 So we can't prevent the financial storms from popping up suddenly around southern Kentucky, but we can sure put some strategies in place for you to help navigate around them, can't we, Alan? That's true, Ralph. No one likes the idea of going through something major like a recession, but the reality is the economy cycles and sometimes recessions happen. When the economy is struggling, you can put a lot of pressure on you and your finances. You know, the question we ask, are you prepared for the worst-case scenario?