Consider 0% introductory annual percentage rate (APR) credit cards, personal loans, home remodeling loans, or HELOCs.
Ideally, you would pay for home improvement projects out of your savings. However, sometimes you may need to make upgrades before you have the funding. Consider 0% introductory annual percentage rate (APR) credit cards, personal loans, home remodeling loans, or HELOCs. Just keep in mind that low- or no-interest offers typically come with a time limit; e.g., six months or two years. Read the fine print on loan agreements and budget for upcoming payments.