 but cost you nothing to set it up. So it's great for emergencies, unexpected expenses, things like that. This can be a great source of funds or lines of credit can be a great source of funds for investments or purchasing items or whatever. That's how many people use lines of credit. As long as you access funds through a bank line of credit, I got a simple question. Where does the money come from? Does it come from the insurance company or the bank line?