 You're back. It's Jill on Money. This is the program that tries to help you make better financial decisions or at least less bad ones. If you need an extra set of ears or eyes on your situation, why don't you get in touch with us? All you need to do is go to JillOnMoney.com and click the Contact Us button. When you do that, a form pops up. That's the email that we receive from you. And if you want to join us live, check the box at the end and Mark will do everything else. This note is from Bailey who writes...