So I think this is a strong and important part of our framework of financial policy, backing up the monetary policy changes we've made. I think it will give the Reserve Bank the proper level of governance while maintaining its operational independence. I think it continues to respect the role of governor within a central bank and gives us now a clear framework for financial policy rather than the iterative way in which financial policy has found its way into the Reserve Bank's mandate. I thank the committee again for their work. I look forward to further discussion on this in later stages of the bill, when we can get into the detail of a number of the changes, but I highly commend this bill to the House.