So to summarise, those seeking loans, those that are guaranteeing loans, those that are lending—we have to make a slight change to what can be seized under a warrant to seize property. If an item is required for the care, the support, or the independence of the debtor or the disabled person the debtor directly cares for, or promotes their inclusion and participation in society, then that essential item cannot be seized under that warrant. Therefore, a disabled person or a caregiver of a disabled person should know the difference between their obligations when signing a credit contract and the obligations when taking a loan without a contract.