By the time homeowners seek help, they have lost much of their equity.
Much of a homeowner's equity is lost by the time they try to get help.
All homeowners who seek help have already managed to boost their equity.
You have no budget, do you?
The garden had no vegetation.
That is neat and I enjoy it.
The cause for the crime lately is drugs.
Nobody on stage
Mozart did not attend any schools in Bologna.