 These rewards never expire as long as the account is open. Navy Federal has made it their mission to help military members. At Navy Federal, our members are the mission. Terms and conditions apply. Membership required, equal housing lender, loans subject to approval and eligibility requirements. Message and data rates may apply. Learn more at NavyFederal.org. Navy Federal is federally insured by NCUA. I'm Tiffany, founder of Harlem Pilates. When I couldn't find Pilates in my neighborhood, I started a studio from my studio apartment.