Nonrefundable tax incentives may not be particularly effective in encouraging saving by lower-income taxpayers, who already owe relatively little or no federal income taxes.
Non-refundable tax incentives may not be effective in making people save money
Non-refundable tax incentives will not be effective in making people save money
The females are nude and posing for a painting.
There're no synergies among reduction approaches available to the people.
A boy pretends to be a girl.
A woman wearing a beaded dress is in a bread shop.
There is a person outdoors.
It is a sign of what is to come.