 before it gets out of control and starts messing up your life. I mean, can you imagine being 70 years old and broke and your rent goes up every month, every year? Yeah, that'd be no fun. San Francisco's calling, and that's Valerie. Hi, Valerie, how are you? Hi! Hi! Hi! Hi! Hi! I am so sorry. Things are good in San Fran, huh? Oh, my gosh! Oh, my gosh! What is up with Valerie?