Mr Fairhall has trisomy-21, which we often know as Down syndrome. He's a lovely man; cheerful, happy. He holds down a job at his local supermarket. Like many Kiwis do, as part of holding down that job, he has been putting money into KiwiSaver. But as it turns out, trisomy-21 can shorten people's lives. It's a congenital condition, and people often have shortened lives. Most of us will collect our KiwiSaver when we turn 65. Mr Fairhall may not live that long. So together with his mother, he made a compelling presentation, saying that he should be enabled to access his KiwiSaver funds before the standard retirement age of 65. Why? Because of this congenital condition that will shorten his life. We agreed.