But I am going to preface that by saying I don't think the bill goes far enough, or at least there are many other things that we need to focus on and that need to be done with great urgency, because we have a great number of New Zealanders and their businesses. When I talk about businesses, I'm talking about individual New Zealanders—the people that live in our communities that go to work every day and work hard, and that business is more than just a business for them. For many of them, it's not only their livelihood and the way they pay for their children's education and other things; it's actually their life. They are facing great uncertainty and a huge amount of challenge, and I want to address that in a moment.