Look, for some people these matters are exceedingly dull, when you're considering them in advance in a technical manner, but I can tell you that, if you have a broken home and you can't rebuild it without fixing the retaining wall and you don't have the money to fix the retaining wall, it is heartbreak. It is a personal catastrophe. So getting this right now isn't just about crossing t's and dotting i's, it's about getting it right to cushion the blow for homeowners and ensuring we're prepared for the next—and absolutely inevitable—catastrophe. I commend this bill to the House. 