Hon Dr DAVID CLARK: These changes will mean being able to go to your local dairy, greengrocer, or butchery knowing your payment options aren't likely to be limited to EFTPOS or cash. COVID-19 has changed the way we spend our money. It's also made us much more conscious about how to keep each other safe when going about our daily lives. Therefore, it's essential all retailers feel they have affordable access to contactless payment services.