where does the fdic reserve fund come from
Federal Deposit Insurance Corporation The FDIC and its reserves are not funded by public funds; member banks' insurance dues are the FDIC's primary source of funding.[4] The FDIC also has a US$100 billion line of credit with the United States Department of the Treasury.[5] Only banks are insured by the FDIC; credit unions are insured up to the same insurance limit by the National Credit Union Administration, which is also a government agency.