 Or, George, what is a fixed index annuity? Or how do I use life insurance to do this? Or can I do a Roth? There are no dumb questions. The only question that's dumb is the one you're not going to ask me. And then you're going to go onto the computer because the Internet's always right. If it's on the Internet, it must be true. And you get the misinformation. You have me. And this might be blowing my own horn. I'm a pretty good asset in your corner.