It’s also important to note that once you begin the process, you should avoid changing jobs, requesting additional credit (such as an auto loan, credit card, or other forms of financing), and making large cash purchases.
Before you begin searching for a home, it’s helpful to understand what the home buying process looks like. It’s also important to note that once you begin the process, you should avoid changing jobs, requesting additional credit (such as an auto loan, credit card, or other forms of financing), and making large cash purchases. Any of these things can impact your credit score, which is one of the most significant factors influencing a lender’s decision to approve you for a mortgage.