 Let me shift to the Synops bankruptcy. Since mid-May, tens of thousands of people, including many Ohioans, have lost access to their money due to the bankruptcy of this fintech middleman. Reports indicate that as much as $95 million may have gone missing. The Fed oversees one of Synops' former partner banks, Evolve Bank & Trust. As a regulator, it's your job to make sure that banks protect the people whom they serve. What's the Fed doing