DAVID SEYMOUR (Leader—ACT): Thank you, Mr Speaker. I'm sure a man of your vintage frequently listens to the tunes of Jay-Z, and you'll be aware of the song 99 Problems! It seems relevant to this Government. They've got more than 99 problems, but what they don't have is 99 problem solvers. They don't have a practical approach to addressing the issues that New Zealanders are confronting day by day. 