I'm going to make some international comparisons, because the countries that we traditionally compare ourselves with have higher personal income tax rates. Australia's top personal income tax rate, for example, is 45 percent on incomes over A$180,000, while in the UK, the top personal tax rate of 45 percent is paid on incomes over £150,000. So the top personal tax rate of 39 percent proposed in this bill is not high compared with some other OECD countries that we generally compare ourselves with.