 I'll never forget an Australian client who had lived over there for 30 plus years, moved back to the States, wanted a retirement plan. This was several years ago. And when I did the evaluation, I couldn't believe the vast majority of his $2 million plus portfolio was in Australian stocks. But it shouldn't have surprised me because I know human behavior. And this is consistent with what the data tells us. Would an American have 80% of their portfolio in Euro stocks? Of course not.