 What you do next is gonna determine how quickly you wanna get out of debt and how quickly you wanna get right side up on this situation. You might decide, hey, I'm gonna buy a beater, like a complete $8,000 beater. I'm gonna drive that. I'm gonna put my wife in the forerunner cuz it's a little bit better. And that gets you closer to paying off this student loan you have. Then you turn around, you pay off that personal loan you had. And then in the end, you're debt free. And trust me, you'll be able to upgrade car quickly with a $230,000 income and no debt.