One of the other members raised the idea that perhaps our fiscal policy had not been done prudently. Well, I go on to quote Caralee McLiesh in saying, "One of the lessons from the pandemic is how powerful fiscal policy can be in providing targeted support where it's needed to keep workers attached to jobs, to help businesses to keep operating and to provide confidence in the market." If we had a high unemployment rate, those people would simply not be able to meet their mortgage payments. That would be the beginning of a spiralling effect of recession, of people not being able to keep their homes, and it would put us in a deep, dark place. 