Hon GRANT ROBERTSON: The advice that we're getting is that the first quarter activity in New Zealand will be limited in terms of growth. Clearly, that will have an impact in some ways on the jobs and incomes of some New Zealanders. Beyond that, all countries around the world are guarding themselves against a longer-term impact through 2020. What I would say is that New Zealanders—if we are talking about incomes—go into this situation with record wage growth over the last 10 years. 