Spend It or Invest In An IRA? Calculator

There could be a price to pay for short-changing your retirement fund.

Strike the right balance between current spending and long-term savings.

Cut back now, and you'll have more to look forward to later. Everyone knows day-to-day life is expensive. Those expenses will still be there when you retire, but you won't have a salary coming in to cover them. That's why it makes sense to cut back now and then, and pour more money into your Individual Retirement Account. This calculator could give you some incentive, as it shows how dollars diverted to your IRA can grow to an impressive amount.

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