To add a bank account to Venmo, the user provides bank account number and Venmo makes two small deposits into the account.  The user must verify that they have access to the account by indicating the amounts to Venmo.  Venmo indicated they had made two small deposits into my account and indicated these amounts will manifest themselves tomorrow:    Is there any technical, regulation, or security reasons why the Venmo test transaction can not be completed within seconds?   The context is for American banks.
Based on , I figured that there might be multiple questions for distinct locales. Why do the most common transactions to or from bank accounts in the US require waiting one or more days before they are completed? In the information age, it seems like we should be able to transfer money instantly (or nearly so).
I want to make a logistic model from my survey data. It is a small survey of four residential colonies in which only 154 respondents were interviewed. My dependent variable is "satisfactory transition to work". I found that, of the 154 respondents, 73 said that they have satisfactorily transitioned to work, while the rest did not. So the dependent variable is binary in nature and I decided to use logistic regression. I have seven independent variables (three continuous and four nominal). One guideline suggest that there should be 10 cases for each predictor / independent variable (Agresti, 2007). Based on this guideline I feel that it is OK to run logistic regression.    Am I right? If not please let me know how to decide the number of independent variables? Does photon have size measurement because of its particle nature Does photon have size measurement because of its particle nature like electron's 3.86*10^-13m etc.. Can I bypass iTunes Parental Restrictions on iOS devices? SF Story about human adapting to alien environment How do I identify the C terminal on my HVAC? How do I identify the C terminal on an HVAC, furnace, or boiler? If the terminals don't have a screw labeled C what should I look for on the wiring diagram? What steps should I take if a wiring diagram cannot be found or if it indicates that a C terminal doesn't exist?  Note: This is an extension to  which asks about running the wires through the wall. This question is about where to connect the wire at the HVAC. Should we @Override an interface's method implementation? How to insert an item into an array at a specific index (JavaScript)? iOS 11-13 - unable to paste into comments I’m able to copy-paste from any application to any application. I’m able to copy from a comment or from a question or from an answer. I’m able to paste to a question or answer. However, if I attempt to paste into a comment, nothing happens. I am able to subsequently paste into another application, confirming that the text is actually on the clipboard.   However, copying SE links will paste them successfully, but all other text - including other links - still fails. This leads me to believe that it’s a SE issue and not an Apple one.   This has been an issue since 11.0 beta and persists through iOS 13 release. How to forward X over SSH to run graphics applications remotely? I have a machine running Ubuntu which I SSH to from my Fedora 14 machine. I want to forward X from the Ubuntu machine back to Fedora so I can run graphical programs remotely. Both machines are on a LAN.  I know that the -X option enables X11 forwarding in SSH, but I feel like I am missing some of the steps.  What are the required steps to forward X from a Ubuntu machine to Fedora over SSH? Negative R squared contradicts ssa/sst? Redirect all requests to HTTPS, except for one subdirectory I'm trying to move from self-signed certificates to Let's Encrypt certificates on my nginx webserver.  Currently, I redirect all requests to http/80 to https/443, which uses a self signed certificate I created a while ago.  Now - from what I understand Let's Encrypt makes a request to port 80 (as I am using the webroot option of certbot). These requests are redirected, which renders the certificate generation unsuccessful.  I tried to achieve this with the following server block, listening at port 80:  server {         listen  80;              server_name     sub.domain.tld;         server_tokens   off;           location /.well-known {                 root /var/www/letsencrypt;         }          location / {                 return 301 https://$host$request_uri;         } }   But requests to /.well-known are redirected to https/443 anyways.  How can I redirect all requests from http/80 to https/443, except the requests to /.well-known/? Quantum mechanical books for mathematicians I'm a mathematician. I have good knowledge of superior analysis, distribution theory, Hilbert spaces, Sobolev spaces, and applications to PDE theory. I also have good knowledge of differential geometry. I would like to study the Semiclassic Analysis, but perhaps I must first study the foundations of quantum mechanics. So I would like to know what book you recommend me to begin studying quantum mechanics. I'm primarily interested in a mathematical point of view. I have seen some books of this type, but I would like to have some other opinion.  Thanks for every reply Prevent a part of the caption from appearing in the list of figures I am using the 'article' class, 'figure' environment.  My captions are divided in two parts:   the information about the figure the credits of the figure (for which I use \textfff{})   In my list of figures, I would like to omit the second part. Would you have a solution, please? Did the Big Bang happen at a point? TV documentaries invariably show the Big Bang as an exploding ball of fire expanding outwards. Did the Big Bang really explode outwards from a point like this? If not, what did happen? I would like to . Apparently this is possible as of Minecraft 1.4.2, so how do I do it? Convert LaTeX to HTML Who were the other two heroes with Superman in the newspaper article who left? In Justice League, we see a newspaper article showing three heroes who died (left to their home planets) but it was too fast that I missed catching the faces.   Who were the other two heroes who are dead? Wilson and Fermat's Theorem Question!     Show that the pair of positive integers $n$ and $n+2$ are twin primes if and only if $$4[(n-1)! + 1] + n = 0 \ (\text{mod} \ n(n+2)),$$ where $n$ does not equal $1$. Introduction to proofs with a fair amount of hand-holding? Due to this question and answer , I assume 1k = 1000, 2k= 2000...  I don't believe it. Or maybe I am wrong. Please check the below images.        You will see 2kviews. But when you navigate to it, the actual view count is 15xx.         What is going on? Is it a bug?