 It's Amy Sharp back alongside James Haidt, founder of Victory Wealth Services, right here in Prescott. We're glad that you have joined us for this hour of conversation relating to your retirement. It is your retirement. Everyone has a different idea of what that will look like. Everyone has saved differently. Everyone has planned differently. Some haven't started planning at all. And if that's you, now is the time. It begins with a phone call. It's a no-cost, no-obligation call to the team here, 928-