 the higher the rate, all else equal. But that's not what we're seeing in a lot of parts of the economy right now. And the same is true for treasuries. For example, you're getting a higher rate of interest on a two-year treasury than you are a 10-year treasury. And that's leading to what's called an inverted yield curve. Now, this curve has been inverted for a record amount of time. We're going on two years, just over two years inverted. And when that starts to un-invert and goes normal,