 And, of course, then things happened and things didn't turn out the way that they thought she would have wanted because the circumstances had changed, which is why you need to do reviews. But in general, if you don't do proper legacy planning, you're still going to die. Your stuff is still going to go to people, but it's going to follow state law and go through probate, which most people feel is not as advantageous as skipping that by having proper planning done.