 These are things that somehow I think we think our children get through osmosis. They don't. They have to be taught. So that is listed as a great move if you are planning for retirement. Something that can make you feel good about it is your own children's, I guess, forward-looking and financial security. Sure. That's what my mother said to me the other day. She's only as happy as your most unhappy child. Oh, my mother has said that.