 but the entire nation. To find out more about our journey through the Bible, text Bible to 67742. That's Bible to 67742. Have you received notices from so-called credit restoration companies claiming they can fix your credit? Hi, I'm Rob West with another Faith and Finance Minute. They're a waste of money because you can restore your good credit all by yourself. Bad marks on your credit report stay there for seven years, and there's nothing you can do about it.