 loan from like seven different credit cards. And I was like, okay, you know what? Let's take our HELOC, pay it off with that because the HELOC is only 9% and all the credit cards are like 23 or 29%. And he was like, well, the HELOC's gone. And then I was like, wait, okay, start over. What happened to our HELOC? You mean gone, like completely gone? And he's like, yeah, there's only like $1,000 in there. And so he told me where it went. And I was kind of in shock and