 So after we figured out where we are, right, you're just talking about our monthly income and the like, what do we need? How much do we need? What are we going to be able to do? And really, a lot of it is when we're trying to figure all that out is what are we going to do at the end of the day during our retirement, right? I mean, that's one of the things you have to ask folks when they come in is, well, what are your plans? How are you going to spend your time? I don't know, what, 2,400 hours a year that you now have extra, you're not working or something like that, some crazy number like that.