It was noted there that really there's some big questions in there, and I think, in terms of the amount of the Government budget spent on superannuation that Mr Smith referred to, there is a question of intergenerational equity. Certainly, there's a question about the degree to which it is appropriate, if ever, to borrow to pay superannuitants and then foist that burden on young people today who will be earning tomorrow. So we've got to be very cautious about that.