 where you can get over a 4% average dividend still being in stock, so you still have some growth potential. If you're on the more conservative side, you can get into bonds, get into preferreds. And if you're in the middle, you might want to sprinkle onto bonds and preferreds some business development companies, some BDCs, some REITs. These things I'm talking about, Sarah, are the things that are really encompassing the universe of options, right? You only have...