 You know, with both of us working full time, we were exhausted. But now that the kids are more self-sufficient, I feel like I have the time now that I can start monitoring. That's my encouragement to you because we find this so often that one spouse in the marriage takes the weight of the money. They're the ones that pay everything, know everything, do everything. And to a degree, that spouse has so much pressure and responsibility. It's very isolating. And that's been your wife. Now, I'm not justifying.