Student loans: a very important area for not only the students but for their parents and, indeed, often their grandparents. Shifting now to the other main focus of the bill, this bill contains several measures to improve and simplify the administration of the student loan scheme, including treating those overseas-based borrowers with a disability or serious illness as New Zealand - based so they don't have to pay interest on their loan. It will also allow Inland Revenue to notify a borrower's employer when the borrower's loan is close to being fully repaid. This will enable employers to make final deductions to reflect the remaining loan balance, preventing overpayments by the borrower.