 advice will try how can we help okay well let's just say in the past i'm 68 years old and right now in the past my investments anything i ever did was let's just say it would make you cringe as far as money goes however at this age in my life i'm about three years from retirement i mean i can retire now i'm working i have social security and a small pension i'm taking all at once the question i have is this i have a small mortgage on my house