 Hello, Precise Planners. You are listening to The Retirement Factory, powered by Euclid Financial Services. We are broadcasting from the Euclid Vault, St. East Providence. We have the team here today. We have Manny, the money man, Resendez. Hi, everybody. And we have Josh Wells, the foreman, getting you to and through your entire retirement. Precise Planners, as you know, there are four key ingredients to a great retirement. It's income, medical, taxes, and legacy.