 after this law was passed. Vice Chair Barr committed to following the law. I'm sure, Mr. Chairman, you would commit to following the law. But why is it that it's taking the Fed so long to move forward with implementation of 956? So I'd like to look at the actual language of the statute. What it says is it calls on the regulators to make determinations about specific incentive compensation practices that cause excessive risk-taking. And then...