 to make that you know that maneuver but and and for the you know if you are if you are holding off because you want to see if rates go down a lot of the manufacturers have subsidized the rates anyway so you know if the if the market rate is you know seven percent let's just say i don't know off the top of my head i don't know what that's about right but let's just say that's the number most manufacturers subsidize it you can get 1.9 or 2.9 for short-term financing so