 And if you're one of those, maybe this won't have the impact with you that it should, but I think I'm talking to some responsible people at Victory Baptist Church tonight. I think you care. And if you're indebted to somebody, I think you realize you have an obligation and you want to pay it. I really do. I think I'm talking to some people that care about that thing. And one of the things that'll help you quit being so careless, as so many Christians are, is to realize, hey, wait a minute, I've got a debt I owe.