Also, the payer's record-keeping obligations is a really important part as well, where the payer must keep a proper accounting record of all the retentions held, and that is to make sure that the money doesn't get mixed. It's to make sure that the money is there with clear accounting practices, which should be a given in any well-governed and well-managed company anyway. But once again, this bill makes sure that the bottom line is strengthened as well. 