Hon KRIS FAAFOI: We want New Zealanders to get better value for money from the fees that are charged as part of their KiwiSaver. In many cases we know fees can make a big difference to the amount of money people have for their retirement over the long term. The fees each provider charges will be factored in too, when the Government appoints the default providers later this year, and we'll also require that fees are presented in a simple and transparent manner.