The second thing to say is that he asked the question around how did this come to be. This was the subject of a live debate between the external expert panel that I created for this review exercise, the Treasury, the bank itself, and me. And the views coalesced over a period of time around that. What convinced me primarily that this was a good idea was that the Reserve Bank has these two very particular roles: the monetary policy role and the financial policy role. And the person best placed to glue that together is the governor, given the governor's role in those matters, both in the monetary policy committee and the broad sweep of financial policy work that the bank does. So that role to me was important.