However, improvements have been limited and that is why more comprehensive and legally binding measures on payment accounts are needed in order to ensure that the single market works effectively and benefits all citizens (see IP/12/164).
Kuid edasiminek on olnud kesine ja seepärast on vaja võtta ulatuslikumaid ja õiguslikult siduvaid maksekontodega seotud meetmeid, et ühtne turg toimiks tõhusalt ja tooks kasu kõikidele kodanikele (vt IP/12/164).