 Nova, thank you. Now, March 2021 was a bad month for some of the biggest banks in the world, UBS, Morgan Stanley, Nomura, Credit Suisse, banks that had lent a fortune to an investment fund called Archegos that suddenly unraveled back then. Those banks lost a combined $10 billion in the mess. This helped drive Credit Suisse out of business. And yesterday afternoon, a jury in New York found Archegos founder Bill Hwang guilty of both fraud and market manipulation.