 Most people will weather it, just like our friends in Greece did. But we can expect that it will be a tough period of time, and it's going to happen in the next 10 years. And I just think if you're running a business, you should be conserving cash, making sure your overhead is as low as possible, watching what's going on, and preparing for that storm, because those that are prepared for the storm will navigate their way better through it. That's the point of the column.