Rt Hon JACINDA ARDERN: Perhaps the member would like to tell us who's to blame for the 65 percent increase we had under National. The difference is I do not accept that it is acceptable to continue to see house price rises that lift housing out of reach of first-home buyers. There are a range of issues contributing to this environment, and what I will not do is apportion blame to anyone. However, undoubtedly, what is happening in the market right now is there is an impact from low interest rates; there is an impact from the fact that we haven't had the supply over consecutive decades that we have needed in this country. We have not had, for instance, the rating base in local government to provide for the infrastructure that is needed. We haven't, for instance, had support for residential housing during economic downturns, like the GFC, where we did not see the development that we needed under that last Government. I'd say a big issue here is whether you take political ownership for trying to fix the problem. National never did.