 You can, yes. You know, I would think I would, if I was me and I'm sitting here thinking, I would want a little bit of a cushion in both places if possible. Also, is it, do you have to be young? Because when you talk about life insurance and if you're, let's say, above whatever age, and I don't know what that is, you know the cutoff age where it really doesn't make sense, right? But a lot of people don't know what that is. You obviously do.