 And plus, the pay bump that one would normally get if they switch jobs, that has decreased. Changing jobs used to be a lot more lucrative. You get a lot more perks, especially when the job market was tighter. And now there are fewer incentives, whether it's lower pay or fewer benefits than you would have gotten if you had switched jobs maybe a year ago. So that's sort of discouraging some people from leaving. But another component of this is that people say in surveys that they are actually happy with the jobs that they have.