 Whether you're buying a home or auto or consolidating debt, CB&S Bank's personal loans get you where you need to go. Go to cbsbank.com to find a location near you or apply online today. All loans subject to credit approval. Member FDIC and Equal Housing Lender. Morning, sunshine. Tuesday. Happy Cow Appreciation Day. Happy. What's happy? Cows are happy. They end up as sloppy joes. Don't have a cow. I appreciate you. What does a cow say? A cow says.