 Welcome forward. Now, this is the Millionaires Roundtable here on KBLA Talk 1580. And this is Lynn Richardson. And we are creating millionaires, one family at a time, one day at a time, one dollar at a time, and one dime at a time. And that means you. So what is the word of the day, the action of the day, the word of the hour, the message for the moment? I'm going to continue to read something that I shared earlier.