 that's what i'm saying we need a more aggressive debt payoff plan because what i like about pausing the 401k match is it gets you a little bit angry like oh my gosh i'm missing out on the match good let that fuel you to get rid of your debt faster to get back to the match faster that's the power really the psychological power of pausing more than the math of it you want to hear the irony of this whole thing what's that three years from now he's making 250 as a handyman