 The Carfax vehicle history report has to be clean. If it isn't, they don't even look at it. If it is, then the mechanics get it. They look at 84 points under the engine to make sure it still runs at factory specs. The body shop gets it for an exam and reconditioning, and then it goes on the floor with the price. They have 25 lending partners. So when you look at these vehicles in person, don't sweat the loan process. They'll get you done.