 Wow, you look at that, oh my goodness. Wow, yeah. There's certainly better ways to do that. So it's important to just look at things like that and just say, well, what can we do? How do we balance between short-term and long-term? Just generally speaking, the longer you commit your money, the more you should make on it. Pretty straightforward. And then when you look at savings versus investments, well, when you're talking investments, you should be talking long-term.