These five-yearly funding agreements sit outside of the political cycle, which helps to protect them from the politics of the day. This means that the Reserve Bank can focus on making sure that the financial system is stable and works for everybody as best as possible. And as I'm sure that most people would agree, a financial system that works is one that responds to the crises that we face. The most significant of those right now is the existential crises of climate change or global warming. 