 Remember, shelter makes up about a third of the consumer price index. The other two-thirds are clothing, medical care, food, basically everything else. And so if the two-thirds everything else is low enough, that's going to get us below 2%. So mathematically possible, but not likely, says Ben Ayers, a senior economist at Nationwide. It's going to be very difficult. He says if shelter inflation cools to the 3% range, that could help get inflation overall closer to 2%.