 follow the illustration you own it and you allow somebody to rent it out and you have them sign something you said you're gonna pay a deposit just in case you break something that's your insurance and then you go in and you realize after about five or six months they didn't tow it all up it's looking like crazy it's looking like sanford and son and you like you got to get out of here because you are a horrible tenant hold on to that or you let somebody borrow your car