This term, we've continued at pace by continuing with the comprehensive reform of the resource management system, we've dedicated $400 million to the Progressive Home Ownership Fund to help families into their first houses, and the next phase will see Kāinga Ora offering support for shared home ownership for households earning less than $130,000 a year. In March this year, we released our housing package with that $3.8 billion infrastructure fund to accelerate housing faster, with more support for Kāinga Ora, and with higher income and housing caps so that more people can access first-home grants and loans. We doubled the brightline tax test and we phased out interest deductions for residential investments in existing homes, again tipping the balance in favour of homeowners, and encouraging investors into new homes rather than bidding up the prices of existing houses.