 But what I would do is sit tight and let's have this fixed low payment and deal with whatever repairs, but also get the benefit of increased value while you're trying to save up and buy something. That's exactly it. And I want to make sure that if he has debt, he pays that off first. Absolutely. Clear your debts and be working on your income during that time, too, which will affect what you can buy. Dave is in Philadelphia. Hi, Dave. Welcome to The Ramsey Show.