 And the problem with all that is because they don't have what it takes psychologically to get into the mode necessary to build wealth, they're never going to build any wealth. Now, for all those people out there, which would be 90%, 80% of the people, let's say 80% of the people in our country, you know, even 10 years back, 20 years back, 30 years back, well, we're going to take a break. We'll be right back with the Del Wamsi Radio Show.