 For most of them, the instinct is to jump to the conclusion that the person did something wrong and they don't deserve forgiveness. I think we need to reframe this issue around the laws that are on the books and have been out there since the mid-1990s. That's that if a person pays their student loans according to the rules, then they should have the remaining amount of that debt canceled after a certain number of years. And I think that just that shift from forgiveness to cancellation and pointing it back to existing law