So that's a real great shame. It's a disappointment in terms of the fact that the opportunity here by this Government is actually to do something positive. They've decided in this case to focus on the ideology of attacking a big business, a big bank, because they're "big and bad", which is not the case. Who funds the mortgages of hard-working Kiwis? Who funds the loans and finances of our agri-sector? Who funds the investment required across our businesses? Well, our banks do. They're part of a system. They're part of the solution. And they do a good job in terms of supporting those people, and they employ a heck of a lot of Kiwis across this country, Kiwis that are hard-working, and that I, for one, am proud of. 