 We have a nice chart that lays this out. It's called a correlation matrix. And what that'll show you is if you have a lot of a blue color, it's a color coordinated diagram that we look at here. If it's all blue, well, guess what? That means you're not really diversified. You may have 30 or 40 holdings in your portfolio and they may be ETFs, they may be mutual funds. But when we look