 They don't need that in the same way. It also affects your forward-looking earnings, of course, because the rate matters for that. I think it's kind of the same reason when, was it last year? Was it a year ago? Two years ago in March when Silicon Valley Bank failed and we had this. That was in March of 23, right? And what did we see from that happening? We saw the big growth names take off. And normally you wouldn't expect that. Especially when they were literally like startup companies.