 And, you know, and I found out, listen, we were doing educational events this whole series. And I was actually putting up a slide with the old tax rules, which I just laid out here, versus the new ones. And I was even sharing to people, listen, I want you to look at the marginal brackets to the right. I want you to look at the amount of percentage those people saved. And Tony, one of them had no percentage savings and one was like 3%. But the point is...