 from just a question and when she puts together like for example the retirement income roadmap the strategy the planning process there's a lot of things that they need to know uh what are you hoping to do what's what's your strategy for retirement you think about putting a puzzle together what's the key it's the picture on the box carla needs the picture of your retirement kind of and then all this process starts but that being said uh we've got some mailbag questions you ready carla