 That is a gain you would not have to pay taxes on if she willed it to you. Now that it's already in your name, you're probably going to have to pay. If I got my answer right here, as a remainder, I'm almost positive this is true. So $50,000 swing. You're going to pay $50,000 in taxes because they screwed this up. So, yeah, I'm going to go talk to my tax pro, verify that Dave is not crazy.