 that provide identity and fraud prevention technology to finance institutions should not be regulated under the FCRA, as they already fall under the Bank Secrecy Act, the USA Patriot Act, and the Graham-Leach-Bliley Act. It would be a serious mistake to limit our fraud prevention tools in the system. Given that the Bureau's proposal may severely impact the ability to prevent fraud and conduct identity verification, has the CFPB spoken to anyone at FinCEN or Treasury