Rt Hon JACINDA ARDERN: And some small businesses won't even have an income of $60,000 which requires them to register for GST, so therefore his scheme may not help them either. Again, as we've continually argued, the loss carry-back scheme is one part of a range of packages. We've also changed the provisional tax threshold, which means that there are, from memory, 95,000 taxpayers who won't have a tax liability for provisional tax. Of course, we have the loan scheme and the wage subsidy scheme. We've also increased the low-value asset write-off threshold, which, again, reduces the tax liability for a number of small businesses. There is not one answer; there's many answers. 