So the first question I have for the Minister is around the formula that the Minister has outlined that will be used to calculate which schools get what. I understand that, of course, it's going to be based on the real revenue reduction. The issue that I have with that, Minister, is that there'll be some schools that have a significant real revenue reduction but have good balance sheets, and yet there'll be other schools that perhaps have a smaller real revenue reduction, but weaker balance sheet. So I want to know, from the Ministry of Education's perspective, whether the balance sheet of these schools will be taken into consideration, because, just looking and listening to some of my principals in Northcote, there are some schools where they don't actually take a lot of international students, but they just don't have the balance sheet strength to actually absorb some of that downturn, whereas there are other schools that actually have a larger international education impact, but they've put a lot away for a rainy day. So I want to get a sense from the Minister on that. 