My credit report at TransUnion includes, in the personal information section, both past addresses and the date each was reported/confirmed to the credit bureau. Several addresses are reported with dates long after I moved away (in one case, by 9 years! putting it more current than my true current address)

Can I find out what entity has provided this invalid residency information into my report? What is the process for obtaining such information?


A lot of times bad data in a credit report is simply a matter of bad transcription at data entry (sloppiness). Send a registered letter to the credit bureau that displays incorrect information, explaining which information is incorrect, and what the correct information should be. You should probably check what the other credit bureaus have as well and make sure it is corrected.

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    The credit bureau's dispute process only allows removing the address completely. It is a correctly spelled former address. Since I don't think the "last reported date" is shown to anyone but me, there's nothing to correct. I do, however, want to find out where the reconfirmations of old addresses are coming from. – Ben Voigt Feb 17 at 16:00

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