This is a very small piece of legislation. If it goes a small way to levelling the playing field and assisting small businesses with some of their costs, we'll take the time in the committee to consider it, we'll work through it. But very, very clearly when it comes to commerce and consumer affairs, I hope the tin is not empty. I hope Minister Clark has more to bring to the House. I hope that there is a step change—a step change that will shake these things up and make everything work all of the time. I'm sure that actually he didn't start his speech when he went for selection in Dunedin almost 11 years ago with "Send me to Parliament. I want to set some standards when it comes to retail payment systems in New Zealand."