And what the Minister of Finance is proposing is to have the ability to spend $52 billion. Let's put that in some perspective. That is as much as all the tax paid by every household and business in New Zealand for a year. It is as much as all of the value produced by the whole country working for two whole months. It amounts to borrowing $10,000 for every single person, from newborn to centenarians, in this country. The interest, in current favourable terms, is about $200 per year per person; but, who knows, if interest rates return to historic norms, it's $600 a year in interest for every single person at normal interest rates.