 using Uncle Sam's plan or your financial advisor's plan, or do you have your own plan? Our tax map breaks down when and how much you should take out of your IRA each year so you can pay the least amount of money in taxes and not run into the widows and kiddos penalty we talked about earlier in the show today. Next, market flashlight breaks down how much money do you have in the market, what percentage, and then what does that mean if 2022 happens again?