 Any of them could refer you to an insurance agent who's independent, who's a long-term care insurance specialist. I'd do that before I made the final decision. Sorry about this, John. I know this is tough. Thanks for your call. That's going to do it for us. Let me say a big thanks to my team today. Anthony, Amy, Dan, and Jim. Couldn't do it without them. Also, the rest of the team here at FaithFi. Come back and join us tomorrow. We'll see you then. Bye-bye. Faith in Finance is provided by FaithFi and listeners like you.