 But we need debt relief nationally, and we also need to work toward an America where people don't accrue medical debt in the first place. Toward that end, the single best solution to address both rising health care costs and poorest health care coverage is to pursue single-payer health reform, also known as Medicare for All. Medicare for All offers a single plan for everyone without out-of-pocket costs, and it's durable to life's twists and turns. With the power to negotiate down our costs and eliminate the exorbitant health care overhead in this country, it's also critical to addressing our rising national health care costs.