STUART SMITH (National—Kaikōura): Thank you, Mr Chair. I wanted to kind of pick up where Damien Smith, the previous speaker prior to the Minister, left off. I too was raising concerns about the transport industry in particular, but lots of other industries, I suspect, where the transaction value may exceed $250,000. I think what we are, essentially, talking about here is a solution to a problem of what will in some cases be buyer's remorse. That is a grey area, and the unconscionable conduct clause or definition, while it is being claimed as widely accepted in the legal fraternity, the reality is that what we are actually talking about here is someone who doesn't feel they've got a good deal.