 whether you had the credit and if not, how you can fix it and what are your steps you can take to move forward. My whole company was based on educating and helping people. That was the whole reason that I decided to go out on my own. I started working for Fortune 500, massive mortgage companies that all you had to do was sell, sell, sell, sell, sell. You weren't there to try to help somebody. I was talking to my daughter. Her 21st birthday was over the weekend and