Jeffrey: Have you found the book?
Juliet: Nobody seems to have it. But I know I lent it to somebody.
Jeffrey: I check again at home. I don't have it, I am sure.
Juliet: Thanks a lot. My grandma used to say "neither a borrower nor a lender be."
Jeffrey: I'm really sorry about that. Let me know if you find it.
Juliet: I will. Thanks
Juliet cannot find the book she lent to someone. Jeffrey doesn't have it.