 you know, you can stretch that 100 grand out, it's earning interest, and maybe you get 10, 12, you know, 10, 12 grand a year out, that's not going to hit you with as big a tax bite as taking 100 out all at once. Well, that, plus the way I look at it, you tell me if I'm wrong, is that more and more of that interest earned is going to pay the taxes as opposed to the principal. Right, exactly, exactly. So if you can earn interest on it while it's