 The problem is that same advisor usually means the same risky and overly expensive investments too, with fees. You need to know what accounts can go backwards and by how much. That's why we run a market flashlight for every retiree we meet. It shows what's at risk and what that means in real dollars when the market crashes again. That way you decide how much is at risk, not your financial advisor. To learn more about our market flashlight and other retirement tools and how we can protect and guide you down retirement mountain,