We know that with all infrastructure, we have to get the systems right to operate effectively and efficiently. While the operational role of FMIs is often taken for granted on a day-to-day basis, they are critical to ensuring the financial system keeps working in a sound and efficient manner. If they break down, this can have a very serious impact on the operation of our financial system and the day-to-day ability for the business and consumers to buy and sell products. We have come a long way and we have done so well to get this bill to where it needs to be. I am very proud to speak on this final reading and commend this bill to the House.