 I doubt there's going to be much of a difference when you cancel. That could be negated. That's right. There's not really that discount that's in there. Commercially, it's a different world. You can get charged for greater portions. There's a greater short rate, a 25% minimum earned premium. That's just not the world you live in with admitted carriers in the personal line. All right. Thank you. That's Compass Insurance Group, 303-996-9000, 303-996-9900.