Climate change is real. Climates have always been changing, but this time there's one big difference: the changes are principally man-made. The issue has become urgent because the pace of change is accelerating, and in terms of the financial industry, the financial industry has a twofold responsibility. On one hand, it needs to prepare itself for the negative effects that climate change will have on its business and on its customers. On the other hand, the financial industry can play a significant role itself in terms of mitigating the economic risks and entering the low-carbon economy by providing appropriate products and services. It's that second part that this bill seeks to address here, which is in terms of the financial industry playing an active role in terms of mitigating climate change. 