Now, when a small business in New Zealand has costs imposed on it by the Government, they have to do one of two things. They have to pass those on—and where they can, that increases costs to consumers—or they have to absorb those costs, and over the last two years of extra costs imposed by the Government and the debt with COVID, so many of these small business can't absorb any more costs. So ultimately, what they do is when somebody leaves their workforce, they're not able to replace them. That means job growth slows at a time when we need more jobs, not fewer, and that's a leading indicator of what's going to happen with unemployment. 