SIMON WATTS: —because listening to that last contribution from the Minister, I was starting to get a little bit worried about some other thing. I think, for those five or so people that are still watching this at home and haven't gone to sleep after listening to that, I think they will be significantly disappointed because what we've just heard, really, is the difference around ideology, around driving the denial of interest deduction on the mortgages for rental income versus the case where interest deduction is allowed on any other form of business income. Right? So we've got a complete inconsistency that's being created within the tax system. And one of the benefits of the New Zealand tax system is that, actually, we've got a reasonably fair and broad-based system, right? But what is happening as a result of this specific change in Part 2 is the denial of interest deductibility, based on an ideological view that this is going to have some miraculous impact in terms of improving the issue that impacts pretty much the majority of Kiwis and is the most significant issue facing Kiwis—which is around housing affordability and housing access—which is an absolute fallacy.