 I don't like that idea. Because we need to have a certain amount of money that stays in that rainy day account that he keeps referring to. So if for some reason something crazy happened, we would be able to still operate the city and take care of everything. We have about three months. But why wouldn't we borrow money then? That doesn't seem very Dave Ramsey-esque. Why wouldn't we borrow money if there was something bad that happened? Why would we borrow money now?