 you need to position assets accordingly. And the average retail portfolio is not at all positioned that way when you consider what has historically benefited from inflation. So we're just showing them those charts and showing them the problem and showing them steps that we take to counteract that and make a portfolio more suitable, at least in a historical frame of mind, if you will, to hold up better to a different environment going forward, because it's definitely different from what we've faced over the last couple of years.