The aim of the prudential ratios is to ensure protection against assumed risks: the risks taken in different fields of activity must be reflected in the banks’ capital and liquidity reserves.
Usaldatavusnormatiivide eesmärk on tagada pankade poolt võetavate riskide maandamine: erinevais tegevusvaldkondades võetavaid riske peab peegeldama pankade kapitali adekvaatsus ja likviidsusvaru.