payments made to utility and credit card companies
Credit card companies and utilities as recipients of the payments
Non-payments to credit card companies and utilities
I am always in a lazy mood, and never think of exercising.
A kid who likes hockey.
Men playing golf close to the water.
I may not be a good reference, since I mostly use word processing for personal tasks.
I have Middle Eastern friends from the time my father was stationed in Iran.
A reindeer pulls a sled.