 If they do, it might undermine whatever purpose there was. So if you were doing it for asset protection or taxes and you were just taking the money back out and you're the trustee and there's no constraints on you, I mean, the IRS is going to swoop in and say, this is not outside your estate. This is still your money. And they didn't do it for any of those reasons, Dan. They didn't do it to protect themselves from estate tax. They didn't do it to protect themselves from creditors. They only did it to pay fees to that company that talked them into it.