 This is Money Talk with Donna Sowa Allard on WPRO. Welcome to the show. If you like what you hear, search for Don Sowa's Money Talk wherever you listen to your podcasts. And if there's something you'd like us to address on air, a question you'd like us to answer, or just a topic you'd like to hear us chew on, let us know. Go to the Sowa Financial Group website, click the Money Talk tab that's right on the homepage, and we are happy to answer whatever question you may have.