The risk is defined in terms of "expected losses" which are calculated on the basis of various criteria (including collateral but also rating of counterpart, project risk, loan payment and repayment profile, loan term, level of subordination).The result is project-specific.
Risk mratletakse eeldatava kahjuna, mis arvutatakse erinevate kriteeriumide alusel (sh tagatis, kuid ka vastaspoole reiting, projektiga seotud risk, laenu vljamakse ja tagasimakse profiil, laenuperiood, allutatuse tase).