 If you and I were talking, you said, yeah, Monty, I want to borrow $50,000 against my life insurance policy. I said, okay. I email our policy services department. They will send you a form. It has the $50,000. It has your policy number on it, everything else. They need your signature and a witness signature. We send that in. Then we ask, do you want this direct deposited or do you want it in a physical check?