 Hi, this is Darcy Bergen with Bergen Financial Group. Did you know that interest rates are the highest they've been in two decades? Maybe you should re-look at your retirement portfolio and add fixed rates and lock them in as long as you can. Back in 1984, we sure wish we would have locked in CDs at 10%. Also, if you're close to retirement and you'd like the retirement guide or my new book, go to retirewithdarcy.com or give me a call at 480-430-2337.