 to pay down the mortgage because then if something, if you did need to tap money, you don't have it, you know, and you want to stay in this house and we don't want to force a sale. So I would not pay it off. I would get your money working more consistently. I would make sure that you have enough money in cash so that you don't lose sleep at night. So for you, you said that's 150 and let's maybe as these things come do shoot us a note and say, here are my options and we can help you out with that. And then I think it's, it could be interesting for you