 Yeah. Angie, the only question I have is, you know, with term insurance, just plain term insurance, there is no cash value. You just pay the mortality expense during the term. And if you don't collect on it, meaning you don't pass away, you drop it. And I realize that you could say, well, then the money's gone. But it's kind of like your car insurance. You pay the premium to offset the risk and you hope you never have to collect.