 Welcome back to the Your Personal Bank Show. This is Ference. If you want to reach me, contact me at yourpersonalbank.com. Yes, you will reach me at yourpersonalbank.com. So we've been discussing today, what is your personal bank? I get asked that all the time. If you miss the first three segments of this show, I'm going to encourage you to go to my website, yourpersonalbank.com, or the app, Your Personal Bank app,