 And we're back. I'm Andy Dollar, joined by Curve Miller, and you're listening to Russell Total Wealth and Wellness Radio. If the stock market, what's going on in the world, or the fear of higher taxes has you worried, don't just sit there. Protect your retirement savings. Connect with us at TalkToRussell.com to set up a 15-minute strategy session call with our team of tax-efficient retirement planners to get your questions answered and find out what's working well for others. Again, that's TalkToRussell.com.