 Less than two seconds. That's all the time it takes to buckle up. Why do we enforce seatbelt laws? It's not about writing tickets. It's about saving lives. Please, always buckle up. A message from Team Kentucky and the Kentucky Office of Highway Safety. Looking for a mortgage bank to help you make your next major mortgage move? Whether it's a refi or home purchase, regardless of whether it's your first one or one of many, consider our friends at Stockton Mortgage.