I wish to address briefly the brightline test, which Mr Andrew Bayly referred to, and the new brightline test rules, which are 10 years—10 years. So, from now on, if you buy and sell a house within 10 years, unless it is your main home, you will be subject to the brightline test. Mr Bayly was concerned about people who might go into hospital, people who might go overseas, people who might go into a retirement village, and, in a sense, these are good concerns, but that ignores the detail of this change to the brightline test. Under the new rules, what a person does first of all is consider whether a dwelling has been their main home, and if they have owned it for less than 10 years but it has been their main home, the brightline test doesn't apply. If they've owned the property for, say, eight years, it's been their main home for, say, seven years, and then they've moved to a different home, sold it after eight years, gotten a capital gain on it—and remember, that's actually a good thing, because you end up better off—a proportional amount of that capital gain will be subject to taxation. In fact, in the case where you've owned the house for eight years, it's been the main home for seven years, just one-eighth of the capital gain would be subject to taxation. And, remember, you're only paying that tax because a good thing has happened: you've made a capital gain. So, on the whole, you're better off. So there are protections in this new brightline test for people.