And we're hearing, in polls like the Ipsos international poll of our country, that the cost of living is New Zealanders' number one issue, and this came through, actually, in the submissions from a bunch of NGOs, that women feel the brunt of it disproportionately—from a gender pay gap that we have still in New Zealand, and also from oftentimes women making household decisions when it comes to those things I've been talking about, like food and the like. Every other survey we saw backed these sort of themes up, from Consumer New Zealand, to the banks and their confidence work, to other NGOs. The other group quite clearly affected by all of this—and it's come through in the submissions and also from the likes of that Ipsos poll—are those earning $50,000 to $100,000 a year; $80,000, in New Zealand, is not high on the hog any more; actually, it can be very tough, with a family, to be living on that kind of income. And so this theme of cost of living in crisis came through very clearly in our Budget Policy Statement discussions: high inflation relative to anything I've seen in my adult lifetime, and much lower wage growth, meaning real wages are going backwards. It's a crisis, whatever Jacinda Ardern and Grant Robertson want to believe and want to call it. 