 To keep work coming in, I've had to lower my margins, and I mean lower them. I'm now barely making payroll, and our family just has enough to live on. But we can't build up any savings, and we can't move forward. As parents, we want to provide for our children. But more and more parents like myself have to look their little girl or their little boy in the eye when they're asked for something and say, we can't afford it.