What it means, ultimately, is that New Zealanders will have more cash in their pockets and more money to spend on vital things for their families. Of course, this is at a time when we've got these massive cost of living increases. We've been talking about fuel, about housing costs—rent's up by $150 a week since the Labour Government's come into play—and about all those increases around fruit and vegetables. That is making it so much harder for New Zealanders and New Zealand families to just be able to pay for the necessities of life. For the lower-income people, they are the ones who have little discretionary income, and this is about helping people on those lower incomes. 