 WPRO. This is Money Talk with Donna Soa Allard on WPRO. Welcome back to the show. I'm Donna Soa Allard and we are continuing our segment, Is It Risky? And so very often I get questions about people who are learning about investments or they come across something that they have not encountered before. And the question is often, well, is this really risky? And sometimes the answer is yes and sometimes the answer is no.