 So maybe we experiment for three months with having all of our money together and seeing what it feels like to, say, have all of our bills on auto pay. If that feels really stressful for one of us, then we have to sit down and decide, is there something else that we can do to make this feel less stressful? Give yourself room to change and grow, she says. Managing your finances as an independent adult can be a tricky business. It's totally fine and normal to have growing pains along the way. For NPR's Life Kit, I'm Andi Tegel.