 Check out the Compound and Friends when they had my friend Alicia Levine on the show. And she did a great analysis of why being in cash right now is really dangerous. And again, I don't have a problem if you want to put a little bit of money to work over six or 12 months. I think that has more to do with how you'll feel if we have a 20% pullback in that time period and how you would feel if not all of your money were invested, but the market kept going higher.