 It can't go down. That's not allowable. Now, people say, why don't you use diversification? I am diversified. I got real estate in probably 10 different states. People say, well, not just real estate. Why don't you diversify into other stuff? Because other stuff loses money. They say, well, diversification. What is diversification? Diversification is admitting to yourself you don't know one thing about what you're doing. We'll be right back with Dale Walton's radio show.