 We haven't done that. So we did. You know that we put in place pretty serious guidance back in 2010 after putting it out for comment. We looked at all these questions. It's been in place for 14 years. We supervise on it. And, you know, so the question I'm asking is, okay, let's go ahead and look at what the practices are that are happening now, not that are happening before the global financial crisis when