我们应该如何提高贷款损失准备的监管效果？
实施贷款损失准备动态监管。[{'character': '实', 'pinyin': 'shiii2', 'highest pitch': 9.04, 'lowest pitch': 8.61, 'duration': 0.23, 'prosody hierarchy': 'null'}, {'character': '施', 'pinyin': 'shiii1', 'highest pitch': 10.38, 'lowest pitch': 9.04, 'duration': 0.28, 'prosody hierarchy': '#2'}, {'character': '贷', 'pinyin': 'dai4', 'highest pitch': 11.45, 'lowest pitch': 9.08, 'duration': 0.18, 'prosody hierarchy': 'null'}, {'character': '款', 'pinyin': 'kuan2', 'highest pitch': 9.43, 'lowest pitch': 7.2, 'duration': 0.24, 'prosody hierarchy': '#1'}, {'character': '损', 'pinyin': 'suen3', 'highest pitch': 7.66, 'lowest pitch': 4.66, 'duration': 0.21, 'prosody hierarchy': 'null'}, {'character': '失', 'pinyin': 'shiii1', 'highest pitch': 10.38, 'lowest pitch': 8.89, 'duration': 0.27, 'prosody hierarchy': '#3'}, {'pinyin': 'sp1', 'highest pitch': 0.0, 'lowest pitch': 0.0, 'duration': 0.05}, {'character': '准', 'pinyin': 'zhuen3', 'highest pitch': 7.55, 'lowest pitch': 5.3, 'duration': 0.23, 'prosody hierarchy': 'null'}, {'character': '备', 'pinyin': 'bei4', 'highest pitch': 8.01, 'lowest pitch': 5.3, 'duration': 0.21, 'prosody hierarchy': '#2'}, {'character': '动', 'pinyin': 'dong4', 'highest pitch': 10.49, 'lowest pitch': 9.17, 'duration': 0.22, 'prosody hierarchy': 'null'}, {'character': '态', 'pinyin': 'tai4', 'highest pitch': 9.17, 'lowest pitch': 5.98, 'duration': 0.19, 'prosody hierarchy': '#1'}, {'character': '监', 'pinyin': 'jian1', 'highest pitch': 7.72, 'lowest pitch': 5.98, 'duration': 0.21, 'prosody hierarchy': 'null'}, {'character': '管', 'pinyin': 'guan3', 'highest pitch': 7.38, 'lowest pitch': 4.27, 'duration': 0.32, 'prosody hierarchy': '#4'}]