Hon Dr DAVID CLARK (Minister of Commerce and Consumer Affairs): There've been quite a number of wide-ranging calls so far. Many of them have offered some commentary on the general flavour of the bill, and very few questions pertaining to the part we're in, but I'll work my way through each of the contributors none the less. In answer to the Hon Judith Collins' question: no, cash is not a payment network so it does not address the issue that she's raising on behalf of her local constituents.