We know that there are many, many people around New Zealand, as well as people who are party to the ownership of Māori land, who have problems paying their rates. There are mechanisms, there are systems so that they can apply for remission or timed payment. In many cases—in Auckland, for example, where I live—we can pay our rates by instalment in the same way as we pay our water bills and our power and our phone bills, and it's through instalment measures and other flexibility like that that it becomes possible to pay what would otherwise be a very large bill once a year. So there are opportunities for people and landowners to actually get back on track and pay their rates.