 I always found that to be fascinating. They're the president and first president of the United States, and they still pay it off, student loan debt, while they're in the White House, which leads me to ask my exit question right quick. How did Joe Biden figure this out and no president prior to him had? If people have been getting played by this student loan system and there's a way to cancel or forgive their debt, it's legitimate, it's contractual, in 45 seconds, why is Joe Biden the first one to figure this out, Dr. Thiessen?