 At American Ag Credit, we're pleased to return a portion of our profits to our customer owners with cashback payments totaling more than $1.2 billion since 2005. That's a difference maker for customers like Fred Kline of Kline Family Sellers. The patronage cashback has been an incredible thing for us, and it really makes a difference in our bottom line. You just don't get that with other banks. For more information, visit agloan.com slash grow your future. American Ag Credit. Your future grows here.