 Hi, everyone. Welcome to our show today. Happy to be here as always with James Haidt. He is the founder of Victory Wealth Services located right here in Prescott. We are glad to have you along for this hour of information relating to your retirement. We try to answer some of the big questions, the big things that may be on your minds. And if, you know, if we don't get to everything, that's why we always share our phone number because we want to encourage you to reach out to the team