 And I am Josh Wells, getting you to and through your entire retirement. Today's show is a fun one. It is one of those that you have to turn this thing up. We are talking about the missteps. We are telling you how to avoid them. We are begging for you to write it into your Euclid notepads. Turn this radio up. We are talking about avoiding the missteps in retirement. And a lot of missteps can be something as easy as just getting derailed.