 You know, Ralph, we can't prevent bad things from happening, but we can plan for the worst. So if there is a debilitating accident or a terminal medical diagnosis, we have a financial strategy in place to deal with it. And even though we've been focusing on some scary scenarios, you might end up living a long, healthy life and then just get to the point when you really can't live on your own anymore. That's going to cost money as well. The costs vary quite a bit by location, but the median cost...