 Three could be part-time work, and four is leveraging other assets that you've accumulated over the course of your working career. And that's really where it kind of backpedals into, well, what financial products are we using to solve that problem of the income gap? Well, the other thing, too, is you might have some assets you want to leverage for income, and they don't work out. For example, I thought that I could just leverage my kid.