Finally, and by far most importantly, what we needed to do in this Budget was to actually imbue a culture of striving and success. Here's how we would do that in our alternative budget. You know, Michael Cullen, who was the Minister of Finance a long time ago, and I acknowledge his recent passing—may he rest in peace. Michael Cullen had two tax rates when he became finance Minister: 19.5 percent and 33 percent—that was it. It was that simple. He also had a low-income rebate, giving relief only to those who really needed it. Since then, successive Labour and National Governments have made our tax system more complex, less effective, and less efficient. Now we have six tax rates: five personal income tax rates—10.5, 17.5, 30, 33, and 39 percent—and a company and trust tax rate of 28 percent. The funny thing is that we say to our kids, "If you want to get ahead, study hard, work hard, save, and invest carefully, you'll be rewarded.", and then in the tax code we say, "We've got six different tax rates so that for any level of effort, we'll be there to take a little bit more off you." Talk about mixed messages—a labyrinth of punishment in a Byzantine tax code.