 A new survey from Bankrate shows that more than one in three workers, 34%, say they live paycheck to paycheck around the country. That means they have little to no money left over to save for future goals once necessities are covered. The survey of more than 2,400 U.S. adults over a four-day period took place back in May. So which demographics struggle the most? It's interesting because we do see that Southerners at 38% and then Midwesterners at 37%.