Hon GRANT ROBERTSON: Well, maybe Mr Seymour was perfect, and his crystal ball was perfect. But the point I'm making is, yes, we did have advice about what the downside scenario was, and we did consider that. But we weighed that advice against the impact on people's actual lives. Not a theoretical exercise, not an ideological exercise, a practical response to making sure that we helped New Zealanders through what was and is the most challenging thing that has been to the New Zealand economy and society in my lifetime, and I'm proud of our response.