 Great to have you with us today on Faith and Finance. It's time for your phone calls today, your questions on anything financial. When you call 800-525-7000, we've got some lines open. We're just getting started with your questions today, so plenty of lines open at the moment, but they will build quickly. The number again, 800-525-7000. We'd love to tackle whatever is on your mind today. Let's go to Brentwood, Tennessee. Hi, Rodney. Go ahead, sir.