 If that's something you've been feeling too, don't worry. Instilling these values in your kids is easier than you think. You just need a guide. That's why my dad, Dave Ramsey and I wrote a book, smart money, smart kids. This bestselling book is our no nonsense approach to teaching kids and teens the basics of money. These money lessons are crucial to their financial future, especially right now in our debt obsessed world. This book will set your whole family