It's interesting, you know, as mortgage rates increase—and we're likely to see 6 percent, 7 percent by the middle of next year—many of these mum and dad investors will be losing up to $7,000, $8,000 a year, on the current estimates. So, far be it from these people being seen as rapacious investors ripping people off; these are people who invested in a house, often for their retirement purposes, who provide a good standard of living. Not all mum and dad investors are great landlords, but the vast majority are. This is why we absolutely oppose this interest deductibility part of this bill, and that is why we put up Supplementary Order Paper 137. I think the Government actually needs to stand up and explain very cogently why they see this as such a bad aspect, because I don't think the facts stand up for it.