 Jump up there with your mom and dad while they show that they changed your whole family tree, young man. $151,000 paid off in 34 months, making $142,000 to $177,000 100% debt-free. House and everything! Chad and Natalia, Erie, Pennsylvania. Count it down. Let's hear a debt-free scream. Three, two, one. We're debt-free! Yay! Yay!