In terms of the actual focus then on the student accommodation, I mean, we have to not just conclude that the solution to every problem is yet more regulation and training and further requirements, because we do recognise that there is a clear relationship between some of those regulations and requirements and cost. Ultimately, it is those students that bear that cost. And we don't want our young people starting off their working life overburdened with debt any more than they need to be. So we want to have a simple and clear and effective way of ensuring, first and foremost, there is clarity of information, so that there's no misunderstandings about the rules and the liabilities when people change their mind, when they want to move, and what they're going to get and what they're not going to get. And the code of compliance that was drawn together quickly in response to the terrible case a few years ago steered in that right direction, and the draft proposals around that code that we've developed in the course of this inquiry make sense. Likewise with dispute resolution processes, again, having some clarity there is helpful.