 In a single-family sale, the program-eligible single-family mortgage loans insured by the Federal Housing Administration are assigned to the Secretary of the Department of Housing and Urban Development in exchange for claim payments and mortgage notes are then sold without FHA insurance to qualify purchasers, demand it seeks to maximize recoveries and strengthens HUD's mutual mortgage insurance fund to achieve HUD's operational goals for the MLIF. Policy is exceedingly complex. This notice goes on for more than 20 pages.