So in the time given to me—in fact, I see that the time has gone very quickly—we could actually go through many of these things, but we arrive where we are today at this report. Now, again, those dire projections have been made. One of the things that comes through here is the change in the demographics that is going to happen in this country, and the reason why we simply must invest today where we are is that the money that we have, we've borrowed. An amount of it has been borrowed. We've been through a fiscal shock, a long-term shock, a hundred-year shock, against which, again, we could have retrenched. We could have, basically, not borrowed any money. We could have allowed the businesses, who have benefited greatly, despite the accusations from across the floor, from wage subsidies and the other fiscal stimulants that have happened, and—