 It was retired. It meant that what I had to get up and do to go to work, to earn a living, to pay my bills was no longer necessary. Hmm. Interesting. So what is your point of extraction and why are you still working? Well, we can go at this analytically and say, well, your point of extraction is actually when you can produce enough passive income to replace your earned income. Then you have to ask yourself, but then what does that do for you?