 Back in April, 38% of Americans surveyed said they were willing to go into debt to support their travel. And then their bills came due. Many banks are now reporting credit card delinquencies are on the rise. In the short term, airfares and many hotel room rates are now slowly starting to come down beginning in August. And they may stay down through the end of this year. With some smart financial planning, paying your credit card balances each month in full, it might be a very good time to strategize for some much more affordable travel through the rest of 2024.