 Because all the data tells us that someone who has a good broker in their corner, not somebody who's a shyster, but somebody who's calm and data-based, and they'll teach you, talk you off the ledge, you know, talk Steve off the ledge, they tend to keep you in the market. They tend to say, don't get out, don't get out, don't get out. They don't call you up and go, I'll be scared. No, don't get out, don't get out, don't get out. Set it and forget it, set it and forget it.