This bill is about what's called bracket creep. It's been inevitable in recent decades that, over time, income earners, most of us, actually—hard workers, nurses, truck drivers, and the like—have moved inevitably, unavoidably, into a higher tax bracket and therefore pay more tax: that 10.5 percent to $14,000; the 17.5 percent from $14,000 to $48,000, where 1.8 million people reside; to 30 percent for the $48,000 to $70,000 bracket. That's 700,000 people who'd benefit from this law. And then 33 percent; that's for $70,000 to $180,000. That is 859,000 people. That's not just some fat cats; that's a lot of ordinary New Zealanders paying their mortgage who would benefit from that.