 The HELOC is 46,000. Okay. And that was just this past year. Okay. What did you do with that? Which unfortunately helped us pay off a bunch of credit cards. No, you didn't. You moved them. It helped us consolidate them, I should say. Yeah, you moved them onto your house. And it didn't help you consolidate them. It put your home at risk. Yeah. So it's not a help. And you didn't stop spending. You're still spending more than you make. Right?