The whole idea of the bill was to improve fairness of superannuation of people who have been resident and present in New Zealand, and who will benefit from having a substantive connection with New Zealand. The bill is also intended to contribute to the sustainability of superannuation. New Zealand's superannuation system is one of the world's most generous schemes. It's one of the few pension schemes internationally that is given to everyone who fits the residency criteria. If you're legally resident and you've lived here for 20 years after the age of 20, as we are proposing, it's not means-tested or income tested. Other countries take a very different approach. Many rely on schemes that are based on compulsory contribution from wages and from employers. The State only ever steps in when those are left without enough.