But the worst part of this new bill is the mortgage interest deductibility. It's such a good lesson in how tax and policy works with this Government. You know, we've got a new phrase coming out. It's called "Jacindanomics". Jacinda Ardern, the Prime Minister, said, when this idea was introduced, we are going to "tilt the market towards first-home buyers". And what she meant is: if landlords can't deduct their mortgage interest, then maybe it'll be cheaper for someone to live in their own house than own it and rent it out. So you can understand what she's thinking. 