 I'm paying this off today. I went to Macy's in Kenwood. I said, I'm not even going to trust the Internet. I'm going to give you my money right now, and you are closing out my account. Now, the rule of thumb is don't ever do that because it means that you have rejected credit from the people that are giving you credit. So I would say to everybody, don't close it out. Just pay it off. Cut up the card and put it away so you can't use it. But you need to come out that game.