 Now, raise the interest rates. Now, you have to realize, when I first got in real estate, interest rates were 12%. When they went down to 9%, I thought that was free money almost. When they went down to 8%, you could buy anything. Everything was cheap with 8% interest rates. Then it went down to 6%. We refied everything we owned, and we were getting free money from that point forward. Then it went down to 5%, and then to 4%, and then to 3%.