Hon JULIE ANNE GENTER (Green): Tēnā koe, Mr Speaker. Tēnā koutou e te Whare. I want to tell two sides of a housing story, because just in the last day, we've seen the latest CoreLogic data update: from 1 September 2020 to 1 September 2021, house prices increased by as much as 48 percent in every one of the 983 suburbs covered. Only 24 suburbs in the entire country saw increases of less than $50,000. The annual living wage in New Zealand is less than $50,000. Now, I know many people are aware that house price growth has been unsustainable, and it increased significantly in the wake of our initial lockdowns due to COVID. This is an understandable result of the increase in liquidity that was put out there by the Reserve Bank to try and keep the economy going. The problem here is that it's exacerbating wealth inequality. Young people, Māori, Pasifika people—anyone who's a renter is being rapidly left behind. I know that the Government is aware of this problem and has taken steps to address it, but they simply are not going far enough or fast enough to address this horrific inequality. I realise that the whole problem started several decades ago. The very fact that we talk about a housing market is a problem. The fact that we talk about getting on the ladder is a problem. Housing is a human right.