 It's a good idea to expect the unexpected when it comes to your retirement because there are a lot of different factors which might upend your plans. Welcome into our informative half hour, Raising the Bar, and along with Alan Costello of Southern Kentucky Financial, I'm your host and tour guide through the show, Ralph Hipp. It's important for us to get ready for the financial risk that might threaten your confidence in your retirement, market volatility, economic downturns, periods of recession and high inflation. These are all financial risks we can't stop, but we can sure get ready for them.