 All right, well, thank you for sticking with us through the break. If you're just tuning in, I'm David McAdams. I'm your host. This is the Retirement Income Program. What we've been talking about the show today is what should I do in this market? Should I play defense? Should I stay the course? Am I going to stick my head in the sand, pretend like it's all going to go away? Can you afford to lose a lot of money at this point in your life? If you've missed the first segment of the show,