 So it's like, let's get an IRA tax plan together. We call that our tax map. Then we talk about our fee filter. Hey, are you overpaying your advisor? Are you overpaying for your investments? This stuff can add up to hundreds of thousands of dollars coming out of your accounts over the course of a retirement. I mean, hundreds of thousands. So we want to make sure that we have an understanding of that. So then we're going to protect against that. Then we're going to shoot over and say, all right, let's talk about market risk. This is exactly what you're talking about. And we'll circle back to it at the end again. But how much are you comfortable losing?