 Simply Free Checking from Washington Trust is perfectly named. With Simply Free Checking, you are free from bank overdraft fees, free from monthly fees, free from minimum balances. Simply open your account and pay for purchases using your debit card or mobile wallet. It's simple. It's free. It's Simply Free. Open your Simply Free account today at Washtrust.com. Washington Trust. What we value is you. Payees or merchants may still charge a fee. Member FDIC.