Allan: Did you hear what happened to Mark?
Greg: No. What?
Allan: He had a fire at his place.
Greg: Really? Was it serious?
Allan: Serious enough. Fire department was there.
Greg: Shit. So, they are more or less fucked.
Allan: What do you mean?
Greg: I had a fire once.
Greg: Whatever the fire leaves, the fire department finishes off.
Allan: Really?
Greg: Yep. All soaked in water.
Allan: So, I guess they are fucked.
Greg: Did they have insurance.
Allan: I don't think so. They just rented the place.
Greg: Let's hope they can blame it on someone.
Allan: Yep.
Mark has had a fire in his flat. Greg is worried the fire department ruined whatever the fire didn't. Allan does not think they had insurance. 