 Yes. So we do a risk analysis. We can do an analysis of your portfolio to see kind of what you're invested in, how much risk is there, and should you make any changes. Should you make any adjustments just to protect a portion of it? I'm not saying you can't be a little more conservative if you want, but what I'm saying is that we need to take a look and see. You might be in a good position. You might be properly diversified, have some more moderate investments, and so everything might be okay, but more than likely it's just a good idea to look at that and then make any changes that might be needed.