It was raised earlier that companies are often the owners' or the principals' superannuation. Michael Woodhouse made a very good point about keeping a business in operation, because often the greatest intellectual property in the company, particularly for a small and medium sized enterprise (SME), is actually the principal—the people that own and run the company, particularly for smaller companies. So it's not like handing the keys over for a repossessed car to someone else to take over, where you just jump in and drive it away. Businesses are all about people and they're all about the processes that go with it—and big corporates, they have all of that documented. But often in SMEs they do not, and then to simply have the keys handed over, you end up with a business not only failing for the principals but going out of existence, and that's not a good result for anyone. So if we can keep those businesses going as long as possible, then that is the most desirable outcome that we could hope for.