New Contributor
Posts: 67
Registered: ‎09-19-2007

Anyone had any luck getting interest rates reduced?

Since the new credit act has anyone had any luck getting there credit card interest rates reduced? I remember the day when you could call customer service and say hey would you consider reducing my interest rates to better compete with some of my other credit cards...


I called one of my credit card companies today and they told me I would have to wait 6 month after the credit card act took place (Feb - 27) before they would consider anything. Anyone else getting the same message?


Regular Contributor
Posts: 248
Registered: ‎01-18-2009

Re: Anyone had any luck getting interest rates reduced?

Just  called Chase and Discover this morning, got straight "NO" answer when I asked. 2 hard pulls for $800 CLI ($300 Chase, $500 Discover), I don't know if it's worth it.

What's in your wallet?
-Not Capital One.


>> About myFICO
FICO Score - The Score that matters
FOLLOW US Social Media Facebook Twitter Pinterest Google+