• Online Banks Cut the Costs

    While big banks continue raising fees, with ATM transactions the latest targets, some online banks are still offering free checking and are even refunding ATM fees.

    State Farm Bank, Ally Bank and Charles Schwab Bank offer accounts that don't require a minimum balance and don't have monthly fees. They also refund the fees other banks charge customers for using their ATMs. (These banks typically don't have branches or ATMs.)


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