For those at home that are wondering why we need to legislate, let me explain it this way. Māori land can be difficult to work with and much of the reason why is because there can be many owners with disagreeing views on how to utilise that land. Banks are often not tempted to award mortgages because they cannot use the land as security, and those that do get standard home loans often have to put their homes on piles, ensure that there's road access, so that those homes can be uplifted for removal if the mortgagor defaults on their payments. Māori land passes from one generation to the next. That is, its transfer is based on bloodlines, not sale and purchase agreements, nor marriage. This can become a problem when the parcels of shares to a block of land become smaller. Of course, that happens as each generation grows.