to GDP ratio. I think the correct figures to use are the forecast of where we will be at the end of this forecast period, and that is much higher—close to 50 percent of GDP. Now, the Minister, in his speech, has said, "Doesn't matter. Interest rates are low; debt servicing costs have actually got lower, in spite of"—he's wrinkling his nose. This is from his speech he gave yesterday. The Minister said, "Don't worry about debt; interest rates are low. We're actually paying less to service debt than we were previously." Now, if the Minister wants to get up and say he is worried about debt, perhaps he'd like to tell the committee and the public what sort of commitments he has as Minister of Finance to reduce debt. What is his plan for debt reduction? 