The main disadvantage of the annuity payments in the amount of overpayment on the loan will be higher than with differentiated system. In addition to annuity payments system assumes that, in the first half of the loan period you pay in interest on the loan.
Peamine puudus Annuiteetmaksetena enammaksed laenu summas on kõrgem kui diferentseeritud süsteemiga. Lisaks Annuiteetmaksetena süsteem eeldab, et laenu perioodi esimesel poolel tasuda laenu intresse.