 So what I think is I'm sensing from you just in the decisions you've made so far and the question that you really came to us with, which is should I pay off my mortgage? You are generally risk-averse-ish, right? Yes. Okay. And so obviously if you're risk-averse-ish, then the easiest thing to do is to just keep working. And if you said you're going to make $80,000,