Of course, all of us in this House are concerned if there is bad behaviour happening in the market place, or that banks or institutions like insurance companies are actually behaving badly, and we want to make sure that we protect consumers to make sure that they're getting a fair deal for the purchases that they actually make. However, often when businesses are wanting to make a profit, they need to make sales; salespeople also need incentives. This bill actually allows the Government to create regulations, which in fact, could lead to a ban on salespeople. I'm not so sure if that is, in fact, a good idea.