 Thanks for listening to today's program. We're talking about our income first investment approach that generates renewable streams of income to help pay for your retirement expenses. It also helps preserve and grow your investment principle over the long term. It's a sound long term investment strategy that eliminates the need to rely on the 4% withdrawal rule. Our clients are earning interest and dividends and they are not withdrawing principle, which is really the only way for them to know that their retirement savings will last a lifetime.