The second thing is they've had to deal with and pay for rent, which accounts for roughly about 20 percent of everyone's profit and loss. On top of that, and everyone seems to have forgotten that, all businesses face another 40 percent of general overheads, whether they're power, lighting, whatever it might be, general overhead that they've had to incur. As a result, we've now got businesses perilously close where many of them do not have cash reserves at all and are waiting and hanging on for the wage support. I think that is the travesty of where we've ended up. Even though we've spent a lot of money, we've ended up with a travesty that many of our smaller businesses in New Zealand—we have 320,000 of them, mums and dads in many cases, less than five employees—those businesses are so financially constrained now, their owners—