21. 2008 年金融危机带来的机遇在很大程度上已经被浪费了。在金融部门改革不充分的同时，也未能建立主权债务重组机制或解决秘密避税地问题。
21. The opportunities presented by the 2008 financial crisis had largely been wasted. Inadequate financial sector reform had been accompanied by the failure to create a sovereign debt restructuring mechanism or tackle the issue of secrecy havens.