 Since the financial crisis. So you're the regulator who said, trust the banks to self-regulate so we can avoid another financial meltdown or another bailout. And you don't know if they did or didn't do that? Well, you make a very, very specific, narrow question you're asking. Because it's something a regulator should do. You think the answer's 10 out of 10? The answer is zero out of 10. Yeah, I doubt that.