Dr DUNCAN WEBB (Labour—Christchurch Central): Madam Speaker, thank you [Drops glasses]—just organising myself in these COVID times. First of all, look, yes, congratulations to Nicola Willis for getting this bill this far. Look, it was never going to be an easy bill, not only because it's technical but also because, as has been pointed out, an asset like an apartment is frequently the most important asset that a person has.