 Certainly, and of course, Tavis, thank you so much. I appreciate that. Of course, we're good capital men, and I appreciate taking the opportunity. There you go, yo, yo, to take the question spot on. I had the opportunity to have to serve in the Bush administration at HUD as a presidential management fellow at SBA, as the first African-American at SBA, and I say that proudly because my point of that, Tavis, is that the story has not changed. Access to capital is what we still need. Access to capital is something that is needed in this economy.