 Yeah, you know, it's kind of a boring answer, unfortunately, but people need to be using two-factor authentication, password managers, not clicking on sketchy links. That's not to say that this problem won't get harder because cyber criminals advance. They really want to get paid. And this malicious code is leaked all over the Internet and amateurs are using it. Some of this is for governments to figure out. They need to identify what's critical and how to protect it, maybe even introduce dreaded regulation. Okay, so what about the average person, though? Where does that leave them?