 Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships. Jade Walsh, our Ramsey personality, number one best-selling author of the book Money's Not a Math Problem. She's my co-host today. Open phones here at 888-825-5225. Lynn is in Madison, Wisconsin. Hi, Lynn. How are you?