 I just think procrastination is kind of a really big problem within retirement systems. I know a lot of people tend to procrastinate it. They put it off, put it off, put it off, or trying to figure out what to do with their money. And I know it's such a stressful thing, especially if you've been doing one method and then you keep hearing about this asset preservation. I would say it doesn't hurt to sit and have a free, no obligation consultation. It's