 That's perfect. I mean, that family's taken care of because that young man was just a stellar dad and husband. But this is a completely different thing. It's not a good investment, mathematically. It is a protection for your family in the case of a horrible event happening. But if your dad doesn't, he's 65, he may not need life insurance. If he's got enough money, he could just not buy life insurance. I'm 63, I don't have any life insurance.