 pet insurance, you thought it was a good idea or a bad idea, or if you've had good experience or bad experience with pet insurance companies, I want to hear from you. If you call in and we get to talk, I will send you a great gift for your dog or cat. So what was your experience with pet insurance companies? Was it good or was it bad? You know, a lot of people don't understand that there are different types of pet insurance, three basic types. There's what they call accident-only plans, which means that your dog or cat is covered if, heaven forbid, there's an accident. Then there's accident and illness plans.