 So I was making $70,000 a year when I retired. $70,000 a year, I was only taking home about $3,500 a month. So I'm going to get a calculator out here and say, okay, let's take $70,000 divided by 12 months, and we're talking about $5,800 a month. But by the time they took taxes out, let's say let's take 33% income taxes and 7.5% Social Security and Medicare taxes, 40%. So I got to keep 60% of that times 0.6. I was taking home exactly $3,500 a month.