This shortcoming became evident following terrorist attacks on the World Trade Center in New York City, where firefighters have such a fund that helps members' families in times of need.
The insufficiency was brought home after 9/11 in NYC, a place where firefighters have a fund that is meant to assist their families in times of need.
After 9/11 it was found that the success of the fund was evident.
Two women are busy collecting hay for the harvest.
A man is eating in front of the TV.
The two men have just been stuck in concrete boots and are drowning in the Hudson River.
The girl pointed towards me.
A woman in shorts plays tennis.
She fumbled as she searched for the key.