 set under that rule. You can have those plans at any time. Again, you can sign up for them at any time, but you don't have any maximum out-of-pocket protection, and they may not pay 100% of what you're having done. So they're a good fix for, hey, I just want something so I can go to the doctor a couple times a year. If I do have to go to the emergency room or urgent care, it's not going to drain my bank account. And the reason I said that, one of the plans that does it, it's called Affordable Choice.