 you know, moves or shifts that have been made over the last year or things that they identified. And I thought I'd share them. We love this. We love a good list. We may agree with some. We may not agree with some. But I think it's worth chatting about. The first one was pushing the next generation to start their own retirement journey. So if you are a parent of young adult children, this could apply. Hopefully, if you are the parent of mature adult children, this has already happened.