 homeowners insurance. So let's, you know, it's $100,000 a year. So let's at least have a legal plan. I don't think you should go out and have to buy long-term care insurance, but you can definitely have some structure in place to hopefully not impoverish your spouse or lose everything. You know, there's some new tools out there that are really effective. So we get all that to play. And then after all of that, Randy, after we build the protection and preservation piece, then we start having some fun