 We have two ears and one mouth for a reason, right? Absolutely. Great insight, as always. We've got much more coming up here. We're not done yet here on the Victory Retirement Hour, so don't go away. 928-778-1050 is the number. And we encourage you to reach out, whether it's uncertainty about rising costs, putting the squeeze on your bank account, looming tax increases, or the threat of a recession. They can help you here at Victory Wealth Services, and they're ready to take your call. 928-778-1050.