I want to be clear to those at home who might be thinking, "Well, The National Party is about minimal regulation. What are they doing supporting this bill?" I want to be clear about why we're supporting this. Firstly, the payment system every day—have a guess at how much goes through our payment systems here in New Zealand. Thirty-five billion dollars goes through our payment systems here in New Zealand every day, or annually $8 trillion, which is around a third of the US gross domestic product. So it's a really important part of our financial system, and we want to make sure that for those businesses and organisations that underpin that system, in terms of infrastructure, if these organisations are systemically important, there is heightened awareness and regulations over those systemically important infrastructures.