 Here's another don't. It might be very tempting to just stop making payments. That will result not only in being endlessly harassed by the timeshare company or some collection agency, it will ruin your credit and may result in foreclosure. You've also signed a contract, pledged your word that you'd pay this money, and the Bible is pretty clear about your obligation. In Psalm 327, it reads, do not withhold good from those to whom it is due when it is in your power to do it.