And let's talk about the housing crisis for a moment, because it's important to think about the historic trends that have contributed to the housing situation that we have at the moment. It took New Zealand just over half the time to grow from a population of 4 million to a population of 5 million as it did to grow from a population of 3 million to a population of 4 million. And the majority of that growth happened during the tenure of the last Government, the last National Government. Did they build the houses to cope with that? Did they build the infrastructure to cope with that? No, they didn't. What we saw was this optimistic complacency under the Key Government where things were going to get better as long as the Government did nothing about them, and it was proven to be a failed strategy. So, instead, we saw a running down of our health and our education systems, and we saw the emergence of a housing crisis.