The second point I would like to make is I wanted to talk about the cost of capital. So previous speakers on this side of the House have talked about why it is difficult for landlords to stay in the market. We talk about the last straw on the camel's back. I've had landlords ring me up to say "This is it. I cannot get these tenants out. I can't even get on to the property. They will not see me. I've given 48 hours. I've got them in front of the Tenancy Tribunal."—and that is clogged. The Tenancy Tribunal in the Wairarapa is clogged full because we've got a situation where the Government is not allowing landlords to express their rights by removing bad tenants. 