 Every day, Bob wakes up at 5 a.m. He gives his kids a kiss on the forehead and heads to the office. As the owner of a small business, Bob, like many business owners today, worries not only about his own family, but his employees' families as well. These days, cash flow is always on his mind. And right now, he needs help, and he needs it fast. The clock is ticking, and he needs funding for new equipment, working capital, or even some expansion.