 Is there something that Treasury can do to make it easier for you to access these tools? And having sort of looked at the government environment over a number of years is one of the real challenges that you have is if you're asking someone to do it, make a systems change. It is a very lengthy, long process because quite frankly, oftentimes systems changes aren't funded. They can be difficult. And so what we're really looking at is whether there's opportunity for technology to help in this in terms of