 Based on that, you'd think, oh, my gosh, I want the zero premium plan. But when we look at all the prescriptions, the formulary, the number of prescriptions on the high expensive plan is more robust. So in the end, that $90 a month plan may save you money if you're on those prescriptions that are covered. Exactly. See, that's why you need Michael to help you because you would never be able to do that on your own. That's got to be hard to do. It would be really hard. There's so many plans. It would be hard to do.