 Make sure this is protected. Make sure this is passed to your loved ones upon your passing. But also make sure that it's not wasted and spent on long-term care needs, for example. You know, right now you're looking at $90,000 to $100,000 a year for long-term care to be taken care of. How long is your nest egg going to last? That's what we talk about here. You're sitting there now listening to this going, wow, all this buzzing through your head, you're spending. That's why it takes more than one visit to come in. I always like to go back to the story.