 But I'm still buying life insurance. Right. That's what I wanted to talk about that part of it. There's a reason why I want to do that. For one thing, I don't want to warehouse my money in the banks. I don't contribute to qualified plans. When I left teaching, I pulled all my money from every retirement place I had it because I didn't believe in it. It did not align with my values. Now, is it a wrong thing? Bad thing?