 There's more flexible investments even in a traditional IRA when compared to the 401k. But no matter what strategy we choose, that we put our dollars to work is the important thing. And what's not putting them to work is just putting them in the safe. So I'm sorry to hear that's been the strategy. That's a shame. Odds are the $200,000 saved isn't going to be enough to cover your expenses, but ultimately that is going to be dictated by...