 In order to accommodate it, we had years of, I don't know what the right word is, but dealing with the repercussions of how we protected ourselves during that time. Yeah. Here's Morgan Housel again on the impact of COVID. He said, the Economist, the magazine I admire, publishes a forecast of the year ahead each January. In the January 2020 issue, it does not mention a single word about COVID-19.