We've just sold our house. We had been planning on buying another immediately, but our purchase fell through and we have now moved into a rental. Consequently, we have &gt;£100k of cash on hand and are feeling a little nervous about it! Our priorities, in order, are:  Safeguard the money (especially considering the slightly increased chance of a global recession) Have ready access to it, for when we find a property to purchase Make enough interest to beat inflation  What are some of our options? What are the pros and cons of each? We are based in the UK, but are not eligible for a LISA, as we will not be first-time buyers. (And neither of us will reach retirement within the next year.)
I live &amp; work in the UK.  Having pretty much exhausted all of the avenues I can find for saving (none of which have great returns anyway at the moment, obviously), I have recently started looking to buy my first house.  I have a reasonable sum saved up for a deposit, but I'm wondering what to do with that in the mean time, as a fair amount of it is not currently earning any interest. For the moment, I have put any surplus, that I'm not earning interest on into premium bonds, just in the off-chance that I win something with it, but this is obviously more of a lottery than an investment, and I'm not 'expecting' to win anything noteworthy with it.  Ideally, I would like to buy a house within the next year or so, so investing in the stock market is not really an option, as I understand the commonly accepted advice is that you invest with a minimum 5 year horizon.  What other options do I have for any surplus cash while I look for a house?
I used to find color codes which I want to use for texts or background colors on htmls with color edit tool of MS paint which pre-installed on Windows. But now I use Mac instead of Windows. How can I find color codes with Mac? Is an software like MS paint pre-installed on Mac? Before upgrading to 14.04 when I clicked on a file in the dash, it opened the file.   This still happens on my 12.04 machine.  In 14.04 when I click on a file in dash search results, it offers me 3 options: 'Email', 'Open' and 'Show in Folder'.  How can I get back the previous behaviour - i.e. to immediately open the files on the first click? What is the difference between "I have a doubt with ...." & "I suspect there is a problem"? While studying I read about the principle of underdetermination of scientific theories. I made some researches online but I am more confused than before. I read about the Quine-Duhem holistic thesis, but I do not know if is the same as underdetermination. Storing C++ template function definitions in a .CPP file I have some template code that I would prefer to have stored in a CPP file instead of inline in the header.  I know this can be done as long as you know which template types will be used.  For example:  .h file  class foo { public:     template &lt;typename T&gt;     void do(const T&amp; t); };   .cpp file  template &lt;typename T&gt; void foo::do(const T&amp; t) {     // Do something with t }  template void foo::do&lt;int&gt;(const int&amp;); template void foo::do&lt;std::string&gt;(const std::string&amp;);   Note the last two lines - the foo::do template function is only used with ints and std::strings, so those definitions mean the app will link.  My question is - is this a nasty hack or will this work with other compilers/linkers? I am only using this code with VS2008 at the moment but will be wanting to port to other environments. Biometric information for a UK visitor visa for the second time I submitted my biometric information when I applied for (and successfully received) the UK visitor visa.  Now, the visa has expired and I would like to apply for it again.   Do I need to submit my biometric information again?  Will the process be the exact same as before? Remove sudo privileges from a user (without deleting the user) How to have pidgin chat windows open up on all workspaces? How to approach a student with bad hygiene? I teach engineering at a community college in the US. I currently have a student with very poor hygiene. He stinks pretty badly, has obviously greasy hair, doesn’t change his clothes frequently, and I usually seat him in the back of the room (during exams and labs, when I have power over seating arrangements) so I don’t have to smell his (relatively strong) body odor.  This student has also spoken with a colleague of mine about his low self-esteem. He’s worried that he isn’t making friends, and doesn’t know if the people he hangs out with are hanging out with him because they want something from him (help with classwork) or because they are truly friends.   In my opinion, this student follows me around like a puppy, and he tries too hard to impress people (students and faculty alike). I am a young-ish female faculty member and I try to create very large boundaries, especially with my male students. As an example, he frequently finds the need to explain to me (in way too much detail) why he gets questions wrong on exams (I don’t care, and I don’t need to know, which I’ve told him several times with no success).  So, I would like to mention to this student that his hygiene is off-putting and isn’t helping him out in the friends department. However, because he already follows me around like a puppy dog, I don’t want to encourage any more interaction from him. Additionally, it frankly embarrasses me to have to bring up hygiene issues with somebody in their late teens / early twenties. How can I bring this issue up while still maintaining my boundary as a female faculty member who doesn’t want her male students following her around and asking her for advice all the time?  I was hoping that I would be finished up with this student by now, but I am the only professor who teaches Electrical Engineering courses, so I can’t recommend that he take classes with someone else, or ask another colleague to discuss this with him. He will be taking another of my courses next semester and I don’t personally know any of his other intended professors for next semester to ask them to bring it up. When to switch to a CDN? I'm trying to load data from different tables using left outer joins into a QgsVectorLayer. The approach I'm following so far is the one from the developers cookbook . The underlying database is postgres. The query returns correct data, including a geometry column, however I can't figure out how to get the join inside the query to work with . As the table the data come from needs to be specified, is it even possible to do so?  Would approaching the problem using psycopg2 be more suited, and if so, is there a way to create a layer from the result set? The only way I can think of is creating an empty layer and adding each feature individually by looping over the result set. But possibly there is an easier way?  Sadly, using the builtin DB Manager is not an option. The layer has to be added programmatically. Tourist Visa (30 days) Dubai valid until date Today I was informed by VFS that my tourist visa for UAE got approved. I'm travelling to UAE on 16th December 2014 and returning on 7th Jan 2015. But when I checked the "valid until" date on the visa it states 30 December 2014.    Does this date mean I should return before December 30th? Should I get it corrected from VFS? C: pointer to struct in the struct definition Convert a Cannondale SM1000 (about 1991 model) to disk brakes I've got an older, about 1991, model Cannondale SM1000 mountain bike purchased new.  Would it be worth it to convert to disk brakes and if so what would be the process? "There is a plethora..." or "There are a plethora..."? To show that ${x_n}$ is convergent where $|x_{n+1} - x_n|< \frac{1}{n^2}$ Let ${x_n}$ be a sequence in $R$ such that $|x_{n+1} - x_n|&lt; \frac{1}{n^2}$ for all $n \in N$.  Show that the sequence is convergent.  If it were $|x_{n+1} - x_n|= \frac{1}{n^2}$, could take help of the fact $\sum \frac{1}{n^2}$ is convergent and of triangular inequality.  But what to do here? Please help. Thanks in advance. I want to append some data to a layer in my PostGIS DB using a shapefile, but when I use the Import layer/file tool in QGIS, it doesn't allow me to choose the append option.  Why is this and how do I get it to allow me to append? How to divide an image into blocks in MATLAB? At the end of the game, both remaining players have a Baron.   The sum of all cards discarded by both players is equal.  Who wins? Few days ago I got sample of toroidal core from my friend. I don't know any technical details of core just know OD-10cm, ID-6cm, height- 5cm and wet about 1.845 kg(M4 grade CRGO). I want to make toroidal transformer using this core but how to calculate core area and maximum VA capacity of core.I take some photos and attach.