It couldn’t be easier—and you get a low-cost, diversified portfolio of exchange-traded funds (ETFs) that represent the US stock market, international market, fixed income, emerging markets, and more.
That’s why I always recommend people consider investing with a brokerage firm or roboadvisors (Wealthfront, Ellevest, M1 Finance, etc.), where your only “job” is to deposit cash, and an algorithm determines how to invest it based on your goals. It couldn’t be easier—and you get a low-cost, diversified portfolio of exchange-traded funds (ETFs) that represent the US stock market, international market, fixed income, emerging markets, and more.