 Well, that really helped, didn't it? Instead of saying, okay, guys, we got a real U.N., this is legalized loan sharking. That's what it is. They just made them print it out on the bill. I find, and this is just something that I have to deal with, when I'm using a credit card, it's not like it's real money. So I'm in the process of saying goodbye to my American Express. I say that.