We are certainly living in different times to when I arrived in 2014. Then the economy was strong and Kiwis were returning home, creating higher demand for housing and keeping Aucklanders flocking to provincial New Zealand. Today, we are in an economic crisis. COVID-19 has resulted in greater quantitative easing across the globe. Our own Reserve Bank is starting to print New Zealand dollars. Modern monetary theory is in full swing as deficits balloon to stimulate and try to give confidence to slowing economies. The way we deal with this crisis will have long-term consequences for all of us. It is important that the stimulus packages are not directed to unproductive work schemes that simply postpone the inevitable and waste real money. We cannot simply print money and spend it to solve the problem. Eventually, international markets will judge the management of any economy and ruthlessly punish countries that print and spend where no productive output is created. It is important that we make sound economic judgments for every dollar that we invest.