 I would say yes. Have you cut up the credit cards? Nope. No, unfortunately not. I, myself, I'll use mine primarily for work-related, which I know, Dave, I've heard you talk about before. I've expressed in my work that they should give us all credit cards so we don't have to use ours. Hopefully, we can get that approved so I can stop using mine when I travel. Apparently, that's not working for you.