So the ACT Party wants to raise the issue of risk. Despite the fact that we support this bill, we would be very, very concerned if councils like Palmerston North council then took it upon themselves to begin to act as property developers, to compete with the private sector for the provision of homes and as property managers, and to engage in activities which, really, they have no business engaging in. They don't have the skills, they don't have the capacity, and while they might like to think they can, it's clear they can't. Community housing associations and community housing providers don't believe this Government can either, which is why they've been asking Kāinga Ora and Housing New Zealand to hand over their assets to community housing providers to deliver housing in regions like the Manawatū. So we would ask that the Government consider that in far more detail and listen to those people in communities who know what their communities need because they're local and they're close to those communities. ACT will support this bill.