 I've lived through rent reductions. We had situations like that over the last 30 years. But I've never seen a rent reduction that was so low that I couldn't pay the mortgage payment on my property. Now, I've seen people who had vacancies that were so high they couldn't pay a mortgage payment on their property. But that's because they don't live by the rule, best product, best price. They have a really, really poor piece of rental property in bad repair, terrible condition. They don't maintain it.