Hon Dr DAVID CLARK (Minister of Commerce and Consumer Affairs): I propose not to debate the points that refer to Part 1 of the bill that the member continues to raise, because we have already voted on Part 1 and he has raised those points several times before. I believe they have been well rebutted. But for the sake of the record, let me say I acknowledge that he is raising those comments again, and I refer him to my previous answers on the assurance providers. We've just had the debate about the principles and discussed that there'll be guidance issued. I'm happy to respond to any new material the member might want to raise.