 Those are really the people that have scored enough points, right? They have to play defense now. Yeah. In fact, we just did a show about income, about how if you get a certain amount of income from your portfolio while you're still working, you could know with pretty good certainty how if you reinvest that income, how much it's going to increase by between now and the time you want to retire with pretty good certainty. So if you have enough points to win the game of life, you have enough to retire.