ARENA WILLIAMS (Labour—Manurewa): Tēnā koe e te Māngai o te Whare. Thank you, Madam Speaker, for the opportunity to speak on this bill. I want to start, for anyone watching this at home, by giving some brief introductory remarks about the ACC system as a whole. New Zealand's accident compensation scheme is world leading. It is the envy of jurisdictions within the world that have a common law system which has had, over the years, the development of a tort law system where personal injury is something that people can sue someone for, based on a fault system, and claim against them.