 number of years is this about is this reflect about where you've been yeah more or less yeah so that kind of gets you pretty close to where you need to be the thing is i'm not so sure so at 67 will the uk pension automatically kick in because you could if you like to work and if you're happy at your 80k it might actually make more sense for you to wait until you're 70 as long as you're both in good health is there any health issue that you either of you has