 So we'll continue to keep a close eye on the consumer and what that might mean for the economy and the markets. Thank you, Michael. Ready to start pursuing your financial success with one of the nation's leading wealth management firms? Go to Stiefel.com to find a Stiefel advisor near you. That's S-T-I-F-E-L.com. And for more insights, visit StiefelInsights.com. Stiefel Nicholas & Company, Inc., member SIPC and NYSE.