So it's incredibly important that we, those who have money that is moving through the financial systems, have some confidence that there is some regulation. Just to give an example of what happens if there is no regulation—of course, we've got the block chain, bitcoin, which is actually happening, which is completely unregulated. We are continually hearing of problems in that industry, if you will call it that, which are a net result of absolutely no regulation; the jungle rules. That is why it is only the courageous who are putting their money into that area. 