 for all intents and purposes here domestically. And as the economy starts to pick up, as we start to see housing improve, as we start to see the interest rate environment improve, even just incrementally, I think that'll start to play out on these businesses. And that'll ultimately be a little bit of a tailwind. It's just a matter of when that happens. The good news is, I think for us as foolish investors, we take that longer view. We're not really worried about the next 12 months or 18 months. These are businesses that you can own really as long as you want.