When FENZ was established five years ago, the plan was to get the best out of rural, the best out of volunteers, and the best out of the professionals by supporting them strongly with what they need. What has happened instead is an incredible inflation in the revenue of FENZ, all off the back of commercial property owners, of residential property owners, of vehicle insurance. Their revenue now is $661 million. No wonder the professional firefighters are so aggrieved that they cannot sit down with this Government and negotiate better terms—$661 million. That is $200 million more than what was assumed when the merger took place for this financial year—$200 million more, all off the back of insurance levy payers of this country. The Government puts in $10 million and a little bit of CAPEX to refresh a few fire stations, the rest of it is paid by New Zealanders.