 buyers are kind of all hunkering down inside where it's air conditioned. Let's get out there and find you a house while it's nice and hot and we don't have as much competition. I've been seeing more price reductions, and I think that's from the people that need to sell, and the activity isn't as, there aren't as many buyers out there looking at houses right now. But the other point, and we talk about it all the time, is we're not sure how much of a rate drop it's going to take. I think about a percent, maybe a percent and a half.