DAMIEN SMITH (ACT): Yeah, I guess it's important to note that no financial market infrastructures (FMIs) actually failed during the global financial crisis and that this is more about the plumbing around that system. But there's a lot of oversight around the Financial Markets Authority and the Reserve Bank on the, sort of, doomsday scenarios of what happens if there's failure, what happens if there's—you know, these are not banking structures per se, but the banking industry has a good discipline in the sense that they're asked to report quarterly and annually on the state of their risk management. I just noticed in the bill—do you think it's a positive addition to maybe have a clause which actually finds the needs of those two regulators to get information back from the market place as opposed to just waiting for something drastic to happen?