 We'll be watching housing as one way to keep an eye on the consumer. Thank you, Michael. Ready to start pursuing your financial success with one of the nation's leading wealth management firms? Go to Stiefel.com to find a Stiefel advisor near you. That's S-T-I-F-E-L.com. And for more insights, visit StiefelInsights.com. Stiefel Nicholas & Company, Inc., member SIPC and NYSE. The average American spends 520 hours a year in their vehicles.