 if you're able to reinvest those dividends. If you're able to do it early enough, you make the dividends. You don't need it because you're still working. You can reinvest it and actually grow your nest egg overall and have more income when you want to retire. Absolutely. Or like you said, we could be in higher dividend stock strategies, not necessarily that part of the curve, which the high-tech stocks are the riskiest end that are at that latter cycle of the economic recovery. So you can have some growth potential and still have a reasonable amount of income. That's very important too.