 I think it's a good time to just do a gut check on why you're investing and what makes sense for that goal. And for most people, they're investing because they want to fund their retirement. They want to be able to supplement Social Security in their annuity. And that makes their TSP investments a long-term investment, money they're going to need 10, 20, 30 years in the future. And historically, clearly, over longer periods of time,