And the third thing I want to comment very briefly on is that I sort of didn't really like the comment that Jamie Strange made. I thought it was rather a strange comment, in fact, where he accused us of opposing a bill that encourages ethical behaviour. I think we're really opposing a bill that, in my view, is liable to lump costs on the very people that it's designed to protect, and I think that's the issue that I have personally with a lot of the legislation—not just this piece of legislation; the previous Government passed some pieces of legislation which have proved to be extremely expensive for those people that we're trying to protect as well. So we have a habit in this House of passing legislation without fully understanding the ramifications of it and making sure that what we do is going to in fact achieve what we want to achieve without imposing extra pain on the people that we deign to protect.