The argument always against raising the cap from initially $100,000, then to the $150,000, and then to the $300,000, as proposed in this bill, was that it would mean that the Government agency was subsidising the private sector—the private insurer who picks up the balance of that. That is the sort of nonsense argument that Treasury needed to be completely debunked on. The reality is that the cost of that insurance is the cost of that insurance, no matter who buys it. It's arguably more expensive for private companies to buy smaller chunks to cover that first $300,000; so I personally welcome that new figure. 