There's an additional $140 billion in debt, taking us to $200 billion in debt in this country. I note Bill English, I think, didn't really ever have over an extra $1 billion in a Budget in his time as Minister of Finance. That's an extra $140 billion in debt, taking us to 54 percent debt to our gross domestic product, or what we earn as a country—54 percent—when private debt in this country, we know, is high. That is $80,000 a household—a second mortgage for New Zealanders that this Budget brings in—and $100 billion in deficits over four years, and we know that part of that $140 billion is a $50 billion COVID-19 response and recovery fund. Sadly, a $50 billion slush fund is not a plan for jobs and growth. Spending money is the easy part, but Grant Robertson doesn't even today know how he will spend it all. It's not a plan. Much isn't allocated, leaving over $20 billion to spray prior to election 2020. 