Hon TODD McCLAY (National—Rotorua): Madam Speaker, thank you very much. I start where the Hon David Parker left off, where he says this bill reduces compliance costs, and that will be a welcome thing. But we won't hear it that often in this House from this Government, because this is one of the few pieces of legislation that comes close to doing that compared to all the others parts of red tape and bureaucracy and compliance that has been applied across the board on the business sector in New Zealand on households, mums and dads, and the costs that come with that.