So it is a difficult area to get involved in. I think that the changes that this bill proposes will be sound, they will make some progress, but none the less it will challenge the system as it goes along. There's a few frustrating things about this whole system, and one of them is for employers because, effectively, you've got to deal with the compulsory deductions—they then go through the system—and often an employer can end up with both parties involved in the same business as well. So you come front and centre of a battle from the sideline, and it's not always pleasant. But I do think that the bill, on the whole, will make changes that are worthwhile and, as I said, the Business Transformation scheme will make quite a difference to the ability of Inland Revenue to administer the scheme in a more equitable and fair manner.