 And if you're going to use the money the next three, four, five months, keep it in cash. But if you're going to keep that money any longer than six months, it does not make any logical or mathematical sense to keep it there because you're being drowned alive. The rate of inflation, some estimate it with food, energy, and housing, which the CPI, core inflation, does not include, which obviously you and I, we live in a housing structure. We eat something every day. We put gas in our car. We've got the light on. We've got the AC on. It's hot in the AC.