 For me, if somebody said to me, Mark, what should I do in retirement to buy a car? I'm going to say, you don't want to own a car in retirement. You want to lease a car in retirement, you know, because unless you are just planning on driving it till the wheels fall off or which we just don't see, you know, so I don't I never knew that there was a list out there like that. I guess I learned something today from you and I'm grateful.