 So, again, if you buy into that fear and you pull everything out of the market, you're not going to get any gains potentially. If you leave everything in and you don't analyze it, put your head in the sand, and you don't, you know, maybe make some changes that might be necessary, you could see a major loss and it could take a while to recover. I think that's the big thing about this whole thing. Whatever you do, it could affect you for a while. Correct. Because it does take time to recover. So then it depends. You know, if you're in your 40s, for example, and you have a while until retirement,