GLEN BENNETT (Labour—New Plymouth): Kia ora, Madam Speaker. I am glad to rise and take a call, talking about easing the burden and fees for merchants, ensuring it goes through to customers. We've talked a lot about Andrew Bayly tonight, which I'm never that comfortable about, but I don't think it's passion; it's actually just shouty-shouty that seems to come this way, and I actually have removed my earplugs now.