 You need to protect your family and use your money for much smarter things than investing in a rip-off cash value insurance policy. Go to Zander.com or call 800-356-4282 and just compare pricing. You'll see why these are the only plans I recommend. Take care of your family and do it in a smart way. You're listening to News Talk, 1240 KDGO, Durango, and 98.3 FM, K249DE, Durango.