 in Arizona, so we use energy every day. That's part of daily life. When you include that, inflation is estimated anywhere from 15% to 20% annually. With real-life inflation included, and you look at the food prices, it's going to continue to get worse. So you are being drowned alive without realizing you cannot sit on dollars. It is urgent. You cannot hold dollars long-term. You have to put the money to work. And my recommendation is do it in the smartest way possible. Had you been a client within the last five months, gold