 and what they would cover became more restricted. So to this day, I don't carry pet insurance from a dog Riley. You know, it's interesting. It's interesting, Gary. The important thing to remember is that in situations, if you're going to get pet insurance, you really have to read the policies carefully. How is it in terms of ages, in terms of pre-existing diseases? How much will they cover? So I don't have, and that's the question of the day, by the way. That's why Gary's answering it. What has your experience been with pet insurance?