 And in fact, we've had a housing supply problem for a decade plus, but I think it's more acute now. And that's because with interest rates the way they are, it's not really hurting the demand side. I think most people, especially first-time homebuyers, would be happy to buy a home if they could find a home, but that's the problem. There just aren't enough homes on the market. And that's because what happens when you have mortgage rates this high is we have millions, tens of millions of homeowners who are sitting on fixed mortgage rates at