ANNA LORCK (Labour—Tukituki): I rise for the first time on this bill, in contrast to many of the others who have spoken before me. In doing so, I reflect on my colleague and deputy chair of the Finance and Expenditure Committee, Barbara Edmonds, who, in speaking on this bill in an earlier reading, talked of her past experience as a policy official and about the fundamentals of policy coming back to three very basic questions: what is the problem you are trying to fix, what are the options to fix the problem that you're trying to fix, and what are the next steps? Tonight, we are at the very final step in this process: the third reading of the Financial Market Infrastructures Bill.