 Hi, how are you guys doing? We're great. What about you? I'm doing all right. So I have a situation going on right now, but just to kind of cut to the chase, my main question is whether or not I should be withdrawing more money from an Index 500 fund to put towards paying off debt, specifically from student loans that come from my wife along with us, and then some credit cards between the both of us as well. How much are the student loans?