 Seven years. She knows. So you're married a couple of years, and you look up, and there's $81,000 worth of Sally Mae living in the spare bedroom. What was the I've had it moment? What was the tipping point where you said, something's got to change? And you plugged into this whole Ramsey thing. It's a really funny story. I think we had just gotten married, and Stephen asked me, oh, no, I asked him, how much student loan debt do you have?