 All right, so give us some strategies that you guys help people with. One would be maybe to shift funds from a traditional IRA to a Roth IRA. Talk about that for a moment. Yeah, there's a lot of strategies. Obviously, nothing that we're talking about anyone should take as personalized advice, but one thing you could do is pay tax now on your money by converting it into a Roth. And if the laws stay the same, that money may be able to be inherited tax-free. If it makes sense, it might make sense to buy a life insurance policy