And on top of all of that, we've had external validation of this from the ratings agencies. So we had Standard & Poor's, who gave New Zealand the first ratings upgrade from the pandemic's outset, also the first for New Zealand since 2003, up to AA3. And we had Moody's reinforce New Zealand's A3 rating, based on the robustness of both our fiscal position and the way in which our public policy position has rolled out.