 I mean, think about it. Not an easy conversation to have. But for their benefit, if that is the case, then we need to tell them that. And because somebody has to tell them because they might be thinking, you know, everything is hunky dory and they're going to be just fine. And then we lay out the math and say, well, you know, you're kind of like borderline. So maybe you need to tweak this a little bit.