Now, that brings me to our partnership with business—so what I learnt the Opposition considers to be "corporate welfare". Small and medium businesses contribute 30 percent to our GDP. Many are poised to grow and have the potential to accelerate our economic growth, which is why Budget 2022 invests in a new Business Growth Fund—$100 million over the coming year. But Crown investment is a minority shareholder, alongside New Zealand's major banks, ensuring easier access to upfront finance and the quicker production of more jobs. It works overseas—in the UK, Ireland, Canada, Australia—and we've been told it fills a much-needed gap here.