 Me and my wife have been talking about this, and we're getting ready to start the baby steps. We have the $1,000 already set. The issue that I'm having is, I gave you guys some quick numbers real fast. We're about 25 to 30 in credit card and personal loan debt. We have about $31,000 in two-car loans, $122,000 in our mortgage, and we have a second home, which is our first purchase, that still sits at about $40,000, and that's being rented currently.