 Yep. And Brenda, thank you so much for sending in your Ask Dave question. Just like everything, there's a spectrum you have to give and take with all of these different tools. But if you have a question about a different financial tool or strategy and you want to reach out to the show, all you need to do is email us at Ask Dave at Retirement Income Source. That's S-O-U-R-C-E dot com and send us your comment or your question and you might hear it even answered on a future show.