 they're gonna have lots of money. But if it goes down 19 years and up one, well, now they're gonna run out of money somewhere in year 11, right? And if you closed your eyes and woke up 20 years later, you got to the same spot, but someone had a lot of money and someone ran out of money. Right, it's a huge gamble. There's two different extreme parts of the spectrum here. Yeah, and that goes to what you said, that our magical equation, which is the total return, comes from those two pieces.