 I'm ready. First one, as I said, Jonathan and Roger says this. Carla, I just found out I will be receiving about $100,000 from a life insurance policy after my grandpa passed away. I'm stunned by the amount because I really didn't expect it. So I have two questions. One, what should I do with this money? Could be some new golf clubs, Jonathan. Two, I really want to be able to do something like this for my own grandkids one day. How can I make that happen?