 Brought to you by the Ad Council and its pre-diabetes awareness partners. Hi, my name's Bob. Hi, Bob. I see this ad on TV says I can reduce my debt by 50%. I call, they told me to stop paying my bills, stop talking to my creditors. They'd take care of everything. I gave them thousands, but most of it went to their fees. Getting out of debt is neither quick nor easy. There are those who will tell you anything to win your trust. I'm more in debt now because the fees and interest in my cards kept piling up.