 And so when we're getting into where we're going, you really have to think through, am I going in the right direction for me? Yeah, and where all the things that you just talked about, diversification, three worlds of money, cash flow, what they all hinge on is what's your personal investment philosophy. Every one of us has one. It's what we feel about money. It's how we feel about how it should work, whether we want it to grow, whether we are comfortable with it losing money, or more importantly, I don't want to lose a single dime.