When it comes to financial policy, rather than monetary policy, financial policy has grown in the bank's responsibilities in a very ad hoc way. So monetary policy was the core of what the Reserve Bank does, and is still the core of what the Reserve Bank does, but iteratively over the 30 years that the Act has been in place, the bank has adopted a number of financial policy roles in our system. It is important that there is a very clear understanding between the Government of the day and the bank about how financial policy will be delivered, and that is what the remit is about. It is not a direction; it does not affect the bank's ability to independently determine its strategic intentions and financial policy. However, just as they do with monetary policy, they need to have regard to the Government's policy priorities and intentions. I think the remit will provide a great deal of certainty.