Benefits of buying travel insurance early

Multi generation family sitting on the beach taking a picture while on holiday

The best time to buy travel insurance is at the same time you buy your holiday. That way, you’re protected financially not only against mishaps while you’re away, but also against cancellation costs that may prevent you from travelling at all.

What's the risk of not buying travel insurance early?

If you leave it too close to your departure date, and you find late in the day that you’re not able to travel, you risk voiding the cancellation part of your policy.   

Buying early can protect against cancellation costs

You need to prove to your insurer that you were already covered when something such as illness, injury, or redundancy happened. If you can’t do that, then it could mean your cancellation cover is not valid, as buying travel insurance ‘after the event’ makes it look as though you did it purely in order to cancel the trip.

Once you’ve booked and paid - even just a deposit - you’re committed to the trip, and if you are forced to cancel your plans for reasons beyond your control, you’ll be left out of pocket if you still haven’t yet bought your travel insurance. That is why it is best practice to purchase your travel insurance as soon as possible.

Why might I need to cancel my trip?

Future plans can sometimes go awry. What if you - or someone else in your travelling party - gets ill or breaks their leg and can’t travel? What if you were made redundant and had cash flow problems? Having proper travel insurance will protect you from unforeseeable circumstances.

Travel Insurance you can rely on

Getting travel insurance early can cover you if you fall ill closer to your holiday, even with pre-existing conditions, as long as you’ve declared them.  Buying annual, multi-trip cover can also help ensure you have cover if you travel a lot at short notice.

It’s wise to buy travel insurance as soon as you get your holiday confirmed. With Telegraph Travel Insurance you are covered from the moment you book.

Find the travel insurance coverage that best fits your needs regardless of age* with Telegraph Travel Insurance

*Please read your full policy to see exactly what you are covered for
