 And so the calculation is not as severe as it sounds. So let's say you end up pulling $40,000 out because we just got rid of $40,000 with the scholarship idea. You know, you might have $5,000 in taxes. It's 10%, yeah? Is that the rate? Yeah, on the growth. Yeah. Yeah. So I could, in essence, take that money out and use it, say, like for home improvements and things like that. You can use it for anything if you pay the taxes on it.