 Hey, great to have you with us today on Faith and Finance, where we recognize God owns it all. We're stewards. Money is a tool to accomplish God's purposes. Taking your calls and questions today. All right, let's head to the phones. We'll round out the broadcast today with your questions. We've got room for maybe one or two questions at 800-525-7000. You can call right now. Let's see. We'll go to Illinois. Hi, Sharla. How can I help?