 Well, that is great advice, Curve. Thank you so much. And if you're just joining us, Curve and I are sharing the four actions to help ensure your money lasts in retirement. With people living longer, retirement lasts longer. And that means we can't afford to run out of money before we run out of life. Like you said, Curve, the older we are, the younger we are, has a big impact on not only how we feel, but it also has a big impact on what we need our money to do.