 Making Home Affordable is a free government program. Call 888-995-HOPE to talk one-on-one with a housing expert about your options. Call 888-995-HOPE or visit makinghomeaffordable.gov. Brought to you by the U.S. Treasury, HUD, and the Ad Council. You're listening to News Talk, 1240 KDGO, Durango, and 98.3 FM, K249DE, Durango.