 It's important for us to get ready for the financial risk that might threaten your confidence in your retirement. Market volatility, economic downturns, periods of recession and high inflation. These are all financial risks we can't stop, but we can sure get ready for them. The Raise the Bar Retirement Guide is available from Southern Kentucky Advisors, a big resource we'll talk about with Alan, helping you get ready for these risks. Alan, thanks for the information about the guide, and how are you doing there in Southern Kentucky today?