I want to carry on on what my learned colleague and friend Mr Ian McKelvie has told me, because, while he's had a lot of seriously bad financial news this evening as I understand it, this bill really is seriously bad in terms of financial news for New Zealand. It's not, as the Government would say, that we're all negative. It's just that we are borrowing so much money—$140 billion—we're running deficits for the next four years, and because we are spending money as quickly as we can, it generally lacks the scrutiny and probity that one would normally have around such large-scale expenditure.