KIERAN McANULTY (Labour—Wairarapa): Thank you, Mr Speaker. I'm intrigued—I'm intrigued by the contributions of that last speaker, Chris Baillie, and I'm intrigued by the contributions of the National Party. You would have thought by listening to Andrew Bayly that they oppose this bill, but, in fact, they agree with it. And you would think, from the party that's supposedly anti-regulation, apart from when, of course, that impacts on those living in Epsom—they don't want to see regulation on their flash neighbourhoods—that they would support this too. Well, we've just heard a contribution saying how we need to support small business. Well, this bill does exactly that, because what we found is that merchant fees are a disproportionate cost, particularly on small business where they don't often have an alternative way to accept transactions. And this fee, this regulation, that they may hate, actually will help the people that they stand and advocate for, because it is without regulation—the supposed free market—that is imposing costs on small business. And I note that Chris Baillie has nothing to say. He had a lot to say in support of small business. And I think it might grate him—it might grate him to know that perhaps his business and the businesses of those that support his party will benefit from this bill. It makes absolute sense.