 You're essentially saying, I'm paying tax on this portion. If you pay tax on all of it, it's the same issue as taking it all out. You're going to have a bunch of income that year, and you're not going to be happy with the tax bill. Now, that could be a very strategic way of thinking about your IRA. It's like, hey, you know what? I'm going to convert some of this because I think it's going to grow. Now, if you think it's all going to be spent, I don't know, maybe. I mean, the idea of a Roth IRA is that you want it to have time to grow. It's like planting a tree, right? You want it to bear fruit. It's going to take a minute because your account balance is going to go down. Mm-hmm.