Henry: Hi, is it true that you used to live in New York
Joseph: Yes, I did
Henry: how fascinating 
Henry: Did you like it?
Joseph: oh, very much. I still sometimes miss it
Henry: Where did you live?
Joseph: you mean the borough?
Henry: Yes
Joseph: Brooklyn 
Henry: that's very trendy, right?
Joseph: back then it wasn't that trendy, but much cheaper than Manhattan
Henry: I was offered to go there for an exchange
Joseph: But you have to count your savings/salary carefully 
Joseph: it's a very expensive city
Henry: how do you think, how much one should earn to live distantly in NYC?
Joseph: hmmm, about 80000$ a year
Henry: gosh, it's about 6,600$ a month
Joseph: yes, I'm afraid so
Joseph: that's why i moved out
Henry: I see
Joseph: NYC can be very stressful and tough if you are not wealthy enough
Henry: sad. thanks, I'll think more about this exchange
Joseph: please do
Joseph lived in Brooklyn, New York. Henry is offered to go there for an exchange. One should earn about 80000$ a year to live there. That's why Joseph moved out.