Equifax Credit Report

Written by Breean Murel
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An Equifax credit report is a report obtained from one of the major credit bureaus--Equifax. Credit bureaus keep the records of your credit and report them when necessary. They keep records of every time someone gives you credit, how much credit was given to you and whether you paid it back on time.

If someone is interested in giving you a loan, credit cards, an apartment, or a car, they can review your credit history to ensure you are a viable person to lend to. They can obtain your Equifax credit report by containing the bureau directly. They must prove that they are authorized to view your credit information.

Finding an Equifax Credit Report Source

There are many online credit services that can obtain your Equifax credit report for you. You want to make sure you know your current credit situation since lenders will be accepting or denying you based on this report. You want to make sure that you have the highest possible score so you can eventually get what you want.

Equifax is one of the major bureaus so they maintain a huge amount of credit information. They also have your personal information on file, such as your name, address, and social security number. They know all about your credit history including information on loans, lawsuits, bankruptcies, payment history and even credit cards.

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