I saw this recently where I went to see when this bank was open, and there it was: two hours, three days a week. That's a major city—well, it was Manukau—a major part of Auckland, a major part of New Zealand. It is really important we understand that things have changed. They've changed, substantially, for the way in which banks operate, and the way in which small business has been forced to operate to cope and to adapt to the circumstances. So, therefore, looking at the submissions, what's pretty clear to me is that the National Party—and, I believe, the Government too—favour the submissions of the hospitality association, the restaurateurs, the people who end up accepting cards because there is no choice.