 Sorry, why do we? You've not yet approved the rule that was suggested by the CFPB. They finalized the rule. But do we? Sorry, I'm not aware that it's a rule that we have to finalize, too. Is that the case? That is my understanding. Let me follow up with you on that. I'm not aware of that. Okay, thank you. Senator Daines of Montana is recognized. Chairman, thank you. Chairman Powell, thanks for being here today.