Our migrant communities come from several backgrounds when it comes to the level of welfare they come into the country with. We can't ignore that many migrants of the global south have come under types of visas and types of unemployment that don't yield a lot of income. Our senior citizens may not be in Aotearoa with already a safety net, and MSD's submission talks about how many people will have to tap into their own savings and to the goodwill of their communities in order to survive. What this will end up doing is putting more pressure on the people who won't be able to qualify for the New Zealand super and will then need to go on a main benefit or require emergency assistance from Work and Income. What it will do is put more pressure on our welfare system, at a time where we are seeing a record number of hardship grants.