 Yes, sir. Okay, so let's separate. Let's just focus on consumer debt and Baby Step 2. What does that add up to? Oh, okay. Well, we have like a 401k loan of $20,000, and then the rest is the house. Oh, okay. So if we knock out the 401k loan, the rest is your primary house mortgage? Yes. So you owe $510,000 on your home? Yes, and I was worried that it was too much, like if we paid too much or, you know.