 you know, have to put something down on paper, I absolutely could put down a couple charities where any nickels left would go to them. Okay, I think that's good. I think you should have something. Also, like, what if you got sick and someone had to make a health care decision? Do you have a friend, a sibling, anyone who can help you out? Yes. All right, that I want you to do. I mean, you should have something down on paper, okay? And do you have siblings? I do, yes. Okay, so maybe what you do, are they the beneficiaries of your retirement accounts?