It is that borrowing that has enabled us to do the wage subsidy scheme, to help keep those 1.7 million New Zealanders attached to their employer, to make sure that there are jobs there for them when they go back. It's what's enabled us to support small businesses through the Small Business Cashflow (Loan) Scheme—over 100,000 businesses now being supported through that scheme. That is what it means to look after our people. This is a one-in-100-year economic shock, and it required a proportional response. We will work with New Zealanders to grow our economy, to be able to reduce down that level of debt, but for now the responsible thing to do, the thing to look after New Zealanders with, is to put that umbrella up and protect them.