The worst thing I find about the approach is that the Government think the best way to help a business is to gear them up, give them more debt. What is absolutely crying out from our small business owners right now—because, by the way, they employ hundreds of thousands of New Zealanders—is the absolute need to get cash in their pockets so that they continue to meet their overheads and their rental payments. Of course, we had this absurd proposition put forward by the Hon Andrew Little about rental arrangements. There is no financial support for small businesses in rental arrangements. It has just been assumed that every rental landlord in New Zealand—it's OK that he or she should pick up the bill. But we heard today from the Reserve Bank, when I asked them, they are particularly worried about the commercial sector. It's worth $180 billion, and it's huge. And they are now worried, as we are climbing out of this period where we've had wage support, that this is one of the areas that New Zealand is really going to have a problem with. The Government should have dealt with it and they haven't.