 you're not having a pension, what are you going to do? You're going to have to create your own pension. That's what I'm doing here is creating you a pension. And I'm also going to set it up in a way where if you want to, we can set it up in a way as to where you can get a raise periodically. That's the key to it. And it's also the flexibility inside of it. That's what you're looking at is creating yourself a retirement strategy, retirement plan that will work for you and your family to take care of them. I mean, I