 Yeah, that was actually going to be a question. So you do still save the emergency fund prior to the down payment savings? That's right. So baby step two, pay off all consumer debt using that debt snowball method. Smallest to largest balance, minimum payments on the rest, but that little one we're going to tackle with a vengeance, throw as much extra as we can. Baby step three is save three to six months of expenses in a fully funded emergency fund, which for you guys might be what, $15,000? What's three to six months of expenses? Yeah.