 $6 million in tax-deferred IRAs, 401Ks, and 403Bs. I'm a 66-year-old guy, and I'm taking Social Security amounts to about $3,600 a month, and I have a pension of about $1,000 a month. My problem, and I think you can see it, is that in seven years, I'm going to go off a cliff with required minimum distributions on my tax-deferred accounts. Yep.