 but get a good faith estimate with all the fees and compare the fees. Because you could say, man, this guy's giving me 6%. Yeah, okay, but you're going to pay another $7,000, $8,000, $9,000 in closing costs to get it. Yeah, and fees can be tricky to compare, can't they? Because they don't always label them consistently. Yeah, it's like me going to change the brakes on my truck. I wouldn't know what to do.