 And you're going to risk literally losing $400,000 in the stock market. Does that math make any sense to anybody? Or you're overpaying a financial advisor to take risks. These things are the things that I lose sleep over. And I think why I wrote Fire Your Financial Advisor, why I built this company, is because we wanted to fight back. It doesn't make any sense. It never made any sense. It's the opposite of how people live their lives. If we know we could get there taking on a fraction of the risk, the fraction of the stress...