I mentioned before that the Reserve Bank has done a little bit of work in this area. The Reserve Bank oversees New Zealand's financial market infrastructures—the FMIs—such as payment and settlement systems for the purpose of promoting the maintenance of a sound and efficient financial system. FMIs are a critical element of the financial system and are highly relevant for the Reserve Bank's core responsibilities that stem from its financial stability objective. The Reserve Bank, in March 2015, following consultation, published a policy statement on its oversight of FMIs to reflect the recently updated Principles for Financial Market Infrastructures issued by the Committee on Payment and Market Infrastructures and the Technical Committee of the International Organization of Securities Commissions. So the Reserve Bank has effectively been leading a piece of work, which has now come to Parliament and is about to be, I expect, passed into law.