 And what do they do? They pass those expenses along to you. Meanwhile, here at Alabama Home Mortgage, we receive wholesale rates which result in big savings that we pass along to you. Don't pay more for less. Give Alabama Home Mortgage a call at 567-4223. That's 567-4223. Or visit us online at myalabamahomemortgage.com to complete an application on your time. Our rates and pricing are just one difference that sets us apart from the rest.