 So right now we're at $50,000 of expendable revenue. And I think at times that scares people because they're like, well, I was making $150,000. I was making $200,000. Well, most people have no debt, no car payments, no house payments, no kids college, no kids law school. They're not saving. A big portion of that was being saved too while you were working. So don't freak out yet. Let's figure out what you're actually spending.