 Her answer gave me confidence for both of them. Sue said she was able to work a little longer, but she wasn't sure how long that would be. As we went through their assets, I was able to reassure them that Sue would be able to retire when she originally had planned. We needed to reorganize some of their assets for distribution and line them up with Sue's Social Security. And once Kevin understood that they could make up the shortfall by doing some planning now, I could see the look of relief come over him.