 No, on a traditional, as you pull the million dollars out, you're going to pay taxes on a million dollars, which is $350,000. If you did it in one year or 10 years, you're going to pay out 350,000 bucks. I see. But what if I'm living off less than I'm making right now, but later. And you're in a, and you're in a lower tax bracket. Correct.