 Reach out to any of the business relationship managers, and they'll be happy to meet with you or answer any questions that you have. High interest, ATM fee refunds, easy to use. We're checking all the boxes with a Journey Rewards checking account from Navigant, now at 4.50% APY. If you're a debit card user, you only have to use your card 12 times a month and sign up for e-statements and direct deposit. That's the package that brings you that 4.50%, up to $20,000 of balance.