 If you're in a kind of a damp area, paddle over to that phone, pick it up, and call David Earnest. Don't forget, David's got a website at retirewithearnest.com. Lots of interesting stuff there, links to different things. And you can get in touch with David through the website as well. Set up that no-obligation consultation. Go in, sit down with David, Too Tall Matthew, or Princess Elizabeth.