 He was not covered if he had a follow-up incident. Oh, is that right? So in addition to the money, nothing's free. They take it out of your paycheck over there. He had to purchase additional health insurance just in case there was a second event because he would have had no coverage whatsoever. Wow. The index places Americans in one of three categories, cost secure, cost insecure, and cost desperate. Again, I ask, what was the point of that whole ordeal?