Elderly communities face these issues every day, whether it's actually cheques not being accepted or the fact that, as I mentioned, their bank cards and EFTPOS cards cannot even be activated, because they cannot get to the bank to activate it, because the banks have closed in their small towns and they have no internet connection to even do any banking from their rural homes—the tyranny of distance: the fact that they can't even connect to their digital cell sites; the fact that they don't even get a tsunami warning if they happen to be living in a place like Dunollie, which I have actually mentioned in this House before.