Then I came back to New Zealand, and I realised, even though the technology was here in New Zealand, many of our shops still did not offer contactless payment, payWave. I found that incredibly strange, until I realised that we were paying so much more—our New Zealand businesses are paying so much more—than our Australian counterparts. I thought that something needed to be done, and so I'm glad that on our campaign trail last election, our Government had announced that if we were re-elected, we would be reducing the merchant fees for our small businesses. We are now one step closer tonight to achieving that promise.