 If you're in a bind, unemployed or injured, for example, they might be willing to reduce your interest rate. The time to ask for help is before the situation spirals out of control. I'm Mark Hamrick. Coming up on WTOP, what the Biden campaign is saying in the days after President Biden's debate with Donald Trump. It's 513. When you go to the movies, you eat corn. When you want a sweet treat on a stick, you have a popsicle. And when you want to have fun, you play new cast from the Maryland Lottery.