 I'm frugal, and I want to hold off until 70. Absolutely. Thanks a lot. All right, Dan White and Associates, you can actually type in all the characters, danwhiteandassociates.com, because he was an early adopter and didn't realize. Oh, you've got to type that in every time. Just bookmark it, man. Bookmark it on your laptop, your phone, whatever, or give them a call at 888-690-8820. It always gives you great advice. Thanks, Dan.