DAMIEN SMITH: I'm getting it as well—which are very limited; might be 20 or 30. They're the ones taking the risk. We feel comfortable with this test, as it's been reported in the bill. But one of the things that does make me nervous, and I'd like to ask the Minister a question, is: they were all asking that the regulator should be required to produce clear guidance about the factors they'll have to have regard to and the way these will apply those factors when assessing an application under the "benefit to the New Zealand" test. To me, giving them that clarity was very important, and I would like to ask the Minister why that specific requirement wasn't added to the primary legislation, even though the Finance and Expenditure Committee decided that wasn't necessary.