 At first, I thought it was because of the drive-in. It wasn't until after that first cup of coffee did they settle down. There's something comforting about a warm cup of coffee. It gives you that courage to sit down and face the tasks that are in front of you. With a little bit of encouragement, John and Judy started to open up about what was bothering them. There was excitement about wanting to retire, but there was, at the same time, this burden of, what if I make a mistake? What if I retire too soon? Do I have enough money?