I can understand the concern of that 12-year-old, but with the extreme increase in house prices we've seen over the past year, it's not just the next generation who are still living with their parents. I know a 38-year-old builder, who is an incredibly hard worker. He and his wife have both been self-employed for a long time. She's taken the last year off because they had their first child. They live with her parents in a rental in Johnsonville. They've been saving up for a deposit so they could buy their own place, and maybe even build his own place. But with the median house price increasing at such a rate, $50,000 across the country in just February alone, $100,000 in Auckland. If you live in Auckland, that's an additional $20,000 in one month that you would need for a deposit on a first home. No one on a normal income can save $20,000 in one month. In fact, many people in New Zealand on the median income would be lucky to save that in a year.