 has been doing about 16% to 18%, and of course this year much better, but consistently over those years. So it's the new way to save money. It's a new way just to park your money for a rainy day when you need it, whether it's down the road a year, five years, whenever you're going to need that money. It's always there. It's always liquid. It's in the biggest global market cap in the world. There's almost $16 trillion estimated in the market cap of gold, the biggest market cap out there. So it is money not only here in the U.S.,