The place at which these two meet is what Kipling called Scandal Point. 
Kipling named the location where these two intersect Scandal Point.
Kipling used the name Lover's Point to refer to the intersection of these two.
I don't own any credit cards at all.
A bicyclist with a purple shirt, blue sneakers, and a black backpack riding.
A few people gathered around a circle in the woods.
Always, but not me.
Jockeys are eating their horses.
The man is swimming with his dogs.