But I would make the point that we will never do anything about inequality in this country—an admirable goal—until we sort out our housing market. The Minister of Finance in his speech today waxed lyrical about doing more for those on low incomes and creating a more equal New Zealand. Actually, if you want the truth, since the 1980s, since the terrible reforms that they like to demonise, the truth is, if you take out housing costs, inequality in New Zealand is flat. When you include housing costs, that's when you start to get the pernicious effects of restrictive land laws, restrictive zoning requirements in our major cities, and a restrictive urban and outer urban planning regime that makes it nearly impossible to build a house in this country, and it makes it difficult—nearly impossible—to supply the infrastructure to build a house in this country. 