 Okay, what we're talking about here, Julie, you can stop all that song and dance. Rick, what's the song and dance part? Okay, well, essentially, this is what you're faced with, Chuck. All right. You started the RIFA program. You were warned what that magnet was going to bring in. Who started RIFA? Yeah, who started RIFA? Surely, to goodness, we're not mad at RIFA, are we? I can't imagine we're upset with RIFA.