 So that's really what it comes down to, which is the fact that if we want capitalism, then we have to allow risk to be taken because by not doing so, we have to also understand what the adverse consequences are. That's what I try and say in the book, that a lot of people speak about the debt and deficits and the crisis hasn't come about despite all the fair mongering about debt and deficits. And I say, yeah, that's one aspect of it. But what about the decline in productivity that's taken place? What about