That is exactly the type of situation that the legislation before us is seeking to remedy. There's another case of a woman who paid $19,000 in insurance premiums for a policy that was worth only $10,000. Consumer magazine called that type of cover over-hyped and over-sold. I'd like to acknowledge Consumer magazine for the advocacy it's done to restore the fairness around funeral and other insurance schemes. The Otago Daily Times has also done an editorial, saying that the law before us today, the bill we're debating now, is long overdue. I hope the Otago Daily Times will continue its excellent coverage of this issue and also alert its readers to the fact that we are now remedying this, and that is what we're doing here today.