 That's all you need. Did we just agree? We just agreed to agree. Just agreed. Hey, thanks for joining us right here on The Ramsey Show. We will be back in no time. Don't borrow money. We love y'all. Want even more from Ramsey? Download the Ramsey Network app so you can catch up on all your favorite shows in one place. Tune into The Rachel Cruze Show, The Dr. John Deloney Show, Smart Money Happy Hour, and more with the Ramsey Network app. Download it today.