 Your tax bracket is actually a low federal bracket between the two of you. You know, you're in the 22% bracket. And you're going to have income. You're going to have pension income. You're going to have Social Security. So I think the Roth makes the most sense. So as you think forward, going forward, right? We're in our 40s. Roth max out for both of you, which gives you $14,000.