I don't know that a specific provision is required in the law to require them to seek information. I think the framework gives them the tools they need, and their mode of operation is to lean into the sectors that they monitor. I think the point the member might be making is this is different from a bank and it is not necessarily easy to see from the outside. I guess my response to that would be to say we need to let the Act operate and ensure that we're keeping an eye on that, and if we have a concern then perhaps we could come back to it. But I believe that we should have confidence in the regulators to do their job.