 And, you know, there are things people might not know, like the appraisal part, the inspection part. Very important. Or it could be you're a veteran and you're trying to understand the VA home loan programs. They can tell it to you like nobody else can, man. They're VA experts. And that applies to buying a home, but also refinancing a home. Yep. So if you, let's say, are stuck under a mountain of credit card debt or any sort of debt and you need to consolidate, a refinance deal is a great way to do it. Really good way. Through your mortgage. Or maybe you're doing all right, you just want to rearrange your finances. You...