 which was given to your job for 40, 50 hours a week between actual hours of work and commuting time. I mean, that's a lot of time to fill. So it's important to have a plan. What we do is look at the financial side of things, look at it, give you a second opinion, come back at that second meeting and lay it all out as to what we see. And we're not only going to tell you the things we don't think are good for you.