 You know cash flow misstep, right? That's right. And so cash flow is actually what saved him here. Taught him how to bleed off his IRAs and how to move it out. I think that's pretty amazing, especially when you talk about diversification. Because people think about diversification as, I have 25 different mutual funds, or I have 75 different stocks, or I have my money at XYZ Bank and at LMNOP Bank, right? And it kind of goes through. And diversification can actually be a lot different than that. Diversification can be the three worlds of money.