who is required to report according to the hmda
Home Mortgage Disclosure Act US financial institutions must report HMDA data to their regulator if they meet certain criteria, such as having assets above a specific threshold. The criteria is different for depository and non-depository institutions and are available on the FFIEC website.[4] In 2012, there were 7,400 institutions that reported a total of 18.7 million HMDA records.[5]