 that when there's a dominant system, that system can do more to set its own prices. And when it sets its own prices, it makes it hard for insurers to negotiate lower rates. And that translates into higher premiums for consumers, higher costs for patients. And that's why people are keeping an eye on all these consolidations. UAB's claiming the same services will be available and that employees will be able to keep their jobs. I'm Angie Norvell.