 Well, it's hard to believe, but soon the kids will be headed back to school. Hi, I'm Rob West. Are you ready to get the new school year started on the right foot? Could you use a few tips? Well, you're in for a treat. Crystal Payne joins us today with some great advice to make your back-to-school experience easier. Then it's on to your calls at 800-525-7000. That's 800-525-7000. This is Faith in Finance, biblical wisdom for your financial journey.