The amendment around crisis management powers: I am particularly pleased with the work that the committee did in this area. This is an ongoing issue when it comes to the operation of our regulators. We don't want there to be the need to use crisis management powers when it comes to the way that our banks or financial institutions run, but being absolutely clear about how they will work is critical. In New Zealand, we only need to look back to the period around the global financial crisis and the collapse of some of the finance companies in New Zealand to know that, unfortunately, there will be times when crisis management powers are required, and being very explicit about what the role of a regulator is when that situation comes to pass is important. It is no different when it comes to these financial market infrastructures—so that we are very clear about that. So, again, I thank the select committee for their hard work and reporting back unanimously those changes.