 So it's not really going to increase purchasing power or save a whole lot of money month to month, but it's at least giving people a little sense of positivity of where the market's going. I feel like we're heading in the right direction. That's right. Now, I still have people call me and say, hey, I'm waiting until the rates get back down into the twos and threes. Me too, by the way. And I hate to tell you guys, I don't know that, I mean, I don't have a crystal ball. Crazier things have happened. Never say never, right?