 understanding whether the vendor has problems and we shouldn't be doing business with a vendor, whether it's been someone incarcerated, and other kind of eligibility criteria, the data that we can provide. In addition, we're also offering a service called account verification services in which we can make sure that when a payment goes to a bank account, it is in fact going to a real bank account holder. And so we can do that in real time. And third, we've had some success with really looking at