 a crude way of accounting for the fact that social security formula is supposed to pay out a progressive amount of money so um your replacement rate is higher if you have lower income and lower if you have higher income uh when it's really a quirk of the social security formula that you have these zeros in these years you worked in csrs so it looks like you had lower income than you did have so there's reasons behind the rationale we still support that full repeal but i think