So we'll support this at first reading. We'll be interested in what the merchants, the customers, the banks, and, of course, the credit card companies will have to say about this. They'll probably have to swallow the rat and pretend that they like it and that it's good for their business. I doubt that it is, but I also doubt that they're going to be losing too much sleep over the lost revenue. What will be good, though, is that this will ultimately benefit the consumers as much as the merchants, and, for that, that's a good thing.