This is bad law. It's uncertain law that creates uncertainty in a difficult trading environment, and it is not well thought out. It is, unfortunately, in my estimation, not responsible for the Government to bring this piece of law in as it stands. After three readings, multiple reports, and a brief survey of Australian case law, we remain none the wiser and have no greater clarity or certainty about how this legislation may be applied. Ordinary small business people cannot have any certainty or clarity by looking at a statute and what the definition of unconscionable conduct would be. I note there are some subjective parts of the way that this may be interpreted in terms of what the court may have regard to in terms of "whether an affected person was able to understand any documents provided by the trader." Well, good luck to a trader trying to determine whether or not an effective person was able to understand the documents they provided to them. That is a subjective matter for the court to determine and it's going to be very difficult for businesses to try to work that out.