My third question is that house prices have risen rapidly since the extension of the brightline test and have risen more rapidly following the extension of the test to five years. Now it's going to 10 years. I asked that question earlier. What impacts did the previous changes have on housing demand and why will this now be different? What specific differences accrue at 10 years that do not happen at five years? The Real Estate Institute of New Zealand has come out tonight categorically saying that landlords will hold and this will cause another $100 to $175 on top of the $120 that has already been added to rental prices.