Even the Minister in his first reading admitted 200,000 Kiwis who are entitled to this—they don't even have their bank account details. Over 10 percent—they don't even have the details. Let's be honest: who would trust these guys to run a hot bath, let alone deliver a programme like this? This is destined for failure. Why we know that is because one of the very few documents we have for regulatory oversight says "analysis of the problem and potential options has been significantly constrained by shortened time frames". No one's done any work on this bill because they only magicked it up a couple of nights ago over a late-night wine when Grant reached over and he probably said to Jacinda and Chippy, "Oh, the public's getting a bit insatiable for tax relief. What are we going to do?" 