There used to be a time in this country when the Government was the predominant renter, when the Government provided State housing for New Zealanders at a time when the majority of New Zealanders owned their homes. That has changed quite substantively now, and given the market forces—and I do remember the speeches from people, the neo-liberals, who believed that the market would determine the future and that it would all balance out and it would all come right and that Government needed to get out of owning houses and that the Government should not be in the business of owning and renting properties, and what have we seen? Well, we've seen homelessness increase. 