Hon GRANT ROBERTSON (Minister of Finance): For the member's benefit, there are two different categories of expenses. So if the member looks on page 29, just above that, you've got the non-departmental expenses, and then, when you go over, it turns into the non-departmental capital expenditure. As I'm sure the member knows, when we talk about loans, just as we do with the student loans scheme, things appear as assets on a book because they are repayable loans. That is the estimate—the $5.2 billion. I think we're all aware that it's very difficult to estimate the number of businesses who will choose to draw down on a loan, and so the member is correct in his first statement about the write-off relating to the interest-free component, but the whole book value of the loan has to appear until such time as we can get a more accurate assessment of it, and, obviously, this was done at the time at which the scheme was created.