 This is Money Talk with Don Sowa on WPRO. Welcome back to the Money Talk show. If you like what you hear, check out our podcast. Just search Don Sowa's Money Talk wherever you get your podcasts. And then check us out on our website at sowafinancial.com. There you'll find the Money Talk tab where you can check out past shows and the best of Money Talk. You can even drop us a line. If you've got a question or a topic you'd like us to cover, you can reach us there on our website. So check us out at sowafinancial.com.