 and therefore only pay taxes on $50,000 a year. However, if she was unaware of that 90-day rule, then the TSP would distribute the full $500,000 all at once, all in one calendar year, thereby having her lose about half of that money to income taxes in that year. So that's a really important thing to be aware of and make sure if you are going to keep your money at TSP in retirement that you're