 Okay. Oh my gosh. Oh boy. Just a chance to kind of get to know you a little personally. So all of us. All right, here we go. First question is, what could be the impact on my pension if I decide to retire early? Yeah. So real quick, if you decided to retire early, you want to check with the people who run your pension on the rules of that, because there may be a benefit commencement date that might not be the same time as you deciding to retire. Okay.