 in two years all states have deadlines for sending these papers back to homeowners and there's penalties if they don't do it in a timely manner so what i'd probably do is just call the mortgage company and say listen i paid this off two years ago i don't didn't get the the deed of reconveyance can you check your files and tell me you know what the status is whether it was sent and if so or if not can you resend it or even if it was i need a copy of that