 and they don't have to answer the question, what do you say to a 60-year-old American who's looking at the do-nothing plan and says, oh, my God, you're going to cut my benefits 17% in 12 years. That's the law. That's the do-nothing plan. So unless you start to focus on the consequences of doing nothing and the overall accumulation of debt, as identified by the Congressional Budget Office over the next 40 years, and again, say, oh, God, 40 years,