In terms of Mr Bayly's comments—in particular, about the business loan guarantee scheme—I did scribble some numbers down of the amounts of money that the banks are claiming to have lent in this period of time. It doesn't separate out in the way that Mr Bayly asked around the difference between consumer and business lending, but it does include up to 46,000 people having either interest only payments or deferred payments, and around 24,000 people to the tune of a couple of billion dollars, as at 24 April, of new lending.