 Yeah, very similar. I mean, they've just sold the debt to a collection agency or hired someone to collect on it for them. And so you may have to work with that company instead of the original provider. But I think the idea here is that they recognize something is better than nothing. And so if you have the ability to send a consistent amount every month that fits into the budget, whether that's on their own or with your assistance, then I think that's the time to call and say,