 The Ramsey Show. How much are you paying a month in child care? Tuition for the daycare we use is $25,000 per kid. Then we pay extra for early care and aftercare. Our child care costs are about $80,000 a year. They're not even in school and you're already paying $25,000 a head? I mean, are they going to Harvard? We're going to take out student loans for the four-year-old. Wow. There's gold in those daycare hills. The Ramsey Show. Weekday afternoons at 2 and 6 on 1030 The Voice.