 I'm Tavis Smite. I'm glad to have you tuned in. If you have ever wondered why these stories keep popping up, again, we know racism is as real as rain. But all these stories about undervalued property and biased appraisals have an impact on the future of black homeownership in this country. This case that you're about to hear about when we come forward involving Calvin and Xavier Sweeney is one that will, I think, get your attention. And you will ask yourself, as John Sweeney's already teed up,