 And in this room, not one person gives a damn about interest rates. And the reason why they don't give a damn about interest rates is because they're irrelevant. You can buy your rate down to make your rate and your payment affordable. And we've been doing that for the last 18 months as it's been because the rates have been in the seven, seven and a quarter. So again, nobody's talking about the rate. We don't care. We anticipate three rate cuts before the end of the year. But if they don't come again, and nobody in this room cares.