But when my colleague and friend Ms Warren-Clark referred to the 1.1 million New Zealanders who identify themselves as living with a disability and the 14 percent of those who identify themselves as living with a physical disability, there are further statistics that we should take into account, and they're ones that directly were brought home to me in my experience as the mother of a child who was suffering a physical impairment. The costs of caregiving for a child with disabilities are such that families often end up under severe financial strain. There is a significant percentage of children with disabilities who end up living in families who have a median wage under $30,000. That is to do with the costs of raising a disabled child. The cost of living with a disability in a society that does not fully accommodate disability at present is also that those children go on to have constraints on their lives as adults. So we are in a situation where 45 percent of disabled adults have no employment, as opposed to the 75 percent of non-disabled adults who are in employment. Thirty percent of disabled women have no educational qualifications, as opposed to 15 percent of non-disabled women. People living with disabilities are more likely to end up with mental health issues. They are more likely to be victimised through the criminal justice system—all of which is to say that while this is a small—and perfectly formed—bill, it is one which addresses a real inequity, and it's an inequity that affects a considerable number of disabled people in the sense that they are more at risk of being socio-economically disadvantaged and ending up in a situation where they may, in fact, have debts they cannot repay.