 Welcome to the Jill on Money Show. This is the program that takes the mystery out of your financial life. I am your host, Jill Schlesinger, and I am so happy to be with you on this Independence Day weekend. It is very difficult to consider how you might become financially independent, but don't worry. That's why we are here. Both Mark and I are certified financial planners, and we help you answer questions. And if you've got something on your mind, just go to JillOnMoney.com, click the Contact Us button,