Today, the Reserve Bank, when they put forward their monetary policy statement, made the point that the underlying fundamentals of the New Zealand economy are strong, and that is actually what this financial statement says. Yes, there are challenges. Yes, there are areas that we need to step up to and make big decisions about. But the underlying fundamentals are strong, and day in, day out in this House, I hear the Opposition telling us that there is in New Zealand a cost of living crisis. We accept that for many New Zealanders that's true, but to then take from that that somehow the New Zealand economy is going to hell in a handbasket actually undermines the hard work of New Zealand businesses and workers who have got us to the point that we are today, and that is clear in this particular report. 