 I am. And that means we're going to use Monica's money from her bank. And guess what? You don't have the money, which means we're not going to spend money we don't have. That's the new rule. That is. So list those credit cards out from smallest to largest. And you might cut back on some of it. I mean, you're going to have to cut back on some of the things that you were spending money on in order to make headway on this credit card debt. And get a side hustle probably just to knock this out faster.