 And scammers stole it, somehow took the amount off of it and rewrote it to someone else. And then the scammers deposited it. And they wrote it up for $45,000. They happen to have that much money in their account. And $45,000 was stolen from them. If you don't tell your bank within, say, a month, you often don't get the money back. And so that's the type of thing that happens if your check is stolen in the mail. Alana Samuels is economic correspondent with Time Magazine.