 You think about individuals who are forced to retire early. Let's talk about that for a little bit. You know, they're getting close to retirement, getting them prepared if they're not quite ready, but the time has come. Maybe their employer says, yeah, it's time. We're done. Whatever factors come around, you know, it's a little different look than just the, okay, this is what my plan has been. My plan is working. This is the date.