 just to see where you're at. And then people say, oh my gosh, I got a lot of money left over. It's like, well, that's interesting because 75% of your assets are at risk. Why are you taking the risk if you don't need to? And they're like, what do you mean? It's like, do you want more zeros in your account? I don't understand. It's like, most people aren't building a perpetual Fortune 100 company to last forever. No, you're just trying to go to Applebee's on Thursdays and go on some trips to the grandkids. It's like,