 Then we move on to better understand, have they worked with financial advisor, a CPA or a CPA firm, a legal team? Do they have their legal documents in place? It's all important information for us to gather. And then we'll talk in a little bit more detail about our process after that first meeting. We would then gather statements and do a detailed analysis and come back at the second meeting and show them what we see in their current portfolio, pros and cons.