 But rates will come back down, and you're going to have to succumb to that if you don't have a different strategy. Years ago, so many people got caught up in the tech stock craze. And then we had the dot-com crash, and a lot of people lost confidence in tech stocks. And I know you've talked to a lot of people who were in that situation. Yeah. I mean, those same people. I just told you the story about how the person came to me, who, by the way, never became a client because I didn't take them on. I didn't want to set myself up for failure there. Yeah.