 You know where your income is coming from. You know that your accounts come out and they're taxable, but the need that you have for something big outweighs the logic of, oh my God, I'm going to end up paying a ton in taxes because of it. That's right. You know, Manny, you're so correct. You know, one of the missteps I see most often is baby boomers don't understand that they can control their taxes in retirement. You know, when doing retirement planning, baby boomers aren't dreaming big with their bucket lists. They're trying to fill their day.