STUART SMITH (National—Kaikōura): Thank you, Mr Speaker. As there is a bit of time, I won't steal your thunder, Mr Faafoi! Look, it gives me great pleasure to speak on the Financial Markets (Conduct of Institutions) Amendment Bill. The fact is that Labour loves red tape, and that's what this bill is all about. The Hon Jacqui Dean went around the country talking to people about red tape.