 Hi, this is Maddie Berner, an outfielder for your University of Memphis softball team. Spring is on the way and now is the perfect time to tap into your home's equity with a HELOC from Southern Security. You can borrow up to 100% LTV with no closing costs on loans of $50,000 or less. Apply today at southernsecurity.org or contact a member of our team at 901-452-7900. Southern Security is a proud supporter of University of Memphis athletics and 901 women. Southern Security is a equal housing lender.