During the committee of the whole House stage, we noted that in the initial briefings from the Ministry of Social Development (MSD), it was really clear that as we restrict people going on to New Zealand superannuation, some migrants who need income support will end up going into the income support system because they can't access superannuation, and MSD's own papers also noted that in the longer term, the projected savings of this bill to the super scheme—and this was before the amendments that reduced the scope of the bill—were likely to be only 0.3 percent of the projected cost of New Zealand superannuation, and I really struggle to see how that's going to address any concerns people have about sustainability. 