I'm going to speculate that, clearly, Ministers and Government members had the same sorts of conversations that many National Party members had with business owners and directors preceding and then into the early stages of the lockdown. Given previous issues in our history, there are very stringent requirements on directors and their obligations regarding their oversight of companies, and particularly where they might be trading when they are insolvent. If we actually look at the conversations that we had with people in those roles, and the situation today and in the weeks preceding, it's quite possible—a debatable point—that there are any number of businesses whose directors should possibly already have instigated measures towards potential insolvency, simply because the outlook has been so bleak, and remains to a large degree, that it is completely uncertain, and their very clear legal obligations would no doubt and did, in fact, given the conversations we had, lead many to believe that they were at risk of being deemed to have failed to have met those obligations and were permitting a company to continue trading when they had every or sufficient reason to believe that insolvency was in very severe doubt.