 And you can't take the money you put into that 401k and use it because they won't give it back to you. The 401k is the biggest scam that there ever was. When do you pay the lowest taxes on the income that you ever earned? That's when you're young and in the beginning. That money should be coming out, building wealth, allowing you to retire before you ever hit that old age. We'll be right back with the Dell Walmsley Radio Show.