Jake: Bro, can you lend me  $50?
Tom: Not sure... Why do you need it?
Jake: I want to buy some nice stuff for Cathy.
Tom: Where's your money?
Jake: Well, definitely it's not in my wallet ;-)
Tom: Your wallet is sooo empty??
Jake: I don't have even one dollar in it.
Tom: Being broke is no fun.
Jake: Even if it's only for a short while.
Tom: Well, some people say it's always good to have friends;-)
Jake: Friends will lend you money when you're broke, won’t they ;-)
Tom: As long as you pay them back, they will:-) Catch me after work, I’ll give it to you. 
Jake has no money. He wants to buy a gift for Cathy. Tom will lend $50 to Jake.