 I think the second half of the year is going to be fine, John. I think the economy itself is going to continue to hum along. I think we're going to see a lower than great GDP, probably around 2% for the second half. And I think a lot of it is going to hinge on the election. I think the markets are going to continue to remain flat, John, through the remainder of this year. We're all waiting to see what the future is going to be.