 you're doing 50 15 every single month no matter what if things are going up if things are going down over time that average is out and we can look you can look back on a 20-year track record 30-year track record of the s p 500 and you'll see there are times in economic you know dishevel or whatever where it goes down or if there's a war or something crazy happens the great recession but then it pops up and it pops up and usually goes like never before and so there's really nothing to fear other than the moment like in