 In fact, it makes up 99% of our businesses in Iowa. And they're facing a tremendous amount of paperwork coming largely from the Treasury, which is why we invited Director Gecki to come out and hear directly from Iowans. And she did a great job, but she also got an earful. She heard and admitted that FinCEN has alerted only 2 million of more than 3.2 million small businesses of their obligations to be able to fill out beneficial ownership.