 You need a pro. Find a Ramsey-trusted real estate agent for free at RamseySolutions.com slash agent. Ryan is in Fort Worth, Texas. Hey, Ryan, welcome to the Ramsey Show. Hey, Dave, thanks for having me on. Sure, what's up? So I'll just try and paint a picture for you guys. I'm 21, and I have been with my girlfriend for a little under four years, and I'm considering getting married.