NICOLA WILLIS: Kiwis are doing it extraordinarily tough, and Duncan Webb may agree with the Prime Minister that there's no crisis, but let me tell you that the everyday New Zealanders I meet with and the everyday New Zealanders I speak to when I say, "What are the financial concerns you have?", they don't say, "I'm really concerned about how I really want Grant Robertson to put billions of dollars into a health restructuring fund and a climate change pet project fund." That's not what they say to me, Duncan Webb. What they say to me is, "I'm really concerned that every time I go to fill up at the pump, I feel like I'm being fleeced. I feel like it's more expensive every time." What they're saying to me is, "Every time I go to buy my groceries, they seem like they're more expensive, and every week I seem to have less money in my bank account than I did the week before." 