 I don't know, you're probably in the 22% tax bracket right now, maybe even the 12%. If you need money, take money out of the IRA and let's see how things go when you get to 70 and a half. You're still young. And I understand people like pay the tax. And his wife, if he dropped dead right now, he's screwed. His wife's like in trouble. So no, don't do that. And I'm very charitable, but no, I don't think so.