So the Construction Contracts (Retention Money) Amendment Bill amends the Construction Contracts Act 2002 to particularly strengthen and clarify the retention money regime. The retention money is an amount held back by one party to another. It's commonly between 2 and 10 percent of the contract, and it's often paid after 12 months following the expiry of the defects liability period if—and if—they are satisfied with the job that's done. That is on a gentleman's handshake. It's on a high-trust model and leaves some of our most important small businesses with the level of uncertainty and question that we actually don't want them to have. 