 Tell me without a credit card. Well, a lot of people say that it helps you build like your credit so that when you go to rent and do stuff like that, that it gives you a credit history. But I have maintained a pretty decent credit history without ever having to. Like I had I had a forever 21 card, but every time I used it, I only I only use it to pay for what I already had in the bank. And I paid it all. And what they don't tell you is if you pay it off early, that also helps you. That also boosts your credit score. Right. So I are going to. Yeah. Yeah. You do it like that.