Now, we're yet to hear the final say from the Reserve Bank on the suggestion from the Minister of Finance. We're yet to see where the Minister of Finance will land on any final changes. The reason that I put all of this on the record of the Hansard is that here we are in 2020 making significant changes to the governance arrangements of the Reserve Bank, and we are doing so in the context of a tit-for-tat, back and forth letter exchange between the Minister of Finance and the governor about the very core purpose role and functions of the Reserve Bank in relation to, arguably, New Zealand's most significant current public policy challenge: that of house price inflation. So is it any wonder that in that context, members on this side of the House think that we need to be both careful and judicious, and consider very deeply the potential that these changes have to allow the Minister to further encroach on the independence of the Reserve Bank?