 Now, there are issues like how long a firm's services will be down, what it takes to bring them back up. That all depends on their state of preparedness and backups. And there's a wide range of variation in these among different firms. And, of course, there's a plethora of technical aspects that play into these vulnerabilities, how user authentication is done, whether there's two-factor systems in use, whether it's conventional firewalls to protect networks or newer models like zero-knowledge systems.