 Boy, that's a great question. And the answer to it is that while we do want, of course, be focused on the long term, we live in the short term. And so I'll give you an example here. In a couple of weeks, we're going to drive over to Port Canaveral and get on a cruise for a week. And right now we're saving up for that. That's a short-term saving strategy. It has nothing to do with my retirement. Maybe it has something to do with my sanity, but...