 It's how many people think they'll never get there or they think they're unlikely to get there. Almost half of people think they can't reach that goal. So here's the thing, there's a new study done by Bankrate just to find out what people are thinking. And they say came up with a number on average $187,000, which makes you feel comfortable. Just 6% of Americans who have an idea of what they need to earn to feel secure say they're already earning the annual income that they need, that according to Bankrate. So only 6% feel so they have enough money.