We've already had very little response from the Minister to the suggestion that the $250,000, on average, capital increase in an average home in New Zealand in the last three years would attract a tax under the current regime of around about $70,000, but still leaving anybody with that property $180,000 in their pockets: $60,000-odd a year for three years for doing nothing, on average. Now, my point is not to increase the tax, not to go after those people harder, but to ask the question: how's that happened? How's that happened? It's simply because there is a lack of supply. Price of property doesn't just escalate because people want to pay more for it. And any suggestion that "Oh, it's all to do with the low interest rates." is complete rubbish, because if there was a massive supply, then you wouldn't see these price escalations. 