 You know, from my experience in the clientele that we work with, the answer to that is usually no. You know, I don't want to risk everything to rely on the income for it. Well, if I may, there's another thing, too, because it is all about income. And right now, and we've talked about this before, Dan, the interest rates. For example, someone's trying to buy a house at 7% or more in a loan and, oh, my gosh, it's terrible. Yet somebody who's retired...