The problem with this legislation is it does nothing but tinker. It makes no significant change, it is confusing, it's not going to make New Zealanders better—if anything, it will detract investment, it will make them worse, and we will have fewer jobs here. We should be using the time of this House on things that are urgent, like creating jobs, protecting jobs, and reducing the debt of $60,000 on that poor little girl whose mother will drop her at school on Monday of next week, because that debt will be with her and her children for a very long time.