Wise Investments : A Simple Guide Recently, when I was going for a walk along with two paediatricians, I asked them a million dollar question that was lingering in my mind for a very long time. That question was, “What is the ideal age for retirement for consultants like us?” After a long pause, one of them answered, “It is not possible for us to retire as we don’t know anything else other than our profession.” Yes, in one way it is true but there is one more thing to be considered. Even after entering my sixties, I am not sure whether I have attained financial independence so that I can retire happily.  This book is a small endeavour to make common man understand the basics of finance to invest intelligently in an innovative way and to take steps to achieve financial independence at an earlier age to lead a happy retired life.