 It's a coming, and that's a big deal. Every dollar. You can download the app for free in the App Store or Google Play today. Judah's in Atlanta. Hi, Judah. Welcome to the Ramsey Show. Hey, thanks for having me. Sure. What's up? We've got over $150,000 in debt, and we are on the EveryDollar app now. We're budgeting for the first time in our life. But my question to you, that's credit card debt.