That harmonisation should make it possible to avoid the distortion of competition among banks which appeared during the financial crisis (in the form of massive deposit transfers from banks affiliated to a scheme offering a low coverage level to banks affiliated to a scheme offering a high coverage level);
Selline ühtlustamine peaks võimaldama ära hoida pankadevahelise konkurentsi moonutamist, mis ilmnes finantskriisi ajal (hoiuste massilise ülekandmisena madala tagatistasemega pankadest kõrget tagatist pakkuvatesse pankadesse);