 You could have an agent work with you and then leave, and then you have to find another. I mean, it is what it is. It's a very unfortunate part of business, but it is what it is. So here's what I'd do. I'd say these increases, you know, looking at 5%. Let's do 2.5% over the next two years, okay? You're going to do that because government retirement, government benefits are usually better than private sector benefits. That's a true statement, okay? We're going to do that. We're going to cut this homeless shelter.