 And so investors are looking forward into this thinking that with lower interest rates, it's going to get easier as a business climate and that backdrop of an environment will mean more profitability and therefore higher share prices. 30 seconds for you, Susan. If there is no rate cut in September, does it get harder after that as we get closer to those elections? Well, markets are eternally optimistic, apparently, with investors. We do see them trend up over time.