 so having a there's mine in hours account helps to scratch that itch the there's mine in hours approach is just what it sounds like couples have a joint account for shared expenses and individual accounts for personal expenses so you're making sure your bills are paid on time maybe you're saving towards future goals together but you each have a little bit of money that you can spend how you want without having to text your partner and say hey can i buy a new pair of shoes or can i buy some skittles when i go put gas in the tank in this scenario