Now, we've seen increases in power costs, we've seen increases in food costs, we've seen increases in fuel costs—all that is making our lower-income people particularly worse off, and people are struggling. New Zealanders are struggling now under the burden of increasing costs, and most of that is driven by inflation. It's certainly the measure of how we deal with the issue of costs of living, but inflation is driving a lot of those increases and making New Zealanders, effectively, worse off—less pay to have discretionary income, or even to meet the main parts of their household budget. And, of course, we had a Budget that was focused primarily on beneficiaries. A lot of money was directed toward beneficiaries, but nothing was, really, directed toward superannuitants and low-income families.