I remember 10 weeks ago, as we moved into level 4, every Wednesday on the Mike Hosking show with the Hon Stuart Nash, and I said to him, "Stuart, you're going to have to make sure that you've got a cash-flow payment that's going into our SMEs and businesses." The wage subsidy, that's great. In fact, use that mechanism. If you're going to put that in place, use that mechanism to get cash flow into the business. There's a saying in business: cash is king. You can't do much when you've got utilities to pay, when you've got licensing fees to pay, when you've got rent, when you've got insurance, and you've got no income. I was accused of being alarmist. I was only saying that because I did a start-up with my own business, my own company. I had a thousand employees plus. 