The National Party and the ACT Party can talk about mum and dad investors all they like, but, actually, the majority of that problem is the actual psychology of investing in housing without thinking of it as being a home. So what this law does—its change in the amount on the brightline test for 10 years and the interest deductibility changes, which are phased in—is it puts people on notice that, as Anna Lorck said, you need to buy new. If you want to be an investor in housing, by all means. If that's where you've got your skill base, by all means. But do it right. Do it right by your society and actually invest in new builds, so that you're doing something productive.