 Not available in every state. Based on the national average annual savings for new home insurance customers surveyed in 2023 who switched to all-state and reported savings. Savings vary. Life hack number seven. Get an iPhone 12 on straight talk. Life hack. Here's how it works. You walk into Walmart, go to the electronics section, ask for iPhone 12 with 5G and a dual camera system, and select a new Silver Unlimited plan.