I’ve come across many scenarios where people are unable to do so and wind up losing that location to another enterprising player.
Honestly, if it’s economically feasible, you should be able to plop down a settlement after building the required road segments needed to build a settlement in the first place. I’ve come across many scenarios where people are unable to do so and wind up losing that location to another enterprising player. The reason for that is because once the road structures are placed and no settlement is placed afterward, you’ve created a huge priority for people to focus on because they know that if they take that spot, they’ll not only deny you a chance at getting that spot, they will have gotten you to waste your efforts building the roads to that spot.