 It is, and I hope it's not something that people regard as too complicated. And I think the good news here is, as you heard all morning, this is an issue that has bipartisan interest. There seems to be emerging consensus around how to approach it. We're not the only ones who have been working on this. You're going to hear from a panel in just a few minutes, people from Brookings, elsewhere, who have really thought hard about this, too, with solutions that are in a similar direction. And it basically includes, and we've talked about good, reliable information on