 And that's what I'm doing. Wow. It is reckless and irresponsible. And, you know, I think that back then a lot of people didn't necessarily have conversations about credit. And they just did what they wanted to do. And nobody – we used to joke all the time about paying bills and stuff like that. But we grew into – a lot of us grew into pretty responsible people when it comes to credit. And then your mother is just –