Frequently Asked Questions

Do I need a clear credit record to get funding?

Yes, except for pension bridging and certain property bridging products. However, a clear credit record does not necessarily imply a loan will be approved.

How long does it take to get a loan approved?

This is product dependent and also dependent on the quality of the documents you send to us. We only start the submission process once we have all the required documentation

What are the costs?

Each financing solution has its own cost structure. Some costs that are incurred are : administration fees, professional fees, interest, valuations, consultant fees, and others as set by each financier.

What are the risks?

If you do not pay the loan back you will be listed at credit bureaus and face legal action.

What are the Minimum and Maximum amounts?

Please check each product as these differs from product to product.

What are your Personal Loan amounts and conditions?

You must have a 100 % unblemished credit record. If you have any credit issues then please do not apply as our system is automated and picks up any credit issues. The maximum is R 100 000 per loan application.

Is it safe to put my ID number on your system?

Yes, as your number goes directly into the banking system.