 My husband's life insurance is to cover me due to his pension option. So a lot of people will choose some sort of permanent life insurance policy, and they choose that because they say, okay, there's a pension, but it's only paid to one person. So I want to have insurance on my life so that if I were to die and the pension income goes away, my spouse gets life insurance proceeds to cover the survivor. Given the above goals, should we continue to fund our universal life insurance policies?