SIMON WATTS (National—North Shore): Mr Speaker, thank you very much for the opportunity this afternoon, on a Thursday, to discuss the Financial Markets (Conduct of Institutions) Amendment Bill, second reading. One thing that you notice when you listen to speeches that go before you is that a lot of the conversation today, one relatively short—but in terms of the actual ability to add any specific detail in regards to what actually is going to happen as a result of this legislation, it's pretty narrow. 