 You get some money out of there, you pay it at the 22% bracket, and do this before you start claiming Social Security, it'll be fine. And anything you need is in that account. You will not have a huge problem. And so when you say, yeah, everyone else has a lot of money, but everyone else might be spending a lot more money. If you said to me, oh, well, I need to spend $9,000 a month, I'd say you've got to keep working.