 Let's call one of our estate planning attorneys, Kachina. Let's try to get either Keelan Park. You guys do a lot with Keelan Park. And then let's talk to Keelan Park or Dan McKenzie, and we'll find out for you. I do know they're way more difficult than a regular trust. May I ask why, and this is good for people listening, why did you go with an irrevocable trust?