 He nailed it. Our buddy nailed it up one-tenth of a percent from 4% to 4.1%. 4.1% is the hottest, and we have to go back a ways. Last time we were at 4.1% was November of 21. So you have to go back now to October of 21 to find a higher rate, which was 4.5%. The unemployment rate has gone up. The number of new jobs created in the last quarter has been revised downward. And where did the new jobs come from? This is part of the problem here.