 And so we have a playbook of over 1,700 strategies like this to help get you down as close to the 0% tax bracket as possible. James, we're out of time. Thank you so much. Great show today, great information. And now it's time for you all, our listeners, to use this information. Reach out to the team, 928-778-1050. Start that conversation towards putting together your victory plan, the comprehensive plan that will get you to and through retirement.