 Saving money is – there's two parts to saving money. Well, obviously, it's not all about just saving money. Like you said, it's saving money or spending the right amount of money for the care that you're getting, for the quality care, right? But also, sometimes on the surface, the money that you spend up front can save you money on the back end. So there are prescription drug plans that are, for instance, zero premium this year for 2024. And there are prescription drug plans that are, let's say, $90 a month for just a prescription drug plan. Mm-hmm.