 Exactly. So like you said, if you're not properly diversified and the right types of investments, it could devastate your portfolio. But if you pull everything out and leave it on the sidelines, some people did that during COVID, for example. They sat on the sidelines for three, four years, and then they missed out on all those gains. And so that's not the right strategy either. So it's really about finding that making sure that everything is good for your specific situation.