 And that might be a big one that a lot of people are facing right now. I mean, we're coming off of a crazy the housing market is still crazy. But there was a time where people were paying so much more than value. Right. And they overbought. And now people are kind of feeling that it's like, oh, man, my mortgage is 40 percent of my take home pay. And for those people, you might have to look at.