The key to accumulating wealth for retirement is simply the choice to save, although investment choices also matter.
Saving is useful for people wanting to accumulate wealth for retirement.
If one wants to accumulate wealth for retirement, one should neither save nor invest.
I like Penn State because both my parents went there
some people play music
The man is walking away from the lake.
A young girl is celebrating her birthday.
The men have their eyes closed.
The woman escaped injury.