 uh... you know if there are some things you may want to move around your portfolio rebalance you don't have anything but fixed in your 401k bond to pop up that's true that's true knowing what's available in that mix that is true but i know we've got some listeners out there who do it themselves uh... and and certainly uh... an ira and uh... i wouldn't get uh... eliminate uh... floating rate bonds which i'm a big fan of you know but it might be a good time to take a look reconsider uh... maybe if you happen to need a withdrawal coming up take it from there yeah