This bill will protect disabled New Zealanders by prohibiting the seizure of goods of a judgment debtor with a disability where the item proposed to be seized is required for the judgment debtor's care, support, or independence. This is critical to ensure that those New Zealanders who do have items which they rely on for their independence, their care, cannot have those items seized by a judgment, by a debt collector, in these instances. The previous legislation—or the current legislation, which will soon be changed—gives bailiffs the opportunity to exercise their own discretion and requires them to act fairly and reasonably. And, whilst that is something which, I think, is helpful, having it specifically laid out in legislation that they must not take certain items, I think, makes the law much clearer. And this piece of legislation goes a long way to improving that situation.