 What's amazing, Steve, if you actually look at the data, if you go look at right now the S&P 500 returns, the last major dip was COVID. Guess what? March 2020 was the dip. It came back in July, back to record highs. The old saying, it's true. It's not about timing the market. It's about time in the market. The best investors out there are the average ones who just let it ride.