So, firstly, I'll just talk about the obvious issues happening with house price inflation. While it was forecast that house prices would fall in the face of the COVID-19 lockdown and the economic fallout, in fact, they haven't done that, and, arguably, the quantitative easing engaged in by the Reserve Bank—because it went to the banks. It has mainly gone to private investors, so most of it's been lent on residential property, where supply is not increasing fast enough, so you just have more lending on residential property, which is driving up prices. In the absence of a wealth tax or a capital gains tax, there's no way for the Government to recoup some of that inflation and use that to pay down the debt that's been incurred by it. 