 We are already now. Bruce Herman of Herman Financial. Welcome on this hot as heck Tuesday. Can you believe it? Oh, my gosh. Whoa. It's been a good summer. And so thanks for tuning in, folks. It's great to be with you on a Tuesday. And this is Herman Financial. I've been in Milford since 1992. And all of our securities are offered through Triad Advisors, LLC, a member of FINRA and SIPC.