 George Camel, Ramsey personality, is my co-host today. Thank you for joining us, America. We're glad you're here. Nathan is in Seattle. Hi, Nathan. Welcome to The Ramsey Show. Hi, Dave. Thanks for taking my call. Sure. What's up? So my wife and I just got married about a month ago. We're just starting out. And together we have about $165,000 worth of debt. Ouch. So we're...