 Talking with Jeff Massey, founder and president here at Massey & Associates, Inc. I'm Amy Sharp. Glad to have you along with us for our show today. We are talking interest rates and all things balance when it comes to liquidity, growth, safety with our retirement savings. And as Jeff has said, reach out to the team, get on their calendar, come in and talk to them. I think a lot of times it's easy to just...