 um and you make all of that income because it's going to be a sizable lump sum you've been there a while i've been there a while and i was there 17 years when they froze it yeah but i mean you're gonna have it's gonna be it's gonna be 100 grand plus and it okay so you wouldn't you would not take the lump sum no you're gonna get taxed it you're gonna get taxed and taxed and penalties yeah no yeah taxed