 I do believe they're going to do something this year because they're under a lot of pressure. But I think it's going to be after the election, not before. And I don't think it's going to be the half point that everybody thinks it's going to be. But it could be. It could be. That's the funny thing is that it could be. And so, you know, if you're waiting to buy, let's talk to that person who's waiting to buy. They're like, maybe they're going to do the half percent. Maybe it's a quarter. Is it worth the wait? No.