 And your expenses are $6,000. In a retirement, you're going to have $2,000. That's a problem. It's an issue. So, yeah. We need to get the $32,000 cleaned up on the student loan, get the car paid off. Then there's only $21,000 left on the house. That's good news. So we can get that knocked out as we go along later at maybe step seven or six. But then start immediately. If you start saving $15,000, $20,000 a year and you do that for the next five to ten years, you can build a pretty substantial nest egg.