Lulu: Hey chickie
Lulu: can you do me a favour?
Imogen: I can try
Imogen: what's up?
Lulu: I'm still waiting on the bank transfer from my last gig
Lulu: I hate to ask, but could you lend me 100$ so I can pay my phone and get some food?
Imogen: Oh shit
Imogen: I'm kinda tight myself :(
Lulu: I understand :(
Imogen: I've got 40 bucks, I can lend you that
Lulu: that would help a lot 
Lulu: and I'll pay you back as soon as I get paid
Imogen: ok, swing by later
Lulu: will do, thanks again <3
Lulu still hasn't get paid for her last gig and asks Imogen to lend her 100$. He's got only 40$ and will lend them to Lulu.