 If there are good parts in your portfolio, we will point that out. Simple example. Let's say you have a great yield. You have great dividends coming in. We're going to point that out. Say, hey, look, your dividend yield is higher than we see oftentimes on portfolios. Simple example is that. But it is an objective review. And then after that, if we feel we can add value, we'll say, look, here's what we think we can do for you.