 to see what's wrong, then you're kind of screwed over. Just like Mussolini, he didn't take the time to see that he was wrong by aligning with Hitler. If you go back in time, you can always say, well, I'd like to correct some mistakes. And sometimes it's not too late to correct those mistakes. But when it's your retirement money and you're getting really, really time, getting close to retiring, one bad time