Olivia: I have opened an account in your bank
Paul: Good! So now we can have a joint account without having to visit the bank personally
Olivia: I think so
Paul: Perfect, my lovely wifey
Olivia: Haha, I don't know about that, now we will know what we spend our money on
Paul: what's mine is yours
Olivia: even your smelly socks
Paul: even my socks <3
Olivia: What do you want to do this weekend?
Paul: i was thinking about going sailing
Olivia: Tha is a great idea! Can Tom and Sam come with us?
Paul: Sure, I'll look for a boat
Olivia: I'll call them! <3
Olivia has opened an account in Tom's bank. Now they can set up a joint account. Paul will book a boat for this weekend.