Joseph: We should collect some money for the insurance
Nancy: I really don't think we need another one, everything is insured
Donald: I think we're not safe enough 
Chuck: I agree with Nancy, we should not pay more for that, it's pointless
Donald: but that was what we decided
Chuck: no, Donald, you decided it, I was not even there
Nancy: neither was I
Joseph: gosh, what a stalemate
Donald: I'm not going to pay it myself
Nancy: so we will function without it, perfect
Joseph and Donald believe they need another insurance. Nancy and Chuck disagree. Eventually they abandon the idea.