 We pay for this convenience with fees. So, don't feed the monster. If you want or have ever wanted to join Caravan to Midnight by card or any other payment service and found you could not process your membership, just send a check or money order to CTM, PO-141288, Dallas, Texas 75214. Include a legibly written email or phone number in case we need to reach you, and as soon as we see that info, your membership is activated. And you helped turn the monster against itself.