 That's just one of the things that we do. We determine that for our listeners that come in. And then if we start working together, then we work on the tax mitigation plan because we think that's the next biggest problem that most people have. So if they have too much risk, we want to mitigate that risk by rearranging assets, putting them into different places so that we can lower that risk score. We see too many people that have a risk score over 60, and it's a scale of one to 99. One is all your protected money.