 and then that would supplement her Social Security. You could do a guaranteed annuity where it's growing at a guaranteed rate of return, or you could give that to an advisor that's right about the minimum that a lot of money managers will take, and not all of them will, but where they would build a portfolio that, you know, tries to protect it, but also grow it modestly. The challenge is that, you know, our typical withdrawal rate rule of thumb is 4% a year.