I note the previous speaker said he will have people who will not rent the house, they'll just sit and let it sit there. Well, in an environment where that house is not going in, those houses are being farmed or bought for capital gain. If there is no capital gain, why would someone possibly do what the previous speaker suggested and sit in that house where not only is it not going up, it is probably, quite possibly, going down, particularly as it is in many parts of New Zealand now.