 And for most people, they're investing because they want to fund their retirement. They want to be able to supplement Social Security in their annuity. And that makes their TSP investments a long term investment. You know, money they're going to need 10, 20, 30 years in the future. And historically, clearly, over longer periods of time, stocks outperform bonds by a considerable amount. And but doesn't mean that bonds were necessarily something to be employed.