DAVID SEYMOUR (Leader—ACT): Well, thank you very much, Mr Speaker. I rise on behalf of ACT in support of this Foreign Affairs (Consular Loans) Amendment Bill. As others have said, it's quite a straightforward bill, for a number of reasons. First of all, it's not actually a bill that changes policy. It doesn't change what happens. It's already, as the explanatory note and general policy statement say, a longstanding practice to issue consular loans, which previously didn't require express authority under the Public Finance Act until that Act was changed in 2013. Now, that means for the last nine or so years, for the Ministry of Foreign Affairs and Trade through its embassies around the world to issue a loan to a New Zealander who found themselves stranded overseas, they would be technically breaking the law. So this bill tonight is not changing the policy. It is, rather, retrospectively, or at least for the future, making legal something that everyone accepts should happen but technically is not legal at the moment.