Hon GRANT ROBERTSON (Minister of Finance): The Reserve Bank released its November Financial Stability Report earlier this month. It found the resilience of the financial system remains high, although the current Delta outbreak is creating challenges, particularly for businesses in Auckland. It noted that households and businesses came into the Delta outbreak with generally strengthened financial positions compared to mid-2020 due to the recovering economy, robust labour market, and fiscal support. The report did warn that COVID-19 continues to present economic risks, and it noted the importance of fiscal support schemes such as the wage subsidy scheme and Resurgence Support Payment to sustain businesses through higher alert levels.