 Because you've got to pay for the Rube Goldberg machine of government workers that do it for you. I'm just the paper passer. They hand me the paper, and I pass the paper to the other person who passes the paper to someone else. They've got to pay my salary. That's who it is. That's how that works. It's the Rube Goldberg machine of government employees, and then Biden forgives all their student loan. It's craziness.