 No, the earlier the better. Yeah, it's always a good thing. Okay, so we're going to share some questions here that have come into the office and let you go through these. This one says, I don't understand people who want to retire early. I'm 68, and I just don't feel like stopping and doing nothing all the time. I'm not interested in nonstop fishing trips or vacations. That just sounds lazy. What kind of planning should someone like me be doing? Remember, this is this person's opinion.