 going to lose your shirt in another 2008, we help families who are worried that they're going to outlive their money. We help individuals and families who don't want to take all that risk, especially as they're getting older. So if that sounds like you, maybe it makes sense to jump on our calendar. One last question. My wife and I are considering contributing to a qualified charitable distribution, but I want to know if I can just write a check or is there a specific process?