Sometimes, the best strategy for making money could make you deeply uncomfortable.
Your risk tolerance is also highly psychological and deeply personal. People who grew up in the same home and have very similar experiences and income can have very different reactions to specific financial situations. How would you feel if your investments dropped 30% overnight? How would you react if your portfolio is worth $1,000 less today than yesterday? Sometimes, the best strategy for making money could make you deeply uncomfortable. Your investment strategy will need to align with where your comfort level ultimately is.