 man i'm glad you brought that up it's amazing effect when you see another uh... well baby boomer somebody in you say to them hey what your investment philosophy and it's almost like you just read a more in peace it's a full how do you get into breathing in and say well it do you do you like uh... losing money do you do you think the stock market scary do you uh... do you like savings checking do you like uh... christmas clubs these are all money philosophies and there's nothing wrong with talking on this type of level