 to defend people. I hope you wouldn't have the unfortunate situation of having an insurance company come to you and say, we're not going to cover you for various reasons. We didn't want to be in a situation where some insurance company later says, you should have told us about this litigation hold letter. And because you didn't do it, you didn't cooperate, and we're not going to cover you, which makes things more complicated. So what I want to say and I want to emphasize is those letters