 So by doing this, are there instances where the rewards to the fees they might incur, you know, are the rewards better than the fees? Yeah, that's a great question. It's pretty rare that the rewards that you're going to get back will offset the fees because usually when you use a credit card, the fee is around 3%, which is higher than most percentage cashbacks. But there are a few instances. Usually when you get a signup bonus, that's when you will get the most points back and it can sometimes be worth it even with the fee.