 Now, Reuters reports the Fed will weigh changes to how much extra capital it requires those financial titans to keep. As of the first quarter, the eight banks had put away $230 billion to comply with the surcharge. America's small businesses are growing more confident in the economy. The Small Business Optimism Index jumped to a six-month high in June, but inflation worries remain as a growing share of owners said they plan to give their workers a raise in the next three months.