 So what is happening in the real world with folks who've been planning, for example, in the past, running at 6%, 8%, and now talking with you and saying, well, you know, you're running at 3% or 4%. What is happening in the real world? Well, in the real world, conversations that I'm having with people these days, they're not concerned about, hey, you know, the S&P was up 25% or whatever it was, right? Yeah.