 It's got to come from where the failures come from, hasn't it, ultimately? So I think there's only so much that providers can do. I mean, who would have expected this to happen with Microsoft? It's a huge issue. Like we always say with cybersecurity attacks, once you can't get hold of your payroll data, you just need to ensure that you have contingency plans in place, you need to know how to communicate to your employees, and you need to ensure that you have data available that you can pay your employees.