 would provide a lot more understanding and depth to this conversation. This is getting deep for me. I love it. I believe that words matter. That won't surprise you given what I do for a living. I believe that words matter. Are both of these words legitimate words in terms of contracts or the language of debt forgiveness, student loans rather? Are both of these words forgiveness and cancellation, are these legitimate words? Are you suggesting to me that one is actually in the contract and the other is