The latest one is still in the ballot, and it's about the rather unusual dual system in our insolvency law. Personal insolvency is called bankruptcy, while corporate insolvency is called liquidation. The anomaly of that is that individual specialists can be appointed to liquidate a company, but only official assignees, who are salaried public officials, can be appointed to manage bankruptcy. The Law Commission issued a paper in 2001, calling it a statutory monopoly. 