 So I had this just yesterday. I did a review with a client who says, you know what, we got married later in life. We both have our own kids. 50% of the house is going to my kids when I die and 50% of the house is going to his kids when he dies. Well, I pulled a deed from the county registrar's office and it is joint tenants with rights of survivorship. Wow. That's not happening.