 When 9-11 hit, I lost half my money. Well, I should never lose money in my savings account. Never. And then when my father died with no life insurance, and that's a whole different story, I thought, well, I have money in my 403B. Let me access that to pay for this funeral, figure things out. They responded to me with, no. I said, it's my money. And they said, no, it's not.