 Even if you guaranteed you knew that you were going to unfortunately be passing when you hit 90 years old. That's right. That's right. And that's where, you know, the two uses for annuities are for those people who haven't saved enough and they need to do more of a structured drawdown on their funds. And for those who want some money insured, they don't want to have it all in stocks and bonds. And when you start to get over age 60 or even close to age 60, that's a vast majority of the population that wants some protection. They want some insured assets.