Rt Hon JACINDA ARDERN: What I can reference is the frequent reference by the OECD and the IMF towards the under-investment historically that New Zealand has had in skills and training that would cover off the skills gap that we have in New Zealand. That has been one of the contributing factors. I note that this is an area where the member is proposing that instead of investing, we see cuts. As a Government, we've been proud of the investment that we've made in this area. We've made apprenticeships free; we've got, of course, the Apprenticeship Boost, which has supported employers to continue to keep apprentices on, and we've extended that as of yesterday; and the first year of fees-free, we know, has also encouraged a number of young people to continue with their training and education. These are all areas where it's been noted by other financial institutions that it will make a significant difference to our productivity if we continue that investment.