Larry: Tom, I still owe you 20 bucks
Tom: Really? I don't remember XD
Larry: Yeah, you paid for me at the bar yesterday
Tom: Oh, right
Larry: When can I give you those 20 bucks?
Tom: No hurry, man
Larry: But tell me, it's important
Tom: A Larry Stern always pays his debts?
Larry: Hahahahah, yeah
Tom: Ok, I'll be at Joe's later today, around 5
Larry: Ok
Tom: But I don't need those 20 bucks, really
Larry: No way!
Tom: Sigh... ok
Larry and Tom are going to meet today at Joe's, around 5 o'clock. Larry is going to pay 20 dollars back to Tom. He owes them because Tom paid for him at a bar yesterday.