SIMON COURT (ACT): Thank you, Madam Chair. Minister, I have four questions, but I just want to offer a perspective first. You've chosen—the Government has chosen, through the Chair, to offer a $350 tax rebate to people earning $70,000 or less, who fulfil the criteria you've set out. While it's laudable that the Government does recognise that there is a cost of living crisis, and that it's a struggle for the economy, it's a struggle for communities, given the increasing costs—whether it's fuel, whether it's energy, building materials, the fact that even the Infrastructure Commission says it's taking so long to get resource consents—it's added billions and billions of dollars on to the cost of delivering infrastructure and homes over the past four to five years, which is primarily the term that this current Labour-led Government and the previous Labour coalition Government have been in power. So it seems like the cost of living crisis—while there may be other things the Government can point to—can largely be sheeted home to a series of policy failings or failing to address issues in a timely manner, Minister. 