 The fixed rate annuity was 330% over that period of time. But this single-family house had a rate of return of 6,250%. It's not accurate. Why? Because did the stock market pay you any dividends every month? Did it pay you cash flow, positive cash flow every month? No. Did the fixed rate annuity pay you cash flow every month? No. And by the way, can you have an income rider on a fixed rate annuity? Yes. But if you do, then it's going to change the rest of what you get. Have a great day.