 What's interesting to me is earlier this year, I think it was Bank of America said that they expected six interest rate cuts. And then just recently, the Fed chairman, Mr. Powell, suggested we might, if we're lucky, get just one. So I think interest rates are going to stay higher for the rest of the year. And with inflation still being with us, this could be a double whammy. Last experience in this country about 50 years ago in the 70s. Wow. OK, so what would be some strategies that we should consider while interest rates are still higher? Yeah.