 situation with numbers here that we can play out together if you're okay with that. I'd love that. Absolutely. Okay. So I want to assume we're buying a $500,000 house and you're putting 20% down, which means your loan amount for your mortgage would be $400,000. For simplicity's sake, we're going to stick with that example. So I'm also going to estimate that you would pay $350 for your taxes and insurance in this example.