When we go back to the commission that looked at the banking in Australia and then the inquiry that was held here in New Zealand, yes, they found some issues in there. The main issue was there was a lack of documentation. It didn't satisfy the inquiry as to what the documentation around those transactions was, not necessarily anything further than that. This is such an overbearing reaction. It shows a lack of understanding of commerce, it shows a lack of understanding of business, and I certainly am very suspicious of anyone going down this path. I always think back to, you know, the devil makes work for idle bureaucrats. That seems to be what they've done here, try and find something to fill out their legislative programme because they didn't do the work when they were in Opposition to do some policy research. Fortunately, we aren't falling into that trap.