 With real estate, the tax is always going to be more than the layperson thinks. And with a stock, it's usually less than they think. It's interesting. I just came across a situation where I was talking to someone about their portfolio. It wasn't with us, so I didn't know anything about it. And they were describing it. And it was in their mother's name. And the mother is in her late 80s. And it's in a trust, not retirement account, revocable trust.