 And now how will you create the regular income stream that you need to pay your bills than enjoy a retirement that may last 30 years? You know, I've talked to people in programs, and I said, you know, some people may be retired for longer than they were employed. I mean, my kids have a friend, and he's going to do well. He just got done school. He's probably 30 years old. He went to vet school. He's got two PhDs.