The basic life-cycle model of saving holds that people are trying to smooth their standard of living over their lifetime.
People attempt to smooth their standard of living over time according to the life-cycle model of saving.
The only result that can be drawn from the savings model is that people spend money only on food.
Girl in the city.
girl has on a sweater
Gene R. Nichol has never been a name of a dean there.
For the St. Patrick's Day event, the singing due are both dressed entirely in green.
The helicopter had no windows.
a baby is crying.