 If you've decided you need to move on from your old bank, taking your checking account with you, there are a number of steps to consider. Your search begins with thought about your own priorities for a checking account. You might not get everything on your wish list. One trade-off can involve lower fees versus scale in the number of physical bank branches available. Once you select potential candidates, look at the fine print on the checking accounts offered. Next step, open your account. More cash is needed if you want an interest-bearing checking account, on average more than $500 to start. For a