 Hello, this is Kristen Dicker at Blooming Into You. It's my passion to help you rebuild self-worth and rediscover your value. Call me at 928-830-6835. BloomingIntoYou.com. Coming home to your true self. Did you know there are two types of insurance agents? Independent and captive. Here's the difference. A captive agent works for one company. An independent agent represents multiple companies.