 And they're coming from auto insurance. Now, I don't know if you've noticed that. Have you checked out your auto insurance bill lately? A little bit, but here it is going up. Yeah, they've gone up a lot. And now the reason is because, if you remember, car prices went up a lot a couple years ago. Right. Right? So naturally, the car prices go up. Insurance is going to go up. But it's not a one-for-one thing. It doesn't happen like the next month.