Rt Hon JACINDA ARDERN: The first thing that I would say is that whether or not you are using tax cuts or tax credits, ultimately it's a different way of ensuring that support is going to families, but the difference being there is either targeted or untargeted. By being targeted, we can reach low and middle income. I acknowledge, of course, median wage is putting people generally at about $72,000, from memory. But what we're focused on is how we can lift the amount of support that exists whilst families are facing an increase in the costs of living—relative to the member's proposal, where he would reduce taxes the most for those who are on the wealthiest incomes and cannot tell us how he will pay for the other services that those families rely on.