 Jonathan, there's a lot of things that Carla doesn't know from just a question. And when she puts together, like, for example, the retirement income roadmap, the strategy, the planning process, there's a lot of things that they need to know. What are you hoping to do? What's your strategy for retirement? You think about putting a puzzle together. What's the key? It's the picture on the box. Carla needs the picture of your retirement, kind of. And then all this process starts. But that being said, we've got some mailbag questions. You ready, Carla?