 and people, let's say you could get a 5% mortgage, then people are sitting in their houses refusing to sell, even though they may want to upgrade because they've got a 3.5% mortgage. You know, all that begins to sort of shake loose a little bit. And I think the housing market would respond right now. I mean, this is a problem for the country and an awful lot of young Americans in particular. And also, it's a massive political headache because young people, they're