 And then are you working with the right professional or team of professionals to help you create your legacy plan? You probably need a financial advisor. You definitely need an estate attorney. You may need an accountant. You may want to talk to someone at a church or a charity if you're looking to leave a bequest anywhere. But are you working with the right people to help you create your legacy? Are you having the right types of conversations? Because remember, you're going to pass away. We all will.