As I said, I'd like to thank the select committee for their work and Dr Webb for his chairing. I'd also like to thank the 21 submitters who took the time to submit on the bill. For some reason or other, the Reserve Bank Act doesn't seem to make the headlines! I cannot understand why! It is something that I think we need to see more of in the news, but those 21 people have made a significant contribution to it, and as I say, some changes were made, including, as I mentioned earlier, that the governor becomes a member of the board. The Minister can direct the bank to maintain a minimum level of capital. The bank needs to request new functions before the Minister can direct the bank to perform those new functions. That's an important part of maintaining the operational independence of the bank and that there is an ability to amend the monetary policy remit without an Order in Council. That was really an interesting change that the committee has made based on what's actually occurred in the time since we created the initial monetary policy remit in legislation last term.