 The client says, well, no, 50% is going to my kids when I die. And I said, no, it's last man standing. So if your husband survives, that house is his and he can do whatever he wants with it. And if you survive, that house is yours and you can do whatever you want with it. These have been great topics, Chrissy. Thank you for your insight as always and for joining me on Rethink Your Money. Always glad to be here.