 There is also a question and answer section where other WalletHubbers can share their knowledge with you. When it's all said and done, WalletHub and Credit Karma both offer similar services. Maybe you need one or maybe you need them both. Either way, it's a free opportunity to get control of your credit and your finances. Money News at 24 and 54 minutes past each hour. I'm Nicole Diehl on your home for 24-7 news. The Black Information Network and BINnews.com.