 I have not always been right, and we'll find out if I am or I'm not. But we'll find out after the break as we come up to the bottom of the hour. In the Wilkinson Wealth Management Studios, this portion of today's program brought to you in part by Ronald Zak Law. Ronald Zak Law does wills and trusts and, if necessary, litigation. He's approaching his 20th year of doing this, and he and Veronica over there,