 And you'll be able to just kind of feel better about the questions you have about your retirement. And then, of course, you'll walk out feeling even better, hopefully. Okay, let's continue this question area that we're in right now. This one says, I saw an article the other day saying taxes can be one of the biggest expenses in retirement. How can that be right? If I'm not working anymore and I've cut back in so many areas, how would I still be paying so much in taxes?