 But B of A's forecast for net interest income, the difference between the interest income a bank earns from lending activities and the interest paid to depositors, was better than expected. That sent bank shares climbing. The Nasdaq closes up 36, S&P gained 35. The Dow closed up 742 points. It's NPR. Support for NPR comes from NPR stations. Other contributors include the Nature Conservancy, working across oceans and isles to cut carbon emissions, protect lands and waters,