 Most insurance agencies represent one company and one brand. Independent agents can make a huge difference in price, service, and value. With an independent agent, you get choices because independent agents represent a number of different insurance companies. Call Melanie Wages at M&M Insurance Agency in Laurel or stop by their new location at 2336 Sandy Lane behind Kroger's. Let Melanie provide you with comparisons on home, auto, business, health, and life insurance. M&M Insurance behind Kroger's on Sandy Lane. M&M Insurance for all your insurance needs.