 You know, I get bored. I'm joking around. If you own a calculator, some of you are out there going, ah, too late. I had the PPA plan and I took the monthly check. Okay, well, you cannot unring the bell. It is what it is. But if you're out there and you haven't made that decision, stop. Get the calculator out. Think about this for a minute. Let's say you're married and you want to stay married. So if you took the monthly check, you'd probably check the box that said,