 And you can compare that to a similar portfolio or to a market index and just kind of get an idea of how your portfolio has performed. But then secondly is the bigger question is where are we going? And what's the ideal target allocation for somebody who's 70 years old, who's living off this, pulling a little more than you should and trying to preserve it? And I think that's where you and he need to come to some decision on that. And I'm saying forget ETF, mutual fund, stock, UITs.