 Or they go move it into their bank account where they essentially have titled that bank account as a joint asset. And then two, three years go by and they file for divorce. And guess what? That's a joint asset now. It was commingled. And so what we can do to protect that is put it in a trust where essentially that asset flows through that trust. Things that are bought, houses that are bought are always in the name of that trust. And that keeps it protected from a divorce. It is just that child's asset, not yours.