 You know, you're sitting there, you think about how do I qualify to buy a home for myself? How do I qualify? Well, I have to have the down payment, which is going to be 20%. Unless you get into some governmental program where you can get less down, but to get in for 20% down of a price. Well, when I first started buying real estate, the price for the houses I was buying was $25,000 a house. The median income.