 The first organization that should be covering helping to restore is the church. If you tell sinners you can come to Christ and bring whatever it is, then that should be the same for believers who are actually in the church. Will you be judged more because you actually are in the church? Absolutely. Not by people, but by God, according to the word of God. But it is possible to be restored. I know some of you have a long list of people that you tell yourself you'll never forget. But if God says, forgive us our debts as we forgive our debtors.