 Now, the Federal Reserve is over 100 years old. It was created under Woodrow Wilson. If you were around then, what would you have suggested they do better than they did in creating the system? Or do you think the system works pretty well after 100 years and you wouldn't change it very much? So I'm giving myself perfect hindsight here. I would do what Congress did in 1933. So the original Fed didn't have NFOMC, and it really didn't function very well during the...