 What do you need to change? Add some to your retirement accounts or potentially trim some expenses on the discretionary side? Maybe you go out to eat multiple times a week, and you're not on track to hit your retirement goal. Well, that might be a simple adjustment. Maybe if you go out and spend $200 or $300 on a dinner, because if you each have a couple of cocktails and a meal, it can add up to that in a hurry. Well, what if you were to add