 So I thought I'd take a few of them that I've had people bring up and ask about and address it from that context. Is this a risky investment? Spoiler alert. I'm going to start by saying all investments have some level of risk associated with them. If they did not, they would not be an investment. They would be a deposit. So in order to be considered an investment, there has to be the potential of some risk. I want to start there.