 you know, because the interest rates are higher. We do anticipate rates will come down in the future, but it's a great report that you can get your hands on. We'll get that right out to you this week. Simply text the word balance to 401-200-7200, and you'll get some great information about how we feel about interest rates. Okay. We will continue this conversation with Jeff Massey. We'll talk about why it's important to have liquidity with some of your retirement savings when we continue here on Massey on Money. We're back right after this.