 Or actually, if you do a biweekly payment system, you're not actually paying any extra, which is nice if you can manage that, if your payment schedule can manage that. Yeah. And of course, the point you made before we took the break was that whether or not there's going to be a penalty if you start paying off your mortgage, because that was the other thing that I know that's been recommended to consumers. If you've got a windfall, if you get a tax return, lots of things that may come your way that gives you a little extra cash