We often think of the people who send us emails, who we meet in the community, who tell us, "We don't feel like we have a future in this country." And we have to change what we're doing so that people do feel like there is a future in New Zealand because they have homeownership. I often think of a man that I met in Ōāmaru who was a 30-year-old tradesman who told me that he was moving to Australia because he didn't actually feel like he had a future here.