Rt Hon JACINDA ARDERN: We've never assumed that any single one of our initiatives will solve problems for every small business, which is why we have introduced a range of products. We've included, obviously—what I've announced today is a very well-used interest-free loan scheme. The wage subsidy scheme would allow that business owner to claim not only for themselves but for their employee as well. So one thing is not the solution, but many products have been. 