 When this starts to happen, it means you've outgrown your advisor. There are two types of advisors. The one that most of us are familiar with is your growth advisor. They're the person you work with while you're working. They help you save and accumulate money for retirement, but eventually you outgrow them because helping you actually retire is not what they do best. They get you to the top of the mountain, but getting you back down is a different person. That's where an advisor like myself and the rest of the team at Euclid Financial Services comes into your life.