 Well, when we look at liquidity, there's different categories, if you will. Generally speaking, we refer to your liquidity as your pillow money. So when your head hits the pillow at night, you know you can access X dollars very quickly if you had some sort of family-type emergency where you needed a large amount of money that is not going to cause a big tax hit. So when we look at that, we look at liquidity, and you can have liquidity in different places.