 impulse or immaturity or something i don't know but something led you into a really really bad car deal and you made all the decisions so that makes it that much harder to get out of this so uh learn your lessons from it the good news is you learn it at 28 you don't have to do it again right yes sir so when i was your age i was going bankrupt because i was an idiot so i got you beat you just did a bad car deal