 maybe the husband takes the garbage out and the wife makes the sandwiches and i know that's super traditional but just as an example right so oftentimes what i find is that the husbands are doing the investments they're doing the iras and the retirement planning and the stocks and the bonds and maybe the wives are doing the checkbooks or something like that and i say husbands and wives but i just mean to say that typically that's the split but the idea is if you're not running one of those things