I found a wonderful lady who had come from Uruguay, who was an economist. She had inadvertently been overpaying on her PIE investment funds. She had tried to get the right rate from the investment fund; they refused. It was only until she changed provider, and then she got the right rate. She cannot get her money back from the IRD. It is outrageous—it is outrageous. It is wrong. This bill should be addressing that issue.