 What's pleasing about it is I've had a very interactive experience with readers on Substack. So it's a different experience, a different writing experience for me, but a very rewarding one. Back to the phones we go. Let's go to Ruth in Maryland to get us started. Hey, Ruth. Hey, George. Hi, George and Nick. Thank you for taking my call. Sure. And Nick, I wanted to comment on what you were talking about at the beginning of the show.