I put it to the Governor of the Reserve Bank, Adrian Orr, whether he thought that he had achieved—and the Reserve Bank of New Zealand had achieved—those two aims. He outlined that they had. I then put to him that, whilst going about achieving those aims by virtue of a policy known as unconventional monetary policy—that is, to wash the market with as much cheap lending as possible—that had unintentionally led to an exacerbation of inequality. At the point in time that we were having these annual reviews, we had Official Information Act documents coming in from the likes of Stuff's Thomas Coughlan, which demonstrated that, in fact, this is something that the Reserve Bank and the Treasury was well aware could exacerbate wealth inequality, and particularly in this country. Nowhere, perhaps, is that more prevalent than in the housing crisis. In fact, as we ended up seeing played out throughout 2020, house prices increased by 25 percent.