 This is Money Talk with Donna Soa Allard and Nathan Bove on WPRO. Welcome back to the show. Nate, when we left off before our last commercial break, we were talking about some strategic retirement moves you can make because retirement planning is not set it and forget it. So there's a balance. On the one hand, we don't want to go overboard being tactical. On the other hand, we don't want to just