Secondly, over the last few decades we have opened the doors to a large number of immigrants. The majority of these immigrants will be unaffected by these changes as they generally arrive below the age of 45, which means they have the opportunity to live in New Zealand for 20 years, which is required to qualify for New Zealand super at age 65. However, immigration laws have allowed immigrants to bring their parents under the parent resident visa. After 10 years, these new residents are entitled to full New Zealand super for the rest of their lives. Given the average length of claim for superannuation entitlements is around 20 years, this amounts to around $500,000 per person. This is exceedingly generous. 