 And so what you end up with because of compound interest when you start in your 30s or 20s particularly is 95% growth in your nest egg when you get there. Yes. So how that growth is taxed really matters. And here's the other thing. It's probably even then not going to draw it all down. So let's say you've got $900,000 and you live off of 10% of it and it's growing at 12%.