 The entire country is running on a credit card, and at some point, this bill has to be paid. Hi, this is Briley Baca with Advanced Financial Strategies in Clinton. Who do you think is going to get stuck paying for all this unnecessary government spending? If you think it's Uncle Sam, well, think again. If you have a 401k or an IRA, you have an IOU to the IRS. So all that money you have spent your entire life saving for your retirement is not all yours.