GREG O'CONNOR (Labour—Ōhāriu): In 2008, we had a global financial crisis, which took all our attention around monetary issues. Before that time, Reserve Bank Governors and central bankers were really not that well known—they certainly weren't the rock stars they've become today. Essentially, the world looked at what had happened when the derivative market collapsed with the house of cards effect around the world, and so at a meeting in Switzerland the powers that be, essentially, pointed to their reserve bank governance and said, "Save us." And as a result, monetary policy, which in the past was ever-present but not seen as the panacea, became just that. So things like the Reserve Bank of New Zealand Bill, which we're looking at now, and Reserve Bank Governors all of a sudden were given a power and a remit that they really hadn't had previously. So that's why, when we come to looking at a Reserve Bank bill like we're looking at today, it becomes so essential.