 Um, and so I guess my question is about, he's wanting to chunk that cash at the house and pay down the house as quickly as possible. Um, we're also, I feel like a bit behind on retirement savings. Um, so my question is kind of about that. And for him, he's never been in debt before ever in his life. And so he's a little nervous about marrying into some debt, meaning my home. So I think that's why he,