 Today's segment is on the ins and outs of home buying. So say someone comes to you and they are looking to buy a home. What's the first thing that you would say to them? So I would say, do you have a down payment? What does your credit look like? What kind of outstanding debt do you have? Depending on your credit score, you want to make sure that you have the very best score that you can have. So there's so many things to think about. So you just want to make sure you got a real estate broker that's going to help you with that.