Whilst single market legislation has ensured that banks can operate throughout the European Union and offer their services cross-border, this mobility is not mirrored for citizens who are often unable to open an account in another Member State or to easily switch from one bank to another.
Ühtse turu õigusaktidega on tagatud, et pangad saavad tegutseda kõikjal Euroopa Liidus ja pakkuda oma teenuseid piiriüleselt.