SHANAN HALBERT: It is necessary now. What we experience is that we have financial infrastructure systems, regulatory systems, that are incredibly out of date. It's important as we rebuild our economy post - COVID-19 that we support our local businesses, that as consumers we go out and buy the things that we want to, that it's as easy as possible, for all involved it's as simple as possible. On that basis, I would like to commend this bill to the House. Tēnā koe. 