Financial institutions and the products and services that they provide are an essential part of a well-functioning society. Financial products and services are a critical part of our everyday lives as well as our long-term wellbeing. They enable us to save for the things that we want, to borrow for a house, or to cover ourselves against an unexpected loss. Banking and insurance in particular play an integral role in people's lives. So we've moved swiftly to fast track measures in these areas to protect consumers and to maintain confidence. 