 and inheritance goals. Oh, that's an easy one. I'll answer it, Luann, by asking you a question. Okay. How much of your money do you want to give to the government? Well, I know I have to give some, so only what I have to. No, no, no, no, no, no. How much do you want to give to the government? Zero. Zero. I would assume you want to leave your money to your kids or charities or to a puppy. To my puppy, exactly. So that's the thing.