 Well, it's not half. They've reduced it to 25%. Okay. All right. Yeah, so it is down to 25%. You get a little relief there. But the bottom line is most people don't think about this. They set up the inherited IRA, and when you set up the inherited IRA, the beneficiary is required to take. If mom was taking an RMD, the beneficiary has to start taking an RMD next year and has to have the account emptied in 10 years. But they often forget mom had to take one in the year she died.