I just reflect on the things that are influencing new homeowners or existing homeowners today. In fact, all those issues that we're going to have to deal with as a Parliament now and into the quite immediate future are really incorporated in this—just something as basic as building costs. Now, anyone who was around in the early 1980s will know some pretty dodgy buildings came out of that time—when there was a lot of buildings being built with very little regulation and by some fairly dodgy characters. The result of that was that a lot of people got badly burnt, and that was at a time when, basically, there were shortcuts taken and there wasn't enough oversight. I just fear that right now, with our building costs, that, again, I would like to think that there has been some cleaning up of the industry. I just hope there's not going to be shortcuts taken now to mitigate those building costs that will result in some of those new owners—of apartments, in particular, and even in stand-alone buildings—being impacted in future.