 This is The Retirement Factory with the team from Euclid Financial Services. Your host is Josh Wells, along with Manny the Money Man Resendiz. Euclid is the go-to retirement team for all the major United companies and their unions in the Northeast, as well as many of the Fortune 500 companies, along with federal employees that deal with OPM. They have been featured in the Wall Street Journal, USA Today, and Newsweek, and have appeared on CBS, NBC, ABC, and Fox.