 It literally makes sense, David. How can you do it? We can do it. We know how to do it. It's insurance companies' way of doing it. I'll give you an example. You insure your house, don't you? Do you insure your house, Rusty? Of course I do. If you insure your house and a hurricane came and it was gone, it's not gone now, sonny. There's something to replace it. What's it called? Insurance. That's right.