 I mean, the state of California is the fourth largest economy in the world. So the economy is not going to stop. People are still going to need to eat. They're going to need to rent. They're going to want to have a beer once in a while. They're still going to want to watch Netflix. You know, there will be high unemployment, but even during the depression, you know, 85% of the people in this country were still employed that were able to be employed. So I don't want to discount it, but I want to prepare my clients and our community that sometime in the next 10 years,