 Well, still to come, what one accident can do to your car insurance rates. It is our in-depth impact story in two minutes. WHIO Newstime is 721. The Miami Valley's only all-local news morning show. This is Miami Valley's morning news on the home of the Flyers. Make us your first preset on your car radio. For Storm Center's 7-Web. Much colder than that front's obviously. Triple-team traffic. Traffic's flowing nicely here in both directions. And non-stop local news. And we bring you accurate and dependable local news.