 And, you know, there are things people might not know, like the appraisal part, the inspection part. Very important. Or it could be your veteran and you're trying to understand the VA home loan program. They can tell it to you like nobody else can, man. They're VA experts. And that applies to buying a home, but also refinancing a home. Yep. So if you, let's say, are stuck under a mountain of credit card debt or any sort of debt and you need to consolidate, a refinance deal is a great way to do it. Really good way. Through your mortgage. Or maybe you're doing all right, you just want to rearrange your finances. Yeah.