 These central banks have way more information than you and I. So if they're breaking records of how much physical gold they're accumulating, you might want to ask the question, what are they getting ready for? What do they know that's around the corner that the average investor does not? You never want to follow the herd. The herd mentality usually gets people hurt, especially financially. And it's very clear that smart money is exiting. We see a record amount of money exiting retirement accounts, IRAs, 401ks, annuities, even in the banking system.