If there is to be an overseas investment, which is a good thing, it must be in terms of the New Zealand economy's needs, the New Zealand people's interests, and building resilience by means of our—not foreign—ownership. It means overseas investment should be encouraged where it expands our employment, our wealth creation, and export capacity in a way that is clearly new and not just an offshore takeover or raid of something we already owned before. It means that if you're a banker, then the rules that apply to fair, sound, reasonable, and competitive banking offshore will apply to New Zealanders onshore and to your bank onshore, New Zealand—not one set for New Zealand and a different set for a place of ownership and domicile somewhere else in the world. And it means that if we are to have a responsible and responsive social welfare system, then part of that social pact is that the recipient will do something for the receipt of the State's largesse. In short, it's not an alternative not to work but a stopgap before or between work.