 They said that help is not going to be on the way for first-time homebuyers who are very frustrated by high mortgage rates, higher home prices. Economists are warning that the U.S. housing market is stuck, and they are unconvinced that it will become unstuck until 2026 or even later. And they said that home prices are going to stay high and perhaps go even higher, and the housing shortage will persist, and mortgage rates may not actually fall at all.