 The job market has been faring better than expected. The nation's unemployment rate has been slowly moving up but is still regarded as historically low. The stock market has chalked up a series of record highs. That's helpful for anyone invested in stocks, mutual funds, and exchange-traded funds, particularly for the long term and for their retirement. It's also true that yields or returns on savings remain elevated. If you're using a high-yield savings account, you should be getting a reasonable return for your money. I'm Mark Hamrick.