Now, what have we done? We've done a huge range of things, and it's working. We banned foreign buyers. We updated the national policy of existing homes. We updated the National Policy Statement on Urban Development, to require councils to make room for growth, up and out. We're fast-tracking consents. We've got infrastructure funding that includes grants, but we've also got new financing facilities that enable subdivisions to be able to be financed without adding to council debt burdens. We've changed tax rules to interest deductibility, to change who can pay the marginal price for the next house purchase of an existing house, and we've had to do that because, as David Seymour says, interest rates are really low—but that's not the fault of Government; that's what's happened to interest rates around the world post-COVID.