One of the problems that we have is that we have a lot of small and medium sized businesses in New Zealand, and we have some larger businesses too, that will actually end up closing if they can't get investment. It's all very well to rail against the foreign-owned banks—as the member who's resumed her seat often does, through her party—but, actually, it was the foreign-owned banks that helped get us through the global financial crisis, as well as a very good National-led Government. 