The next part of the legislation that needs talking about is the extension of the definition of who is a debtor under this legislation. One significant thing that was brought to our attention by a number of submitters—especially Age Concern and the Auckland Disability Law group—is the need not to stop at the person who actually is disabled, or person living with a disability, because that person may not be the legal owner of the equipment that is necessary to enable their participation and inclusion in society. 