 put it to your mortgage and you'll reduce the life of it. You'll lose the interest that you have to pay over the long term. So I thought that was a really excellent suggestion is to put some of that extra cash if you can into that payment. But you said you got to make sure that your mortgage doesn't forbid it, that there's a penalty. I think that's something that I didn't think about it, Christy. So tell us what that means.