I raise that because this is what is slightly frustrating about the conversation that we're having right now. This committee did work well to take a bill with great intent but not that well worded and make it better. But I note that, actually, as far as I can recall—and I can't find the documentation—the Retirement Commissioner didn't actually make a submission to the select committee raising any concerns. Now, I know that there has been a change to the Retirement Commissioner during that period and that somebody else has come in with a different view. That's fine—I understand that. But one of the things that we could have done is actually answered some fundamental questions. 