It is divided into two dialects: Karachay-Baksan-Chegem, which pronounces two phonemes as /tʃ/ and /dʒ/, and Balkar, which pronounces the corresponding phonemes as /ts/ and /z/.
Está dividida en dous dialectos: karachai-baksan-chegem, que pronuncian dous fonemas como /tʃ/ e /dʒ/, e o Bálcaro, que pronuncian os anteriores fonemas como /ts/ e /z/.