 And we pay 33% income taxes, 10% penalty. That's 43%. We keep 57%, which is $57,000. And then we go make 100% return on the $57,000. And now we've got all of our money back, even after those horrendous taxes you paid, which we call, by the way, I call the ignorance tax. 401ks have an ignorance tax. If you're dumb enough to put it in there.