 And it just jointly goes to that. If you have a beneficiary designation in an IRA, in a 401K, or if you have a transfer and death agreement, again, these things don't have to be probated. But I cannot emphasize enough, don't be too scared of the process of probate or the expense of probate in Alabama. It's just not a big deal. And in many cases, it is preferable to plan on having something probated than to try to do something different to get around that.