 If my bank will loan me $7 million, I will loan the city $7 million because I know the city's going to pay it back. People act like we can't. I mean, come on, you're going to get your money back. So if I could charge the city higher interest rate than I could get on a $7 million loan, then I would do that all day long and twice on Sunday because I know I'd make it back. That'd be good news. Now, yeah, yeah. All right, let's go to the phone lines. Good morning and welcome in. Good morning. Shut up, Chuck. Shut up.