 paying ordinary income taxes on them when they come out. So hopefully you ended up in a lower tax bracket than you were when you put them in. That's typically how you want to design it is that you end up in a lower bracket when it's coming out. It doesn't happen as much as it used to. It doesn't. I mean, they used to be. I mean, people are amazed when I tell them that like in the 1970s, there were like 25 tax brackets.