 of 14.2% for the first quarter of 2024. That report was based on almost 26,000 corporate plans and nearly 24 million participants. Vanguard recommends saving 12 to 15% of your earnings, including employer contributions for retirement every year. Fidelity's benchmark is 15%. You want to be increasing how much you're saving by at least 1% every year and aim for that combined 12 to 15% benchmark.