 Then we can withdraw 5% each year, which would not be taxed from the trust. Assuming the trust earns a return of 7% or more, we could withdraw 500 grand over the next 20 years and still leave a sizable amount to contribute to the charity when the crud expires or we die. In other words, if the crud expires or you expire. Okay, I'm sorry. I just couldn't let that go. Is this accurate and do you recommend this strategy or some other mechanism to avoid tax