 He said, you want some feedback? How about this? I was blessed financially and now near broke. My wife was diagnosed with MS. We were forced to sell our house to move into a smaller one. I was diagnosed with Bell's palsy and now have a collapsed left ankle. My business has suffered and now I'm looking at a third of my former income. My mom passed away in January after fading away with dementia. My wife and I had our 38th wedding anniversary yesterday, but we couldn't celebrate because her left knee is so painful and swollen she can hardly walk.