 Monica reporting this morning in the midnight hour from the P.J. Fitzpatrick Home Improvement Weather Desk for your home's windows. Trust P.J. Fitzpatrick. Temp-wise, we're at 76 midnight hour Saturday. In Gaithersburg, 75 Arlington, 73 Lanham. We're at 78 and holding in our nation's capital. Time now on WTOP 1240. On WTOP, of course, we bring you money news at 10 and 40 past each hour. Brought to you this morning Saturday by PenFed. Great rates for everyone. Ian Crawford's in with us this morning to wrap your business week.