 Hi, this is Ron Stoodle with Stoodle Financial. Remember the ads we used to run warning you of volatility and impending gloom and doom? You don't even need to go there now. It's become a way of life for you non-Stoodle Financial consumers. Remember the definition of insanity? Doing the same thing but expecting a different result? Over the last five years, our clients at Stoodle have lost sight