But, essentially, what I would say is that for those—again, many of my colleagues here have gone into the more technical aspects of it. But as I said at the start, what people really need to understand is, when they either as a small part player paying a mortgage or whether there are large sums going around the world, as part of our exposure, we need to have a system that everybody can trust so that the money doesn't stop flowing, because when money stopped flowing, that's when we had the GFC and that was when we required the regulators to print large amounts of money—or not print it, but actually get money moving, so that, actually, the—