What the tax loss scheme is about is for those businesses who are going to make a loss in this current financial year, and we're just entering that financial year now—and there will be a lot of those businesses—in the ordinary course of events, they would have claimed those losses in the year that they incurred it in the next financial year, i.e., they would have offset it; the 2020-21 year would have been offset against the 2021-22 year. The measure that the Minister announced was to offset it actually against the previous financial year that has literally just ended, the 2019-20 year. So the only benefit that businesses have achieved is the timing of when they could actually use that tax loss and minimise their tax payments. There is no forgoing of tax by the Government. That is the—if I can use the word—in my mind slightly misleading way it was presented to the New Zealand public and to the business community in particular. 