 To start your free online visit, go to hymns.com slash joy. That's H-I-M-S dot com slash J-O-Y. He may not know whether he's coming or going, but whether you're going to work or coming home, Greg Budell is there. Mornings 6 till 9 and afternoons 3 till 6. Only on News Talk 93.1 FM WACV. Hi Nathan, welcome to the Ramsey Show. Hi Dave, thanks for taking my call. Sure, what's up?