 but i mean that's the kind of stuff we did and we weren't it's just you know you have to learn to do these things if if i can let you pay one as one or two nsf fees and the guy actually waived the fees because he thought it was so funny that she came into the office and apologized so but the uh but the uh you can learn this lesson you know and never bounce a check the rest of your life oh that was valuable it's well worth it you know valuable this is the ramsey show