 Hey, always a pleasure. How are you doing? Well, I'm anticipating a solution to this because you've been helpful to me and my listeners for many, many years. I just told the story of seeing that text message from my bank when I woke up at 7 o'clock in the morning, and it was on a weekend, and I thought, oh, a man, but they didn't get my account. But now I'm seeing more and more stories about how people are, like,