 So anything below that, you're in trouble. If you've got 20 or 100 million dollars, OK, you could lose maybe 80 or 90 percent of it for 10 years. OK, I get that. But the majority of people don't have that kind of money. So what I'm saying is be careful because there's a lot of things and they say, well, we're shifting them more into bonds. We're shifting more into, you know, more safer stocks when everything goes wrong.