If we just take a small business that maybe made $10,000 or $20,000 profit last year, which sounds modest to some, but for a small business in New Zealand, for a shopkeeper or somebody that runs a flower shop or a butcher shop or maybe a greengrocer that hasn't been able to open for the last five weeks—and it will be more than seven weeks until they can open—if they have made $20,000 worth of profit in the last year, they get to carry forward only about $5,600. Whilst that will be a start for them, if they are losing money this year that will be a start for them that's nowhere near enough to help them with the significant costs they have incurred or have built up over that last seven weeks of the lockdown.