 I believe we're at a similar moment and that I call it the move from connected to hyperconnected. And it happened just in the last decade or a little bit more. And it was completely disguised by the subprime crisis and post 9-11. So we're living it. We're living all of the innovations that it's throwing off, all of the incredibly rapid change. But no one's really describing it. And my soundbite on this, which you may have heard me say, is that