 If there was, everybody would do that. You wouldn't have anybody investing in the stock market anymore. They'd be giving all their money to nationwide in this case, I guess. So yeah, a 30%, I mean, bonuses are not uncommon, not anywhere near 30%. And then there are guaranteed annuities, but they're not paying anywhere near 8%. So there's just too many things that don't add up there that I would probably head the other direction.