 It's a great opportunity, I think, just to learn more about some of this. And then when you have questions, call them and say, hey, I've got a question about this. What do you think? 479-777-8966. Again, just text the word book, and you too will have Carla's book, The Retirement Fruits Stem from the Roots. All right, we have about two minutes left. So we do have about two minutes left. So I'm going to give you this question, which will be the annuity part. And then you've got two minutes, so you can kind of just go back in and finish with that. And then, of course, I have to come back and say it.