 How much do they owe you? You don't owe me anything. Guys, think about this. Here's the why. Why don't you think about this? Why, number one, are you paying fees for the possibility of losing money? Why are you paying fees? Second, why are you even sitting there looking, thinking about losses? There's a good chance you're going to lose money. Those are the things you have to stop and think about. Why are you not making that phone call? I'm not going to charge you.