We have had the wage subsidy, and, without doubt, during lockdown the Opposition—National—supported that. It was very important that New Zealanders had some certainty when they were locked away in their houses after the Government closed the economy down for eight weeks. But that didn't help the business; what it did was kept people at least on the payroll. For every single small business in New Zealand bar a few, their costs continued and their debt went up. There are examples of cafes in parts of New Zealand that do very well and might employ 20, 25, 30 people, that over the lockdown ran up $120,000 to $150,000 worth of debt. They were helped with the cost of their employees and they were grateful for that. It was necessary, but what was needed was much more help so these businesses didn't come out the other end and now have a weight of debt upon them. Not their fault; nothing they could do about it; they weren't allowed to open. Now that they are opening, they're finding the turnover is much, much less than it was.