What we need to do, and what we are doing on this side, is two fundamental streams of work. One is around pivoting the housing market away from speculators, towards first-home buyers, and, secondly, we're providing targeted support. Now, the benefit to the first-home buyers comes via this bill, and, as we've heard, investors can generally outbid first-home buyers, and that is because they have a significant tax advantage. We've heard from the Minister how inflation skews that interest advantage even more. Now, Simon Watts has revealed, and, actually, David Bennett as well, the view from the Opposition that housing is a business—they have spoken about that many times this evening—versus this side, where we see housing as a social necessity for all, and shelter as a human right. So what we want to do is make properties less attractive for speculators, but also stimulate investment in new housing, and that is very much what this bill does.