At least sometimes the Labour Government and the Greens have enabled people to see what's coming their way. This time they're hiding it behind regulation. Be up front. Put those regulations out now so that people can submit on them if we're such a decent, kind, and caring Government. Do that. Show people what they're actually going to be paying, because when you're paying 15 to 20 percent, that is a lot of money for vulnerable New Zealanders. That's the reality of what will happen under this bill. Not only that, it's going to force those hard-working Kiwis that can't use public transport because they actually have to travel to a job at 5 o'clock in the morning across town in Auckland or wherever in New Zealand—they actually need to be able to carry some tools. They need to be able to have a trailer with their gear on the back of it. They need to actually have a ute for their business. They won't have that opportunity.