 Insurify is an insurance comparison site that is proud to sponsor NPR. I-N-S-U-R-I-F-Y. This is On Point. I'm Debra Becker. Stephen Sestanovich is with us. He's Senior Fellow at the Council on Foreign Relations, and he was a U.S. Ambassador-at-Large for the former Soviet Union from 1997 to 2001. Also with us is Sung Yoon Lee, a fellow at the Woodrow Wilson International Center for Scholars.