 We've talked about today from beneficiary designations to making sure you've got income you can't run out of, to making sure your spouse is taken care of. What I loved, though, was one last thing I want to ask you. You had just said the spouse had said, my husband was downstairs and he's just following the stock market. What about the gentleman who came in on Saturday? Did he have family, spouse, kids, anything? Was there extenuation that he wanted to be able to provide for?