 The consumer was kind of keeping their personal finances in order. They were certainly stressed, but they weren't screaming for help. Their concern was that over the next six to 12 months, they would be screaming for help. Well, that's never really played out. And so what we're seeing from a demand perspective is the reward of that, that the consumer's realizing that, gosh, you know, I'm getting stressed right now financially, and I don't like the situation I'm in. It could certainly be better financially.