 how their costs have gone up. Let's talk about some solutions, because we don't like to just stir the pot and then leave people worried. Here, the difference is, since you help people with retirement income, you can actually talk about some solutions. Now, it's going to be different for every situation. We've got to try to find out what you're trying to accomplish, what maybe income gap are you trying to fix. But there was a couple of things that you shared with me