 Take some time, write that down. When you're going into your go-go, slow-go, no-go, you're setting a budget for the lifetime of your retirement. And people sometimes think about that as one timeframe. I'm retired, right? That's right. I'm from here to there, from 65 to death or whatever it is. But there's actually stages in between. That's a huge misstep. Once you're setting your income...