 unless you're extraordinarily high net worth, and there's even an argument to be made for that, is by having some type of long-term care insurance. Now, which policy will you qualify for? How can you get it at a really good rate with maximizing the daily benefit with a company that will be there as long as you need it to be? There are multiple factors, and we vet each and every one of them before we make a recommendation because it's better to pay for long-term care