My view is that, actually, if there was some time taken to actually pass this bill and give it due consideration—and I've got a whole lot of technical issues that I haven't even got to yet, on how this bill might operate. But, if there was the time taken to allow people to consider it and get some proper advice—and I know Treasury and the IRD have got differing views on certain aspects of it, which we haven't even got to, but clearly they haven't had time to do the full, proper analysis of it—then one of the things is I think actually it would lead to a better outcome, if you were seeking to stabilise house prices, which I think everyone is seeking to achieve. We don't want to see a drop, but we do want to see a stabilisation of price inflation.