 It's really all about education for me, as you know, and it's boring to keep saying that, but it's the absolute truth. It's all about education. It's about getting the information that you need for you so that you're happy and have what you need to live a fruitful life and that kind of thing. So get the information. It doesn't cost you anything. It's a phone call. If you talk to us and you're on the right plan, we also don't try to change you into another plan. If we look at everything and you're there, stay there.