 You know, I'm not entirely opposed to an annuity. They're not my first choice because they're expensive. And you typically in a variable annuity, you might get a portion of the upside, but you don't get the full upside in exchange for downside protection. But, you know, at your age, you still got plenty of time on your side. I mean, you need to be planning for this money to try to last until, you know, 95 or older, which means you still have decades for this money to grow.