 Elections impact policies on education, healthcare, and more. Be part of the decision-making process and vote for what matters to you. A message from your home for 24-7 news, the Black Information Network. This is Mimi Brown with the Black Information Network here with our founding partner, Bank of America, for another Better Money Habits moment. Today, I'm talking with Gwen Given-Jones, a Better Money Habits champion from West Covina, California. Before we dive in, Gwen, tell me, what is a champion and how do you help your community?