 So when markets went back to all-time highs, we figured we'd take the guaranteed 5% versus a continuation. I'm also not one to chase and usually wait for the pullback, as well as an advocate of buy low, sell high. But what if the high is the new norm? The brokerage is 80% equities, 20% bonds. We're in our mid-30s. I'm usually 100% equities, but bought some long-term treasuries and locked that in at around 5%. That's nice.