I want to also touch on, in terms of the time, around what most Kiwis will understand as just Government money printing. It's called quantitative easing. There's a big, long word that they use for it in this paper, but it's basically where the Government prints money. And the reality of this Government is that throughout the COVID dilemma, they jumped on the bandwagon with every other reserve bank around the world and said, "Well, let's get into the pack. And everyone else is printing money so let's print money as well. And let's use that opportunity to sort of spend a little money on pet political projects.", which they've done—well, they've announced. They haven't actually necessarily delivered any of those, but that's the reality.