 you know we're gonna go through i'm gonna handle all your finance we're talking about taxes we're into all this stuff and then you realize you're one of 700 clients this person has and i can i don't want to do the math of what portion of time you get per year from them but at the end of the day you don't know that when they sell you investments they get a commission sometimes what or they sell you know mutual funds that the mutual fund companies taking fees out so like you thought you were done paying fees when you heard one percent hey i'm gonna do a deal for you randy