 You get some money out of there. You pay it at the 22 percent bracket and do this before you start claiming Social Security. It'll be fine. And anything you need is in that account. You will not have a huge problem. And so when you say, yeah, everyone else has a lot of money, but everyone else might be spending a lot more money. If you said to me, oh, well, I need to spend nine thousand dollars a month, I'd say you've got to keep working.