 Now, back to RM World Travel on FM Talk 93.9. And we'll help you deal with the complexities of Social Security, insurance, and so much more. Visit amac.us slash carry to join or rmworldtravel.com under sponsors. As we celebrate American Independence Day this week, I'm Robert Carey, and what follows is a special encore presentation of RM World Travel. To connect with the program anytime, visit us online at rmworldtravel.com.