And the solution that he is so keen to introduce under this bill is one that was proposed in the last Parliament, and, quite rightly, was refused by their partner in Government, New Zealand First, because of its poor design and its inappropriateness as a proposal. And here we are, now that the Government has a full and ultimate majority in this House, it is seeking to introduce the same piece of remedy to try and somehow help small businesses get around this issue of lack of cash. And I think the delay in the Government responding to this is appalling, and I think the Minister who's just sat down has been incredibly tardy in trying to readdress a significant issue.