The third point I want to make is the really important point, which is about what is the right policy response to COVID. Our view in the National Party is that we are going to borrow money. There's no doubt about that. COVID has knocked the socks off the New Zealand economy, and we are going to borrow money for some time to come. The question is what you do with that money, and our view is that if you're going to have intergenerational debt as we are going to have, you should invest in projects that will have an intergenerational benefit, particularly with interest rates so low. The time is now to invest in projects that will really move the dial—not borrowing for operational spending, although we're going to have to do a bit of that too.