The other issue that we're concerned about relates to the issue of the Crown's liabilities. Currently, the bank has the power to do quantitative easing and can purchase up to $100 billion of Government stock, and, at the same time, it has a $28 billion funding-for-lending programme. We think that if you're trying to design a piece of legislation for the next 30 years—which, hopefully, we don't have to seek further amendments to—then we should be forward leaning and should be anticipating what might go in the future. The way that the Minister of Finance has control over the obligations that the Reserve Bank might enter into, and that actually go on to the Crown balance sheet, loosely—if I can use the word "simplistic"—we propose similar arrangements that were put in place for the Bank of England by the British Government. There are many more ways that could be done more transparently, and it's unfortunately one of the other issues that we feel we cannot support.