 and that that's the right way to proceed. That's how we would ordinarily proceed, and we don't see why we would deviate from that. And this is the conversation we're now having with leadership of the FDIC and the OCC, and my hope is that we'll be able to come together around a way to proceed forward very soon. I hope we would have done so by now, but I believe we will do so fairly soon. Thank you for joining us today, Chair Powell. I look forward to working with you to strengthen