 Okay. And then the rest is student loans. Okay. So you got out of audiology school and immediately kicked the income in. Way to go. And you guys were looking at that going, uh-oh, but we also have $151,000 to go with this gift of debt. What was the plan? How did this work? How did you end up doing Ramsey? So we go back a little bit further. Our story kind of started right after we got married. How long have you been married? Since 2018. Okay. Okay.