 Money-saving advice? Well, we can all use it. Maybe more than ever. Well, if it's there for you when you need it online, go to Clark.com, research different topics, leave questions for Clark and his staff, and check out this morning's Clark Howard Tip of the Day, sponsored by Russell Total Wealth and Wellness. This is an ugly thing to talk about. I'm sorry I've got to talk about this. More than half of all road fatalities now are single-vehicle accidents.