 Right. It's now January of 21. A year ago, I was listening to your radio show and you had mentioned to get a home equity line and use those funds to invest in real estate instead of trying to pay off your house. I wanted to get involved with Lifestyles, but didn't think I had the funds. Right after listening to you last March, I signed up for the two hour intro. Then I signed up for the two day seminar and became a member.