And, of course, you then always have the ability to decide to process the image as a color photo.
If, however, you shoot monochrome in RAW format, that’s not an issue because you’re still recording those three channels of data. That means if you shoot RAW, feel free to switch to black-and-white any time you like, since you’re still recording all the information you would if you were shooting color. And, of course, you then always have the ability to decide to process the image as a color photo.