Rt Hon JACINDA ARDERN: As I have already said, the comparison there is clear. The difference that we can make for 346,000 families is greater through the family tax credit than, for instance, broad-brush changes which will come at the cost of investment in services like health and education and would also benefit the wealthiest the most. We have made a decision that we want to make sure that we're doing more for those who are feeling the cost of living impacts the most—our low- and middle-income families—but we also have a duty to make sure that they can still rely on health and education; with that member's tax plan, they can't.