 take a long-term perspective and my preference is to go that approach rather than trying to protect on the downside in exchange for giving up the upside at the end of the day ellen you're the steward you need to pray about it and i'll support you in whatever decision you make that's just my take on it i hope that helps well we're going to take a quick break but we'll be back with much more just around the corner as we apply god's wisdom to your financial decisions and choices more calls right around the corner this is faith and finance and we'll be right back