Secondly, you know going into it that, knowingly, you will not be able to deduct the interest that you incur in respect to that building that you buy. So why on earth are many people going to be sitting there going, "Gee, this is a fantastic opportunity."? I think the bigger risk and the real risk is that people will want to exit the market and exit pretty quickly, and what we want to make sure is that we allow that to take place in an ordered fashion. That's why I think the commencement date needs to change. I think the Minister needs to reflect on that. I know he doesn't have long, but I think that in respect to the SOP, it is injudicious, it's unwise, to actually impose this with such a brutal start date. I think the Government's going to rue the fact that it chose to go down this path that many New Zealanders will not like.