 I'm doing it, and I'm going to do it again. That's a big, big difference, Jim, than what you're describing. I got it. Point taken, Jim. Thank you for the call, 438-9776-1800, 321-WPR. And look, I think Biden was stung by that decision. Maybe, I don't know what his advisors were telling him. I mean, how in the world was that going to pass the student loan forgiveness widespread, that it was going to cost billions of dollars?