SIMON WATTS (National—North Shore): Thank you very much, Madam Chair. I didn't get a response from the Minister in regards to the points that I raised in regards to clause 28, inserting new section 83(3), in terms of the rationale around how we reach those levels of maximum penalties. The reason why I'm asking that is I want to understand. One of the concerns that National has with this bill is the detrimental outcomes, potentially, that could fall on consumers as a result. Obviously, those clauses impact both individuals but also business. So that's the first question that I asked before that I still have not got a response.