 Thanks for spending the last bit of the holiday weekend with us. It's 1145. I'm Ian Crawford. And remember those reading lists you had, the summertime reading lists in school? I started thinking about this and started twitching a little bit. Didn't finish all of them myself. Well, we've got some homework over the summer again. And this time it involves your financial life and changes you can make to improve things for the rest of the year. CBS Business Analyst Jill Sesinger with a to-do list that she gave to Mark Lewis.