 Hello, Precise Planners. You are listening to The Retirement Factory, powered by Euclid Financial Services, your go-to retirement experts. We are broadcasting from the Euclid Vault State in East Providence. We have the entire team here. We have Jason the Republican. How we doing, folks? Manny the Money Man Resendez. Hi, everybody. And I'm Josh Wells, getting you to and through your entire retirement. Precise Planners, as you know, there are four key ingredients to a great retirement. They're income, medical, taxes, and legacy.