NICOLA WILLIS (National): At the heart of this multi-billion dollar set of Estimates is an organisation called Kāinga Ora, and that organisation has been conducting itself in such a concerning manner that the Public Service watchdog has had to step in and investigate. So my line of questioning to the Minister tonight is going to be about how she can offer assurance to taxpayers, about how she can be confident, that that organisation—subject to a Public Service inquiry for the lack of conduct by its staff, their lack of integrity, and their lack of political neutrality—is worthy of the trust she has placed in it, on our behalf, whereby she trusts that organisation to borrow $8.3 billion of money and she allocates it hundreds of million dollars to spend.