 Similarly, it's also true that homeowners are higher income than renters on average. For landlords, as we're going to see, rather for homeowners, housing deregulation is a mixed bag. There are a bunch of good things for homeowners, which definitely should be pointed out, but at least for homeowners you can say, yeah, but also my primary asset is going to fall in value. For tenants, it is a clear-cut gain because they don't own the property that is losing value, and so they just pay a lower price without a loss in asset value.