 This policy was taken out for me when I was born. It was something a financial advisor told my parents to do, and they've been paying into it ever since then. But now that it's coming on to me to start paying it, it just doesn't make sense to me because the rate of return is so poor. Yeah, I'm glad you see that. But the problem is, like, my parents kind of treat it as this, like, sacred cow, and I don't know how to get rid of it without making them upset. Just go make fajitas, man.