 And so if I was in your shoes, if you were down to the wire and you're like, oh, my gosh, we're not going to be able to fund this year's school because I'm investing, that's when I would go, okay, let's pause for the next three months and make sure we're back on track, restart. And if your emergency fund is overfunded, you could always bring that down to, let's say, three months in order to use some of that to cover the remaining expenses for school.