 Part of that, yes. What part? That is incorporated into that savings. What, where does the, okay, where does the emergency fund end and the fund money begin? So how much of it is emergency fund? I would say it ends around 15 to 20. Okay. Will that work when you're married? I'd probably bump it up to 30. Okay. Okay. So we've got 30K that's kind of disposable at this point, right? Right.