This capital gains tax is pernicious, and we will change this rule. Most people change their houses within five to seven years, and this bill does not anticipate the life events that many New Zealanders have. Many people, unfortunately, divorce. Over 50 percent of people divorce in New Zealand. It is unfortunate, but it's a fact of life. Many people have health events. It changes their circumstances. It changes their jobs. It may mean that people get relocated to other areas and, therefore, they may be captured under these rules. That's why if you're going to apply these rules, they need to be very careful. 