 And it works in your benefit. And you can convert that into a Roth and then have that grow tax-deferred and come out tax-free once you comply with the two rules. So when you look at it, yes, you can, but most people probably should not. But work with a financial advisor to go through the reasonings that you might have to determine whether or not it does make sense or not. Now, there are times, there are always exceptions, but there are times where