Now, let me give you an example. Somebody who kept their first home to rent it out, was slowly paying off the mortgage, and hopes to keep it as a nest egg for their kids. Well, they are now going to be hit with the capital gains tax. It is not going to help anyone, but it is going to punish that family. And it is also going to punish that family to take away mortgage interest deductibility. Let's say the house is worth a million dollars—not much more than the median—and they've got a half-a-million-dollar mortgage. Well, they are now going to have to pay an extra $5,000 a year of tax, because they no longer get the interest deducted. Now, you can do the figures. Does anyone really think that they are not going to have to put the rent up $100 on their tenants? Five-thousand dollars a year, 52 weeks, that's a $100 rent increase per week to pay tax to the Government on rental property. That's what it means. And this is why the Government's policy fails at kindness and fails at fixing housing.