 Yeah, you want to make sure that your plan is personalized to you. Is this person speaking in generalities? Do they get you confused with someone else that they spoke to earlier, yet the recommendation is the same? Are you just being thrown into a model portfolio or the same mutual fund that everyone else is getting? This is not the ideal way to be receiving financial advice. It's certainly not the way that we're trained as professionals to give financial advice. And so I would say that that is yet another