 Explain a little bit more about how and really why both those markets were affected by the news. Sure. First of all, the bond market's always trying to speculate when the Fed is going to lower interest rates, right? So all of a sudden now, the economists who thought there was virtually a zero chance of raising rates in September and maybe a chance of raising toward the end of the year, now a lot of them come over and said, hey, we might raise rates in September. I'm sorry, we might lower rates in September again. I meant to say lower, not raise on all those situations. And so you might lower rates.