 I'm so glad you're with us today on Faith in Finance. We're taking your calls and questions. Just two lines open. You can call right now, 800-525-7000. That's 800-525-7000. Let's head out to West Virginia. Hi, Gene. Thanks for calling. Go ahead. Hey, how you doing today? Doing great. I'm retired and financially comfortable. And I've heard you speak about the home title lock that you did not recommend that.