 don't have a reason to sell or don't have an incentive to sell when there's such a rate disparity right now. Yep. I want to dig into a separate side of that supply issue, Matt. Looking at some of the housing data out there, if you ignore the first half of 2020, which I think we can all admit was a weird time and maybe not a great one for comps, housing starts are at multi-year lows.