Now, I want to go through some of these. I've been involved as Associate Minister of Finance helping the Minister of Finance with these very issues, so I'm happy to disabuse some of the members opposite in respect of their ignorant assertions in the House so far today. Air New Zealand hasn't been required to take one cent of the loan facility that has been provided by the Crown. If they can get cheaper money anywhere else, they're welcome to it. We made that point in those very negotiations. How was the rate struck? I was intimately involved in that. It was struck by Treasury on advice from Goldman Sachs, who were the investment bankers who were advising the Government, and it was struck on the basis of average rates that were market rates out of the United States and elsewhere in the world at the very point at which that rate was struck. 