 No, they're prorated. And this is a personal line policy, not a commercial line, correct? Not commercial. It's for his car. Yeah, he's listening right now, Jeff. Yeah, there could be some kind of penalty if he got a pay in full rate that they might give him some kind of penalty, but absolutely not. It's not like he has agreed to pay six months and that's all he can do is stay through six months. The insurance commissioner has made sure that customers in this state do get prorated portions back.