 Things aren't going to work out over time, and right now we don't have our finances in order. Economic security is driven by can you put your finances in order, and that's the leading indicator on the way up and on the way down as a superpower. I think that's one thing you underscore in the whole book, and I think it's the most important insight of the book. You tee up the book, Dave, with a very compelling sort of potential scenario for 2040, right?