 So in other words, if interest rates go up, bond prices tend to go down and vice versa. So if we've had kind of this period of increasing interest rates and we think that interest rates may be cut or go down in the future, well, bonds may be an area that we really want to kind of pay special attention to. And maybe that's an area that over the next two or three years, you could have some decent returns given the risks that you might be exposed to.