 Hello and welcome to Planet Money. I'm Alexi Horowitz-Ghazi. And I'm Jeff Guo. We are living in a kind of golden age of online fraud. As the number of apps and services for storing and sending money has exploded, so too have the schemes that bad actors have cooked up to take that money. Every year, it feels like we hear more and more of these stories of financial heartbreak. What you don't often hear about is what happens after the scam.