Good, well-meaning, honest Kiwis who seek advice and invest, often, their life-savings for some kind of superannuation scheme invest it in the forestry sector, hoping that, in 30 years' time, or thereabouts, they will have proper, respectable, reasonable returns on their life's work and their investment. Well, they go to people—because they don't know a lot about forestry—and they get advice on how they should invest, and sometimes that advice is not always good.