 And if they hear it, sometimes they turn it off because they're not willing to listen. And you know what? I do know that people probably really appreciate hearing a little bit of this. And you know what? Having a consultation with him, it's free. It doesn't cost you anything to do that. Sit down and learn a little bit more about this. Be open-minded. 928-241-0668. His website is factumfinancial.com.