Hon PAUL GOLDSMITH: Well, that's right—triple A. Well, the complacency that we see on the other side of this House about the New Zealand economy is something to behold. I just hope that their complacency is justified. But when I look across the world at the challenges that we face, the immense borrowing that's been brought on, the immense amount of money that's been printed by the Reserve Bank, the incredibly low interest rates, and the massive inflation in asset prices that we see, I see that there are real risks on the horizon.