 That's right. Especially for people who have some cash aside that they're leaving in the bank. For you to get $500 on every $10,000 that you have sitting in cash in the bank, that's a really high amount compared to what it's been in the last several years. And so if you're sitting on $20,000, $30,000, $40,000, $50,000, $60,000 of cash, you could be using instruments like money markets. And if you use