 companies. And for the average person, this all feels very onerous in many ways. One, as I said, is just the cost has gone up a lot. So therefore, you have the decline in new companies being formed in America. But secondly, even for the average employee, this means a lot who's already working at a firm. One statistic that I pull out in the book is that today, according to some studies, the average person spends 16% of their time at work