The bill seeks to deal with, among other things, the key issues and recommendations outlined by Dame Silvia. The National Party supports aligning the cover under the bill with that of standard private insurance practice, and if it means that the commission and insurance firms are all working from the same playbook, then that, I have to say, is a very good thing. It is so important to reduce the opportunity for dispute between the different interpretations of the bill, because we have seen that go on and on and on for 11 years in Christchurch particularly. And, because insurers are going to be acting as agents for EQC, it is critical that these two sides, so to speak, are not operating to different standards.