 barring a change in the underlying Social Security formula, that repeal becomes a little more challenging. And there's also just the cost offset amount of it. So I think what is more realistic is for in the near term for Congress to take a look at some type of modest relief, some change in that formula going forward if they don't change the Social Security formula. And I think the repeal could happen if they're doing an overall overhaul of Social Security and including changing how it's calculated to begin with.