 Your insurance rates are going up a lot because of natural disasters and stuff happening along coastlines, fires out in California. So they're spreading that out everywhere. Your homeowner's insurance rates. All right, so my son, he lives in Gulf Shores. He lives in an apartment. They rent a very nice apartment complex that just opened up down there. He got a good deal to go in. He pays $1,350 a month for a two-bedroom apartment.