Having said that, this is not absolutely perfect. I am sure we will get lots of submissions, and I admit I lobbied the Minister David Clark that this gets sent to the Finance and Expenditure Committee because I take a personal interest in it. One issue that I'm looking forward to exploring is the standard of repair—a familiar framework is used to costs reasonably incurred to replace or reinstate the property to a condition substantially the same as when it was new, using current materials and meeting current building standards. That can throw up some tricky situations—for example, where a house was dilapidated, or where it's a very old house using older materials, or even a modern house using unusual architectural techniques, or where the damage is minor but the costs of repair are wholly disproportionate. So those are some of the issues we may need to explore. 