What we really want to hear from the Reserve Bank and, hopefully, the Minister of Finance is to what extent the lending, the $5 billion, has been directed into the areas where we really need it. And that includes areas such as the important farming community, which is now underpinning many or much of our exports, as it always has, and also at a general small-business level, which is what I was just talking about before, because without the support of those 520,000 small businesses that make up most of the employment of New Zealand, without them being able to get the lending at this critical juncture, that is the most crucial figure. 