 And you compare apples with apples. Now, you can upgrade your coverage if you want, but you have to know what you're getting. If someone offers you, if you're paying $122 now with Progressive and someone offers you $80 or $77, it could be a great deal if you're getting the same. And part of that is I'm a low mileage customer. I'm disabled and I rarely drive. So he was factoring that into it also. And why doesn't Progressive factor that in?