So bring us forward to this piece of legislation: the Financial Market Infrastructures Bill. What we need to assure and reassure those who are in managed funds, those who may even have their money in the bank, is that there is a playing field which is being regulated so that those who were rendered vulnerable, those who lost money—and you can think of any number of organisations in New Zealand. Blue Chip investments was one that, again—so many of those who'd worked hard all their lives and had their savings, and had those savings decimated through a number of these activities.