 I think I would just pay the scheduled monthly payments on the loan forgiveness once you verify that, yep, I'm on track and I do qualify, and then accelerate the car with that surplus. Does that make sense? Absolutely. Thank you so much, Rob, for your wisdom. You are welcome, Bella. We appreciate your call today. May the Lord bless you. Let's go to Cleveland, Ohio. Hi, Ellen. How can I help?