 and the bills continue to mount up for long-term care. How can your team specifically help us with long-term health care costs, Alan? Well, once you turn 65, you'll be eligible for Medicare coverage, but it doesn't cover everything. You'll need to be prepared to cover the rest. You'll still have premiums, deductibles, and co-pays with Medicare. Some analysts say it helps if you follow these tips. First of all, take care of yourself to stay healthy as possible.