 Yeah, well, and you bring up a really good point because a million-dollar IRA that's never been taxed is different than a million-dollar brokerage account where 500 grand of its unrealized gains versus a million-dollar Roth account, those have completely different after-tax values. And so even though on paper, on your net worth statement, it says a million, a million, a million in these three different accounts, they don't have the same values. John, yes.