 Every dollar premium for free for three months. So go pick up the brand new version of the Total Money Makeover. I think this is the fourth time we've done a makeover on the Total Money Makeover. So it's apropos, right? So you go check it out at RamseySolutions.com or anywhere great books are sold. The Total Money Makeover, 20th year anniversary edition. Rebecca's in Toronto, Ontario. Hi, Rebecca. Welcome to the Ramsey Show.