 weighing just three pounds each. We had health insurance coverage through my employer, but even with this coverage, we were still responsible for a significant portion of the cost of medical care. The reality of the situation and the related anxiety began when we received a bill that totaled upwards of $25,000 within the baby's first month of life. We were told on multiple occasions that it was important to concentrate on the health of the babies and set aside our financial worries. During this time, we were also anxious as we knew it was either the hospital calling to share news of an unexpected setback with the boys or it was a debt collector.