 Shop Blinds.com's 4th of July early access sale now for up to 50% off site-wide. Up to 50% off at Blinds.com. Rules and restrictions may apply. Mike Gallagher. The words you are about to hear are taken from letters sent in by members of the Trinity Debt Management Program. Dear Trinity, today I'm making my final credit card payment. Before I came to you, I was in a constant state of anxiety and panic. But now there is hope for my family. Knock, knock, knock.