 Gina Smiley, thanks so much for joining us. Thank you. The Nasdaq and S&P 500 both fell slightly Thursday, but the day's downward turn came after a record-breaking year so far. Two of the major stock indices, the S&P 500 and the Dow Jones Industrial Average, are both up more than 15 percent compared to a year ago. Financial analysts point to this as an example of the U.S. economy's health.