 yet again yeah i mean she walking through that whole situation in this it situation i hate that you got laid off uh... and you're kind of in a and uh... uh... transition and so we would tell you pause uh... the baby steps so for all intents and purposes you're on baby step two which is you have debt and you need to clear out your consumer debt and so because this kind of storm has happened we'd say pause that stack up as much cash as you have it sounds like you have four months expenses but you also have debt