 And then, you know, that's the big allocation. Now, the investments that are utilized to drive that, let's call it 60-40 or 50-30-10 portfolio, you know, is really going to be dependent upon the advisor. It may involve mutual funds. It may involve stocks and bonds. It may involve ETFs. You know, you mentioned an insurance product as well. And I, you know, that could be an option, but you're going to give up access to the money other than a monthly income stream.