The question we have to ask ourselves is: was that a free lunch? Did we get those higher asset prices as something that we will be able to hold on to for ever? And, of course, we have to examine the cost of that. The cost is a cost of living crisis. We have 7.3 percent inflation in New Zealand today, the highest it's been in 32 years, and what that means for working people—and I think particularly of those without assets—is that the reality for them is that now, for two years, for eight successive quarters, prices have been rising faster than wages. So the real effect of that is that New Zealanders are going backwards. I bring these points into the debate, because I think we should always reflect on the significant measures that the Crown takes and the impacts they have, not just the immediate impact of us coming through the crisis but also the consequences today. In simple terms, I remember Grant Robertson in the election debates telling us we had an extremely strong economy because of the decisions taken by him and the Reserve Bank. Well, if he wants to claim the credit for that strength, he must also claim responsibility for the hangover that New Zealand is now incurring.