 So I think that this cooling, as I said, has been a long time in coming. And we then also have to view it in the context of the fact that the unemployment rates at 4.1%, that's typically a number that could be associated with full employment. Talking about the unemployment rate, Mark, which did tick up a bit as we've talked about, it's the highest since the fall of 2021. Is there any warning flag here? Well, not.