 Right, and so what you want to do is probably have a consultation with us and say, Bruce, these are the objectives. Show us two or three ways to do this. And I would say this. The successful strategy means you will put some money in a 529, but not all of your money because we're not sure how that student will go forward. Sometimes they'll start a business, buy a home, get married. They'll need other monies. There are other accounts that we can establish, and I've done this for my kids and a few others as well.