There will be the property investors. I do have, and New Zealand First always has had, some sympathy for the plight of senior citizens who have taken it upon themselves to buy one home, as the renter is going to be their superannuation fund and is going to be the provider for them in their later years. Some of them are doing that because they've seen the interest rates on their deposits in banks, where they have had that decline markedly over the last 10 years in particular. They see the real estate market as being a more attractive investment proposition to provide for them in their retirement, and are, quite obviously, taking the advantage of a capital gain. 