 Okay, so I know we've kind of talked about this before, too. We used to think about retirement, James, as like a final stage of life. And it's really not so much, you know, that anymore. It's not the finish line, if you will. It's just kind of the beginning of what can be really kind of broken down into three phases. The stages of like the go-go years, the slow-go years, and the no-go years, or some people that don't want to go years. What do you say about those? And what does that look like?