Margaret: Charlie I'm so silly, I forgot to take my wallet! Would you bring it to me on your way to work?
Charles: Sorry honey I've already left home :(
Margaret: Oh no, what a pity!
Charles: But do you have any money on you?
Margaret: Luckily my VISA was in my bag, so I should be fine
Margaret forgot to take her wallet. Charles can't help her because he's already left home.