 So typically, life insurance monies that are passed down are typically tax-free. Yeah, tax-free. So he can take that money and no taxes. So sorry about your granddad, but that was great thinking on his part. Absolutely. That was really nice. So, yeah, if you want to do something like that, Carla and the team can certainly tell you how to put something like that together for your grandkids because Carla is getting ready to load up on grandkids. One son's married with one, another son's getting married.