 Yeah, when you're going into your retirement years and you're starting out with that go-go years, the income and the budget that you set in the beginning is going to carry you through all three stages so that when you start to think through what your legacy is going to be, the budget you used in your go-go years is going to help you fund and set up your legacy going forward. That's right. One of the largest missteps we see is that baby boomers