Hon GRANT ROBERTSON (Minister of Finance): We have now covered this matter extensively over the last few contributions. I'm being clear for Mr Brownlee: what the bill currently does is give the Minister the ability, through clause 205A, to set a minimum level, or direct the bank about a minimum level of capital, and set expectations as to the bank's financial risk management. The way in which we were able to manage the issue of the large-scale asset purchases was via an indemnity that the Government put in place because we believed it was in the public interest to do so. That is a way of managing the risk. 