Pension funds generally have a diversified portfolio of assets and invest their money in financial instruments (mainly bonds) but also in assets which are not affected by the FTT, such as cash/currencies, deposits, real estate, loans, gold and silver etc.
Pensionifondidel on tavaliselt hajutatud varade portfell ja raha investeeritakse finantsinstrumentidesse (peamiselt võlakirjadesse), aga ka varadesse, mida finantstehingute maks ei mõjuta, näiteks sularaha/valuutad, hoiused, kinnisvara, laenud, kuld ja hõbe jne.