 of an investment that leads me into number two, that you're likely working with a broker or anytime there are commissions at play, you'll experience conflicts of interest. High conflicts of interest in 2024 are outdated. It's obvious if you show up at a Ford dealership and say, what type of truck should I buy? They're not suggesting a Tundra. The salesperson isn't saying go across the street and buy a Silverado.