 Well, the average 30-year mortgage rate in America went down a bit this week, according to the government stats. It dropped a tiny bit to 6.86%, down from 6.87%. So that's very, very small. So unless you need a mortgage on a $20 million mansion or a new baseball stadium, the drop won't make much of a difference. It still is about two-tenths of 1% more than it was a year ago.