 If you don't have a written plan, if you don't have a written contract even or agreement with the advisor that you're working with, if you don't know what services you're getting, how much it costs you, what are the expectations? If not written down, then it's hard to believe that that's what you're going to receive, right? And so we believe in transparency at Roberts. Well, if you're not sure where you're at today, if you're not sure if you're on the right path to get where you want to be, you can give us a call, 800-891-8680.