I know, again, from working at Work and Income, both when the welfare reforms came in and then more recently, I saw the people I served that walked through those doors. For the most part, when they walked through those doors, they were at the lowest parts of their lives. That was their last resort. Nobody goes in wanting to take Government financial assistance. You know, I see them. Sometimes they feel demoralised. They feel ashamed for having to ask for financial assistance. 