In terms of "bills I've got to pay", that's exactly what the cost of living payment is about. It's an extra bit of money to help people pay their bills. We know that times are tough out there, so what are we doing? We're giving them a little bit extra to help them through these tough winter months. It's the same thing with the winter energy payment. It's an extra bit of money to ensure that people can pay their energy bills in winter and stay warm. All these things are helping people to feed the mouths they've got to feed and to pay the bills they've got to pay.