 He retired unexpectedly. They only have about $15,000 in stocks in a brokerage account. They've got some bank accounts with $8,000. He's got a Roth 401k with $182,000. He's got an employee stock option program with $90,000. He'll get six equal payments this year. A regular IRA, $185,000 and $258,000 in a Roth. Regular IRA for the wife, $60,000 and $240,000 in a Roth. Okay.