 Is that something that you think is unique to today, that the older generation thinks it's more possible than the younger generation starting out? Or do you think it's always like that, that younger folks think it's harder looking forward than older folks looking back? Using myself as an example, looking back, you know, older folks have a sense of optimism, where younger folks are kind of immersed in reality. Real quick, John, they look at college costs and paying back debt. They look at the inflation.