Rt Hon JACINDA ARDERN: As we've already heard the revenue Minister talking about previously, if someone is choosing to no longer be an investor in the market, that's not removing the number of houses that are available. The quantum remains the same. What we want to do is get additionality, and that's where we're using incentives to try and encourage those who may want to enter as an investor to buy a new build, and that may of course then free up, if you're going to an auction or you're in the market, the amount of competition that is in the market already between investors, speculators, and first-home buyers. 