 They now have to spend it down and pay tax on it over just 10 years. So for someone who inherits a large balance, that could be quite a lot of additional income over 10 years. And if it comes during a period of time when your own wages from work are, say, pretty high, maybe your peak earnings years, it could push you into a higher tax bracket. And so I'm concerned that the legislation here is just yet one more example of how Washington is trying to sop up more money.