 So when you happen to your money instead of the lack of money happening to you, the efficiency increases. Yeah, you get a raise. And it'll feel like you got a raise. And then you don't use that raise to go buy a new car. That's right. That's what most people do. Most people get a $232 raise and go take out a $400 car payment to celebrate. No, no, no, no, no. This is the Ramsey Show.