The Federal Housing Administration (FHA) standard is a 43% debt-to-income (DTI) ratio as a guideline for approving a mortgage.
Lenders need to know your debt-to-income ratio (DTI) as well. Just like credit scores, debt-to-income ratio requirements may vary slightly by lenders. The Federal Housing Administration (FHA) standard is a 43% debt-to-income (DTI) ratio as a guideline for approving a mortgage. However, some lenders call for a lower DTI.