Cheryl: do you and peter celebrate valentine's day?
Megan: not really
Megan: well, we have dinner and stuff but that's it.
Cheryl: no presents?
Megan: a couple of years ago peter and I decided not to buy presents for each other on valentine's day
Megan: we save that money for trips and stuff like that
Cheryl: that's a good idea
Cheryl: actually that sounds like a great money saver
Megan: yes, we can save for whatever we want
Megan: for instance we're saving for a cruise right now
Cheryl: i hope peter doesn't get me anything this year
Megan: why don't you just tell him not to?
Cheryl: you know him, he's such a romantic
Cheryl: he probably wouldn't hear it and still get me a gift
Megan: that's sweet, but you should just tell him and save that money for something else
Megan and Peter will have a dinner on Valentine's Day. They don't buy gifts for each other, because they save money for trips. They're saving for a cruise right now.