What this bill does is it makes a small but necessary correction to ensure that there is dignity in work, by making sure that work still pays, by increasing the family tax credit. So we on this side of the House say, well, that is necessary in the context of increasing benefits. But we say to the members opposite, unless you focus on keeping costs down through fundamental things like housing, this is simply running to catch up. It's important that we remember here the callous disregard that members opposite have shown for the impact their policies have on the lowest income New Zealanders. 