 And we were busting some of the different myths and misconceptions that people have when it comes to estate planning. But James, we can't avoid talking about taxes. Of course, our listeners want to know ways that they can help minimize their tax bill. And of course, we want to talk about those ticking tax time bombs that exist with certain 401ks and certain options that were put in place for you to help save for retirement. That's right. 401ks are wonderful tools to save money and grow money.