 An inherited IRA is taxable, and the new rules require that you pay all the taxes out within 10 years on it under the SECURE Act. Thank you, Joe Biden. And so there you go. I mean, that's new rules that just you cannot drag your inherited IRA out. You've got to cash it out because those people want your money, and they're not going to let you keep your money if you structure it in a way. What's the death tax?