 That doesn't have to be the case. Call Doug O'Connell today, 970-302-8980. It's Doug O'Connell with Futurity First Insurance Group. 8.06 at time. Now let's get into Good Morning NOCO. This is Good Morning NOCO with Brian Carey and Tanner Schwent on Northern Colorado's Voice. 103.1 and 1310 KFKA.