 Now, when I asked her if she was happy with her current advisor, I could tell she wasn't sure how to answer me. You know when someone asks you a question that you weren't expecting and you have to pause for a minute? Well, that's exactly what she did. And then she said something every person getting ready to retire does. I've had my advisor for the last 15 years. He's a good guy and he's really nice to me, but his answers to my questions don't make sense to me anymore. Now, this is a common misstep that retirees take the blame for when they shouldn't be.