The other one is the ability to manage crises, and we have them. We have them from time to time—Asia flu crisis; we've had lots, actually, out of Asia—where periodically we have major financial meltdowns around the world that seriously impact on the financial performance of New Zealand. And those are the four ones that we said, "Fine, you should be looking for a board that has diversity, has different skill sets, but there are some crucial skills that should be on that board and you should be explicit about it." Because what we don't want to do is to see retired politicians—and, yes, retired politicians can be appointed to the board. We don't want to see a whole glut of different types of people that do not really understand the core requirements of the operation of the Reserve Bank. And that is crucial because of the part that this entity plays in our financial system.