 Does that sound fair? Is that really the way you want to go? Would that be okay with you? Let's do it if you want to do it. I'll do it all day long. You know why? Those things are called CDs. They're called bonds. And there are trillions of dollars of them out there earning their owners 1%, doing nothing with their money. Would you fall for that? Trillions of dollars of people did. Would you? Brian, what city are you from out there? I'm from San Francisco.