 Good afternoon, everybody. My name is Ralph Gaines. I'm from Detroit, Michigan. I'm here to talk to you briefly on the top of why we need quality health insurance. As a person from Detroit, I suffer with mental health, along with other medical problems. And I find myself questioning, should I go to this mental appointment or should I pay for my meds? With quality insurance, we'll be able to take care of all of that. Medicare is something we need, not a one. I encourage you all.