 Oh, you do. Here I am. Thank you for your patience, Gary. I know you waited a long time on the other show, but it's your shot. But we're out of time. Go ahead, Gary. Thanks, Warren. Listen, initially I got on with VPI, Veterinary Pet Insurance. Sure. I think the company first started. It was in about the late 80s or early 90s. And it seemed like their service was really good up to a certain point. And then their premiums really jumped up.