Then you look at something like housing, and this is where it really hurts the Labour Party. They've made massive, massive promises about what could be done. Then all they can do, really, is look over their shoulder and say, "Well, none of it was our fault. None of it was our fault." Well, let's be very, very clear about this: at the moment, a young person trying to put together a deposit is faced with the mountain of having to accumulate 20 percent of the house price that they are trying to buy—or 10 percent if it's a new one. So, if you look at the average house price of a million dollars, they've got to come up with either $100,000 or $200,000.