 I also want to talk about people I know that in California bought houses for, I know one person bought a house for $185,000. And he sold it a couple years later, 10 years later, living there for $500,000. I know people that bought houses that went up to a million dollars in California. So what happens is you take a house, take a person who buys a home, and they're paying the mortgage down. So they're building, creating equity that way.