 Yeah, it's really pretty simple, too. I mean, we're going to refer you to an attorney if we think you need to see one. But even if you don't talk to us and you call up an estate planning attorney out of a phone book, go sit down with him or her and just say, look, here's what I got. Here's what my desires and intentions are. And they'll tell you what to do. But just please don't don't put it off. Definitely just get started and do it today.