 You know, when you're raising kids, you smell a bad odor. You know, there's something waiting for you that you don't really want to deal with. And same way with Joe Biden when, you know, his presidential papers. But you don't want to smell that smell when it comes to your retirement money. You don't want to smell. You open up your retirement and there it is stinking, you know, and you say, I wish I had.