Then we had COVID-19 come along, and COVID-19 has certainly dealt a massive blow—a massive blow—to the New Zealand economy. The Government are keen for New Zealanders to keep supporting their cheque account in order to continue to support this country. I think we have a confused economic landscape, and I would say that when spending is best described as throwing everything including the kitchen sink, we need to be cognisant of the fact that rainy days are here and rainy days will still come, and we need to make sure that we have got a kitchen sink for future rainy days.