 Unlike the Fed and unlike the news media, I like to look at every piece of economic data that comes out instead of the two that they like to favor or three. Right now, if you're paying attention to rates, if you're paying attention to the Fed, everybody seems to think that the Fed Reserve is going to do a half a point cut between now and the end of the year. I don't see anything in the data at this moment that suggests there's a reason for them to cut a half a percent.