 Up first, two-time presidential appointee at the Small Business Administration cashes butts on the future of small black-owned businesses in America. On the B-side of our two, financial wellness advocate Dr. Tissa Silver-Kennedy with the latest on President Biden's student debt relief plan. The president continues to get pushback from the courts on this student debt relief plan. So we'll talk about that and where we are now on the B-side of our two. In our third hour.