 peace of mind where they become their own bank with at least a small percentage of their holdings to diversify and also counterbalance what may be at risk, which is typically in dollars, like an IRA, 401k, natural savings. You can save in gold and silver just like you save in dollars. In fact, that's what the banks are doing. The banks are saving in dollars. As we mentioned before, banks are accumulating gold for the second year in a row at record levels.