Stanley: hey, did you submit your insurance paperwork today?
Mafalda: yes, just did. it should go into effect on December 1.
Stanley: great. which one did you choose? 
Mafalda: the one with medium-level coverage
Stanley: that sounds reasonable
Mafalda: yes, its a pretty good deal
Stanley: will it include dental?
Mafalda: yes, but i had to pay extra of course.
Stanley: i see
Stanley's insurance will be effective starting from December 1, and it will include dental.