 Well nobody wants to talk about death. Unfortunately it usually comes up once someone has passed away or once there is something happening. How long does it take to put this together? It's an ongoing process. We can come in and we can get your wills done quickly because it's not something that you just set up and then you're done. I mean you need to think about the changes in your life. We have a questionnaire that we send out that kind of gives the overview of everything.