 Your beneficiary is going to pay tax on it, but someone's paying tax on it. So let's do it the right way. Let's get it out the right way. Right. And again, I think that's why it's important to work with an income specialist, because like you mentioned, 401ks are a great tool for growing your savings. But again, that grow, growing, growth, they're growth tools, right? They're not exactly income tools. They're not a great way to get income. In fact, there are not a lot of income options even inside a 401k. Now, let's look at a 401k just on the surface. What's it there for?