But what does that mean? It means, in effect, it's not going to be over-regulation. What we're really talking about is a tiered approach to regulation. Some financial infrastructures will be designated as "Tier 1, systemically important"; "Tier 2"; or "Tier 3". For those who are Tier 1, systemically important, we're really just talking about contingency plans. These financial market infrastructure companies need to have contingency plans in place in case, can I say, the shit hits the fan. The second tier, Tier 2, is where the regulatory bodies can, in fact, give directions to financial market infrastructures, which is a little bit more involved. The highest tier is Tier 3, which is where we appoint a statutory manager.