 options of ways of dealing with situations so that you can pick the right situation for you. All right, let's go to the phones. Let's go to Jim in New York to get us started. Hey, Jim, welcome to the program. Jimmy, are you there? Oh, he's disappeared on us. Let's go to Jamie in Maui in Hawaii. Hello, Jamie. Go ahead. Jamie in Maui, that's me. Yes, sir. Go ahead. You want a reading?