 And now it's down to four. That's the stock answer. But that's not necessarily the case. Sometimes it's three. Sometimes it's more. It depends on the individual. So you have to have a plan. It is critical to know your numbers. Because if you don't know your numbers, I mean, the advisor is just guessing. And to me, I don't want my entire life to be a guessing game. I want facts. I want figures. And I want it to be mathematically proven so that I can.