 Yeah, so the average credit card balance right now is about $6,200. If you're only making the minimum—this is the worst-case scenario, aside from going into delinquency. But if you're only making the minimum payment on that card, it'll take you 18 years to pay off that $6,200 balance, and you'll end up paying about $9,300 in interest. And that's just what happens right now because interest rates are so high. So it does—