 and is what's really needed to scale up and to start to change the mindset of generational wealth, as some of our neighbors and good friends are experiencing. And so the question I would ask to both of the candidates, what are you doing to add value to small and minority-owned businesses, particularly access to capital? That would be my question. And I would actually wait for a robust response to this administration's credit. They have started to do some great things. I think Isabella Guzman, the SBA Administrator,