Hon JUDITH COLLINS (National—Papakura): Thank you, Mr Speaker. We in the National Party support most of this bill, but we think that there is a very important issue that the Minister has missed and I hope he will listen to this. We are deeply concerned about clauses 53 and 54 of the bill. These are modelled on sections 135 and 136 of the Companies Act, which require directors not to trade in a manner likely to create a substantial risk of serious loss to creditors and not to agree to incur obligations if they do not have reasonable grounds to believe that the company will be able to honour them.