Rt Hon JACINDA ARDERN: The member speaks as if we have done nothing, of course, to change, for instance, tax credit regimes that make a significant difference to those on low and middle income families. The member well knows that tax bracket changes—for instance, such as those proposed by the Leader of the Opposition—for those on the lowest incomes delivers something like $2 a week. If you use the more sophisticated system that we're able to operate in New Zealand on account of our size—use the family tax credit system, for instance—you can deliver a much greater benefit to those family members than just changing tax brackets. That is what we did from the moment we came in, in addition to things like the winter energy payment.