13. 百慕大货币管理局是金融服务部门的综合监管机构，有权进行民事罚款。领土没有中央银行。百慕大元以一兑一与美元挂钩，由商业银行管理，以满足供求。百慕大外汇储备的所有权属于各银行，而非货币管理局。
13. The Bermuda Monetary Authority, the integrated regulator of thefinancial services sector, has the power to levy civil fines. The Territory has no central bank. The peg to the United States dollar is managed by commercial banks meeting supply and demand at a one-to-one rate. The banks, rather than the Authority, own the foreign exchange reserves of Bermuda.