 It sounds like a workable option after talking to the Vanguard representative. What would you advise? Are there other options I should consider? Mark, would you like to weigh in on the other option? I only see one option. Sell $100,000 and deal with Irma for one year. That's it. I mean, what's the big deal? I mean, you could do a margin loan. Let me tell you what a margin loan is, gang. It's basically saying the