INGRID LEARY (Labour—Taieri): I don't mean to be dramatic, but, to me, this technical bill, the Foreign Affairs (Consular Loans) Amendment Bill, as has been described by my colleague the Hon Aupito William Sio, is actually also about what it means to be a New Zealander, because it's incredibly important, if one finds oneself overseas in distress, and we've heard that word used, in difficult circumstances, with no back-up, alone and desperate, to know that the country that one belongs to is going to step in and provide support and that the details of how that will be sorted out—it will be sorted out fairly and that help is available. There's incredible social capital in that, and that can't be underestimated, because that speaks to our democratic institutions. We can't have democracy without trust and faith in our institutions, and so these small numbers of consular loans actually have a huge impact on those who receive them and the goodwill that they have to our country. I certainly know that I would want to know that my family, myself, could rely on that from the country of Aotearoa New Zealand should we need it.