Choices about whether to invest, for example, in the stock market or in less risky, lower-yielding assets such as a bank saving account also make a difference.
Investment choices make a difference.
It doesn't matter which investments are chosen.
In the center of the circle of people, two men face a woman.
Two people are having a conversation.
I have a pretty nice one with a fast processor.
A woman sits under a tree and reads a book.
If you don't intend to buy it, don't start bargaining for it.
The man is walking across the street.