 It means that you want to move some money out of the market into some other place that you don't want that money going up and down. And you want to look at CDs and money markets and annuities and the things that are dependent on interest rates. This really is a good time to talk about those things. So give Greg a call and the team over at Golden Reserve. Look at our website, getyourroadmap.com. That's a great place to start, getyourroadmap.com.