 We're back with our final segment after this. So one more chapter I want to talk about. And again, this book is not long. About the Author is the final chapter, and that's on page 125. So it's not long, but I think the chapters are 8 to 10 pages long maybe. And you have one. Chapter 7 is Annuities. And I think this is an opportunity for people maybe that are confused by this topic and this tool for our retirement tool belt because it makes sense for a lot of people. It does not make sense for some.