ANDREW BAYLY: Thank you, Madam Speaker. So all this—it leads to more cost. As my good colleague Simon Watts, who just spoke before, said, 14,000 new bureaucrats. Fourteen-thousand more public servants. That is costing New Zealand more than $1.5 billion a year in additional personnel costs. And you can see it in the Budget; you can see it in terms of the three waters, the $2.5 billion that's been set aside for that; we can see it in health reforms, $0.5 billion that's been spent so far, which is all going to feed through into the future requirements for funding, which is what the appropriation is all about. These are big, chunky pieces of costs that will lead to a much worse economic and financial situation for New Zealand. I think the most damning part of this has been the drop in productivity that's come about, which is symptomatic of what has been happening around the financial situation that we are seeing. It's feeding through into—businesses are less productive now. It is just making it so much harder for people to survive.