What is the cost to the agents who administer this scheme—that's where people go to buy road-user charges, say, from their local Vehicle Testing New Zealand or wherever they buy them from in their local town—and what information has NZTA or the Minister received about the cost to businesses to participate in this scheme? Just having had a look at the information provided by Transporting New Zealand offering to assist Waka Kotahi develop a simple scheme that's easy to administer, it seems that what's being proposed here in the bill is quite different. So my question to the Minister is: what is the cost to business? 