DAMIEN SMITH (ACT): Minister, with regards to this bill, we're about to pass a bill where there's no actual definition of the term that is at its very heart. I've found it interesting that the financial markets conduct bill actually has a definition of fair trading, yet we can't seem to come up with a definition of what unconscionable behaviour is. Now, I don't know what your advisory team is doing, but I've just found one in Australia.