 I wanted to write about capital in America without knowing the first thing about money and its inner workings. Money and its inner workings, Hernan says, seem to be shrouded in all sorts of opaque, confusing language that made it impossible to understand. Right, like when you're watching CNBC or whatever and someone's talking like, oh, commercial real estate, commercial mortgage-backed security tranches are priced to perfection here, and you're like, I'm sorry, what are you even talking about? The rhetoric around money is...