 2% less than fixed rate. And people ran towards it. And they were running towards anything to get the stinking sky-high rates down. And then before we knew it, we were back down at 10. And then I said, we'll never go below 10. And, of course, we sure did. We went to 9. And then we'll never go below 9. We'll never see. And then we're at 6, and we stayed at 6 forever.