As Mr Woodhouse alluded to, the bill did come into the House as a bit of a blunt tool, and it needed quite a few changes. I think the starting point is, really, to look at the name of the bill. It talks about "fair" and it talks about "residency". If we look at what that means, we really need to look at what is fair for those people who have worked all their life here in New Zealand and contributed to the superannuation scheme, what is fair for them; also what is fair for those who come in a later stage or who may contribute in other ways, such as looking after grandchildren; and what is fair for people who, perhaps, have worked for a while in New Zealand, have left New Zealand and contributed to overseas economies, and then come back later in life. 