 And here we are again. Welcome to Expedition Retirement with Greg Ehler at Golden Reserve. My name is Randy Cook. We're here each week to talk through some of the things, some of the questions that you might have about this time in your life. You're getting ready for this thing called retirement. What do you do? Who do you choose to help you along the way? How should you prepare for it? That's exactly what we do right here. Greg is here. How are you doing today?