 And like I said, we have loans available that are a prime and prime minus. So this is some of the cheapest money you'll be able to access anywhere. The cash, as I stated earlier, is the collateral for the money in the line. This is an analogy. This is a question I'm going to ask and then an analogy I'll share to help understand this further. If you've ever taken a home equity line of credit, you'll understand how this works.