Hon STUART NASH: Craig Hudson from Xero: "Time for [small and medium businesses] not to be [the] bank offering interest free loans! Great commitment … Stuart Nash". From Andy Hamilton, The Icehouse: "This is good to potentially great for SMEs—well done … Stuart Nash … and let's hope it can change behaviour and payments to SMEs". Jeremy Lorne, a builder: "Late payments are a common thing in the building industry." During the Christmas break, he had a client with an emergency in their roof, who called in all sorts of favours to get it fixed. Jeremy is still waiting to be paid, even though he had to pay for all services and supplies to do the job in the first place.