Rt Hon JACINDA ARDERN: Again, I've also seen a number of different views on the contributing factors to what we are currently seeing. What I can see now is the member is now acknowledging a global set of circumstances. Again, our job is to make sure we can do what we can to support New Zealanders through this period. I also do not resile from the decisions that we have made to support businesses who went through an extraordinary time—extremely tough—and I totally reject any suggestion that they showed anything other than resilience.