 amount of supply compared to the demand. And now you jack up interest rates, which makes the cost of the money to buy their home even higher. Del Wamsley on how to live the lifestyle. I want you to give me all of your money, whatever percentage you want to give, and I'm going to pay you 1% in return while I use it. Now, if you'll lock that money in for five years or 10 years, then I'd be willing to pay you even more, maybe two, maybe three. Man, if you lock it in for 10 years, I might even pay you 4%.