We've, obviously, been through the COVID crisis over the last year and it is heartening to see that in the main the New Zealand market's held up pretty well. Although, what was offsetting about that, and actually contributing to supporting the market, was many of the traders were actually permitted to go to work. But this shows that there is robustness to the New Zealand situation, but many people were very worried about derivatives because they are, basically, a synthetic or arbitrary created instrument.