 Then borrowing can potentially leave my family in trouble if I die or lose my income. That's just an important thing to remember as you're evaluating currently where you are financially. And then what I always love to say is what do you already have that God might use to meet others' needs? So that's flipping it a bit. Maybe you're not the one that's in need, but do you have jars? Do you have jars that a neighbor might use to fulfill needs?