 We're all here together. Today's collaboration. Well, you know, what if you want to collaborate at 2 o'clock on Tuesday, but everyone's there at 3 o'clock on Wednesday? I do think that is a concern that is not just for FDIC, but more government-wide, just this idea of, you know, what does it mean to be in the office or why are people returning to the office? There's definitely a lot of pushback and a lot of ongoing conversations about what that's going to look like. I certainly don't think we're anywhere near the end of the story on this one.