Rt Hon JACINDA ARDERN: I would refer the member to the fact that 60 percent of families in New Zealand do receive, and have done for a number of years, the tax credit known as the family tax credit—60 percent of families receive that tax credit. And as a Government we have been focused on using tools like that to ensure that we're supporting New Zealanders from low and middle income families. And I would point the member to the fact that families, even on a combined income of, say, over $100,000 in certain circumstances, will be in receipt of the family tax credit. It reaches a number of households and has been an incredibly useful tool for us as we've sought to increase the disposable income of low and middle income New Zealanders. 