 And I'd also suggest that be open to the idea of total return over just yield. It's easier to do when you're working with an advisor. I understand that. If you're on your own, you probably do just want to take income. Just let that income come off, have it go to cash, and take your interest and your dividends. I totally understand that. But if you're working with an advisor who can help you make decisions about selling and buying and rebalancing...