Hon TODD McCLAY (National—Rotorua): When our spokesperson Barbara Kuriger spoke in the debate a moment ago, she said that for every $1 spent, there was an 11c benefit for New Zealand. The problem we have is that if businesses in New Zealand ran their accounts in the way the Government does when it comes to investment, there would be even more businesses closing than the 28,000 that closed over the last few months because of the Government's extremely restrictive COVID policies.