ANDREW BAYLY: —because if you look at clause 100D—and I'm sure, fortunately, I think Mr Damien Smith has been following this very closely, actually, in finance and expenditure. But the unclaimed portion relates to money that hasn't been captured or claimed in excess of $100, so it could be quite substantial amounts of money, and there's a new definition of what that means. It refers to "A person, firm, body, or institution … who holds or owes an amount of money is the holder of that money under this subsection if— … the money is not unclaimed … if the money is excluded from being unclaimed [or] the elective holder chooses to be treated as the holder of the money." My point here is there's an element in here that I don't understand. I wish I'd discussed it more at the select committee, but, as was alluded to before, this bill has been rushed through the select committee, and then we get dumped with this big Supplementary Order Paper 23 today, which makes this effort somewhat wasted, in many respects. But the issue—