Now, this bill, when you look at a piece of legislation, it's been talked about just another boring piece of tax legislation, it's actually quite a significant piece of legislation because, certainly since through the 2000s, across two hues of Government, we have seen housing become increasingly unaffordable. Now there are those who will nostalgically look for the good old days, and the good old days are often not as good as people believe they were. It's often said that pain has no memory. But one thing that was quite clear when we speak to people who did shift around towns, who did move, was that housing, while it was always a significant expenditure, was not something that was beyond the realms of anyone who had, essentially, a job. It was always going to be something that someone could—if all else failed, you had your own house. I had a grandfather-in-law who had lost his house during the depression, and he never got another house again. But through that time he could have afforded a house, it was just the fear of having lost that house was what governed him.