“Consider what your ultimate goal is for this money—is it for retirement, a down payment on a house in the next five years, or something else?”
“Consider what your ultimate goal is for this money—is it for retirement, a down payment on a house in the next five years, or something else?” says Lauren Niestradt, Certified Financial Planner (CFP), Chartered Financial Analyst (CFA), and portfolio manager at Truepoint Wealth Counsel.