 And then one of the Dakotas wanted in on it. And then they all moved there. They offered them a better deal. And then from there, it just ballooned to what we have today. And it's legalizing loan sharking. Let's get to the phone lines. People are standing by on the Collision Specialist Hotline. You'll be up next here live on News Talk 96.5. You're on the air. Go.