In fact, previous papers by Treasury have examined the level of debt that is prudent, and they've suggested that, in New Zealand, this could be between 50 and 60 percent of GDP with a buffer of around 20 percent to respond to shocks. So, even under Treasury's own rules, we are still at, or even under, the level that Treasury said was a prudent level of debt. The issue, then, might be how many shocks might we expect in the New Zealand economy and how will those affect us. And we do experience shocks on a fairly regular basis. They're not predictable, but we kind of know that, over time, we face shocks—such as the global financial crisis, such as the Christchurch earthquakes, such as COVID-19. They seem to come along every seven, 10, 12 years or so. So the committee asked whether we could sustain these ongoing shocks. And in fact, Treasury have modelled exactly that scenario; it's on page 29 of their report. Even under those conditions, the level of debt we have reached is still sustainable, according to Treasury itself. In terms of Treasury's perspective on that debt, they said, "Yes, it's sustainable for servicing the debt; yes, it gives us greater market access to the world; yes, it addresses intergenerational welfare." We don't like being in debt, but debt can be good, and it is a tool for the economy—not an end in itself. It is a tool that enables us to spread the cost of long-term assets over the generations.