Hon GRANT ROBERTSON (Minister of Finance): Just in the nature of the fluidness of this debate, I'm going to ask my colleague Andrew Little, who's the Minister of Justice and responsible for the property Act under which commercial lease arrangements are dealt with, to say a few words about this. But in terms of the very specific example that Mr Brownlee is giving, he actually did raise that previously. Obviously, the issue of personal guarantees in this current environment is hugely challenging, because, as the member notes, people making those guarantees had no concept that this kind of activity could take place. But on the more general issue of the approach to how we can manage commercial rents, I'll get Mr Little to comment on that.