 I'm CJ Papa. That's your Fox daily snapshot. One by one. I mean, you max out the Roths and max out the 401ks. Nuggets of wisdom. It's a capital gains growth. To empower. Just pick up. An S&P 500 index fund. Basically, you're going to pay the tax on it as you do that. And enrich you. I did that personally, and I still do that. Work extra, whatever you can do, you knock out the smallest debt. Jay.