 You know, if the air conditioning breaks or the roof leaks or something like that, things are always going to happen. So you've got to make sure you have the funds that are there without taxes, fees or penalties that you can get to to cover those things. And that way you can keep your emergency fund there for when things come up because they do. And so, you know, it's just making sure that the surprises are taken in consideration. So when they do happen, we have a plan of action on what to do.