 Every believer is responsible and accountable. We in school had some guys that say, well, if I'm going into ministry, am I exempt from giving money to the Lord? No, no. Everyone is responsible to give money to the Lord's work, and no minister is exempt from this responsibility. Young and old, male and female, rich and poor, every believer is responsible for what he does with his money. It has often been said there are three books that are involved in worship of God. You have God's book, you have the hymn book, and you have the pocket book.