Rt Hon JACINDA ARDERN: Ultimately the second half of that question is irrelevant because it was from 2026 onward. The other point that I would make is that there are a number of caveats around whether or not this would indeed increase to that level. That was not the driver of the change. Evening out the playing field for boutique providers versus large fund managers was the goal. But if we hear clearly back from fund providers that they do not believe it will improve the system, then we've heard that.