This is a very damaging, very poor piece of legislation. And one of the big things we're going to have to do when we come into power, the first thing we're going to have to do is learn to support our financial sector. We're going to have to declutter this stuff so that people, banks, and insurance companies are accountable, to make sure we've got the right framework, but what we're not going to do is overladen them with a whole lot of compliance just for the hell of it so the Minister can put a new piece of legislation through the House and look good. It's not looking good, it's a waste of time, and we're going to oppose it.