 dealer to sell you an extended warranty as a percentage is huge. It is more than the actual cost. So, Aaron, anytime you open an insurance company or a warranty company, you build a table of statistics, okay? It's called an actuarial table. And if you're opening a life insurance company, you say, all right, number of 60-year-olds out of 1,000 60-year-olds that are healthy, how many die in a year?