 If you're in a bind, unemployed or injured, for example, they might be willing to reduce your interest rate. The time to ask for help is before the situation spirals out of control. I'm Mark Hamrick. Coming up on WTOP, U.S. News & World reports, Ken Walsh with what Democrats are thinking after Thursday's debate. It's 10-12. Ready to make a difference in a girl's life this summer? Camp Radiance is back for its third season, and it's bigger and better than ever.