As a consequence of that at the end of that period, the member was right, the then finance Minister, the Hon David Caygill, brought the Reserve Bank of New Zealand Act to the House. And it has endured since that time—some nearly 33 years—and done an extremely good job for New Zealand. The question that sits in my head is: what is broken about that that requires the law to change now? What is so all-important about this change that will make the banking system more secure in New Zealand, that will protect our monetary and fiscal systems, and that will ensure that there is an oversight on the monetary side of our economy away from a Minister? And I can't see it.