Rt Hon JACINDA ARDERN: Yes, we acknowledge, of course, what we've seen as a result of decades of issues around the housing market, where CoreLogic now are signalling a view that they believe we will start to see a change in the housing market with additional supply. Of course, the pipeline is also likely to improve with the significant increase in consenting that we're seeing, and at the same time we see the percentage of first-home buyers moving from 22 percent to 26 percent. We know that a number of issues have contributed to the housing crisis we've seen, but our view is that by closing tax loopholes, by continuing to tilt the playing field towards first-home buyers and away from investors, through a considerable public housing build programme, and through significant Resource Management Act reform, we are pulling all of the levers available to us.