 say they expect they're never going to be able to retire. We want to turn that around, don't we, Wade? And we can turn that around. And that's the whole thing that I like to get across to people. And it's tough when you're listening to the radio. But when you sit down face to face, I can break this down and show you the numbers. A lot of you people that are listening today, again, in Oklahoma, we've got all these guys that