 That's what I've heard a few times. I go, man, the debt's got nothing to do. How can that debt have nothing to do with it? That debt has nothing to do with it. Irrelevant. Don't even talk about it. Would you pay for it? Would you put into it? Would you sell it for it? Yeah, right. And the depreciation recapture. Yeah, yeah. But, of course, you don't have to worry about that on your primary residence, as you mentioned. Hey, how about another thing? If you have one of these stocks or real estate that's highly appreciated, it's a good gifting opportunity.