 So right now, if I looked at your cash flow every month, again, presuming the 110 plus your 60, you're making these contributions to retirement, right? He's at 5% in his 401k Roth. You're at 8% between traditional and Roth. You're putting money into the HSA. You're putting money into the 529. At the end of every month, do you have anything left or not really?