The wage subsidy has been a good thing. However, the pain has only just hit. On Monday, I spent the day in my electorate visiting businesses and talking to them. In my view, the workers have not yet understood the full ramifications of what's going on, because they've been sheltered by the wage subsidy. Those business owners are petrified. The small shops in my electorate, the small and medium sized enterprises—all the stress currently, or most of it, should I say, is going on the owners. They asked me about the next wage subsidy, and they said this: "If we qualify for a 50 percent reduction in turnover so we can get another eight weeks, we might as well shut our doors, because it doesn't work." You cannot trade when your turnover is 50 percent of what it was before. 