Having been a small-business person myself, I do understand what it's like to be pondering how you're going to pay the wages the next week when you're having a bad run, and this is a bad run that New Zealand has never ever run into before and never ever anticipated. I just want to say that we are mindful of what's going on, and we do realise that the people who are going to help pull us out of this hole will be those people who are brave enough to put their houses on the line, to employ someone else, and to keep going, no matter how tough the situation is getting. Those are our real heroes out there when it comes to economic recovery. We mean to ensure that they get the support they need, and I congratulate the Minister of Finance for the work he's done. 