Prohibitions or restrictions on borrowing or other forms of pre-retirement distributions could limit the ability of some households to reduce their other saving in response to individual accounts.
If households cannot borrow against retirement distributions early they may save less in retirement accounts.
People will save the same amount no mater what rules are in place.
The dog is outside.
I deal directly with our customers.
There are red chairs in the diner.
He stopped.
Things are improving.
The man is playing guitar while sitting on the house porch