 If you need $13,000 to live but $12,000 is your low, then you've got to add $1,000 to those last few things before you start the debt snowball. That's what George is saying. Yeah, so including our business expenses, we need about $9,000 to live, $9,000 to $10,000 to live. Okay, your business needs to be running separately. Yeah, the business is running separately. Okay, so top, top, top. You don't have it included, okay?