 You go out and you buy yourself a car. You now have a mortgage payment. That's a liability. You now have maintenance and repair. That's a liability. You now have gas and oil. That's a liability. You now have insurance. That's a liability. So when you bought something you thought was an asset, you thought you were buying something nice, you were really buying yourself headaches, problems, and costs. You buy yourself a home, you're buying an asset. That asset goes up in value most of the time. And...