 It is not as low as the Fed would like, meaning the so-called 2% benchmark, but it is a very important figure. And as the Fed has said, since we don't know where we're going, we're going to let the data tell us where we're going. Each little bit, morsel of data, perhaps gives you a better idea of what the Fed's going to do. And the Fed has promised us some rate cuts, just a question of when. We will see, and we will review that data when it comes out. Kerry, thanks so much for being with us. Kerry Leahy there.