We're here today discussing the Financial Market Infrastructures Bill. We've certainly learned a lot today in the House, whether it's from Andrew Bayly about derivatives, whether it's about the definition of learnings or lessons from the Hon Judith Collins, or whether it's the technicalities of FMIs—or financial market infrastructures—from Deborah Russell. But I just want to recap, for the readers at home, the purpose of this bill, because it is a very important bill and important to the ongoing sustainability of our financial system here in New Zealand.