 We're just about out of time, Shannon. You've given us tremendous information. Anything else to think about? Preparation is key. Everyone needs to do their best to put aside an emergency savings account, not just for their deductible, but also for paying off fees and tickets and things like that that you might receive over the summer. Bankrate analyst Shannon Martin, I don't know about you, but I think I'm going to take another look at the car insurance policy, see if maybe a little money can be saved.