So it is apt and timely that we now look at the lessons that we have learnt, and, of course, the inquiry recommendations, we're now putting them into practice, because now the Natural Hazards Insurance Bill will cover damage covered by landslips, volcanic eruptions, hydrothermal activity, and tsunami. What is interesting, of course, is that what started out as the earthquake and war damage—war damage has actually dropped off. Now, as the world looks at the possibilities of us slipping into another world conflict, it's time that we did have a look and make sure that we are actually included. So, of course, it was actually the War Damage Commission up until the 1940s. It was the Wairarapa earthquake that actually did bring about the need to ensure that those houses that weren't able to fixed following that 1942 earthquake—there was requirement for a bill like this.