 higher than the current interest rate. Yeah. Right. So it may not be a good idea just yet, but feel free to run it through a calculator. And if you pick a shorter loan term, you might end up with a lower rate. So it's, yeah. If you go from 30 years to 20 years or 25 or changing something like that can make a significant difference in the amount of interest you're going to pay over the longterm. Yes. Saving you that saving you the money, but the,