This will fundamentally change the way New Zealand moves forward and the way that we can look at homeownership in this country. Homeownership, for me, defines wealth equality in this country. We used to be the home-owning democracy of the world. We can be again, and it is legislation like this that takes us down that pathway in an accelerated and an exciting way. So for me to be able to stand up in the House today and commend this bill to the House is an honour, and I thank you very much for it. 