 It must be. Either that or does a whole life policy do that? A whole life will have cash value. Yeah, it's not term. That's a combination of a savings vehicle and the life insurance. It's much more expensive than term insurance, but it does build up savings. And I would say, depending upon the tax treatment on that, I would probably go ahead and, well, the first question is, do you need the death benefit? Are you all still working? Yes.