 can see through this. They remember how good things were under Trump. They realized that we had a booming economy, that if it had not been for COVID, he would have won a 40 state re-election landslide. And people are still feeling really financially stressed out. Larry, you put it very well on your TV show where you call it the affordability crisis, right? I think that's the term you use. And there is affordability. Look at the credit card debt. I mean, it keeps rising and rising. And the delinquent