 You kept it for six, seven years, and you closed it. You have satisfied the five-year holding period for a Roth IRA for the rest of your life, which is kind of cool. A lot of people are not aware of that little rule there. So it is important to keep track. You need to hit that five-year mark so that when you get to 59 1⁄2, your earnings can come out tax rate. Now, flipping to the way on the other side of this,