 What do you have like this that could be used for monthly income? And perhaps you have qualified accounts, IRAs and 401ks you could tap for income. If you have a 401k plan account, perhaps the plan can pay you a monthly income. Some plans only allow annual withdrawals. If not, you take an annual withdrawal and add that to your checking account or use a money market fund to feed your checking account. And you can do the same with an IRA account.