 But between the COVID money and the like, they've just been able to stay in business, and they've never fixed their mistakes. And at some point, we're going to have a problem when these financial companies begin to go out of business, expecting the government is just going to step in and bail them out again. And it seems like the rich – for all the Democratic talk about income inequality, they sure do like to bail out a bunch of rich people on Wall Street. That's exactly right. Two very important points there, Eric. Number one, the average American –