 Still, financial people often say so-called middle-class people, like government employees, need to accumulate a million or two to ensure a comfortable retirement. A new book called Middle-Class Millionaire Government Employees, a new book called Middle-Class Millionaire Government Employee, discusses this very topic. Intrigued by the title, Federal News Network's Drew Friedman and I spoke with the author from Kendall Capital of Rockville, Maryland, Carol Petrov. Drew, why don't you start?