 but also number two, it's just a higher interest rate. And so, you know, that's just gonna make more sense on paper. Now, the benefit of getting rid of the SBA loan is obviously it's gonna happen quicker. And so if you're putting 24,000 a year, you know, toward your SBA loan, you know, you're gonna have that paid off in three years. And then you could take, you know, that mortgage or that SBA loan payment and roll all of that toward the home loan.