 you know, six years longer, 10 years longer than your spouse, the money is there. If you need long-term care, we have assets there to cover that. Life throws a lot of curve balls. And that's one thing, you know, I've dealt in my life. It, you know, our family has seen a lot of curve balls thrown at us. And so I know those just in case things that can happen that you think, oh, that won't happen to us. We won't have to deal with that.