 There is no cleansing effect. There is no pain that anyone's allowed to endure. So I would say that what we have today, the system where risk has been socialized. Yeah, and a great example of that is Silicon Valley Bank. Absolutely. Talk about that, please. Yeah, because that's something which I mentioned in the book, that every time we have a crisis in this country, there is a sense that if we don't act, we will have another Great Depression. And the