Now, the National Party is often—it is said we talk a lot about the economy and a lot about business, and that's correct because the economy is people, and in New Zealand Kiwis own businesses. It was the case not so long ago, and I'm sure it still is, that New Zealand had more small businesses per capita than any other country in the world. These are hard-working mums and dads that get out of bed every day and go to work, they take risks, they borrow, they put their houses up as equity, and they look to employ others so they can provide for themselves and their family—they are the economy. They're not the large companies that often do well one way or another, it's actually in every single suburb in every single part of New Zealand, these hard-working Kiwis that were looking towards the Budget and this Government for some help as a result of everything that's happened over the last four years, and particularly the significant impact that last year had upon them as a result of the restrictions and lockdown and the debt that they took on. It does not do that, and therein lies the problem that it is a missed opportunity.