 Now, do I think they're going to 2%? No. But do I think it would be a good time for you to start negotiating with your banks? Yes. We just moved a couple of things over. Banks have started competing a little bit for some of our stuff. A big shout-out to Jenny Conley and Justin Matheny over at First Bank. They showed up and showed out on a couple of things. So if you see them, please tell them that Roan said hi and thank you for what you're doing. And you can find them over on Willow Avenue at First Bank. I'm not sure of the phone number, but it's easy to find.