We're also seeing that the spending is lower because it simply is not happening. We're also seeing that incomes of people are reduced because they have simply not had the money, and if you are running a business where your profits are down, you are not earning that amount of money. So all that $4.5 billion that's just been disappeared out of the economy last year has just vanished. You can never get it back. It has gone into thin air. That is the problem with this Government. It has slowly ground its way down, starting from a position that was incredibly strong. 