 They call for authorization or they ask, is something covered? And the company says, yeah, it is covered. And here's what covered means. It can mean a number of things. Number one, it's covered. It goes toward your deductible. Number two, it's covered, meaning it's recognized. Number two, it's covered and they pay it all. Or number three, it's covered and they pay the approved amount. Wouldn't you agree that covered doesn't necessarily mean paid?