 Don't do that, whatever that substantial thing would be. So what do you think about this? So you need, let's just say, 20, 30. You need an operating amount in that cash account, right? So maybe it's 20 grand. Maybe you take another 20 grand just for the heck of it and buy a CD. And then the other 20 grand, I'd pop into the brokerage account. That's it. That's all I would do. And the brokerage account right now, is it all stocks?