 Not everybody comes in and will take the short term because your payment skyrockets, but... But they should. Well, it's definitely a better option to do short-term financing than long-term financing. If you can afford the monthly payment. Because, again, the majority of people, and I see this every day, I'm on the front line of this, they trade out three to four years. Right. We got a caller on the... Well, Tiffany just went back to him, so hang tight. But to finish your thought, yes, you're right, because...