So this bill makes some really significant changes, and one of them is that it took the Labour Government in the first term to establish a Greater Christchurch Claims Resolution Service because otherwise people were being forced to go to the courts. This bill makes sure that there is an independent dispute resolution service so that people don't have to go to the courts, and it requires EQC to participate in that standing dispute resolution scheme. It also provides certainty around matters that a claim to the commission can be assigned if the house is sold. It provides a very clear statement of the commission's repair standard for both buildings and land cover, and again, that will help address the issues that arose in Ōtautahi Christchurch around EQC's performance. It also deals with things like mixed-use buildings. How do you decide, when you've got an apartment, maybe on floors two and three of a building and then a retail premises on the ground floor, who covers what in relation to repair of the foundations or the roof? The equity issues for owners of mixed-use buildings mean that those claims were often very complicated and took quite a while to resolve, and would sometimes have required court action. So the bill does make some more consistent guidelines around that.