 The good news is, is what she said is right. If you do follow this stuff, you'll be a Baby Steps millionaire. It works every time, every time. And, you know, her family situation has changed during that decade. Her employment situation has changed during that decade. Everything has moved, and still we're sitting on a million and a half in her 40s, plus a house that's almost paid for. We didn't ask what the house is worth, so their net worth is presumably over $2 million.