The current policy settings continue to treat housing as a tradable commodity, as opposed to what we should be doing, which is, first and foremost, housing are homes for people to live in, are public good for the wellbeing of all and our community. We have missed the opportunity to make some real difference in this legislation. That is why we will be abstaining. We have continued to give high trust and support to businesses through this legislation but not to people who receive a benefit, people who are on the lower incomes. We, right now especially, need bold policy that properly redistributes that wealth, and this bill does not get us there. It instead tinkers with the brightline test, when we could instead just introduce capital gains and wealth taxes. It tweaks tax deductibility rules which mean even less opportunity to treat housing the way that we should be, and instead upholds treating housing like a pyramid scheme; it does not de-commodify the way that we look at housing and treat housing right now, including in our tax system.