 That potential excessive influence over a major AI player is why earlier this year, EU regulators singled out the Microsoft Open AI Link as one it's reviewing. Many Americans are willing to take on debt to enjoy the summer, but will end up carrying those balances with them for months. According to a new WalletHub survey, 46% of people are still paying off their credit card debt from last summer. It comes as interest rates remain at near record highs. On Wall Street, futures are slightly higher.