 or it could be you're looking to refinance now if you have equity built up in your home and you have a mountain of credit card debt on your back a refinance deal can really help you get on a more sound financial footing but it doesn't have to be that you're stuck in under debt and need to consolidate it it could be hey i just want to rearrange my finances using the money i built up in my home and there are a lot of different reasons it's literally your money and if you're a veteran