 haven't raised the retirement age in the United States. It's totally crazy. No one in the United States should be retiring at 65 years old. Frankly, I think retirement itself is a stupid idea unless you have some sort of health problem. Everybody that I know who is elderly, who has retired, is dead within five years. When Franklin Delano Roosevelt established 65 as the retirement age, the average life expectancy in the United States was 63 years old.