 So what the money that goes into the market should only be your longer term money. So your shorter term money that you might need in two years, three years, even five years, maybe depending on what the target is. Is it going to be a new vehicle? Is it going to be a new home? Is it a big wedding? You know, whatever it might be. You have to balance those things between the short and the long term to make sure that it all fits in.