Hon CARMEL SEPULONI: This payment is temporary financial assistance in recognition of those New Zealanders impacted by job losses due to COVID-19 that may not be, in some instances, eligible for support in our current welfare system and/or find themselves unemployed at a time when the labour market is going to be much more difficult to navigate. The payment is one of a range of financial assistance initiatives that the Government is providing to New Zealanders. There is also further work under way to explore unemployment insurance schemes, following a request from Business New Zealand and the Council of Trade Unions. This Government is exploring how to best support displaced workers, and unemployment insurance is a key tool that many countries in the OECD use for that purpose. We want to understand the role it can play in New Zealand on top of the work that we are already doing to improve income adequacy through the welfare system.