 Hi, Bill. Hi, Stephen. Is the government doing enough to ease the housing affordability crisis? Pointing out that home prices have gone up five times faster than incomes since 2008, California Congresswoman Katie Porter says... The other day, I was saying this to a Democrat in Congress, and they said, well, I don't think the government can really do anything about housing. What a load of malarkey. If you have a 30-year mortgage, you are benefiting from government-set policy.