There's something called the digital adoption curve. It's your stock standard bell curve. But that's been turned on its head as businessmen and women who, in the past, would have no interest in digital enablement because they've been doing something the same way for years, and, as far as they're concerned, there was no place in their business for digital technologies, have now found that, in fact, in order to do business in this country, you need to have some form of digital competency. I used to say before COVID, but, certainly, this has amplified since COVID, that I truly believe that this will be the last generation of small-business owner that will survive, let alone thrive, without being digitally enabled. The reason I say that is everything we are doing, every innovative thing we are doing across Government to support business is based on a digital platform, whether that's paying your taxes through Business Transformation in Inland Revenue, whether it's through procurement, whether it's through e-invoicing, the New Zealand Business Number, it all rests on digital platforms.