STUART SMITH (National—Kaikōura): Thank you, Mr Chair, and I thank the Minister for his welcoming of questions as I do have a couple. I think when we were on the second reading of this bill we did discuss unconscionable conduct quite a bit and I might come back to that later, but my question actually relates to the expected total value of less than $250,000 in a 12-month period. I think they welcome, coming up with a number, and my question really is around the validity of that number. Is that the total value of the transactions between two parties or is that the expected profit or margin from companies? There is quite a difference. Some companies, of course, have quite a sizable contract between them but with very low margins. The $250,000 sounds a lot, but if it's a very small margin—let's say it's $300,000 worth of transactions between them, or contract, but there's only a $10,000 or $20,000 profit or something like that. So we'd like some clarity around that from you, Minister, if we could have that.