I think one thing that we need to be very clear about—and it was mentioned when it was introduced by the New Zealand First member; that this was kind of an anti-immigrant issue—is that actually, this bill, when enacted, will not discriminate between a person born in New Zealand and a person who comes to New Zealand at any stage in their life. We talk about a team of 5 million; well, we're actually a team of 5½ to 6 million, because between probably half a million and a million New Zealanders—we don't know quite how many—live overseas, and many of them do so for a very long period of time. So they are also affected by this. They don't have an automatic right to superannuation when they return to New Zealand; they have to go through the same stand down, which was 10 and will transition to 20. So I think there was a mischaracterisation of what was going on here, and it's important to stress that this is a piece of legislation that will apply to all eligible New Zealand residents, whether they were born in New Zealand or born overseas.