 Slightly south of 20 left, so 18, something like that. Yeah, that's fine. Let's just keep using that. That's fine. It's okay. I know that you want that security, but I don't really know whether or not you can live with this. So you may hear this advice and say, who cares what she says? I'm going to pay off this mortgage. It would be a bad financial decision because we need access to your money. You don't have that much liquidity, and I think that it's important not to use that money up