 but primarily you're always going to want to move your money out of a 401k into an IRA. So now you have those income options available to you. And the government knows that at 59 and a half, they kind of allow us to break those handcuffs and roll money out into a self-directed IRA. And now you have the universe of income focused and income generating options available to you. And that can make your retirement stress-free.