Hon DAVID PARKER (Minister of Revenue): Thank you, Madam Chair. In respect to the privacy issue that was raised by a speaker two speakers ago, there is a discretion for the Inland Revenue to, at the request of someone who has privacy concerns, accept another payment method rather than payment via the employer. So it's the default method if there's no other action taken, but if someone does have concerns, they can raise them with Inland Revenue and on a case-by-case basis and Inland Revenue can determine whether that's acceptable. I would envisage that, if the person who's offered the alternative payment method would normally be believed then they would accept the offer of alternative payment methods rather than via the employer. But then, of course, if the person defaulted on their obligations and it was just a ruse to avoid liability, they would probably return to requiring deduction from wages via employers.