 APY stands for annual percentage yield. There's no minimum balance to earn APY. Member FDIC. Southeast Bank. On 10th Street and on South Willow. We're good to know. Today is a great day to save. So get out of the heat and into the savings at Ben Hoppin Bargain Shopping. Cookville and Sparta. Before your summer adventure, slide in for savings on sunscreens, water toys, floats, and all the summertime essentials.