 All the way to closing day. And by the way, whether it's a purchase or a refinance, don't be making your own personal economic decisions based on all the national scary headlines. You have to sit down with folks and actually figure out what's best for you at this moment. And Kim and Madeline can help you do exactly that, especially if you are under, say, a mountain of credit card debt. Yeah, 8%, 9% on a mortgage is a lot better than 29% on a credit card. Thank you.