The directive is aimed at promoting the design of electronic money services that are both innovative and secure, whilst fostering competition between market participants and providing market access to new players.
Direktiivi eesmärk on edendada selliste e-raha teenuste kujundamist, mis on nii innovatiivsed kui ka turvalised, soodustades seejuures turuosaliste vahelist konkurentsi ja võimaldades uutele osalistele juurdepääsu turule.