 which in this case I think you said was $18,000. But I want you to still check and see if that's busted up any smaller because sometimes they are even by semester when you took it. And when you do that, you satisfy the minimum payment. And then whatever your extra payment, which is going to be as much as you can scrounge up, you can literally throw it at that smallest increment of the debt so that you can knock it out quickly. It all goes towards the principal. So I challenge you to take a look at that because they might be even smaller with smaller account numbers.