 And things are a lot different in retirement. I mean, everything's different. You're not used to the TV, daytime TV shows. You're not used to seeing your spouse during the day, during midweek and all this stuff. So I'm not going to put on my marriage counselor hat by any stretch of the imagination because I'm not. But yeah, I think when it comes to pinching pennies, when it comes to that, the best way to alleviate that is to have a plan. So if you have a plan, you know how much money you can spend every month.