 say, let's use some specific words to see what happens. And then everyone tries to interpret what that means because everyone knew that this was supposed to be a cut, right? Everyone said that they were going to cut the rates and nothing happened. And I think that's an interesting, obviously, way to get people probably to stay in the market longer than they should, or maybe put off things because they think the interest rates are going to come back. Hopefully what it's doing is that this may be where we stay for a while. And when people ask, well, what does that mean for me?