 Today, the average life expectancy in the United States is close to 80. It's totally insane that you believe that you should be able to work from the time that you are essentially 20 to the time that you are 65, which is a 45-year period, pay in, and then you will receive Social Security benefits sufficient to support you and your family for like another 20 years. That's crazy talk. That is not fiscally sustainable.