The Minister talked about a GSA, a general security agreement, and, as the Minister will no doubt know, there are two forms of security that's taken for loans, particularly for businesses. The first one is a general security over the business, and it may be over specific assets of the business if it has hard fixed assets. In most cases where companies have an existing loan with a bank—and I'm not hearing of examples of banks choosing to lend to new customers, so we're talking about existing lending arrangements—in those cases, they will have adequate security over those company's assets. So there shouldn't be anything new. 