In terms of the overall value of the scheme to other businesses, the Inland Revenue Department have estimated it's got a value of $3.1 billion. That represents a very significant amount of money returning to businesses to give them cash flow. Now, yes, it does involve needing to make a projection of what will happen in the losses of this year. We know from talking to tax accountants and the tax experts who we engage with when we're designing policies like this that they are strongly of the belief that firms will be able to sit down with their accountants, work out and project forward. They may well be relatively conservative about the loss that they project forward because they don't want later on to face a bill, but if they were a profitable company going into this, the scheme will work for them. We did say, at the time of announcing this particular scheme, the focus of this particular bit was around vulnerable but viable businesses. So it does recognise that the people involved were ones who had made a profit in a previous year, had paid tax on that, and were now able to look forward to a year in which perhaps they wouldn't and carry that loss back.