 I feel like I'm behind, but I feel like I'm not in a terrible spot. I just need to dive into how to navigate money, I guess. How old are you? Just turned 30 in October. Well, the good news is you've got plenty of time to reroute this ship. So what is your current financial picture? Do you have much debt? I have $1,200 with no interest for a mattress I got a couple years ago. That's it.