 some background. I'm 22 years old. I graduated college. Um, I got married a year ago or yeah, about a year ago. And, um, I got a baby on the way, which has been kind of the driving factor in getting my affairs in order and wonderful. Yeah. So I, my big thing is, um, I, you know, I, I know that I make, you know, definitely gross over a hundred thousand dollars a year, but I'm just struggling with, you know,