 And come to find out that the insurance is great, and they're paying reasonable fees for that. But when it comes to the monthly fees for them to manage their insurance plan for three people, they're paying upwards to $2,700 a month. Wow. That's fees only. That's not monthly premiums. I mean, they got caught up in it. They're like, no one answered the phone, and we can't get any customer service, and we don't.