 On WTOP, of course, we bring you money news at 10 and 40 past each hour, brought to you this morning by PenFed. Great rates for everyone. Dan Ronan with us this early hour. Wall Street on Tuesday saw records for both the Dow and the S&P. The Dow had its biggest one-day gainer in more than a year, adding 742 points to close at 40,954.