 So, Ed, of course it's bad. More debt can be problematic, right? For giving students loans. I don't know what the reason was. A lot of people think it was just to get more votes. I don't know. Or maybe it's some idealistic thought. But I know that I had to pay my student loans, and Ed, you probably had to pay yours. The real principle is that debt of all types puts more strain and handcuffs on the government.