 They're saving their average customer 854 bucks a month. And they do it by having you tap into your home's equity. That wipes out high interest credit card debt and 854 bucks a month. Well, that's like a $10,000 a year raise. And that's the difference between being in the black or being in the red for so many families, especially with credit card interest rates, 21% or even higher and carrying a balance month to month. It's killing people financially.