a. 'God' placed a 10% limitation on interest however, American banks aren't borrowing their money from God anymore so 19.5% is required so the government (you) don't have to pay for the banking failures.
a. "Jumal" pani 10% limiidi intressile, kuid Ameerika pangad ei laena enam oma raha Jumalalt, nii et 19,5% on vaja, et valitsus (teie) ei peaks maksma panga põhjamineku korral.