 I want to say thanks to Dan Jacobs with the Jacobs Law Team, 303 Law 4040. The insurance company, once you get in an accident, is going to give you a lowball offer. There's just no ifs, ands, or buts about that. You have to worry about sometimes the insurance company is actually going to blame you for the accident as well. Jacobs Law Team just had a client who was hurt when the other driver crashed into his lane at over 80 miles per hour. The insurance company said it wasn't their fault.