 So I think that this cooling, as I said, has been a long time in coming. And we then also have to view it in the context of the fact that the unemployment rate's at 4.1%. That's typically a number that could be associated with full employment. Talking about the unemployment rate, Mark, which did tick up a bit, as we've talked about, it's the highest since the fall of 2021. Is there any warning flag here? Well, not necessarily.