 in place? Or, you know, like, at what time can I sort of, you know, relax the strings a little bit? Because my wife, you know, she's pretty tired of being on rice and beans, even though... Well, do you guys have any other debt? Tell us more. Do you have debt? We do not. So no debt. Do you have an emergency fund? Well, we have a mortgage. That's fine. So we have a $200,000 mortgage. We have about $100,000 equity in our house. We bought it last year. I paid off my truck in December, so we have no consumer debt. Do you have savings? No.