 Okay, now that we've gone through these three stages of retirement, I think it's really clear how this does help clients understand the need to have that comprehensive plan for retirements, the victory plan that you call it here at Victory Wealth Services. That's it. And imagine what that would be like, Amy, when you have all your ducks in a row. And not only are all your ducks in a row, they're flying in formation. And those ducks are flying in formation. It's a beautiful sight. Any storm.