 should also have very little expenses in life. The problem is when people have income, they have a lot of income they need to replace, they have a lot of expenses, but they have not saved any money. And then he's absolutely right. If you don't have any money, then you really can't do much very quickly. You're waiting long periods of time. Secondly, he asks, well, why don't I keep track of what the real number is?