 to be reverent as we think about rightly dividing scripture, but also to be practical and wise in how we can help you make decisions. So what are you thinking about in your financial life today? Give us a call, 800-525-7000. We've got lines open. Autumn, standing by to take your calls today, 800-525-7000. We'll get you on the air quickly. Let's go to North Carolina. Hi, Victor. Go ahead, sir.