 You know, you think about a lot of people, we do, we go in there, we hope for the best, but you must prepare for the worst. And that the worst case scenario in our economy, is it a recession? I don't know. Is it a, you know, market decline? What does that mean for each person? But just having that plan in place, like you said, you're no longer out there in the middle of the water, you know, on your own floating around. That's it. And you're not an island. You don't have to do it alone. A lot of people are hardcore do-it-yourselfers or here's the number one do-it-yourselfer.