Although stress tests were helpful in initiating the recapitalisation of a large number of banks, they revealed the limitations of such exercises when not combined with an assessment of the quality of the asset portfolio.
Kuigi stressitestid aitasid kaasa paljude pankade rekapitaliseerimise algatamisele, näitasid need samuti, et ilma samaaegse varade kvaliteedi hindamiseta annavad stressitestid vaid piiratud tulemusi.