 of a private room in a nursing home is over $100,000 per year. And I can tell you, in 10, 20, or 30 years, that number is only going to go higher as the years go by. We want to help you to create a strategy to help preserve your retirement income from risks like skyrocketing health care costs. Learn about the options for health care coverage in retirement. Learn about the options for long-term care coverage for yourself and your spouse, if you have one.