There's no point, as the Prime Minister said today, in giving people advice about liquidations or how to go into bankruptcy—well, that's pretty easy: just don't pay your bills and anybody will be bankrupt; that's the way it works. But the other issue, surely it must be, is that getting advice from some bureaucrats about what to do is hardly going to make anybody who's spent the last 30 years building up a business, seeing it fail—or, actually, by the way, bought a business last year and actually has plenty of debt—that's not going to help them one scrap. Until anyone's been in small business, until anyone's understood what it's like to pay the wages and not pay yourself, until anyone's been in the situation of having to pay the GST and not pay your own mortgage, they don't know anything about small business.