Hon TODD McCLAY (National—Rotorua): Mr Deputy Speaker, thank you very much. May I start by congratulating you on your election to this role, and the Speaker himself and other presiding officers. I look forward to working with you. Can I also congratulate all members of Parliament who are here in this House today. It is a great honour, one of the greatest honours and privileges that anybody can have, to serve their constituents and their country, and I believe all of us come here for the right reasons. The challenge we have is over a period of time whether those right reasons are delivered on. I am quite concerned that it's going to be difficult for so very many New Zealanders over this next year and these next two years, and even more concerned it's going to be so very difficult for so many more New Zealanders than it needs to be. 