The third issue that was highlighted by the select committee—and they chose not to make a recommendation in terms of an amendment to the proposition—was about the effect on lending and the repossession of goods under the Credit Contracts and Consumer Finance Act. Colleagues across the House, I guess, have differing opinions, which is why you didn't come to an agreement about what an amendment should be. But in listening to colleague Nicole McKee, who has previously spoken, I guess some of the consequences are that lenders won't lend to people with disabilities, or their families. I find that an incredibly problematic proposition, actually, because that would reinforce a discrimination that we're trying to address. So I'm hoping that there will not be an opportunity for lenders to now not lend to peoples with disabilities because this legislation is progressing through the House. 