 And then I said, okay, you need to go to Gamblers Anonymous, but he refuses. And he says, I have no problem. I can do it. I'll just give you all the money. I'll transfer it from my account to your account, and you handle all the bills. But a big part of me just feels like he cons me into getting the HELOC so that he could have access to cash, and he burned through it really quickly. So now we have this house that was only a $1,000 mortgage.