 I'm a stay-at-home mom. Oh, okay. So your household income is $135,000. You owe $145,000 and you're in your 40s. Yeah. Okay. All right. Cool. I want to know if we can pay off the house and take the hit on the taxes. I wouldn't. No, I wouldn't. You're not only going to get the taxes, you're going to get a 10% penalty. So what's going to happen at $135,000? You're going to lose 40%. That's like borrowing money at 40% interest.