 people talk about compounding and that you really want to get to the hundred K mark as fast as you can. And do those people, those people do not have pensions. Right. Okay. Just remember that. I don't want to be like daft about this, but like that pension is worth a lot to you. And you guys don't spend a ton of money. You're saving a lot of money and this is great. So just get those two term life insurance policies and I will feel much better. If you have a financial question, go to Jill on money.com.