This is a minor one, although it could be quite important. I think it's clause 23 where it defines the events that would be covered by the commission. It doesn't include meteor strikes—a very unlikely event, but it is something that can and does happen. Meteor strikes, actually, are covered by reinsurance, and most—not all, but some—existing insurance policies do cover meteor strikes. If we are going to have a sort of socialised insurance cost, surely that would be one of the things that should be covered.