I want to briefly address the fact that this bill was originally intended to commence on 1 July 2020 and that the commencement has had to be delayed until November 2020. This has been unavoidable due to the need for the Ministry of Social Development to deal with a significant increase in demand for services due to COVID-19 and to introduce a number of complex products and services during this unprecedented event. However, while it might be happening a little later than expected, I'm proud that this bill will make important steps to modernise and simplify New Zealand superannuation and veteran's pension. I know that a number of MPs across the House have been lobbied on some of the issues addressed in this bill, not least of which is the spousal deduction policy. It's always good when we have instances where parties across the House can agree on legislative change. This is one of those instances, so I do acknowledge all the parties in the House for their support, and I commend this bill to the House.