 but you're getting it out of the system. And that really is the key, is we want to get that money out of the system on your terms. Now, we call this at Golden Reserve our tax map. It's done by our team of CPAs. They build out a plan of how much to take out each year, decide how long it goes, how many years is the plan, and then update it for changes if the tax rates change, if your income changes, if your size of your IRA, your IRA accounts change because the market goes up and down.