Let's talk a little bit about three waters, which is included within this appropriation: $2.5 billion of borrowings or spend that has just been spread out in a bribery fund for local councils. One and a half billion of that is going to be borrowed at commercial rates—$100 million of interest costs alone, $50 per household in terms of interest repayments per year before these entities have even started. That is in regards to a piece of legislation that is one small element of a significant appropriation in regards to what we're talking about. 