 This is Bob. Hello. Bob has worked for many years. Yes, I have. Planning for the day when he could retire. Kick back, relax. Bob's not quite there yet. But it won't be long. Well, I don't know. What's wrong, Bob? Well, I... You don't have to say another word. You didn't call David Ernest. And retirement may just be a dream. Fear not, Bob. It's not too late. Really? Yes. You can call David Ernest today.