Dr ANAE NERU LEAVASA (Labour—Takanini): Thank you, Mr Speaker. It's a pleasure to take a call, the last call for this general debate, on housing, such an important issue across New Zealand not only for our Pacific whānau but for everyone included. I just have to look to my parents to get an example of what homeownership is all about, and the struggles of not having one. My parents migrated here from Samoa in the early 1980s. We settled in Ponsonby / Grey Lynn and we moved from house to house, and it was a struggle; my parents worked a few jobs while we were so young. I'm just so glad that in the 1980s, under the Labour Government, there was a housing scheme to help first-home buyers in terms of getting a loan to secure that. My parents were so blessed they were able to settle subsequently in South Auckland with their first home. So, when we talk about whānau trying to settle, we found it a struggle to try to settle, in terms of the early 1980s, when my parents did migrate here, and I'm so glad that we were able to settle in South Auckland.