But even more than that, this is an initiative that, at the same time as dampening down demand, is opening opportunities for supply, opening opportunities for new building, and that's what the National Party opposed yesterday. We are clear: the brightline test extension does not apply if it's a new build; the interest deductibility rule changes do not apply if there are new builds. There are property developers saying this is the answer: this is the opportunity to shift that investment out of speculation and into building new homes. That's the difference here. It's a package that does manage to do two things at once: seek to make things easier for first-home buyers and, at the same time, see us add to stock. 