 Are you prepared if we fail to avoid a recession? I'm Ference, host of the Your Personal Bank Show. Most of the leading economic indicators show we are headed for recession. Your personal bank earns dividends with guarantees, tax-free and highly liquid. This protects you from the downside risk and allows you to take advantage of opportunities in a changing economy. For more info, contact me at 866-268-4422 or yourpersonalbank.com.