 Unfortunately, it's not open to new applicants still. But anybody who's in there, I think it makes a lot of sense for people to really consider continuing to pay those premiums because if we look at the cost of health care over time, it rises faster than regular inflation. So our cheeseburgers are rising at one rate, and the cost to take care of ourselves for eating those cheeseburgers is usually twice as fast in growing costs. And that's a challenge because how do we grow our money fast enough, right?