 the expense that you are actually going to have the estate tax before you would make a decision, I think, to put it in an irrevocable trust, which has, you know, certain things that you're going to bring along with it. Not only the cost of putting that irrevocable trust to be together, but just that loss of control, I think, comes with a price. And you need to make sure that, you know, you're in a situation where that's actually going to apply.