 to take minimum distributions during your lifetime. Now, when it goes to your heirs, they have to empty the account within 10 years. If anybody's passed after 2020, from 2020 on, they have a 10-year window to have that empty. Now, with a Roth IRA, if you inherit one of those, you never have to touch it, but it has to be empty by the end of the 10th year. So the smart move, if you inherit a Roth IRA,