 Thanks for joining us, America. Dr. John Deloney, Ramsey Personality, is my co-host in the lobby of Ramsey Solutions on the debt-free stage. Chad and Natalia are with us. Hey, guys, how are you? Terrific, Dave. We're doing great. Good to have you guys. Where do you live? We live in Pennsylvania, close to Erie. Erie. Okay, very good. And how much debt have you all paid off? We paid off $151,405,000. Wow, love it.