 And for most people, they're investing because they want to fund their retirement. They want to be able to supplement Social Security in their annuity. And that makes their TSP investments a long-term investment, you know, money they're going to need 10, 20, 30 years in the future. And historically, clearly, over longer periods of time, stocks outperformed bonds by a considerable amount, but doesn't mean that bonds were necessarily something to be invoiced.