 Now we are stuck in the revolving paying credit card off every month. She doesn't believe in debit cards. It's not Santa Claus, okay. She doesn't believe in debit cards, which makes it too easy to get money out of the bank, so she refuses to get a debit card. I know that I've let her down and I'm trying to fix it, but every time I try and discuss it, she's tired or not feeling well. How do I get her to understand that the credit card is part of the problem? Hmm.