I'll just go on. The other issue that the officials have noted is the issue of the efficiency costs with this, and they're saying it's going to have a number of impacts. They note, for instance, a higher tax rate would likely matter more in sectors where the ability of New Zealand firms to access foreign capital is limited, particularly smaller businesses, unlisted businesses, and rental property investment, and, further, it will reduce the number of highly skilled workers in New Zealand and reduce the efficiency of the allocation of labour. These are the facts and these are the issues that this bill will lead to.