 After they sign me up and then they're just using an automatic fund allocation and we're not getting any tax services, we're not getting any legal services. All we're getting is a brunch around the holidays that is buffet style. Bummer. And we obviously charge a flat fee. Golden Reserve charges a flat fee. No matter how many zeros on your account, everybody charges the same amount because it's for the services. I never felt comfortable charging people based on the zeros in their account.