 So let's say that you took that same $400,000 you have in your house and put it in an apartment complex and it's paying you $10,000 a month. What you need to understand is that $10,000 a month would easily pay the mortgage payment on that house that you took the $400,000 out of. So you would have the $400,000 investment, which is growing. You'd have a home, which value might be growing, and you have enough cash flow to cover the debt and still have positive cash flow.