 If you don't carry a balance. Right. If you pay it all. If you pay it by the end of the month. Right. You know, it doesn't. That is what it went on to say. You know, if you use them correctly and you have to be attentive of what you're doing. Mm-hmm. You know, like Lowe's will give you 5% to 10% off of anything that you buy in there when you use their card. Right. Because they're hoping you don't pay the thing in full. Right. And they can tack that 30% on. Correct. Yeah.