So, too, I want to acknowledge the contributions of my colleague David Seymour—we're acknowledging everyone today. So, yes—looking forward to Te Paati Māori if they are to speak to this bill, because I'd love to hear their perspective. But it is the case that we are so often, as mentioned by David Seymour, looking to situations—like, for example, what occurred with GameStop—as to whether there should be forms of Government intervention or, in fact, this was exactly what was intended by those initial regulations or lack thereof. I also just want to mention the point that has been raised by other speakers in the Chamber so far, which is on the point of the rapid development of financial products, and the context is created by virtue of the increasing kind of technological development. Thereby, we have the opportunity for quicker, more innovative, and more rapid products coming to the fore, and it is the kind of recognition of the increasing possibility of those failures and the need for regulation to protect, particularly, consumers, because if we think back not all too far ago, it was, in fact, new products like those bundled up subprime loans that led to the global financial crisis in the first place. 