 Hope that helps. It's a good question. I didn't know the answer. I always like to look up a question when I don't know. You guys always teach me something. Here's another question about required minimum distributions. This is from Cheryl. Cheryl writes, Jill, I turned 73 this summer and I received a notice from my investment firm that I have to take a required minimum distribution of $11,635 this year. I don't need the money.