 All righty, 457 here on the Dan York Show. We'll get right back to the phones at 438-9776 as soon as we can. But look, the market's had a big day today. The Dow was up 742 points. The NASDAQ prorated a little softer, 36 in the green, and the S&P 500 pretty good at 35 points in the green. Closer and closer to rate adjustment here, Donna, is that what we're doing here?