But I think the other aspect of this bill which we've noted—and we noted as a minority view into the report back to the House—is the continual use of businesses to act as the collecting agent for the IRD. We think that trend, which is relentless, is something that we need to question, and we did question during the process. We've noted it as an issue that we need to be aware of, because there seems to be a view in Government and Government departments that businesses are there to collect money on their behalf. I think we need to be careful about that, because nothing comes without a cost. And in this case it's the cost of the HR departments or the one partner of a business owner doing payroll late at night, or whatever it might be, to actually now have regard for collecting money in the instances where payments are collected and paid to the supporting parent. I think this relentless move towards just assuming that businesses can do that—and I think underlying there is this premise that all businesses have dedicated people and this is all fine and dandy. Actually, most of our smaller businesses—and we have about 320,000 operating small businesses—are very small. They are only one or two people - type businesses. And this is a cost, and it is a cost in terms of time, but also in terms of resources. I think this is an issue, and I just want to raise it, and I'm looking across to officials—they know our view on this—that this is something we will continue to have regard for, particularly from our perspective from National, because there is a view, as I said before, that this is leading to a trend that we need to actually arrest over time.