ANDREW BAYLY (National—Port Waikato): Thank you, Madam Chair. Now, I want to talk about two other matters that we raised—one during the select committee process and one in our minority view; we are consistent. The first one deals with the definition of "income", and this is an area that we traversed quite significantly during the select committee stage, Minister, and, hopefully, you were aware of what was going on. But we certainly agree with including interest and dividends in the calculation of income which should be used for the assessment of what payment should be made.